Galada Finance Ltd Stock Price Today (NSE: GALADAFIN)
Fundamental Score
Galada Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Galada Finance Ltd share price today is ₹40.50, up +0.00% on NSE/BSE as of 3 August 2026. Galada Finance Ltd (GALADAFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹10.82 (Cr). The 52-week high for GALADAFIN share price is ₹42.45 and the 52-week low is ₹19.70. At a P/E ratio of 24.58x, GALADAFIN is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 7.33% and a debt-to-equity ratio of 1.94.
Galada Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Galada Finance Ltd share price chart: 31.66% return over the past month. 52-week high ₹42.45, 52-week low ₹19.70.
Galada Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹39.69 | ₹40.09 | ₹39.50 | ₹40.09 | 3.00 (Cr) | |
| ₹40.50 | ₹40.50 | ₹40.50 | ₹40.50 | 0.00 (Cr) | |
| ₹42.45 | ₹42.45 | ₹40.50 | ₹40.50 | 122.00 (Cr) | |
| ₹40.45 | ₹40.45 | ₹40.45 | ₹40.45 | 2.00 (Cr) | |
| ₹40.95 | ₹40.95 | ₹40.50 | ₹40.84 | 2.39K (Cr) | |
| ₹39.78 | ₹39.78 | ₹39.00 | ₹39.00 | 168.00 (Cr) | |
| ₹40.95 | ₹40.95 | ₹39.00 | ₹39.00 | 54.00 (Cr) | |
| ₹40.00 | ₹40.00 | ₹38.90 | ₹39.00 | 2.62K (Cr) | |
| ₹39.00 | ₹39.00 | ₹38.81 | ₹39.00 | 19.00 (Cr) | |
| ₹37.50 | ₹39.30 | ₹37.50 | ₹37.50 | 13.00 (Cr) |
Galada Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹30.45 | ₹42.45 | ₹30.45 | ₹40.09 | +31.66% | |
| ₹30.58 | ₹30.58 | ₹22.33 | ₹30.45 | -0.43% | |
| ₹36.13 | ₹40.41 | ₹32.18 | ₹32.18 | -10.93% | |
| ₹19.70 | ₹36.67 | ₹19.70 | ₹36.13 | +83.40% | |
| ₹25.18 | ₹25.18 | ₹19.97 | ₹20.71 | -17.75% | |
| ₹31.93 | ₹33.49 | ₹25.18 | ₹25.18 | -21.14% | |
| ₹33.00 | ₹36.68 | ₹30.16 | ₹31.97 | -3.12% | |
| ₹32.97 | ₹33.95 | ₹25.42 | ₹33.00 | +0.09% | |
| ₹26.55 | ₹29.99 | ₹26.55 | ₹29.98 | +12.92% | |
| ₹24.60 | ₹30.91 | ₹24.00 | ₹26.55 | +7.93% | |
| ₹30.75 | ₹32.28 | ₹23.17 | ₹25.89 | -15.80% | |
| ₹24.90 | ₹32.02 | ₹24.90 | ₹30.75 | +23.49% |
AI Research Briefing
Powered by Gemini · 2026-04-15
Micro-cap NBFC, expensive valuation, avoid.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. The company closed its trading window on March 27, 2026.
CORE STORY (THE REAL GAME)
Galada Finance is a micro-cap NBFC operating in a crowded and competitive space. The market narrative seems to be a 'hope trade' on the back of decent historical growth, but the current valuation doesn't leave much room for error.
- Historical growth rates
- Recent YoY profit and sales growth
- RBI keeps repo rate unchanged
- Significant order wins
- Sharp improvement in asset quality
- Successful expansion into new markets
- Micro/SME cap - liquidity risk
- High debt/equity ratio
- Negative free cash flow
Promoter holding stable at 63.93%, no FII/DII interest.
NBFC sector projected to grow, but smaller players face funding and compliance challenges.
No - Free Cash Flow 5Y: ₹-4.37 Cr
The company's future hinges on its ability to sustain high growth rates and manage asset quality. Without significant improvements, the current valuation is unsustainable.
Primary Thesis Risk
Inability to sustain high growth rates will lead to valuation collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Galada Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Galada Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of GALADAFIN across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (57.63%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (46.67%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (40.74%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (23.36% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (52.64% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (52.64% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (66.75%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Below-Average Return on Equity (7.33%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Elevated Debt Levels (D/E: 1.94)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.49x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-8.99 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Galada Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Galada Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Galada Finance LtdGalada Finance ...Selected✓ GALADAFIN • 538881 | 61/100 | ₹40.50₹41 | ₹10.82₹10.82 | 24.58Average 24.6 Average | 7.33%Poor 7.33% Poor | 10.31%Average 10.31% Average | 1.94Average 1.9 Average | 52.64%Excellent 52.64% Excellent | 23.36%Excellent 23.36% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- L&T Finance Ltd share price78301.66 Cr
Galada Finance Ltd PE Ratio History
Historical price-to-earnings ratio for GALADAFIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹1.13 | ₹23.94 | 21.2x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Galada Finance Ltd Quarterly Performance
Latest quarterly metrics for GALADAFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
40.74%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
46.67%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
23.36%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
52.64%
Compounded annual net profit growth over 5 years
Galada Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for GALADAFIN — calculated from daily price history
Momentum is strong — price may be stretched. Watch for pullbacks.
Technical indicators are for educational purposes only. Not investment advice.
Galada Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Galada Finance Ltd (GALADAFIN) — sourced from NSE/BSE filings.
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Fetching financial data for Galada Finance Ltd
About GALADAFIN (Galada Finance Ltd)
Galada Finance Ltd is a distinguished Non-Banking Financial Company (NBFC) operating within the dynamic financial landscape of India. Established with a vision to empower individua...ls and businesses, Galada Finance provides a range of lending solutions tailored to meet diverse financial needs. The company specializes in offering accessible and flexible loan products, contributing to the economic growth of its clientele. Galada Finance prides itself on its customer-centric approach, fostering long-term relationships built on trust and transparency. Through its commitment to ethical lending practices and innovative financial strategies, Galada Finance strives to be a reliable partner in its customers' journey towards financial prosperity. The core of Galada Finance's operations lies in its comprehensive suite of asset-based financing options. Understanding the significance of mobility and asset ownership, the company offers specialized loan programs for both new and pre-owned vehicles. Recognizing the diverse needs of its clientele, Galada Finance extends its financial support to a wide spectrum of customers, including retail clients, small and medium-sized enterprises (SMEs), and larger commercial ventures. In addition to its lending services, Galada Finance provides insurance solutions, further assisting its customers in mitigating risks and safeguarding their investments. The company's dedicated team of professionals works diligently to provide personalized service and seamless loan processing. Headquartered in the vibrant city of Chennai, Galada Finance has a rich history dating back to its incorporation. Over the years, the company has established a strong presence in the financial sector, building a reputation for reliability and integrity. Guided by a commitment to sustainable growth and responsible lending, Galada Finance continues to evolve and adapt to the ever-changing needs of the Indian market. With a focus on innovation and customer satisfaction, Galada Finance is poised to play a vital role in shaping the future of finance in India, enabling individuals and businesses to achieve their financial aspirations.
Company Details
Key Leadership
GALADAFIN Share Price: Frequently Asked Questions
What is the current share price of Galada Finance Ltd?
Galada Finance Ltd (GALADAFIN) trades at ₹40.50 on NSE and BSE. Market cap ₹10.82 (Cr). Educational data only.
What is the P/E ratio of Galada Finance Ltd?
Galada Finance Ltd has a P/E of 24.58x vs industry average 22.18x.
What is the Bull Run score for Galada Finance Ltd?
Galada Finance Ltd has a Bull Run score of 61/100 based on 25+ financial parameters.
Does Galada Finance Ltd pay dividends?
Galada Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Galada Finance Ltd?
Galada Finance Ltd has ROE of 7.33%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Galada Finance Ltd?
Galada Finance Ltd has debt-to-equity of 1.94.
Is Galada Finance Ltd a good investment?
Bull Run gives Galada Finance Ltd a score of 61/100. This is not investment advice — consult a SEBI-registered advisor.