F Mec International Financial Services Ltd Stock Price Today (NSE: FMEC)

F Mec International Financial Services Ltd

15.52+0.73 (+4.94%)
Market Closed

Fundamental Score

...

F Mec International Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

F Mec International Financial Services Ltd share price today is 15.52, up +4.94% on NSE/BSE as of 19 June 2026. F Mec International Financial Services Ltd (FMEC) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 98.61 (Cr). The 52-week high for FMEC share price is 150.00 and the 52-week low is 13.10. At a P/E ratio of 68.48x, FMEC is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 12.39% and a debt-to-equity ratio of 0.89.

F Mec International Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
87.18
Low
13.78
Volume
53.6K
Change
-82.74%

F Mec International Financial Services Ltd share price chart: -82.74% return over the past month. 52-week high ₹150.00, 52-week low ₹13.10.

F Mec International Financial Services Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
15.5115.5215.5115.528.88L (Cr)
14.7814.7914.7714.795.99L (Cr)
13.1014.4613.1014.092.52L (Cr)
13.7813.7813.7813.780.00 (Cr)
14.1114.3513.7813.7826.87K (Cr)
14.0814.8214.0814.5075.58K (Cr)
14.7314.7313.8214.112.40L (Cr)
14.3614.3614.0014.1345.40K (Cr)
14.6314.6314.0414.3564.94K (Cr)
14.8014.8013.8314.471.07L (Cr)

F Mec International Financial Services Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
14.7815.5214.7715.52+5.01%
79.0087.1813.1014.09-82.16%
85.5093.9575.9978.67-7.99%
101.99101.9958.0081.45-20.14%
112.99113.0097.0099.89-11.59%
122.45122.4592.0098.30-19.72%
112.00125.00107.00120.30+7.41%
121.50123.40102.95112.75-7.20%
107.90126.0097.00118.05+9.41%
137.95150.00100.40110.20-20.12%
121.00147.85113.00133.20+10.08%
115.00118.0093.00117.35+2.04%

AI Research Briefing

Powered by Gemini · 2026-04-09

Micro-cap NBFC with stretched valuation and negative FCF is a disaster waiting to happen.

Research Confidence
9.0/10High
OPERATOR-DRIVEN1M: -6.06%, 3M: -17.79%, 6M: -8.35% - Downtrend.Expensive - P/E 68.48x vs industry P/E 22.03x

WHAT'S HAPPENING NOW (last 2-4 weeks)

F Mec International Financial Services' board approved a 1:5 stock split, a 1:10 bonus issue, and a Crore NCD (Non-Convertible Debentures) fundraising on April 8, 2026. Kabeer Choudhary was appointed as Executive Director on the same day.

CORE STORY (THE REAL GAME)

Micro-cap NBFC hoping to juice the stock via corporate action (split, bonus) and small debt raise. Classic operator play, not a fundamental story.

Why Now
  • Board approved stock split and bonus issue on April 8, 2026
  • ₹5 Cr NCD fundraising approved
  • Appointment of Kabeer Choudhary as Executive Director
Potential Catalysts
  • Significant order wins (unlikely)
  • Improved quarterly results (unlikely)
  • Increased promoter stake (unlikely)
Key Risks
  • Micro/SME cap = liquidity risk
  • Expensive valuation: P/E 68.48x vs industry 22.03x
  • Negative Free Cash Flow of ₹-23.79 Cr
Institutional Activity

FII: 0.0% (Δ 0.0%), DII: 0.0% (Δ 0.0%). No institutional interest.

Macro Context

RBI maintaining repo rate at 5.25% offers some stability, but overall NBFC sector faces increasing regulatory scrutiny.

Cash Flow Quality

No - ₹-23.79 Cr

3–6 Month Outlook

Corporate actions might create short-term trading interest, but the underlying fundamentals don't support a long-term investment. Expect a correction.

Primary Thesis Risk

Illiquidity and stretched valuation make this stock highly vulnerable to a crash.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

12.39%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

14.92%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

40.19%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

F Mec International Financial Services Ltd Valuation Check

Poor

Price to Earnings (P/E)

68.48x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

36.91%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Poor

Promoter Pledged %

8.53%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-30.36%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

28.40%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

49.81%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

51.84%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

87.45%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

0.89x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

2.40x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-23.79 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

F Mec International Financial Services Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of FMEC across key market metrics for learning purposes.

Positive Indicators

5 factors identified

Strong Operating Margins (40.19%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Strong Revenue Growth (28.40%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (49.81% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (51.84% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (87.45% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Risk Factors

5 factors identified

Premium Valuation Risk (P/E: 68.48x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Profit Decline Concern (-30.36%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Weak Interest Coverage (2.40x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-23.79 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

F Mec International Financial Services Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare F Mec International Financial Services Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
39.7/100
16
₹98.61
68.5
Average
12.39%
Average
14.92%
Average
0.9
Good
87.45%
Excellent
49.81%
Excellent
0.00%
61.2/100
881
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
911
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3249
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1481
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
606
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
270
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
647
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4300
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
453
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
394
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

F Mec International Financial Services Ltd Quarterly Performance

Latest quarterly metrics for FMEC — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

28.40%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-30.36%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

49.81%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

87.45%

Compounded annual net profit growth over 5 years

F Mec International Financial Services Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for FMEC — calculated from daily price history

11RSI 14
Oversold — RSI 11

Selling pressure is heavy — potential reversal zone.

SMA 50
72
▼ Price below SMA 50 — Short-term bearish
SMA 200
102
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
46K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

F Mec International Financial Services Ltd Financial Statements

Annual income statement, balance sheet and cash flow for F Mec International Financial Services Ltd (FMEC) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for F Mec International Financial Services Ltd

About FMEC (F Mec International Financial Services Ltd)

F Mec International Financial Services Ltd is a registered Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. The organization focuses on providi...ng a spectrum of credit and financial solutions tailored to diverse segments, encompassing individual consumers, small and medium-sized enterprises (SMEs), and larger commercial entities. FMEC strives to bridge financial gaps by offering accessible and customized loan products designed to empower its clientele and stimulate economic activity. With a commitment to responsible lending practices, the company aims to foster financial inclusion and contribute to the growth of businesses and individuals alike. The company’s product portfolio showcases a diverse range of lending services, catering to various financial needs. Among these offerings are salary advances, providing immediate financial relief to salaried individuals, and electric vehicle loans, promoting sustainable transportation solutions. Retail loans are also a core offering, enabling consumers to acquire goods and services. Furthermore, FMEC extends credit facilities to businesses through specialized digital platforms such as Click MyLoan, TwinSalary, Finayo, and SHORT TERM LONG TERM. These platforms leverage technology to streamline the loan application and approval process, ensuring efficiency and convenience for borrowers. Formerly recognized as F Mec Investments & Financial Services Limited, the company underwent a name change to F Mec International Financial Services Ltd, reflecting its evolving focus and expanding international aspirations. As an NBFC, FMEC is regulated by the Reserve Bank of India (RBI), adhering to stringent compliance standards and ethical business practices. The organization is committed to maintaining transparency and accountability in its operations, building trust with its customers and stakeholders. By offering innovative and customer-centric financial solutions, FMEC aspires to be a trusted partner in the financial journey of its clients.

Company Details

Symbol:FMEC
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Apoorve Bansal
Chairman & MD
Ms. Mahima Jain
Chief Financial Officer
Ms. Ronika Dhall B.Com., C.S.
Company Secretary & Compliance Officer

FMEC Share Price: Frequently Asked Questions

What is the current share price of F Mec International Financial Services Ltd?

F Mec International Financial Services Ltd (FMEC) trades at ₹15.52 on NSE and BSE. Market cap ₹98.61 (Cr). Educational data only.

What is the P/E ratio of F Mec International Financial Services Ltd?

F Mec International Financial Services Ltd has a P/E of 68.48x vs industry average 22.03x.

What is the Bull Run score for F Mec International Financial Services Ltd?

F Mec International Financial Services Ltd has a Bull Run score of 39.7/100 based on 25+ financial parameters.

Does F Mec International Financial Services Ltd pay dividends?

F Mec International Financial Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of F Mec International Financial Services Ltd?

F Mec International Financial Services Ltd has ROE of 12.39%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of F Mec International Financial Services Ltd?

F Mec International Financial Services Ltd has debt-to-equity of 0.89.

Is F Mec International Financial Services Ltd a good investment?

Bull Run gives F Mec International Financial Services Ltd a score of 39.7/100. This is not investment advice — consult a SEBI-registered advisor.