Ind Bank Housing Ltd Stock Price Today (NSE: INDBNK)
Fundamental Score
Ind Bank Housing Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Ind Bank Housing Ltd share price today is ₹47.20, up +0.43% on NSE/BSE as of 19 June 2026. Ind Bank Housing Ltd (INDBNK) is a Small-cap company in the Housing Finance Company sector with a market capitalisation of ₹39.56 (Cr). The 52-week high for INDBNK share price is ₹57.88 and the 52-week low is ₹35.50.
Ind Bank Housing Ltd Share Price Chart — NSE/BSE Historical Performance
Ind Bank Housing Ltd share price chart: -1.93% return over the past month. 52-week high ₹57.88, 52-week low ₹35.50.
Ind Bank Housing Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹47.23 | ₹47.23 | ₹47.20 | ₹47.20 | 100.00 (Cr) | |
| ₹40.20 | ₹50.00 | ₹40.20 | ₹47.00 | 608.00 (Cr) | |
| ₹48.00 | ₹48.01 | ₹47.50 | ₹47.61 | 1.09K (Cr) | |
| ₹48.25 | ₹48.27 | ₹48.25 | ₹48.25 | 246.00 (Cr) | |
| ₹54.50 | ₹54.50 | ₹48.25 | ₹48.25 | 72.00 (Cr) | |
| ₹48.11 | ₹48.11 | ₹48.00 | ₹48.00 | 616.00 (Cr) | |
| ₹48.00 | ₹48.01 | ₹48.00 | ₹48.01 | 115.00 (Cr) | |
| ₹47.60 | ₹52.80 | ₹47.60 | ₹48.95 | 114.00 (Cr) | |
| ₹48.50 | ₹48.50 | ₹47.42 | ₹47.50 | 384.00 (Cr) | |
| ₹49.74 | ₹49.74 | ₹47.70 | ₹48.50 | 253.00 (Cr) |
Ind Bank Housing Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹40.20 | ₹50.00 | ₹40.20 | ₹47.20 | +17.41% | |
| ₹50.00 | ₹55.00 | ₹46.00 | ₹47.61 | -4.78% | |
| ₹44.72 | ₹57.88 | ₹40.76 | ₹50.05 | +11.92% | |
| ₹43.00 | ₹46.05 | ₹38.43 | ₹40.55 | -5.70% | |
| ₹42.63 | ₹46.80 | ₹39.91 | ₹43.16 | +1.24% | |
| ₹39.55 | ₹44.60 | ₹37.00 | ₹38.05 | -3.79% | |
| ₹41.50 | ₹44.95 | ₹35.60 | ₹39.50 | -4.82% | |
| ₹38.64 | ₹42.39 | ₹35.65 | ₹38.40 | -0.62% | |
| ₹40.10 | ₹43.00 | ₹35.80 | ₹38.64 | -3.64% | |
| ₹39.99 | ₹42.79 | ₹35.50 | ₹40.19 | +0.50% | |
| ₹39.00 | ₹41.49 | ₹38.00 | ₹38.09 | -2.33% | |
| ₹40.09 | ₹42.92 | ₹37.00 | ₹39.04 | -2.62% |
AI Research Briefing
Powered by Gemini · 2026-04-09
A tax refund doesn't make a viable business; this is a value trap best avoided.
WHAT'S HAPPENING NOW
Ind Bank Housing received a favorable order from the Income Tax Department, Chennai, entitling them to a refund of including interest on delayed refund. The stock price
CORE STORY
A zombie SME, technically an HFC, focused on NPA recovery. Not a going concern, but a shell with occasional tax-related windfalls.
- Tax refund of ₹8.79 Cr
- Micro-cap stock, so any news can move the price
- Year-on-year increase of 11.53% in share price
- Further tax refunds
- Speculation of a turnaround
- Any news, given the micro-cap status
- Negative net worth of ₹(120.87) Cr
- Non-compliance with NHB regulations
- Focus on NPA recovery, not lending
- Illiquidity risk due to micro-cap status
No FII/DII holding. Promoter holding stable at 51.0%.
Housing finance market is projected to grow at a CAGR of 15-16%, but this company is not positioned to benefit.
No. Free Cash Flow 5Y: ₹-1.89 Cr
Unlikely to improve given the focus on NPA recovery and non-compliance with regulations. Expect continued losses.
Primary Thesis Risk
Reliance on unsustainable tax refunds and inability to comply with regulatory norms.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Ind Bank Housing Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Ind Bank Housing Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of INDBNK across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Robust Profit Growth (75.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Balanced Promoter Holding (51.00%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Suboptimal ROCE (-3.74%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-139.86%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Limited Growth History (-10.95% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Negative Free Cash Flow (₹-1.89 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Ind Bank Housing Ltd vs Housing Finance Company Peers
Peer Comparison - Housing Finance Company
Compare Ind Bank Housing Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Ind Bank Housing LtdInd Bank Housin...Selected✓ INDBNK • 523465 | 18/100 | ₹47.20₹47 | ₹39.56₹39.56 | — — | — — | -3.74%Poor -3.74% Poor | — — | — — | -10.95%Poor -10.95% Poor | 0.00% |
Bajaj Housing Finance LimitedBajaj Housing F... BAJAJHFL • 544252 | 54.8/100 | ₹86.02₹86 | ₹87039.71₹87039.71 | 36.87Average 36.9 Average | 13.46%Average 13.46% Average | 9.55%Poor 9.55% Poor | 4.44Poor 4.4 Poor | 38.71%Excellent 38.71% Excellent | 29.33%Excellent 29.33% Excellent | 0.00% |
LIC Housing Finance LtdLIC Housing Fin... LICHSGFIN • 500253 | 41.4/100 | ₹556.45₹556 | ₹30291.98₹30291.98 | 5.49Average 5.5 Average | 16.05%Good 16.05% Good | 8.93%Poor 8.93% Poor | 7.08Poor 7.1 Poor | 17.76%Excellent 17.76% Excellent | 7.33%Good 7.33% Good | 1.82% |
PNB Housing Finance LtdPNB Housing Fin... PNBHOUSING • 540173 | 44.1/100 | ₹1077.90₹1078 | ₹23669.79₹23669.79 | 10.77Average 10.8 Average | 12.27%Average 12.27% Average | 9.46%Poor 9.46% Poor | 3.62Poor 3.6 Poor | 23.34%Excellent 23.34% Excellent | -2.03%Poor -2.03% Poor | 0.55% |
Aadhar Housing Finance LtdAadhar Housing ... AADHARHFC • 544176 | 31.1/100 | ₹477.80₹478 | ₹21011.57₹21011.57 | 21.27Average 21.3 Average | 16.86%Good 16.86% Good | 11.42%Average 11.42% Average | 2.55Poor 2.5 Poor | 36.61%Excellent 36.61% Excellent | 17.50%Excellent 17.50% Excellent | 0.00% |
Aptus Value Housing Finance India LtdAptus Value Hou... APTUS • 543335 | 32.4/100 | ₹262.70₹263 | ₹14148.60₹14148.60 | 16.78Average 16.8 Average | 18.58%Good 18.58% Good | 15.05%Good 15.05% Good | 1.57Average 1.6 Average | 28.91%Excellent 28.91% Excellent | 28.46%Excellent 28.46% Excellent | 1.59% |
Sammaan Capital LtdSammaan Capital... SAMMAANCAP • 535789 | 24.2/100 | ₹173.32₹173 | ₹12631.74₹12631.74 | 9.95Average 9.9 Average | -8.66%Poor -8.66% Poor | 3.65%Poor 3.65% Poor | 2.04Poor 2.0 Poor | — — | -8.08%Poor -8.08% Poor | 0.00% |
Can Fin Homes LtdCan Fin Homes L... CANFINHOME • 511196 | 40.1/100 | ₹832.95₹833 | ₹12107.71₹12107.71 | 13.14Average 13.1 Average | 18.22%Good 18.22% Good | 9.34%Poor 9.34% Poor | 6.61Poor 6.6 Poor | 17.91%Excellent 17.91% Excellent | 13.82%Good 13.82% Good | 1.32% |
Aavas Financiers LtdAavas Financier... AAVAS • 541988 | 29.6/100 | ₹1369.00₹1369 | ₹11994.35₹11994.35 | 19.88Average 19.9 Average | 14.11%Average 14.11% Average | 10.09%Average 10.09% Average | 3.08Poor 3.1 Poor | 18.16%Excellent 18.16% Excellent | 21.15%Excellent 21.15% Excellent | 0.00% |
Home First Finance Company India LtdHome First Fina... HOMEFIRST • 543259 | 55.6/100 | ₹1117.90₹1118 | ₹11504.83₹11504.83 | 25.41Average 25.4 Average | 16.46%Good 16.46% Good | 11.35%Average 11.35% Average | 2.40Poor 2.4 Poor | 36.87%Excellent 36.87% Excellent | 30.23%Excellent 30.23% Excellent | 0.33% |
India Shelter Finance Corporation LimitedIndia Shelter F... INDIASHLTR • 544044 | 44.3/100 | ₹787.30₹787 | ₹9428.70₹9428.70 | 21.19Average 21.2 Average | 15.07%Good 15.07% Good | 12.61%Average 12.61% Average | 1.89Average 1.9 Average | 51.70%Excellent 51.70% Excellent | 38.34%Excellent 38.34% Excellent | 0.58% |
Top Housing Finance Company Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Housing Finance Limited share price87039.71 Cr
- LIC Housing Finance Ltd share price30291.98 Cr
- PNB Housing Finance Ltd share price23669.79 Cr
- Aadhar Housing Finance Ltd share price21011.57 Cr
- Aptus Value Housing Finance India Ltd share price14148.60 Cr
Ind Bank Housing Ltd Quarterly Performance
Latest quarterly metrics for INDBNK — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
N/A
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
75.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-10.95%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Ind Bank Housing Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for INDBNK — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Ind Bank Housing Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Ind Bank Housing Ltd (INDBNK) — sourced from NSE/BSE filings.
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About INDBNK (Ind Bank Housing Ltd)
Ind Bank Housing Ltd is a financial entity rooted in Chennai, India, with a foundational history traced back to its incorporation in 1991. Originally conceived as a specialized hou...sing finance company, INDBNK operated within the sector, aiming to provide financial assistance and loan products tailored to individuals and families seeking to purchase or construct homes. Over the years, the company has undergone strategic shifts, adapting to the evolving dynamics of the Indian financial landscape. While it once played an active role in facilitating homeownership through dedicated financing solutions, its current operational status reflects a transition away from its core housing finance activities. The company's genesis as a subsidiary of Indian Bank underscores its strong ties to the broader banking sector. This affiliation provided a platform for synergy and potential collaboration within the larger financial ecosystem. Leveraging the support of its parent entity, Ind Bank Housing Ltd embarked on its mission to serve the housing finance needs of its clientele. However, recent developments suggest a recalibration of its business model, leading to a departure from its original focus. Despite this shift, the company retains its established presence in Chennai and continues to navigate the complexities of the Indian financial market. Today, Ind Bank Housing Ltd's profile diverges from its initial purpose as a dedicated housing finance provider. While its past involvement in the sector is undeniable, its current activities suggest a different trajectory. The company's history as a subsidiary of Indian Bank remains a defining aspect of its identity, shaping its operational framework and strategic outlook. Although no longer actively engaged in housing finance, INDBNK continues to exist as a distinct entity, navigating the intricacies of the financial landscape while adapting to the changing dynamics of the industry.
Company Details
Key Leadership
Latest News
INDBNK Share Price: Frequently Asked Questions
What is the current share price of Ind Bank Housing Ltd?
Ind Bank Housing Ltd (INDBNK) trades at ₹47.20 on NSE and BSE. Market cap ₹39.56 (Cr). Educational data only.
What is the P/E ratio of Ind Bank Housing Ltd?
Ind Bank Housing Ltd has a P/E of N/Ax vs industry average 18.03x.
What is the Bull Run score for Ind Bank Housing Ltd?
Ind Bank Housing Ltd has a Bull Run score of 18/100 based on 25+ financial parameters.
Does Ind Bank Housing Ltd pay dividends?
Ind Bank Housing Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Ind Bank Housing Ltd?
Ind Bank Housing Ltd has ROE of N/A. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Ind Bank Housing Ltd?
Ind Bank Housing Ltd has debt-to-equity of N/A.
Is Ind Bank Housing Ltd a good investment?
Bull Run gives Ind Bank Housing Ltd a score of 18/100. This is not investment advice — consult a SEBI-registered advisor.