Aptus Value Housing Finance India Ltd Stock Price Today (NSE: APTUS)
Aptus Value Housing Finance India Ltd
Fundamental Score
Aptus Value Housing Finance India Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Aptus Value Housing Finance India Ltd share price today is ₹260.60, up +0.19% on NSE/BSE as of 18 June 2026. Aptus Value Housing Finance India Ltd (APTUS) is a Mid-cap company in the Housing Finance Company sector with a market capitalisation of ₹14.15K (Cr). The 52-week high for APTUS share price is ₹364.00 and the 52-week low is ₹193.03. At a P/E ratio of 16.78x, APTUS is currently trading below its industry average P/E of 18.03x. The company has a Return on Equity (ROE) of 18.58% and a debt-to-equity ratio of 1.57.
Aptus Value Housing Finance India Ltd Share Price Chart — NSE/BSE Historical Performance
Aptus Value Housing Finance India Ltd share price chart: 1.02% return over the past month. 52-week high ₹364.00, 52-week low ₹193.03.
Aptus Value Housing Finance India Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹258.40 | ₹261.90 | ₹254.30 | ₹260.60 | 4.53L (Cr) | |
| ₹260.00 | ₹262.80 | ₹257.70 | ₹260.10 | 4.26L (Cr) | |
| ₹264.15 | ₹268.95 | ₹257.45 | ₹260.30 | 5.53L (Cr) | |
| ₹261.00 | ₹264.00 | ₹259.75 | ₹262.70 | 2.05L (Cr) | |
| ₹262.55 | ₹265.80 | ₹259.55 | ₹260.20 | 4.20L (Cr) | |
| ₹261.75 | ₹267.40 | ₹261.75 | ₹262.55 | 5.25L (Cr) | |
| ₹265.10 | ₹265.30 | ₹259.65 | ₹260.35 | 3.46L (Cr) | |
| ₹269.50 | ₹271.00 | ₹262.00 | ₹265.10 | 6.88L (Cr) | |
| ₹253.00 | ₹274.20 | ₹250.50 | ₹269.10 | 21.48L (Cr) | |
| ₹255.80 | ₹257.90 | ₹253.75 | ₹254.55 | 4.98L (Cr) |
Aptus Value Housing Finance India Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹260.00 | ₹262.80 | ₹254.30 | ₹260.60 | +0.23% | |
| ₹262.95 | ₹293.90 | ₹250.50 | ₹260.30 | -1.01% | |
| ₹201.94 | ₹267.90 | ₹194.10 | ₹260.14 | +28.82% | |
| ₹235.00 | ₹242.76 | ₹193.03 | ₹194.57 | -17.20% | |
| ₹266.20 | ₹292.55 | ₹234.40 | ₹244.00 | -8.34% | |
| ₹281.60 | ₹290.00 | ₹257.15 | ₹275.40 | -2.20% | |
| ₹279.80 | ₹296.45 | ₹271.40 | ₹279.10 | -0.25% | |
| ₹317.00 | ₹322.75 | ₹275.10 | ₹279.10 | -11.96% | |
| ₹320.90 | ₹332.00 | ₹303.45 | ₹317.60 | -1.03% | |
| ₹318.45 | ₹353.25 | ₹307.85 | ₹319.75 | +0.41% | |
| ₹329.00 | ₹364.00 | ₹315.00 | ₹317.60 | -3.47% | |
| ₹324.00 | ₹354.80 | ₹317.65 | ₹327.65 | +1.13% |
AI Research Briefing
Powered by Gemini · 2026-04-05
High growth affordable housing play with a promoter selling problem — watch closely.
WHAT'S HAPPENING NOW
No major catalysts in last 3 weeks — thesis is based on structural story only.
CORE STORY
This is a high-growth affordable housing finance play, riding the India housing boom. Not a deep value play, but a growth story.
- FII/DII buying is strong
- Trading below 52W high
- High growth rates
- Sustained high growth in loan disbursals
- Stabilization of promoter holding
- Positive news flow on asset quality
- Heavy promoter selling (down 16.5%)
- Negative Free Cash Flow
- Thin interest coverage
FIIs and DIIs are accumulating, but promoter is exiting — conflicting signals.
Housing finance sector benefits from government initiatives, but rising interest rates are a headwind.
No major company news found in last 3 weeks
No — negative ₹5172.0 Cr FCF over 5 years.
Next 3-6 months depend on maintaining growth momentum and stabilizing promoter holding. Watch for asset quality deterioration.
Primary Thesis Risk
Promoter selling signals potential governance issues and undermines the growth story.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Aptus Value Housing Finance India Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Aptus Value Housing Finance India Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of APTUS across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (18.58%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (15.05%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (83.60%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (24.50%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (29.11%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (28.46% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Profit Growth Track Record (28.91% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Institutional Confidence (FII+DII: 61.23%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Weak Earnings Growth (-7.95% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Elevated Debt Levels (D/E: 1.57)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Negative Free Cash Flow (₹-5172.00 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (23.87%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Aptus Value Housing Finance India Ltd vs Housing Finance Company Peers
Peer Comparison - Housing Finance Company
Compare Aptus Value Housing Finance India Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
32.4/100 | ₹260.60₹261 | ₹14148.60₹14148.60 | 16.78Average 16.8 Average | 18.58%Good 18.58% Good | 15.05%Good 15.05% Good | 1.57Average 1.6 Average | 28.91%Excellent 28.91% Excellent | 28.46%Excellent 28.46% Excellent | 1.59% | |
Bajaj Housing Finance LimitedBajaj Housing F... BAJAJHFL • 544252 | 54.8/100 | ₹86.02₹86 | ₹87039.71₹87039.71 | 36.87Average 36.9 Average | 13.46%Average 13.46% Average | 9.55%Poor 9.55% Poor | 4.44Poor 4.4 Poor | 38.71%Excellent 38.71% Excellent | 29.33%Excellent 29.33% Excellent | 0.00% |
LIC Housing Finance LtdLIC Housing Fin... LICHSGFIN • 500253 | 41.4/100 | ₹543.00₹543 | ₹30291.98₹30291.98 | 5.49Average 5.5 Average | 16.05%Good 16.05% Good | 8.93%Poor 8.93% Poor | 7.08Poor 7.1 Poor | 17.76%Excellent 17.76% Excellent | 7.33%Good 7.33% Good | 1.82% |
PNB Housing Finance LtdPNB Housing Fin... PNBHOUSING • 540173 | 44.1/100 | ₹1064.50₹1065 | ₹23669.79₹23669.79 | 10.77Average 10.8 Average | 12.27%Average 12.27% Average | 9.46%Poor 9.46% Poor | 3.62Poor 3.6 Poor | 23.34%Excellent 23.34% Excellent | -2.03%Poor -2.03% Poor | 0.55% |
Aadhar Housing Finance LtdAadhar Housing ... AADHARHFC • 544176 | 31.1/100 | ₹477.80₹478 | ₹21011.57₹21011.57 | 21.27Average 21.3 Average | 16.86%Good 16.86% Good | 11.42%Average 11.42% Average | 2.55Poor 2.5 Poor | 36.61%Excellent 36.61% Excellent | 17.50%Excellent 17.50% Excellent | 0.00% |
Sammaan Capital LtdSammaan Capital... SAMMAANCAP • 535789 | 24.2/100 | ₹173.32₹173 | ₹12631.74₹12631.74 | 9.95Average 9.9 Average | -8.66%Poor -8.66% Poor | 3.65%Poor 3.65% Poor | 2.04Poor 2.0 Poor | — — | -8.08%Poor -8.08% Poor | 0.00% |
Can Fin Homes LtdCan Fin Homes L... CANFINHOME • 511196 | 40.1/100 | ₹832.95₹833 | ₹12107.71₹12107.71 | 13.14Average 13.1 Average | 18.22%Good 18.22% Good | 9.34%Poor 9.34% Poor | 6.61Poor 6.6 Poor | 17.91%Excellent 17.91% Excellent | 13.82%Good 13.82% Good | 1.32% |
Aavas Financiers LtdAavas Financier... AAVAS • 541988 | 29.6/100 | ₹1369.00₹1369 | ₹11994.35₹11994.35 | 19.88Average 19.9 Average | 14.11%Average 14.11% Average | 10.09%Average 10.09% Average | 3.08Poor 3.1 Poor | 18.16%Excellent 18.16% Excellent | 21.15%Excellent 21.15% Excellent | 0.00% |
Home First Finance Company India LtdHome First Fina... HOMEFIRST • 543259 | 55.6/100 | ₹1076.40₹1076 | ₹11504.83₹11504.83 | 25.41Average 25.4 Average | 16.46%Good 16.46% Good | 11.35%Average 11.35% Average | 2.40Poor 2.4 Poor | 36.87%Excellent 36.87% Excellent | 30.23%Excellent 30.23% Excellent | 0.33% |
India Shelter Finance Corporation LimitedIndia Shelter F... INDIASHLTR • 544044 | 44.3/100 | ₹778.80₹779 | ₹9428.70₹9428.70 | 21.19Average 21.2 Average | 15.07%Good 15.07% Good | 12.61%Average 12.61% Average | 1.89Average 1.9 Average | 51.70%Excellent 51.70% Excellent | 38.34%Excellent 38.34% Excellent | 0.58% |
Repco Home Finance LtdRepco Home Fina... REPCOHOME • 535322 | 28.6/100 | ₹395.80₹396 | ₹2590.06₹2590.06 | 5.65Average 5.7 Average | 14.39%Average 14.39% Average | 10.97%Average 10.97% Average | 3.18Poor 3.2 Poor | 9.13%Good 9.13% Good | 4.95%Average 4.95% Average | 0.97% |
Top Housing Finance Company Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Housing Finance Limited share price87039.71 Cr
- LIC Housing Finance Ltd share price30291.98 Cr
- PNB Housing Finance Ltd share price23669.79 Cr
- Aadhar Housing Finance Ltd share price21011.57 Cr
- Sammaan Capital Ltd share price12631.74 Cr
Aptus Value Housing Finance India Ltd PE Ratio History
Historical price-to-earnings ratio for APTUS — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹15.01 | ₹279.10 | 18.6x |
| FY 2024 | ₹12.21 | ₹289.45 | 23.7x |
| FY 2023 | ₹10.08 | ₹319.75 | 31.7x |
| FY 2022 | ₹7.53 | ₹303.80 | 40.3x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Aptus Value Housing Finance India Ltd Dividend History
Annual cash dividends paid by APTUS — dividend yield 1.59%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹224.68 Cr |
| FY 2024 | ₹199.40 Cr |
| FY 2023 | ₹99.60 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Aptus Value Housing Finance India Ltd Quarterly Performance
Latest quarterly metrics for APTUS — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
29.11%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
24.50%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
28.46%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
28.91%
Compounded annual net profit growth over 5 years
Aptus Value Housing Finance India Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for APTUS — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Aptus Value Housing Finance India Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Aptus Value Housing Finance India Ltd (APTUS) — sourced from NSE/BSE filings.
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About APTUS (Aptus Value Housing Finance India Ltd)
Aptus Value Housing Finance India Ltd is a distinguished housing finance company focused on serving the underserved, primarily in rural and semi-urban India. The company specialize...s in providing accessible and affordable housing finance solutions to low and middle-income families, empowering them to realize their dream of owning a home. Aptus distinguishes itself through its deep understanding of the specific needs and challenges of this demographic, offering tailored products and services that cater to their unique circumstances. The company's operational model emphasizes strong customer relationships, efficient loan processing, and robust risk management, ensuring sustainable growth and positive social impact. Aptus aims to transform lives and strengthen communities by bridging the housing finance gap and promoting financial inclusion across the country. Aptus’ core offering encompasses a comprehensive suite of housing finance products including home purchase loans, construction loans, home improvement loans, and loans against property. The company recognizes the crucial role of housing in improving livelihoods and therefore extends financial assistance to individuals who may not qualify for traditional bank loans. Understanding the diverse financial capabilities of its customer base, Aptus provides flexible repayment options and personalized loan structures to accommodate varying income levels. Beyond just providing financial assistance, Aptus also seeks to educate and empower its customers by offering guidance on home ownership, financial literacy, and property management. This holistic approach fosters long-term financial well-being and contributes to the overall stability of the communities it serves. Aptus Value Housing Finance India Ltd. operates with a strong emphasis on ethical lending practices and responsible financial stewardship. The company prioritizes transparency and customer service, building trust and lasting relationships with its borrowers. Aptus leverages technology to streamline its operations, enhance efficiency, and deliver a seamless customer experience. From online loan applications to digital payment options, Aptus embraces innovation to adapt to the evolving needs of its customers and the rapidly changing financial landscape. Furthermore, Aptus is committed to sustainable growth and environmental responsibility, actively promoting eco-friendly construction practices and supporting initiatives that contribute to a greener and more sustainable future for the communities it serves.
Company Details
Key Leadership
Corporate Events
APTUS Share Price: Frequently Asked Questions
What is the current share price of Aptus Value Housing Finance India Ltd?
Aptus Value Housing Finance India Ltd (APTUS) trades at ₹260.60 on NSE and BSE. Market cap ₹14.15K (Cr). Educational data only.
What is the P/E ratio of Aptus Value Housing Finance India Ltd?
Aptus Value Housing Finance India Ltd has a P/E of 16.78x vs industry average 18.03x.
What is the Bull Run score for Aptus Value Housing Finance India Ltd?
Aptus Value Housing Finance India Ltd has a Bull Run score of 32.4/100 based on 25+ financial parameters.
Does Aptus Value Housing Finance India Ltd pay dividends?
Aptus Value Housing Finance India Ltd has a dividend yield of 1.59%. Past dividends don't guarantee future payments.
What is the ROE of Aptus Value Housing Finance India Ltd?
Aptus Value Housing Finance India Ltd has ROE of 18.58%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Aptus Value Housing Finance India Ltd?
Aptus Value Housing Finance India Ltd has debt-to-equity of 1.57.
Is Aptus Value Housing Finance India Ltd a good investment?
Bull Run gives Aptus Value Housing Finance India Ltd a score of 32.4/100. This is not investment advice — consult a SEBI-registered advisor.