Gemstone Investments Ltd
Fundamental Score
Gemstone Investments Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of GEMSI across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (29.64%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Robust Profit Growth (700.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (18.75%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
12 factors identified
Below-Average Return on Equity (1.30%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.91%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Premium Valuation Risk (P/E: 164.74x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.
Limited Growth History (-9.06% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Weak Earnings Growth (-15.44% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation. Consider growth catalysts and competitive positioning.
Stagnant Profit Growth (-15.44% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity. Assess transformation initiatives.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
High P/E Ratio
Observation: Stock may be overvalued relative to earnings.
Analysis: P/E above 30 requires strong growth execution to justify current valuations.
Very High P/E Ratio
Observation: Significant overvaluation risk present.
Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Gemstone Investments Ltd
About GEMSI
Business Overview
Gemstone Investments Limited, a non-banking financial company, engages in financing activities in India. It caters to the credit requirements of the unorganized sector, including wholesale and retail traders, small-scale industries, and small borrowers at the local level by way of equity investments. The company is involved in the long term investments in equity shares, debt instruments, listed and unlisted, and equity related securities of companies in range of industries, as well as lending business. Gemstone Investments Limited was incorporated in 1994 and is based in Mumbai, India.
Company Details
Key Leadership
Latest News
GEMSI Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Gemstone Investments Ltd (GEMSI)?
As of 21 Jan 2026, 08:46 am IST, Gemstone Investments Ltd (GEMSI) is currently trading at ₹1.59. The stock has a market capitalization of ₹44.48 (Cr).
Is GEMSI share price Overvalued or Undervalued?
GEMSI is currently trading at a P/E ratio of 164.74x, compared to the industry average of 23.64x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Gemstone Investments Ltd share price?
Key factors influencing GEMSI's price include its quarterly earnings growth (Sales Growth: 18.75%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Gemstone Investments Ltd a good stock for long-term investment?
Gemstone Investments Ltd shows a 5-year Profit Growth of -15.44% and an ROE of 1.30%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does Gemstone Investments Ltd compare with its industry peers?
Gemstone Investments Ltd competes with major peers in the Diversified Commercial Services. Investors should compare GEMSI's P/E of 164.74x and ROE of 1.30% against the industry averages to determine its competitive standing.
What is the P/E ratio of GEMSI and what does it mean?
GEMSI has a P/E ratio of 164.74x compared to the industry average of 23.64x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹165 for every ₹1 of annual earnings.
How is GEMSI performing according to Bull Run's analysis?
GEMSI has a Bull Run fundamental score of 22.4/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does GEMSI belong to?
GEMSI operates in the Diversified Commercial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Gemstone Investments Ltd.
What is Return on Equity (ROE) and why is it important for GEMSI?
GEMSI has an ROE of 1.30%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Gemstone Investments Ltd generates profits from shareholders' equity.
How is GEMSI's debt-to-equity ratio and what does it indicate?
GEMSI has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is GEMSI's dividend yield and is it a good dividend stock?
GEMSI offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has GEMSI grown over the past 5 years?
GEMSI has achieved 5-year growth rates of: Sales Growth -9.06%, Profit Growth -15.44%, and EPS Growth -15.44%.
What is the promoter holding in GEMSI and why does it matter?
Promoters hold 0.00% of GEMSI shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is GEMSI's market capitalization category?
GEMSI has a market capitalization of ₹44 crores, placing it in the Small-cap category.
How volatile is GEMSI stock?
GEMSI has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for GEMSI?
GEMSI has a 52-week high of ₹N/A and low of ₹N/A.
What is GEMSI's operating profit margin trend?
GEMSI has a 5-year average Operating Profit Margin (OPM) of 29.64%, indicating the company's operational efficiency.
How is GEMSI's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 18.75% and YoY Profit Growth of 700.00%.
What is the institutional holding pattern in GEMSI?
GEMSI has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.