Helpage Finlease Ltd Stock Price Today (NSE: HELPAGE)

Helpage Finlease Ltd

20.750.24 (1.14%)
Market Closed

Fundamental Score

...

Helpage Finlease Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Helpage Finlease Ltd share price today is 20.75, down 1.14% on NSE/BSE as of 3 August 2026. Helpage Finlease Ltd (HELPAGE) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 21.60 (Cr). The 52-week high for HELPAGE share price is 33.80 and the 52-week low is 18.00. At a P/E ratio of 7.35x, HELPAGE is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 16.61% and a debt-to-equity ratio of 5.38.

Helpage Finlease Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
22.46
Low
19.56
Volume
678.4347826086956
Change
+1.61%

Helpage Finlease Ltd share price chart: 1.61% return over the past month. 52-week high ₹33.80, 52-week low ₹18.00.

Helpage Finlease Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
21.2521.9520.7520.75302.00 (Cr)
21.2521.4920.7521.49103.00 (Cr)
20.5021.5019.5820.99258.00 (Cr)
21.2921.2921.2921.290.00 (Cr)
21.0021.5019.5621.295.26K (Cr)
21.0021.7420.1121.735.18K (Cr)
21.7421.7421.7421.740.00 (Cr)
21.7421.7421.7421.740.00 (Cr)
21.7421.7421.7421.740.00 (Cr)
21.6321.7420.5021.742.07K (Cr)

Helpage Finlease Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
21.2521.9520.7520.75-2.35%
21.2622.4619.5621.49+1.08%
22.5023.5020.0021.69-3.60%
20.5024.0019.5022.50+9.76%
23.3424.8919.4119.83-15.04%
23.9025.7819.2323.45-1.88%
21.5023.9920.0023.50+9.30%
25.5025.5019.2521.25-16.67%
29.9929.9923.5124.98-16.71%
28.0033.8023.5025.42-9.21%
20.0031.7318.0025.82+29.10%
19.9923.9018.1720.19+1.00%

AI Research Briefing

Powered by Gemini · 2026-04-09

Inconsistent micro-cap NBFC with high debt and governance risks; stay away.

Research Confidence
4.0/10Low
DEBT TRAP TURNAROUNDSharp correction in the past week (-9.21%) indicates heightened volatility.P/E of 9.83x is lower than the industry P/E of 22.03x, but this is misleading given the micro-cap status and inconsistent performance.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Helpage Finlease held an EGM on March 13, 2026, where shareholders approved the appointment of Mr. Gulshan Kumar as an Independent Director with 99.99% approval. The company submitted its Q4 FY26 compliance report, confirming adherence to SEBI regulations regarding share dematerialization. MarketsMojo downgraded Helpage Finlease to 'Sell' on April 6, 2026, citing technical weakness and valuation concerns, a reversal from their upgrade to 'Hold' on April 2, 2026, which was based on improved technicals and financial performance.

CORE STORY (THE REAL GAME)

Helpage Finlease is a micro-cap NBFC attempting a turnaround, but struggling with consistency. The market is whipsawing between optimism about short-term profit growth and concerns about long-term sustainability.

Why Now
  • Recent downgrade to 'Sell' indicates renewed weakness
  • Micro-cap status exposes it to liquidity risk
  • High debt/equity ratio and low-interest coverage raise concerns
Potential Catalysts
  • Sustained improvement in quarterly results
  • Significant debt reduction
  • Upgrade from rating agencies
Key Risks
  • Micro/SME cap = liquidity risk
  • High Debt/Equity: 4.93x
  • Low-Interest Coverage: 1.48x
Institutional Activity

No FII/DII activity. Promoter holding stable at 37.64%.

Macro Context

RBI's new NBFC categorization framework could bring increased regulatory scrutiny.

Cash Flow Quality

Free Cash Flow 5Y: ₹18.9 Cr, but needs to be analyzed in relation to debt.

3–6 Month Outlook

The company needs to demonstrate consistent profitability and reduce its debt burden to justify a positive outlook. Expect volatility in the next 3-6 months.

Primary Thesis Risk

Inability to service debt due to inconsistent earnings is the biggest threat.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Good

Return on Equity (ROE)

16.61%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

12.68%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

87.84%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Helpage Finlease Ltd Valuation Check

Excellent

Price to Earnings (P/E)

7.35x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.18x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

37.84%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-39.06%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-6.51%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

34.39%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

44.29%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

44.29%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

5.38x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.53x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

26.87 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Helpage Finlease Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of HELPAGE across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Return on Equity (16.61%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (87.84%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 7.35 vs Industry: 22.18)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Consistent Growth Track Record (34.39% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (44.29% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (44.29% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Cash Generation (₹26.87 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

5 factors identified

Profit Decline Concern (-39.06%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Revenue Contraction (-6.51%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Elevated Debt Levels (D/E: 5.38)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.53x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Helpage Finlease Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Helpage Finlease Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
45.5/100
21
₹21.60
7.3
Average
16.61%
Good
12.68%
Average
5.4
Poor
44.29%
Excellent
34.39%
Excellent
0.00%
62.4/100
1141
₹635919.89
33.1
Average
18.25%
Good
10.87%
Average
3.8
Poor
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1047
₹243379.83
24.3
Average
16.39%
Good
11.49%
Average
3.8
Poor
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1850
₹153802.44
29.4
Average
19.35%
Good
9.71%
Poor
6.9
Poor
28.05%
Excellent
26.56%
Excellent
0.11%
73.9/100
3120
₹121113.00
11.4
Average
30.92%
Excellent
15.77%
Good
3.9
Poor
22.71%
Excellent
22.03%
Excellent
0.99%
55.2/100
311
₹78301.66
24.4
Average
11.22%
Average
8.40%
Poor
3.9
Poor
32.35%
Excellent
6.05%
Good
0.88%
54.3/100
686
₹62415.22
22.6
Average
13.94%
Average
9.09%
Poor
4.8
Poor
45.37%
Excellent
10.99%
Good
0.53%
43.9/100
660
₹60979.59
28.1
Average
14.69%
Average
10.10%
Average
2.8
Poor
17.08%
Excellent
16.43%
Excellent
0.39%
29.5/100
4666
₹50074.63
23.8
Average
15.01%
Good
9.44%
Poor
4.7
Poor
12.69%
Good
13.23%
Good
0.89%
23.9/100
539
₹42560.25
22.0
Average
13.13%
Average
13.67%
Average
0.2
Excellent
0.04%
54.9/100
464
₹41881.04
77.1
Average
5.86%
Poor
7.51%
Poor
4.7
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Helpage Finlease Ltd PE Ratio History

Historical price-to-earnings ratio for HELPAGE — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20240.88₹24.6028x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Helpage Finlease Ltd Quarterly Performance

Latest quarterly metrics for HELPAGE — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-6.51%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-39.06%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

34.39%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

44.29%

Compounded annual net profit growth over 5 years

Helpage Finlease Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for HELPAGE — calculated from daily price history

51RSI 14
Neutral — RSI 51

Momentum is balanced — neither overbought nor oversold.

SMA 50
22
▼ Price below SMA 50 — Short-term bearish
SMA 200
23
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
1K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Helpage Finlease Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Helpage Finlease Ltd (HELPAGE) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Helpage Finlease Ltd

About HELPAGE (Helpage Finlease Ltd)

Helpage Finlease Ltd is a registered Non-Banking Financial Company (NBFC) headquartered in New Delhi, India, providing financial solutions within the Indian market. Founded in 1982..., Helpage Finlease operates as a conduit for capital, connecting businesses with the resources they need to achieve their strategic objectives. The company's core function lies in the deployment of financial products designed to stimulate economic activity, focusing primarily on underserved segments of the business community. Helpage Finlease diligently navigates the regulatory landscape of the Indian financial sector to responsibly offer its services, adhering to guidelines established by relevant governing bodies. The company focuses on offering a suite of financial instruments tailored for small and medium-sized enterprises (SMEs). These instruments include options aimed at bolstering working capital, allowing businesses to manage day-to-day operational expenses and seize immediate opportunities. Furthermore, Helpage Finlease facilitates the acquisition of equipment through specialized financing programs, empowering companies to modernize their infrastructure and expand production capacity. Expansion financing is another key offering, supporting businesses in scaling their operations and entering new markets. The emphasis is on creating adaptable financial structures that respond to the unique needs of individual clients. Beyond traditional business lending, Helpage Finlease extends its services to the education sector. Recognizing the importance of accessible education, the company offers financing solutions specifically designed to assist families in covering education-related expenses. This offering reflects Helpage Finlease's commitment to broader societal development alongside its core business activities. In essence, Helpage Finlease operates as a financial intermediary, channeling capital into critical sectors of the Indian economy and contributing to sustainable economic growth by empowering businesses and supporting educational advancement.

Company Details

Symbol:HELPAGE
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Ms. Darshna Agarwal
Company Secretary & Compliance Officer
Mr. Sidharth Goyal
MD, CFO & Executive Director
Praveen Singh Bhadauriya
Manager of Sales and Operations

HELPAGE Share Price: Frequently Asked Questions

What is the current share price of Helpage Finlease Ltd?

Helpage Finlease Ltd (HELPAGE) trades at ₹20.75 on NSE and BSE. Market cap ₹21.60 (Cr). Educational data only.

What is the P/E ratio of Helpage Finlease Ltd?

Helpage Finlease Ltd has a P/E of 7.35x vs industry average 22.18x.

What is the Bull Run score for Helpage Finlease Ltd?

Helpage Finlease Ltd has a Bull Run score of 45.5/100 based on 25+ financial parameters.

Does Helpage Finlease Ltd pay dividends?

Helpage Finlease Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Helpage Finlease Ltd?

Helpage Finlease Ltd has ROE of 16.61%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Helpage Finlease Ltd?

Helpage Finlease Ltd has debt-to-equity of 5.38.

Is Helpage Finlease Ltd a good investment?

Bull Run gives Helpage Finlease Ltd a score of 45.5/100. This is not investment advice — consult a SEBI-registered advisor.