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Helpage Finlease Ltd

HELPAGENon Banking Financial Company (NBFC)
22.25+0.00 (+0.00%)
As on 20 Jan 2026, 11:09 amMarket Closed

Fundamental Score

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Helpage Finlease Ltd Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Poor

Return on Equity

9.32%
Poor

Return on Capital Employed

14.51%
Excellent

Operating Profit Margin (5Y)

85.87%
Poor

Dividend Yield

0.00%

Valuation Metrics

Excellent

Price to Earnings

9.83x

Market Capitalization

26.05 (Cr)

Industry P/E

22.03x

Growth Metrics

Excellent

YoY Quarterly Profit Growth

242.31%
Excellent

YoY Quarterly Sales Growth

99.43%
Excellent

Sales Growth (5Y)

25.76%
Excellent

EPS Growth (5Y)

25.26%
Excellent

Profit Growth (5Y)

25.26%

Financial Health

Poor

Debt to Equity

4.93x
Poor

Interest Coverage

1.48x
Good

Free Cash Flow (5Y)

18.90 (Cr)

Ownership Structure

Average

Promoter Holding

37.64%
Poor

FII Holding

0.00%
Poor

DII Holding

0.00%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
37.64%
Promoter Holding
26.05 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of HELPAGE across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Operating Margins (85.87%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.

Attractive Valuation (P/E: 9.83 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.

Robust Profit Growth (242.31%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.

Strong Revenue Growth (99.43%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.

Consistent Growth Track Record (25.76% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.

Excellent EPS Growth (25.26% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.

Strong Profit Growth Track Record (25.26% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

7 factors identified

Below-Average Return on Equity (9.32%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Elevated Debt Levels (D/E: 4.93)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.

Weak Interest Coverage (1.48x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.

High Debt-to-Equity Ratio

Observation: Elevated financial risk due to high leverage.

Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.

Very High Debt Levels

Observation: Excessive leverage may strain cash flows.

Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.

Small Market Cap

Observation: Higher investment risk due to limited size.

Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.

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Financial Statements

Comprehensive financial data for Helpage Finlease Ltd

About HELPAGE

Business Overview

Helpage Finlease Limited operates as a non-banking financial company in India. It offers small and medium enterprise lending solutions, including working capital loans, equipment financing, expansion financing, and customized loan structures, as well as education fee financing. The company was incorporated in 1982 and is based in New Delhi, India.

Company Details

Symbol:HELPAGE
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Ms. Darshna Agarwal
Company Secretary & Compliance Officer
Mr. Sidharth Goyal
MD, CFO & Executive Director
Praveen Singh Bhadauriya
Manager of Sales and Operations

HELPAGE Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)9.32%
Return on Capital Employed14.51%
Operating Profit Margin (5Y)85.87%
Debt to Equity Ratio4.93
Interest Coverage Ratio1.48

Growth & Valuation

Sales Growth (5Y)25.76%
Profit Growth (5Y)25.26%
EPS Growth (5Y)25.26%
YoY Quarterly Profit Growth242.31%
YoY Quarterly Sales Growth99.43%

Frequently Asked Questions

What is the current price of Helpage Finlease Ltd (HELPAGE)?

As of 20 Jan 2026, 11:09 am IST, Helpage Finlease Ltd (HELPAGE) is currently trading at ₹22.25. The stock has a market capitalization of ₹26.05 (Cr).

Is HELPAGE share price Overvalued or Undervalued?

HELPAGE is currently trading at a P/E ratio of 9.83x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.

What factors affect the Helpage Finlease Ltd share price?

Key factors influencing HELPAGE's price include its quarterly earnings growth (Sales Growth: 99.43%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Helpage Finlease Ltd a good stock for long-term investment?

Helpage Finlease Ltd shows a 5-year Profit Growth of 25.26% and an ROE of 9.32%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 4.93 before investing.

How does Helpage Finlease Ltd compare with its industry peers?

Helpage Finlease Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare HELPAGE's P/E of 9.83x and ROE of 9.32% against the industry averages to determine its competitive standing.

What is the P/E ratio of HELPAGE and what does it mean?

HELPAGE has a P/E ratio of 9.83x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹10 for every ₹1 of annual earnings.

How is HELPAGE performing according to Bull Run's analysis?

HELPAGE has a Bull Run fundamental score of 62.7/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does HELPAGE belong to?

HELPAGE operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Helpage Finlease Ltd.

What is Return on Equity (ROE) and why is it important for HELPAGE?

HELPAGE has an ROE of 9.32%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Helpage Finlease Ltd generates profits from shareholders' equity.

How is HELPAGE's debt-to-equity ratio and what does it indicate?

HELPAGE has a debt-to-equity ratio of 4.93, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.

What is HELPAGE's dividend yield and is it a good dividend stock?

HELPAGE offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.

How has HELPAGE grown over the past 5 years?

HELPAGE has achieved 5-year growth rates of: Sales Growth 25.76%, Profit Growth 25.26%, and EPS Growth 25.26%.

What is the promoter holding in HELPAGE and why does it matter?

Promoters hold 37.64% of HELPAGE shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is HELPAGE's market capitalization category?

HELPAGE has a market capitalization of ₹26 crores, placing it in the Small-cap category.

How volatile is HELPAGE stock?

HELPAGE has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for HELPAGE?

HELPAGE has a 52-week high of ₹N/A and low of ₹N/A.

What is HELPAGE's operating profit margin trend?

HELPAGE has a 5-year average Operating Profit Margin (OPM) of 85.87%, indicating the company's operational efficiency.

How is HELPAGE's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of 99.43% and YoY Profit Growth of 242.31%.

What is the institutional holding pattern in HELPAGE?

HELPAGE has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.