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Decillion Finance Ltd

DFLNon Banking Financial Company (NBFC)
46.60+0.00 (+0.00%)
As on 16 Jan 2026, 10:12 amMarket Closed

Fundamental Score

...

Decillion Finance Ltd Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Poor

Return on Equity

0.56%
Poor

Return on Capital Employed

0.98%
Poor

Operating Profit Margin (5Y)

6.82%
Poor

Dividend Yield

0.00%

Valuation Metrics

Poor

Price to Earnings

94.68x

Market Capitalization

20.83 (Cr)

Industry P/E

22.03x

Growth Metrics

Excellent

YoY Quarterly Profit Growth

250.00%
Poor

YoY Quarterly Sales Growth

0.00%
Poor

Sales Growth (5Y)

9.73%
Good

EPS Growth (5Y)

11.84%
Good

Profit Growth (5Y)

11.84%

Financial Health

Excellent

Debt to Equity

0.00x
Excellent

Interest Coverage

8.00x
Poor

Free Cash Flow (5Y)

-0.18 (Cr)

Ownership Structure

Average

Promoter Holding

40.98%
Poor

FII Holding

0.00%
Poor

DII Holding

0.00%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
40.98%
Promoter Holding
20.83 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of DFL across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Robust Profit Growth (250.00%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.

Strong Interest Coverage (8.00x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

9 factors identified

Below-Average Return on Equity (0.56%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (0.98%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.

Premium Valuation Risk (P/E: 94.68x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.

Negative Free Cash Flow (₹-0.18 Cr over 5Y)

Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.

Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.

Very Low ROE

Observation: Poor capital utilization and shareholder returns.

Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.

High P/E Ratio

Observation: Stock may be overvalued relative to earnings.

Analysis: P/E above 30 requires strong growth execution to justify current valuations.

Very High P/E Ratio

Observation: Significant overvaluation risk present.

Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.

Small Market Cap

Observation: Higher investment risk due to limited size.

Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.

Loading Peer Comparison

Finding companies in the Non Banking Financial Company (NBFC) sector...

Financial Statements

Comprehensive financial data for Decillion Finance Ltd

About DFL

Business Overview

Decillion Finance Limited, a non-banking financial company, engages in the investment and finance business in India. It provides loans and advances, and other financial services, as well as invests in shares. The company was incorporated in 1995 and is based in Kolkata, India.

Company Details

Symbol:DFL
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Jitendra Kumar Goyal
MD & Executive Director
Ms. Shruti Poddar
Company Secretary & Compliance Officer
Ms. Apoorva Malhotra
CFO & Compliance Officer

DFL Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)0.56%
Return on Capital Employed0.98%
Operating Profit Margin (5Y)6.82%
Debt to Equity Ratio0.00
Interest Coverage Ratio8.00

Growth & Valuation

Sales Growth (5Y)9.73%
Profit Growth (5Y)11.84%
EPS Growth (5Y)11.84%
YoY Quarterly Profit Growth250.00%
YoY Quarterly Sales Growth0.00%

Frequently Asked Questions

What is the current price of Decillion Finance Ltd (DFL)?

As of 16 Jan 2026, 10:12 am IST, Decillion Finance Ltd (DFL) is currently trading at ₹46.60. The stock has a market capitalization of ₹20.83 (Cr).

Is DFL share price Overvalued or Undervalued?

DFL is currently trading at a P/E ratio of 94.68x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.

What factors affect the Decillion Finance Ltd share price?

Key factors influencing DFL's price include its quarterly earnings growth (Sales Growth: 0.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Decillion Finance Ltd a good stock for long-term investment?

Decillion Finance Ltd shows a 5-year Profit Growth of 11.84% and an ROE of 0.56%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.

How does Decillion Finance Ltd compare with its industry peers?

Decillion Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare DFL's P/E of 94.68x and ROE of 0.56% against the industry averages to determine its competitive standing.

What is the P/E ratio of DFL and what does it mean?

DFL has a P/E ratio of 94.68x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹95 for every ₹1 of annual earnings.

How is DFL performing according to Bull Run's analysis?

DFL has a Bull Run fundamental score of 32.8/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does DFL belong to?

DFL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Decillion Finance Ltd.

What is Return on Equity (ROE) and why is it important for DFL?

DFL has an ROE of 0.56%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Decillion Finance Ltd generates profits from shareholders' equity.

How is DFL's debt-to-equity ratio and what does it indicate?

DFL has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.

What is DFL's dividend yield and is it a good dividend stock?

DFL offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.

How has DFL grown over the past 5 years?

DFL has achieved 5-year growth rates of: Sales Growth 9.73%, Profit Growth 11.84%, and EPS Growth 11.84%.

What is the promoter holding in DFL and why does it matter?

Promoters hold 40.98% of DFL shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is DFL's market capitalization category?

DFL has a market capitalization of ₹21 crores, placing it in the Small-cap category.

How volatile is DFL stock?

DFL has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for DFL?

DFL has a 52-week high of ₹N/A and low of ₹N/A.

What is DFL's operating profit margin trend?

DFL has a 5-year average Operating Profit Margin (OPM) of 6.82%, indicating the company's operational efficiency.

How is DFL's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of 0.00% and YoY Profit Growth of 250.00%.

What is the institutional holding pattern in DFL?

DFL has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.