IIFL Finance Ltd Stock Price Today (NSE: IIFL)
Fundamental Score
IIFL Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
IIFL Finance Ltd share price today is ₹479.45, up +2.49% on NSE/BSE as of 18 June 2026. IIFL Finance Ltd (IIFL) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹24.97K (Cr). The 52-week high for IIFL share price is ₹675.00 and the 52-week low is ₹409.10. At a P/E ratio of 29.10x, IIFL is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 4.90% and a debt-to-equity ratio of 4.53.
IIFL Finance Ltd Share Price Chart — NSE/BSE Historical Performance
IIFL Finance Ltd share price chart: 10.22% return over the past month. 52-week high ₹675.00, 52-week low ₹409.10.
IIFL Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹461.00 | ₹483.30 | ₹459.70 | ₹479.45 | 21.01L (Cr) | |
| ₹470.20 | ₹474.15 | ₹464.90 | ₹467.80 | 25.47L (Cr) | |
| ₹480.40 | ₹483.55 | ₹462.65 | ₹466.90 | 31.16L (Cr) | |
| ₹472.00 | ₹481.00 | ₹468.50 | ₹478.35 | 51.35L (Cr) | |
| ₹481.20 | ₹500.00 | ₹473.40 | ₹474.95 | 40.86L (Cr) | |
| ₹468.00 | ₹488.05 | ₹464.80 | ₹481.90 | 37.98L (Cr) | |
| ₹462.00 | ₹469.70 | ₹455.50 | ₹462.70 | 16.32L (Cr) | |
| ₹468.00 | ₹468.25 | ₹459.15 | ₹462.10 | 13.38L (Cr) | |
| ₹457.00 | ₹465.00 | ₹452.35 | ₹464.00 | 9.71L (Cr) | |
| ₹456.30 | ₹464.35 | ₹452.85 | ₹460.80 | 9.96L (Cr) |
IIFL Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹470.20 | ₹483.30 | ₹459.70 | ₹479.45 | +1.97% | |
| ₹465.20 | ₹500.00 | ₹437.60 | ₹466.90 | +0.37% | |
| ₹438.00 | ₹483.80 | ₹409.10 | ₹458.95 | +4.78% | |
| ₹487.40 | ₹505.00 | ₹426.00 | ₹430.45 | -11.68% | |
| ₹475.75 | ₹533.30 | ₹475.75 | ₹496.20 | +4.30% | |
| ₹611.00 | ₹675.00 | ₹508.00 | ₹528.70 | -13.47% | |
| ₹581.05 | ₹613.90 | ₹546.35 | ₹610.50 | +5.07% | |
| ₹540.05 | ₹581.10 | ₹516.25 | ₹578.70 | +7.16% | |
| ₹450.75 | ₹551.95 | ₹442.15 | ₹534.60 | +18.60% | |
| ₹431.85 | ₹458.70 | ₹417.95 | ₹451.90 | +4.64% | |
| ₹472.60 | ₹475.50 | ₹418.10 | ₹427.60 | -9.52% | |
| ₹474.00 | ₹538.15 | ₹458.10 | ₹477.95 | +0.83% |
AI Research Briefing
Powered by Gemini · 2026-04-10
IIFL Finance is a high-growth, high-risk bet on the Indian credit cycle; execute flawlessly or get crushed.
WHAT'S HAPPENING NOW (last 2-4 weeks)
IIFL Finance concluded a special audit directed by the Income Tax Department. There was a change in senior management personnel effective April 2, 2026. An EGM was held on March 20, 2026, approving a material modification to related party transactions with IIFL Home Finance, increasing the limit to The resolution passed with 99.20% approval.
CORE STORY (THE REAL GAME)
IIFL is being priced as a high-growth NBFC riding the India credit boom, specifically in gold loans, MSME lending, and housing finance. The market is focused on AUM growth and asset quality.
- Strong AUM growth
- Improving asset quality
- FII/DII interest
- RBI policy changes
- Significant order wins
- Further NPA reduction
- High debt levels
- Governance concerns (past tax notice)
- Expensive valuation
FII holdings increased by 0.15% and DII holdings increased by 1.04%.
NBFCs are bridging the credit gap in areas where banks aren't as prevalent, especially in rural areas.
No; Free Cash Flow 5Y is ₹-21063.3 Cr.
Expect continued AUM growth, but watch for asset quality deterioration and regulatory headwinds. Next earnings date is May 8, 2026.
Primary Thesis Risk
Sharp rise in NPAs due to economic slowdown will decimate the stock.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
IIFL Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
IIFL Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of IIFL across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (62.17%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (25.08%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (29.31%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (16.12% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Institutional Confidence (FII+DII: 35.90%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Below-Average Return on Equity (4.90%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (8.81%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Weak Earnings Growth (2.19% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (2.39% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 4.53)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.27x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-21063.30 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (24.87%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
IIFL Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare IIFL Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
IIFL Finance LtdIIFL Finance Lt...Selected✓ IIFL • 532636 | 33/100 | ₹479.45₹479 | ₹24966.15₹24966.15 | 29.10Average 29.1 Average | 4.90%Poor 4.90% Poor | 8.81%Poor 8.81% Poor | 4.53Poor 4.5 Poor | 2.39%Average 2.39% Average | 16.12%Excellent 16.12% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹927.35₹927 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3303.60₹3304 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹623.80₹624 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹278.75₹279 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹675.30₹675 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4558.60₹4559 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹404.50₹405 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
IIFL Finance Ltd PE Ratio History
Historical price-to-earnings ratio for IIFL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹8.73 | ₹610.50 | 69.9x |
| FY 2024 | ₹45.71 | ₹413.50 | 9x |
| FY 2023 | ₹38.05 | ₹598.15 | 15.7x |
| FY 2022 | ₹30.25 | ₹481.20 | 15.9x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
IIFL Finance Ltd Dividend History
Annual cash dividends paid by IIFL — dividend yield N/A
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2024 | ₹182.24 Cr |
| FY 2023 | ₹173.63 Cr |
| FY 2022 | ₹132.82 Cr |
| FY 2021 | ₹113.69 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
IIFL Finance Ltd Quarterly Performance
Latest quarterly metrics for IIFL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
29.31%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
25.08%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
16.12%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
2.39%
Compounded annual net profit growth over 5 years
IIFL Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for IIFL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
IIFL Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for IIFL Finance Ltd (IIFL) — sourced from NSE/BSE filings.
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Fetching financial data for IIFL Finance Ltd
About IIFL (IIFL Finance Ltd)
IIFL Finance Ltd is a diversified financial services provider operating within the Indian non-banking financial company (NBFC) sector. The company extends credit and financial solu...tions to a broad spectrum of clients, encompassing retail borrowers, small and medium-sized enterprises (SMEs), and the real estate sector. Their product portfolio is designed to meet the distinct needs of various segments, including secured and unsecured lending options. These range from providing accessible avenues for homeownership through housing finance, leveraging the inherent value of gold assets, and delivering tailored business loans. These are specifically crafted to empower entrepreneurs and foster the growth of SMEs. IIFL Finance also channels resources into funding vital infrastructure and real estate development projects, reflecting a commitment to contributing to India's economic expansion. The company's strategic focus lies on deploying technology to enhance efficiency and expand its reach across the country. By harnessing digital platforms and analytics, IIFL Finance streamlines loan application processes and enhances risk management capabilities. Their digital lending initiatives are intended to facilitate access to credit for underserved populations and businesses in remote areas. Furthermore, they offer a range of financial services beyond traditional lending, including wealth management and investment advisory services, aimed at helping clients achieve their financial goals. This multi-faceted approach positions IIFL Finance as a comprehensive financial partner, catering to diverse financial needs across various segments. IIFL Finance distinguishes itself within the NBFC landscape by its commitment to innovative product offerings and customer-centric solutions. The company continuously strives to adapt to evolving market dynamics and regulatory changes, ensuring it remains a relevant and reliable financial partner. They place significant emphasis on responsible lending practices and transparent dealings with their clients, building trust and fostering long-term relationships. Their network of branches and digital channels extends their reach to customers in both urban and rural areas, reinforcing their commitment to financial inclusion and supporting the growth of businesses and individuals across India.
Company Details
Key Leadership
Corporate Events
Latest News
IIFL Share Price: Frequently Asked Questions
What is the current share price of IIFL Finance Ltd?
IIFL Finance Ltd (IIFL) trades at ₹479.45 on NSE and BSE. Market cap ₹24.97K (Cr). Educational data only.
What is the P/E ratio of IIFL Finance Ltd?
IIFL Finance Ltd has a P/E of 29.10x vs industry average 22.03x.
What is the Bull Run score for IIFL Finance Ltd?
IIFL Finance Ltd has a Bull Run score of 33/100 based on 25+ financial parameters.
Does IIFL Finance Ltd pay dividends?
IIFL Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of IIFL Finance Ltd?
IIFL Finance Ltd has ROE of 4.90%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of IIFL Finance Ltd?
IIFL Finance Ltd has debt-to-equity of 4.53.
Is IIFL Finance Ltd a good investment?
Bull Run gives IIFL Finance Ltd a score of 33/100. This is not investment advice — consult a SEBI-registered advisor.