Garbi Finvest Ltd Stock Price Today (NSE: GARBIFIN)

Garbi Finvest Ltd

10.250.10 (0.97%)
Market Closed

Fundamental Score

...

Garbi Finvest Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Garbi Finvest Ltd share price today is 10.25, down 0.97% on NSE/BSE as of 17 June 2026. Garbi Finvest Ltd (GARBIFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 16.07 (Cr). The 52-week high for GARBIFIN share price is 16.98 and the 52-week low is 9.65. At a P/E ratio of 9.62x, GARBIFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 1.86% and a debt-to-equity ratio of 0.00.

Garbi Finvest Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
11.99
Low
9.65
Volume
2.5K
Change
-5.91%

Garbi Finvest Ltd share price chart: -5.91% return over the past month. 52-week high ₹16.98, 52-week low ₹9.65.

Garbi Finvest Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
10.8810.8810.5510.62275.00 (Cr)
10.5011.2210.5010.971.56K (Cr)
10.9011.2310.6411.232.95K (Cr)
10.9711.459.6510.984.37K (Cr)
11.4911.7410.9011.053.79K (Cr)
11.9511.9510.7210.982.17K (Cr)
11.3011.7311.0111.479.02K (Cr)
11.3011.5211.1011.24138.00 (Cr)
11.7011.7011.2511.27134.00 (Cr)
10.7011.9410.5611.281.49K (Cr)

Garbi Finvest Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
10.5011.2210.5010.62+1.14%
11.8411.959.6511.23-5.15%
10.6312.2410.5011.84+11.38%
13.3513.8910.0110.85-18.73%
12.8213.4912.0213.00+1.40%
13.7315.5812.2712.72-7.36%
14.3414.8411.6213.75-4.11%
13.1716.9812.5114.35+8.96%
12.5014.5811.0513.17+5.36%
11.7713.9811.5012.21+3.74%
12.3712.5011.3011.84-4.28%
12.1213.2811.1012.35+1.90%

AI Research Briefing

Powered by Gemini · 2026-04-13

Micro-cap NBFC with deteriorating financials; avoid until clear turnaround signs emerge.

Research Confidence
4.0/10Low
MICRO-CAP DARK HORSEConsolidation. CMP is -37.9% from 52W high.Cheap, but for good reason. P/E of 9.62x vs industry P/E of 22.03x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Garbi Finvest announced a postal ballot on March 27, 2026, for unspecified purposes. Earlier, on March 5, 2026, the outcome of a previous postal ballot was announced. The company released its Q3 FY26 results on February 13, 2026, showing a 39.78% YoY decrease in revenue to Cr and an 87.2% YoY drop in net profit to Cr.

CORE STORY (THE REAL GAME)

Garbi Finvest is a micro-cap NBFC operating in a sector facing increased regulatory scrutiny. The market appears to be pricing in a turnaround story, despite recent weak financial performance. Liquidity and governance are key concerns.

Why Now
  • Micro-cap momentum
  • NBFC sector tailwinds
  • Valuation discount
Potential Catalysts
  • Significant earnings beat
  • Major contract win
  • Improved corporate governance
Key Risks
  • Micro/SME cap - liquidity risk
  • Declining revenue and profit
  • Questionable corporate governance
Institutional Activity

No FII/DII presence. Promoter holding stable at 59.28%.

Macro Context

RBI maintaining stable repo rates provides a slightly positive backdrop for NBFCs.

Order Book / Expansion

No major news found after live search.

Cash Flow Quality

Yes, Free Cash Flow 5Y: ₹42.71 Cr.

3–6 Month Outlook

3-6 month thesis: Monitor for signs of financial improvement and governance enhancements. Avoid until a clear turnaround is evident.

Primary Thesis Risk

Illiquidity and potential for further financial deterioration.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

1.86%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

2.27%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

74.06%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Garbi Finvest Ltd Valuation Check

Excellent

Price to Earnings (P/E)

9.62x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

59.28%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

109.09%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-63.69%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

8.32%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

3.36%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

3.36%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

42.71 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Garbi Finvest Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of GARBIFIN across key market metrics for learning purposes.

Positive Indicators

7 factors identified

Strong Operating Margins (74.06%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 9.62 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (109.09%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Cash Generation (₹42.71 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (59.28%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

6 factors identified

Below-Average Return on Equity (1.86%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (2.27%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Revenue Contraction (-63.69%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Weak Earnings Growth (3.36% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (3.36% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Garbi Finvest Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Garbi Finvest Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
44.5/100
10
₹16.07
9.6
Average
1.86%
Poor
2.27%
Poor
0.0
Excellent
3.36%
Average
8.32%
Good
0.00%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
963
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3307
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
625
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
282
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
674
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4355
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
395
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Garbi Finvest Ltd Quarterly Performance

Latest quarterly metrics for GARBIFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-63.69%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

109.09%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

8.32%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

3.36%

Compounded annual net profit growth over 5 years

Garbi Finvest Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for GARBIFIN — calculated from daily price history

44RSI 14
Neutral — RSI 44

Momentum is balanced — neither overbought nor oversold.

SMA 50
11
▼ Price below SMA 50 — Short-term bearish
SMA 200
13
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
2K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Garbi Finvest Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Garbi Finvest Ltd (GARBIFIN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Garbi Finvest Ltd

About GARBIFIN (Garbi Finvest Ltd)

Garbi Finvest Ltd is a registered Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. The core function of the organization centers around strateg...ic investment and the provision of financial solutions to individuals and businesses. They navigate the market by carefully considering opportunities for capital growth and deployment, seeking to generate returns through a variety of investment vehicles. Garbi Finvest is dedicated to providing the financial services which support the economic activities of its clients. With a commitment to compliance and ethical practices, Garbi Finvest seeks to strengthen its position as a trusted partner in the Indian financial services sector. Garbi Finvest's engagement extends to the provision of both short-term and long-term financial assistance. They are actively involved in lending and financing activities, tailoring services to the specific needs of their diverse clientele. These services may include secured and unsecured loans, project financing, and other customized credit solutions. Through these offerings, Garbi Finvest aims to empower businesses to expand, fuel innovation, and achieve their financial goals. Furthermore, the company's operations are designed to be accessible, particularly to those segments of the market that may have limited access to traditional banking services. Established in 1982 and headquartered in Mumbai, Garbi Finvest has a long and notable history within the Indian financial sector. The company’s journey reflects a commitment to growth, adaptation, and service to the community. Formerly known as Golden Properties & Traders Limited, Garbi Finvest has evolved over the decades to meet the ever-changing demands of the financial market. This dedication to constant learning and strategic evolution has allowed it to maintain its stability and resilience within the sector. Garbi Finvest continues to operate from its base in Mumbai, contributing to the vibrant financial environment of the city and the nation.

Company Details

Symbol:GARBIFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Kripa Shankar Mahawar
MD & Executive Director
Ms. Richa Agarwalla
Company Secretary & Compliance Officer
Mr. Vikash Vishwakarma
Chief Financial Officer

GARBIFIN Share Price: Frequently Asked Questions

What is the current share price of Garbi Finvest Ltd?

Garbi Finvest Ltd (GARBIFIN) trades at ₹10.25 on NSE and BSE. Market cap ₹16.07 (Cr). Educational data only.

What is the P/E ratio of Garbi Finvest Ltd?

Garbi Finvest Ltd has a P/E of 9.62x vs industry average 22.03x.

What is the Bull Run score for Garbi Finvest Ltd?

Garbi Finvest Ltd has a Bull Run score of 44.5/100 based on 25+ financial parameters.

Does Garbi Finvest Ltd pay dividends?

Garbi Finvest Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Garbi Finvest Ltd?

Garbi Finvest Ltd has ROE of 1.86%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Garbi Finvest Ltd?

Garbi Finvest Ltd has debt-to-equity of 0.00.

Is Garbi Finvest Ltd a good investment?

Bull Run gives Garbi Finvest Ltd a score of 44.5/100. This is not investment advice — consult a SEBI-registered advisor.