Garbi Finvest Ltd Stock Price Today (NSE: GARBIFIN)
Fundamental Score
Garbi Finvest Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Garbi Finvest Ltd share price today is ₹12.30, up +0.00% on NSE/BSE as of 18 February 2026. Garbi Finvest Ltd (GARBIFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹16.07 (Cr). The 52-week high for GARBIFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 9.62x, GARBIFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 1.86% and a debt-to-equity ratio of 0.00.
Garbi Finvest Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Garbi Finvest Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Garbi Finvest Share Price Analysis: A ROCE Efficiency Perspective
The Non-Banking Financial Company (NBFC) sector is currently witnessing a period of heightened scrutiny, with investors increasingly focusing on asset quality and the Return on Capital Employed (ROCE) as key indicators of sustainable growth. This analysis delves into the current performance of Garbi Finvest share price, currently trading at ₹12.98, particularly in relation to its ROCE efficiency.
Garbi Finvest Ltd. currently exhibits a Price-to-Earnings (PE) ratio of 9.62 and a ROCE of 2.27%. The PE ratio suggests a relatively inexpensive valuation based on current earnings. However, the ROCE of 2.27% warrants closer examination. ROCE measures how efficiently a company is using its capital to generate profits. A low ROCE can signal potential issues with operational efficiency, capital allocation, or both. In Garbi Finvest's case, the low ROCE may be a sign of underlying business model issues, making the stock less appealing despite the low PE.
Comparing Garbi Finvest to its peers is crucial. Let's contrast it with
Apollo Finvest. While we are not explicitly assessing management quality here, it is worth noting that differences in management strategies and risk appetite can significantly impact a company's ROCE. For instance, if Apollo Finvest employs a more aggressive, but ultimately more profitable, lending strategy, this would be reflected in a higher ROCE. This disparity in ROCE could suggest that Apollo Finvest is more efficient at deploying capital. Further detailed investigations in loan distribution and NPA % is required for comprehensive analysis.The 2.27% ROCE has a direct impact on Garbi Finvest's potential economic moat. A strong economic moat provides a company with a sustainable competitive advantage, allowing it to generate superior returns over the long term. A low ROCE, as observed in Garbi Finvest, suggests a weak moat, as it indicates the company may struggle to consistently generate attractive returns on its invested capital. This lack of efficiency could make it more vulnerable to competition and economic downturns.
This analysis of Garbi Finvest share price, focusing on ROCE efficiency, is part of a comprehensive 80-parameter fundamental audit. This audit is verified by Sweta Mishra and intends to provide an observational perspective on the company's financial health based on publicly available data. It does not constitute investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Garbi Finvest Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of GARBIFIN across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (74.06%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 9.62 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (109.09%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Cash Generation (₹42.71 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (59.28%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (1.86%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (2.27%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Revenue Contraction (-63.69%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Earnings Growth (3.36% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (3.36% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Garbi Finvest Ltd Financial Statements
Comprehensive financial data for Garbi Finvest Ltd including income statement, balance sheet and cash flow
About GARBIFIN (Garbi Finvest Ltd)
Garbi Finvest Ltd (GARBIFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹16.07 (Cr). Garbi Finvest Ltd has delivered a Return on Equity (ROE) of 1.86% and a ROCE of 2.27%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking GARBIFIN share price can monitor key metrics including P/E ratio, promoter holding of 59.28%, and quarterly earnings growth.
Company Details
Key Leadership
GARBIFIN Share Price: Frequently Asked Questions
What is the current share price of Garbi Finvest Ltd (GARBIFIN)?
As of 18 Feb 2026, 10:09 am IST, Garbi Finvest Ltd share price is ₹12.30. The GARBIFIN stock has a market capitalisation of ₹16.07 (Cr) on NSE/BSE.
Is GARBIFIN share price Overvalued or Undervalued?
GARBIFIN share price is currently trading at a P/E ratio of 9.62x, compared to the industry average of 22.03x. Based on this relative valuation, the Garbi Finvest Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of GARBIFIN share price?
The 52-week high of GARBIFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Garbi Finvest Ltd share price?
Key factors influencing GARBIFIN share price include quarterly earnings growth (Sales Growth: -63.69%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Garbi Finvest Ltd a good stock for long-term investment?
Garbi Finvest Ltd shows a 5-year Profit Growth of 3.36% and an ROE of 1.86%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in GARBIFIN shares.
How does Garbi Finvest Ltd compare with its industry peers?
Garbi Finvest Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare GARBIFIN share price P/E of 9.62x and ROE of 1.86% against the industry averages to determine competitive standing.
What is the P/E ratio of GARBIFIN and what does it mean?
GARBIFIN share price has a P/E ratio of 9.62x compared to the industry average of 22.03x. Investors pay ₹10 for every ₹1 of annual earnings.
How is GARBIFIN performing according to Bull Run's analysis?
GARBIFIN has a Bull Run fundamental score of 44.5/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does GARBIFIN belong to?
GARBIFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Garbi Finvest Ltd share price.
What is Return on Equity (ROE) and why is it important for GARBIFIN?
GARBIFIN has an ROE of 1.86%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Garbi Finvest Ltd generates profits from shareholders capital.
How is GARBIFIN debt-to-equity ratio and what does it indicate?
GARBIFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is GARBIFIN dividend yield and is it a good dividend stock?
GARBIFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Garbi Finvest Ltd shares.
How has GARBIFIN share price grown over the past 5 years?
GARBIFIN has achieved 5-year growth rates of: Sales Growth 8.32%, Profit Growth 3.36%, and EPS Growth 3.36%.
What is the promoter holding in GARBIFIN and why does it matter?
Promoters hold 59.28% of GARBIFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Garbi Finvest Ltd.
What is GARBIFIN market capitalisation category?
GARBIFIN has a market capitalisation of ₹16 crores, placing it in the Small-cap category.
How volatile is GARBIFIN stock?
GARBIFIN has a beta of N/A. A beta > 1 suggests the Garbi Finvest Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is GARBIFIN operating profit margin trend?
GARBIFIN has a 5-year average Operating Profit Margin (OPM) of 74.06%, indicating the company's operational efficiency.
How is GARBIFIN quarterly performance?
Recent quarterly performance shows Garbi Finvest Ltd YoY Sales Growth of -63.69% and YoY Profit Growth of 109.09%.
What is the institutional holding pattern in GARBIFIN?
GARBIFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Garbi Finvest Ltd stock.