Aryaman Financial Services Ltd Stock Price Today (NSE: ARYAMAN)
Aryaman Financial Services Ltd
Fundamental Score
Aryaman Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Aryaman Financial Services Ltd share price today is ₹579.30, up +2.40% on NSE/BSE as of 3 August 2026. Aryaman Financial Services Ltd (ARYAMAN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹716.02 (Cr). The 52-week high for ARYAMAN share price is ₹1100.00 and the 52-week low is ₹480.00. At a P/E ratio of 24.21x, ARYAMAN is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 20.45% and a debt-to-equity ratio of 0.00.
Aryaman Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance
Aryaman Financial Services Ltd share price chart: -0.90% return over the past month. 52-week high ₹1100.00, 52-week low ₹480.00.
Aryaman Financial Services Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹565.75 | ₹600.00 | ₹557.00 | ₹580.10 | 212.00 (Cr) | |
| ₹584.95 | ₹593.00 | ₹565.00 | ₹565.75 | 2.75K (Cr) | |
| ₹594.00 | ₹597.80 | ₹580.00 | ₹584.95 | 76.00 (Cr) | |
| ₹580.70 | ₹593.00 | ₹580.00 | ₹592.90 | 267.00 (Cr) | |
| ₹599.00 | ₹600.00 | ₹599.00 | ₹599.00 | 32.00 (Cr) | |
| ₹588.80 | ₹597.00 | ₹588.80 | ₹590.20 | 99.00 (Cr) | |
| ₹580.00 | ₹590.00 | ₹565.00 | ₹589.95 | 659.00 (Cr) | |
| ₹580.05 | ₹595.00 | ₹580.00 | ₹594.00 | 20.00 (Cr) | |
| ₹580.05 | ₹600.00 | ₹565.00 | ₹586.05 | 699.00 (Cr) | |
| ₹580.00 | ₹590.00 | ₹580.00 | ₹590.00 | 53.00 (Cr) |
Aryaman Financial Services Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹591.80 | ₹600.00 | ₹557.00 | ₹580.10 | -1.98% | |
| ₹590.00 | ₹610.00 | ₹570.00 | ₹588.90 | -0.19% | |
| ₹600.05 | ₹648.00 | ₹570.00 | ₹599.40 | -0.11% | |
| ₹597.15 | ₹640.00 | ₹585.10 | ₹604.70 | +1.26% | |
| ₹630.00 | ₹729.00 | ₹480.00 | ₹600.15 | -4.74% | |
| ₹635.20 | ₹774.90 | ₹620.00 | ₹639.30 | +0.65% | |
| ₹658.00 | ₹699.00 | ₹630.00 | ₹648.60 | -1.43% | |
| ₹700.00 | ₹730.00 | ₹631.00 | ₹655.45 | -6.36% | |
| ₹780.00 | ₹820.00 | ₹651.00 | ₹691.25 | -11.38% | |
| ₹795.00 | ₹874.95 | ₹740.00 | ₹809.50 | +1.82% | |
| ₹1060.00 | ₹1060.00 | ₹700.00 | ₹757.70 | -28.52% | |
| ₹706.15 | ₹1100.00 | ₹690.00 | ₹1012.05 | +43.32% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Aryaman is a micro-cap bet on the sustainability of the SME IPO frenzy; high risk, potentially high reward.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Aryaman Financial Services' valuation has shifted from 'very expensive' to 'expensive'. As of April 7, 2026, the stock traded at , a slight increase of 0.93% from the previous close. Technical indicators suggest a transition from bearish to mildly bearish trends.
CORE STORY (THE REAL GAME)
- Valuation shift from 'very expensive' to 'expensive'
- Slight increase in stock price as of April 7, 2026
- Technical indicators suggest a transition from bearish to mildly bearish trends
- New SME IPO mandates
- Successful scaling of NBFC operations
- Positive regulatory changes for NBFCs
- Micro-cap status exposes to liquidity risk
- Heavy reliance on volatile SME IPO market
- Q3 FY26 net profit declined 58.95% YoY
Promoter holding steady at 63.92%. FII/DII negligible.
RBI maintaining a stable repo rate provides a marginally positive backdrop for NBFCs, but global risks remain.
Free Cash Flow 5Y: ₹112.2 Cr
Aryaman's near-term performance hinges on the continued momentum of the SME IPO market. Success in scaling the NBFC subsidiary is crucial for long-term diversification.
Primary Thesis Risk
Reliance on the fickle SME IPO market makes Aryaman vulnerable to a sharp correction.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Aryaman Financial Services Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Aryaman Financial Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of ARYAMAN across key market metrics for learning purposes.
Positive Indicators
10 factors identified
Strong Return on Equity (20.45%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (22.11%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (38.38%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Excellent EPS Growth (105.48% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (107.43% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (52.26x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Strong Cash Generation (₹131.56 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (63.92%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Profit Decline Concern (-45.16%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-73.43%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (-10.75% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Limited Institutional Interest (FII+DII: 0.01%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Aryaman Financial Services Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Aryaman Financial Services Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Aryaman Financial Services LtdAryaman Financi...Selected✓ ARYAMAN • 530245 | 54.6/100 | ₹579.30₹579 | ₹716.02₹716.02 | 24.21Average 24.2 Average | 20.45%Excellent 20.45% Excellent | 22.11%Excellent 22.11% Excellent | 0.00Excellent 0.0 Excellent | 107.43%Excellent 107.43% Excellent | -10.75%Poor -10.75% Poor | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- L&T Finance Ltd share price78301.66 Cr
Aryaman Financial Services Ltd PE Ratio History
Historical price-to-earnings ratio for ARYAMAN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹25.77 | ₹655.45 | 25.4x |
| FY 2024 | ₹15.11 | ₹414.95 | 27.5x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Aryaman Financial Services Ltd Quarterly Performance
Latest quarterly metrics for ARYAMAN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-73.43%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-45.16%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-10.75%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
107.43%
Compounded annual net profit growth over 5 years
Aryaman Financial Services Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for ARYAMAN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Aryaman Financial Services Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Aryaman Financial Services Ltd (ARYAMAN) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Aryaman Financial Services Ltd
About ARYAMAN (Aryaman Financial Services Ltd)
Aryaman Financial Services Ltd is a financial institution operating within India's dynamic Non-Banking Financial Company (NBFC) sector. It focuses on offering specialized financial... solutions to businesses seeking to access capital markets. Rather than traditional banking services, Aryaman's core activities revolve around facilitating capital raising for companies, particularly those in the small and medium-sized enterprise (SME) space. The company acts as an intermediary, connecting businesses with investors and guiding them through the complexities of various fundraising avenues. Aryaman’s services span across different stages of a company's growth trajectory, providing customized solutions to meet evolving financial requirements. Aryaman distinguishes itself by orchestrating the process of capital procurement through diverse channels. Its primary function lies in the adept structuring and management of Initial Public Offerings (IPOs) for burgeoning companies eager to enter the stock market. Furthermore, Aryaman extends its expertise to manage subsequent offerings, including follow-on public offerings and rights issues, to aid established companies in raising additional capital. Beyond public offerings, it handles private placements, venture capital funding, and advises on raising funds via foreign currency instruments. The company facilitates critical connections between growing businesses and potential investors, managing due diligence and ensuring regulatory compliance throughout the funding process. The company's contribution to the financial landscape rests on its ability to empower businesses, specifically SMEs, with the resources to fuel their expansion. Through its specialized knowledge of capital markets and regulatory frameworks, Aryaman navigates the complexities of fundraising on behalf of its clients. In the NBFC sector, Aryaman Financial Services serves as a critical link between capital seeking businesses and the investment community, fostering economic growth and supporting entrepreneurial ventures.
Company Details
Key Leadership
Latest News
ARYAMAN Share Price: Frequently Asked Questions
What is the current share price of Aryaman Financial Services Ltd?
Aryaman Financial Services Ltd (ARYAMAN) trades at ₹579.30 on NSE and BSE. Market cap ₹716.02 (Cr). Educational data only.
What is the P/E ratio of Aryaman Financial Services Ltd?
Aryaman Financial Services Ltd has a P/E of 24.21x vs industry average 22.18x.
What is the Bull Run score for Aryaman Financial Services Ltd?
Aryaman Financial Services Ltd has a Bull Run score of 54.6/100 based on 25+ financial parameters.
Does Aryaman Financial Services Ltd pay dividends?
Aryaman Financial Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Aryaman Financial Services Ltd?
Aryaman Financial Services Ltd has ROE of 20.45%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Aryaman Financial Services Ltd?
Aryaman Financial Services Ltd has debt-to-equity of 0.00.
Is Aryaman Financial Services Ltd a good investment?
Bull Run gives Aryaman Financial Services Ltd a score of 54.6/100. This is not investment advice — consult a SEBI-registered advisor.