Geetanjali Credit and Capital Ltd Stock Price Today (NSE: GEETANJ)
Geetanjali Credit and Capital Ltd
Fundamental Score
Geetanjali Credit and Capital Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Geetanjali Credit and Capital Ltd share price today is ₹7.73, up +0.00% on NSE/BSE as of 3 August 2026. Geetanjali Credit and Capital Ltd (GEETANJ) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹3.42 (Cr). The 52-week high for GEETANJ share price is ₹7.73 and the 52-week low is ₹3.13. At a P/E ratio of 171.00x, GEETANJ is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 0.65% and a debt-to-equity ratio of 0.03.
Geetanjali Credit and Capital Ltd Share Price Chart — NSE/BSE Historical Performance
Geetanjali Credit and Capital Ltd share price chart: 4.88% return over the past month. 52-week high ₹7.73, 52-week low ₹3.13.
Geetanjali Credit and Capital Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹7.73 | ₹7.73 | ₹7.73 | ₹7.73 | 0.00 (Cr) | |
| ₹7.73 | ₹7.73 | ₹7.73 | ₹7.73 | 0.00 (Cr) | |
| ₹7.73 | ₹7.73 | ₹7.73 | ₹7.73 | 0.00 (Cr) | |
| ₹7.73 | ₹7.73 | ₹7.73 | ₹7.73 | 0.00 (Cr) | |
| ₹7.73 | ₹7.73 | ₹7.73 | ₹7.73 | 0.00 (Cr) | |
| ₹7.73 | ₹7.73 | ₹7.73 | ₹7.73 | 0.00 (Cr) | |
| ₹7.73 | ₹7.73 | ₹7.73 | ₹7.73 | 0.00 (Cr) | |
| ₹7.73 | ₹7.73 | ₹7.73 | ₹7.73 | 0.00 (Cr) | |
| ₹7.73 | ₹7.73 | ₹7.73 | ₹7.73 | 0.00 (Cr) | |
| ₹7.73 | ₹7.73 | ₹7.73 | ₹7.73 | 0.00 (Cr) |
Geetanjali Credit and Capital Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹7.37 | ₹7.73 | ₹7.37 | ₹7.73 | +4.88% | |
| ₹7.02 | ₹7.37 | ₹7.02 | ₹7.37 | +4.99% | |
| ₹6.70 | ₹7.03 | ₹6.70 | ₹7.02 | +4.78% | |
| ₹5.30 | ₹6.39 | ₹5.30 | ₹6.39 | +20.57% | |
| ₹5.81 | ₹6.10 | ₹5.30 | ₹5.30 | -8.78% | |
| ₹5.96 | ₹6.19 | ₹5.38 | ₹5.54 | -7.05% | |
| ₹5.00 | ₹5.96 | ₹5.00 | ₹5.90 | +18.00% | |
| ₹4.52 | ₹5.07 | ₹4.52 | ₹4.96 | +9.73% | |
| ₹3.88 | ₹4.31 | ₹3.88 | ₹4.31 | +11.08% | |
| ₹3.40 | ₹3.92 | ₹3.40 | ₹3.92 | +15.29% | |
| ₹3.29 | ₹3.57 | ₹3.13 | ₹3.41 | +3.65% | |
| ₹3.64 | ₹3.64 | ₹3.29 | ₹3.29 | -9.62% |
AI Research Briefing
Powered by Gemini · 2026-08-01
Unviable micro-cap shell with 0% promoter skin in the game trading at 171x P/E on microscopic ₹0.15 Cr earnings.
WHAT'S HAPPENING NOW (last 2-4 weeks)
On July 24, 2026, the company reported Q1 FY27 standalone net profit of ₹0.15 Cr on revenue of ₹0.20 Cr, turning positive from a ₹0.01 Cr net loss a year prior. Additionally, management scheduled its 36th AGM for August 21, 2026, proposing a ₹95 Cr capital increase.
CORE STORY (THE REAL GAME)
This is a zero-promoter micro-cap shell vehicle playing the classical penny-stock optics game. Retail operators are taking advantage of a tiny base effect—turning ₹0.20 Cr top-line into a pseudo-turnaround narrative to generate volume on a illiquid counter.
- Q1 FY27 net profit reported at ₹0.15 Cr on July 24, 2026, up from a ₹0.01 Cr loss YoY.
- AGM scheduled for August 21, 2026, seeking shareholder approval for a ₹95 Cr capital hike.
- 6-month price rally of 42.88% driven entirely by low-volume retail speculation.
- Outcome of the August 21, 2026 AGM regarding the proposed ₹95 Cr capital expansion.
- Any sudden capital infusion or promoter acquisition announcement.
- Liquidity dry-up triggering sudden lower circuits on the counter.
- Zero promoter holding (0.0%) and zero institutional float (0% FII / 0% DII).
- Extreme micro-cap liquidity risk with market cap of just ₹3.42 Cr.
- Valuation stretch with P/E of 171.0x against industry average P/E of 22.18x.
Zero smart money presence: Promoters hold 0.0%, FIIs hold 0.0%, and DIIs hold 0.0% (0.0% delta across the board).
While broader NBFC sector credit grows 15-17%, micro-caps without institutional funding or bank lines face complete operational irrelevance.
Board seeking approval for ₹95 Cr capital hike at AGM on August 21, 2026; no commercial order book exists.
Weak cash generation with 5-year aggregate Free Cash Flow of only ₹0.29 Cr.
High risk of massive dilution if the ₹95 Cr capital raise goes through. Without institutional capital or operational pivot, fundamental trajectory remains dead.
Primary Thesis Risk
Zero promoter skin in the game combined with extreme illiquidity can lock capital permanently in lower circuits.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Geetanjali Credit and Capital Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Geetanjali Credit and Capital Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of GEETANJ across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (18.75%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (400.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Conservative Debt Levels (D/E: 0.03)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (0.65%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.63%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 171.00x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Limited Growth History (-8.46% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Stagnant Profit Growth (-19.73% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Geetanjali Credit and Capital Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Geetanjali Credit and Capital Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Geetanjali Credit and Capital LtdGeetanjali Cred...Selected✓ GEETANJ • 539486 | 12.8/100 | ₹7.73₹8 | ₹3.42₹3.42 | 171.00Average 171.0 Average | 0.65%Poor 0.65% Poor | 0.63%Poor 0.63% Poor | 0.03Excellent 0.0 Excellent | -19.73%Poor -19.73% Poor | -8.46%Poor -8.46% Poor | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- L&T Finance Ltd share price78301.66 Cr
Geetanjali Credit and Capital Ltd Quarterly Performance
Latest quarterly metrics for GEETANJ — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
N/A
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
400.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-8.46%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
-19.73%
Compounded annual net profit growth over 5 years
Geetanjali Credit and Capital Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for GEETANJ — calculated from daily price history
Momentum is strong — price may be stretched. Watch for pullbacks.
Technical indicators are for educational purposes only. Not investment advice.
Geetanjali Credit and Capital Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Geetanjali Credit and Capital Ltd (GEETANJ) — sourced from NSE/BSE filings.
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About GEETANJ (Geetanjali Credit and Capital Ltd)
Geetanjali Credit and Capital Ltd is a registered Non-Banking Financial Company strategically positioned to navigate the dynamic Indian financial landscape. With a heritage rooted ...in financial services, the company's core operations revolve around strategic investments, and targeted financing solutions. Geetanjali Credit and Capital Ltd aims to identify and capitalize on emerging opportunities within the Indian market, leveraging its expertise to foster growth and deliver value to its stakeholders. The company operates with a commitment to regulatory compliance and ethical business practices, ensuring transparency and accountability in all its endeavors. Through a combination of financial acumen and diligent risk management, Geetanjali Credit and Capital Ltd seeks to establish itself as a reliable player in the NBFC sector, fostering sustainable growth and contributing to the nation's economic development. Geetanjali Credit and Capital Ltd distinguishes itself through its tailored approach to meeting the diverse financial needs of its clientele. Recognizing the nuances of the Indian business environment, the company specializes in providing customized financing options and strategic investment opportunities. Whether it's providing capital for expansion, facilitating inter-corporate investments, or participating in capital market activities, Geetanjali Credit and Capital Ltd aims to empower businesses and individuals to achieve their financial goals. The company's experienced team of professionals possesses a deep understanding of the Indian financial market, enabling them to identify and evaluate promising investment prospects. By combining this expertise with a client-centric approach, Geetanjali Credit and Capital Ltd strives to build long-term relationships based on trust and mutual success. Geetanjali Credit and Capital Ltd has been based in Dharwad since 1990. The company's strategic location enables it to effectively serve its clientele and remain agile in response to evolving market dynamics. Geetanjali Credit and Capital Ltd is committed to upholding the highest standards of corporate governance and transparency. With a strong emphasis on ethical business conduct, the company strives to create a positive impact on the communities it serves. By prioritizing integrity and social responsibility, Geetanjali Credit and Capital Ltd aims to build a lasting legacy as a trusted and respected financial institution in India.
Company Details
Key Leadership
GEETANJ Share Price: Frequently Asked Questions
What is the current share price of Geetanjali Credit and Capital Ltd?
Geetanjali Credit and Capital Ltd (GEETANJ) trades at ₹7.73 on NSE and BSE. Market cap ₹3.42 (Cr). Educational data only.
What is the P/E ratio of Geetanjali Credit and Capital Ltd?
Geetanjali Credit and Capital Ltd has a P/E of 171.00x vs industry average 22.18x.
What is the Bull Run score for Geetanjali Credit and Capital Ltd?
Geetanjali Credit and Capital Ltd has a Bull Run score of 12.8/100 based on 25+ financial parameters.
Does Geetanjali Credit and Capital Ltd pay dividends?
Geetanjali Credit and Capital Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Geetanjali Credit and Capital Ltd?
Geetanjali Credit and Capital Ltd has ROE of 0.65%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Geetanjali Credit and Capital Ltd?
Geetanjali Credit and Capital Ltd has debt-to-equity of 0.03.
Is Geetanjali Credit and Capital Ltd a good investment?
Bull Run gives Geetanjali Credit and Capital Ltd a score of 12.8/100. This is not investment advice — consult a SEBI-registered advisor.