Aryaman Financial Services Ltd Stock Price Today (NSE: ARYAMAN)

Aryaman Financial Services Ltd

595.000.75 (0.13%)
Market Closed

Fundamental Score

...

Aryaman Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Aryaman Financial Services Ltd share price today is 595.00, down 0.13% on NSE/BSE as of 19 June 2026. Aryaman Financial Services Ltd (ARYAMAN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 870.76 (Cr). The 52-week high for ARYAMAN share price is 1100.00 and the 52-week low is 480.00. At a P/E ratio of 21.39x, ARYAMAN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 31.30% and a debt-to-equity ratio of 0.00.

Aryaman Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
648.00
Low
570.05
Volume
345.27272727272725
Change
-5.08%

Aryaman Financial Services Ltd share price chart: -5.08% return over the past month. 52-week high ₹1100.00, 52-week low ₹480.00.

Aryaman Financial Services Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
595.75598.90575.70595.00379.00 (Cr)
590.00598.00585.00595.7528.00 (Cr)
585.10600.00570.00599.40813.00 (Cr)
597.00608.80570.05584.70111.00 (Cr)
600.05600.05597.00597.0095.00 (Cr)
589.00614.45589.00599.50276.00 (Cr)
585.00615.00585.00591.901.20K (Cr)
604.00604.00595.00597.50201.00 (Cr)
595.00608.00590.00604.00725.00 (Cr)
604.05604.05590.50600.1588.00 (Cr)

Aryaman Financial Services Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
590.00598.90575.70595.00+0.85%
600.05648.00570.00599.40-0.11%
597.15640.00585.10604.70+1.26%
630.00729.00480.00600.15-4.74%
635.20774.90620.00639.30+0.65%
658.00699.00630.00648.60-1.43%
700.00730.00631.00655.45-6.36%
780.00820.00651.00691.25-11.38%
795.00874.95740.00809.50+1.82%
1060.001060.00700.00757.70-28.52%
714.901100.00690.001012.05+41.57%
700.85750.75685.40714.90+2.00%

AI Research Briefing

Powered by Gemini · 2026-04-09

Aryaman is a micro-cap bet on the sustainability of the SME IPO frenzy; high risk, potentially high reward.

Research Confidence
6.0/10Moderate
MICRO-CAP DARK HORSEConsolidation. 1M: -12.17%, 3M: -21.54%, 6M: 28.68%.Expensive, P/E at 22.40x compared to industry P/E of 22.03x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Aryaman Financial Services' valuation has shifted from 'very expensive' to 'expensive'. As of April 7, 2026, the stock traded at , a slight increase of 0.93% from the previous close. Technical indicators suggest a transition from bearish to mildly bearish trends.

CORE STORY (THE REAL GAME)

Why Now
  • Valuation shift from 'very expensive' to 'expensive'
  • Slight increase in stock price as of April 7, 2026
  • Technical indicators suggest a transition from bearish to mildly bearish trends
Potential Catalysts
  • New SME IPO mandates
  • Successful scaling of NBFC operations
  • Positive regulatory changes for NBFCs
Key Risks
  • Micro-cap status exposes to liquidity risk
  • Heavy reliance on volatile SME IPO market
  • Q3 FY26 net profit declined 58.95% YoY
Institutional Activity

Promoter holding steady at 63.92%. FII/DII negligible.

Macro Context

RBI maintaining a stable repo rate provides a marginally positive backdrop for NBFCs, but global risks remain.

Cash Flow Quality

Free Cash Flow 5Y: ₹112.2 Cr

3–6 Month Outlook

Aryaman's near-term performance hinges on the continued momentum of the SME IPO market. Success in scaling the NBFC subsidiary is crucial for long-term diversification.

Primary Thesis Risk

Reliance on the fickle SME IPO market makes Aryaman vulnerable to a sharp correction.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Excellent

Return on Equity (ROE)

31.30%

Profit generated per ₹1 of shareholder equity

Excellent

Return on Capital (ROCE)

31.88%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

25.40%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Aryaman Financial Services Ltd Valuation Check

Average

Price to Earnings (P/E)

21.39x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

63.92%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.01%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

52.46%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-23.65%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

5.71%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

101.33%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

103.24%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

28.38x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

112.20 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Aryaman Financial Services Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of ARYAMAN across key market metrics for learning purposes.

Positive Indicators

11 factors identified

Strong Return on Equity (31.30%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Excellent ROCE Performance (31.88%)

Observation: Superior returns on capital employed across business operations.

Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.

Strong Operating Margins (25.40%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Robust Profit Growth (52.46%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Excellent EPS Growth (101.33% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (103.24% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Interest Coverage (28.38x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Strong Cash Generation (₹112.20 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (63.92%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Revenue Contraction (-23.65%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Limited Institutional Interest (FII+DII: 0.01%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Aryaman Financial Services Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Aryaman Financial Services Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
65.3/100
595
₹870.76
21.4
Average
31.30%
Excellent
31.88%
Excellent
0.0
Excellent
103.24%
Excellent
5.71%
Good
0.00%
61.2/100
889
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
919
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3246
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1493
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
616
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
271
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
660
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4213
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
458
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
392
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Aryaman Financial Services Ltd PE Ratio History

Historical price-to-earnings ratio for ARYAMAN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202525.77₹655.4525.4x
FY 202415.11₹414.9527.5x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Aryaman Financial Services Ltd Quarterly Performance

Latest quarterly metrics for ARYAMAN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-23.65%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

52.46%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

5.71%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

103.24%

Compounded annual net profit growth over 5 years

Aryaman Financial Services Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for ARYAMAN — calculated from daily price history

31RSI 14
Neutral — RSI 31

Momentum is balanced — neither overbought nor oversold.

SMA 50
606
▼ Price below SMA 50 — Short-term bearish
SMA 200
702
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
0K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Aryaman Financial Services Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Aryaman Financial Services Ltd (ARYAMAN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Aryaman Financial Services Ltd

About ARYAMAN (Aryaman Financial Services Ltd)

Aryaman Financial Services Ltd is a financial institution operating within India's dynamic Non-Banking Financial Company (NBFC) sector. It focuses on offering specialized financial... solutions to businesses seeking to access capital markets. Rather than traditional banking services, Aryaman's core activities revolve around facilitating capital raising for companies, particularly those in the small and medium-sized enterprise (SME) space. The company acts as an intermediary, connecting businesses with investors and guiding them through the complexities of various fundraising avenues. Aryaman’s services span across different stages of a company's growth trajectory, providing customized solutions to meet evolving financial requirements. Aryaman distinguishes itself by orchestrating the process of capital procurement through diverse channels. Its primary function lies in the adept structuring and management of Initial Public Offerings (IPOs) for burgeoning companies eager to enter the stock market. Furthermore, Aryaman extends its expertise to manage subsequent offerings, including follow-on public offerings and rights issues, to aid established companies in raising additional capital. Beyond public offerings, it handles private placements, venture capital funding, and advises on raising funds via foreign currency instruments. The company facilitates critical connections between growing businesses and potential investors, managing due diligence and ensuring regulatory compliance throughout the funding process. The company's contribution to the financial landscape rests on its ability to empower businesses, specifically SMEs, with the resources to fuel their expansion. Through its specialized knowledge of capital markets and regulatory frameworks, Aryaman navigates the complexities of fundraising on behalf of its clients. In the NBFC sector, Aryaman Financial Services serves as a critical link between capital seeking businesses and the investment community, fostering economic growth and supporting entrepreneurial ventures.

Company Details

Symbol:ARYAMAN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Shripal Shrenik Shah BMS, C.F.A.
Chairman & CFO
Ms. Reenal Khandelwal
Company Secretary & Compliance Officer
Mr. Shreyas Shrenik Shah
Whole Time Director

ARYAMAN Share Price: Frequently Asked Questions

What is the current share price of Aryaman Financial Services Ltd?

Aryaman Financial Services Ltd (ARYAMAN) trades at ₹595.00 on NSE and BSE. Market cap ₹870.76 (Cr). Educational data only.

What is the P/E ratio of Aryaman Financial Services Ltd?

Aryaman Financial Services Ltd has a P/E of 21.39x vs industry average 22.03x.

What is the Bull Run score for Aryaman Financial Services Ltd?

Aryaman Financial Services Ltd has a Bull Run score of 65.3/100 based on 25+ financial parameters.

Does Aryaman Financial Services Ltd pay dividends?

Aryaman Financial Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Aryaman Financial Services Ltd?

Aryaman Financial Services Ltd has ROE of 31.30%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Aryaman Financial Services Ltd?

Aryaman Financial Services Ltd has debt-to-equity of 0.00.

Is Aryaman Financial Services Ltd a good investment?

Bull Run gives Aryaman Financial Services Ltd a score of 65.3/100. This is not investment advice — consult a SEBI-registered advisor.