Aryaman Financial Services Ltd
Fundamental Score
Aryaman Financial Services Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of ARYAMAN across key market metrics for learning purposes.
Positive Indicators
11 factors identified
Strong Return on Equity (31.30%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (31.88%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance. This indicates quality business fundamentals.
Strong Operating Margins (25.40%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Robust Profit Growth (52.46%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Excellent EPS Growth (101.33% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (103.24% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Interest Coverage (28.38x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.
Strong Cash Generation (₹112.20 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (63.92%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
3 factors identified
Revenue Contraction (-23.65%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Limited Institutional Interest (FII+DII: 0.01%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Financial Statements
Comprehensive financial data for Aryaman Financial Services Ltd
About ARYAMAN
Business Overview
Aryaman Financial Services Limited, together with its subsidiaries, provides merchant banking services in India. The company is involved in the lead management and syndication of small and medium sized initial public offerings, follow-on public offerings, rights issues, composite issues, qualified institutional placements, preferential allotments, foreign currency convertible bonds, American and global depositary receipts issues, private investment in public equity deals, venture capital funding, and other types of fundraising. It also provides loan syndication and underwriting; M&A advisory, including buy-side and sell-side advisory services; and open offer management services. In addition, the company offers private equity advisory services; structured finance advisory services, including promoter and acquisition financing; and corporate finance advisory services, such as scheme of amalgamations, mergers, spin-off transactions, ESOP transactions, foreign remittance, and equity placements, etc.; and certification, opinion, and valuation services. Further, it offers stock and commodity broking services; and valuation and advisory services for foreign investments. The company was incorporated in 1994 and is based in Mumbai, India. Aryaman Financial Services Limited is a subsidiary of Mahshri Enterprises Pvt. Ltd.
Company Details
Key Leadership
Latest News
ARYAMAN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Aryaman Financial Services Ltd (ARYAMAN)?
As of 13 Feb 2026, 10:02 am IST, Aryaman Financial Services Ltd (ARYAMAN) is currently trading at ₹708.00. The stock has a market capitalization of ₹870.76 (Cr).
Is ARYAMAN share price Overvalued or Undervalued?
ARYAMAN is currently trading at a P/E ratio of 21.39x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Aryaman Financial Services Ltd share price?
Key factors influencing ARYAMAN's price include its quarterly earnings growth (Sales Growth: -23.65%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Aryaman Financial Services Ltd a good stock for long-term investment?
Aryaman Financial Services Ltd shows a 5-year Profit Growth of 103.24% and an ROE of 31.30%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does Aryaman Financial Services Ltd compare with its industry peers?
Aryaman Financial Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare ARYAMAN's P/E of 21.39x and ROE of 31.30% against the industry averages to determine its competitive standing.
What is the P/E ratio of ARYAMAN and what does it mean?
ARYAMAN has a P/E ratio of 21.39x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹21 for every ₹1 of annual earnings.
How is ARYAMAN performing according to Bull Run's analysis?
ARYAMAN has a Bull Run fundamental score of 65.3/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does ARYAMAN belong to?
ARYAMAN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Aryaman Financial Services Ltd.
What is Return on Equity (ROE) and why is it important for ARYAMAN?
ARYAMAN has an ROE of 31.30%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Aryaman Financial Services Ltd generates profits from shareholders' equity.
How is ARYAMAN's debt-to-equity ratio and what does it indicate?
ARYAMAN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is ARYAMAN's dividend yield and is it a good dividend stock?
ARYAMAN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has ARYAMAN grown over the past 5 years?
ARYAMAN has achieved 5-year growth rates of: Sales Growth 5.71%, Profit Growth 103.24%, and EPS Growth 101.33%.
What is the promoter holding in ARYAMAN and why does it matter?
Promoters hold 63.92% of ARYAMAN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is ARYAMAN's market capitalization category?
ARYAMAN has a market capitalization of ₹871 crores, placing it in the Small-cap category.
How volatile is ARYAMAN stock?
ARYAMAN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for ARYAMAN?
ARYAMAN has a 52-week high of ₹N/A and low of ₹N/A.
What is ARYAMAN's operating profit margin trend?
ARYAMAN has a 5-year average Operating Profit Margin (OPM) of 25.40%, indicating the company's operational efficiency.
How is ARYAMAN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -23.65% and YoY Profit Growth of 52.46%.
What is the institutional holding pattern in ARYAMAN?
ARYAMAN has FII holding of 0.00% and DII holding of 0.01%. Significant institutional holding often suggests professional confidence in the stock.