India Home Loan Ltd Stock Price Today (NSE: INDIAHOME)
Fundamental Score
India Home Loan Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
India Home Loan Ltd share price today is ₹30.97, up +2.75% on NSE/BSE as of 19 June 2026. India Home Loan Ltd (INDIAHOME) is a Small-cap company in the Housing Finance Company sector with a market capitalisation of ₹54.26 (Cr). The 52-week high for INDIAHOME share price is ₹47.54 and the 52-week low is ₹24.80. At a P/E ratio of 271.29x, INDIAHOME is currently trading above its industry average P/E of 18.03x. The company has a Return on Equity (ROE) of 0.61% and a debt-to-equity ratio of 1.11.
India Home Loan Ltd Share Price Chart — NSE/BSE Historical Performance
India Home Loan Ltd share price chart: -3.33% return over the past month. 52-week high ₹47.54, 52-week low ₹24.80.
India Home Loan Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹31.30 | ₹31.30 | ₹30.00 | ₹30.97 | 791.00 (Cr) | |
| ₹31.49 | ₹31.49 | ₹28.80 | ₹30.14 | 2.77K (Cr) | |
| ₹31.51 | ₹31.51 | ₹30.40 | ₹30.58 | 1.10K (Cr) | |
| ₹32.24 | ₹32.24 | ₹31.02 | ₹31.67 | 576.00 (Cr) | |
| ₹31.39 | ₹32.25 | ₹31.00 | ₹31.59 | 2.68K (Cr) | |
| ₹31.98 | ₹31.98 | ₹30.30 | ₹31.39 | 1.23K (Cr) | |
| ₹32.49 | ₹32.49 | ₹31.00 | ₹31.63 | 543.00 (Cr) | |
| ₹31.98 | ₹31.98 | ₹30.40 | ₹31.43 | 585.00 (Cr) | |
| ₹31.75 | ₹32.44 | ₹30.75 | ₹31.22 | 2.49K (Cr) | |
| ₹32.45 | ₹32.45 | ₹31.84 | ₹32.40 | 840.00 (Cr) |
India Home Loan Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹31.49 | ₹31.49 | ₹28.80 | ₹30.97 | -1.65% | |
| ₹31.07 | ₹37.70 | ₹30.00 | ₹30.58 | -1.58% | |
| ₹30.98 | ₹34.25 | ₹26.70 | ₹30.98 | +0.00% | |
| ₹32.20 | ₹36.70 | ₹24.80 | ₹26.23 | -18.54% | |
| ₹35.98 | ₹36.28 | ₹29.00 | ₹35.46 | -1.45% | |
| ₹36.28 | ₹38.80 | ₹33.05 | ₹35.09 | -3.28% | |
| ₹38.25 | ₹39.40 | ₹33.11 | ₹35.82 | -6.35% | |
| ₹38.00 | ₹42.00 | ₹35.60 | ₹38.25 | +0.66% | |
| ₹42.13 | ₹46.70 | ₹27.00 | ₹38.57 | -8.45% | |
| ₹35.90 | ₹47.54 | ₹32.80 | ₹41.14 | +14.60% | |
| ₹34.25 | ₹37.00 | ₹33.75 | ₹35.99 | +5.08% | |
| ₹32.60 | ₹36.36 | ₹32.55 | ₹34.95 | +7.21% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
India Home Loan Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
India Home Loan Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of INDIAHOME across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Operating Margins (64.63%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Cash Generation (₹124.77 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
11 factors identified
Below-Average Return on Equity (0.61%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (8.42%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 271.29x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Limited Growth History (-16.03% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Earnings Growth (-38.27% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-38.27% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 1.11)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.03x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (26.66%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Limited Institutional Interest (FII+DII: 0.07%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
India Home Loan Ltd vs Housing Finance Company Peers
Peer Comparison - Housing Finance Company
Compare India Home Loan Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
India Home Loan LtdIndia Home Loan...Selected✓ INDIAHOME • 530979 | 0/100 | ₹30.97₹31 | ₹54.26₹54.26 | 271.29Average 271.3 Average | 0.61%Poor 0.61% Poor | 8.42%Poor 8.42% Poor | 1.11Average 1.1 Average | -38.27%Poor -38.27% Poor | -16.03%Poor -16.03% Poor | 0.00% |
Bajaj Housing Finance LimitedBajaj Housing F... BAJAJHFL • 544252 | 54.8/100 | ₹86.02₹86 | ₹87039.71₹87039.71 | 36.87Average 36.9 Average | 13.46%Average 13.46% Average | 9.55%Poor 9.55% Poor | 4.44Poor 4.4 Poor | 38.71%Excellent 38.71% Excellent | 29.33%Excellent 29.33% Excellent | 0.00% |
LIC Housing Finance LtdLIC Housing Fin... LICHSGFIN • 500253 | 41.4/100 | ₹556.45₹556 | ₹30291.98₹30291.98 | 5.49Average 5.5 Average | 16.05%Good 16.05% Good | 8.93%Poor 8.93% Poor | 7.08Poor 7.1 Poor | 17.76%Excellent 17.76% Excellent | 7.33%Good 7.33% Good | 1.82% |
PNB Housing Finance LtdPNB Housing Fin... PNBHOUSING • 540173 | 44.1/100 | ₹1077.90₹1078 | ₹23669.79₹23669.79 | 10.77Average 10.8 Average | 12.27%Average 12.27% Average | 9.46%Poor 9.46% Poor | 3.62Poor 3.6 Poor | 23.34%Excellent 23.34% Excellent | -2.03%Poor -2.03% Poor | 0.55% |
Aadhar Housing Finance LtdAadhar Housing ... AADHARHFC • 544176 | 31.1/100 | ₹477.80₹478 | ₹21011.57₹21011.57 | 21.27Average 21.3 Average | 16.86%Good 16.86% Good | 11.42%Average 11.42% Average | 2.55Poor 2.5 Poor | 36.61%Excellent 36.61% Excellent | 17.50%Excellent 17.50% Excellent | 0.00% |
Aptus Value Housing Finance India LtdAptus Value Hou... APTUS • 543335 | 32.4/100 | ₹262.70₹263 | ₹14148.60₹14148.60 | 16.78Average 16.8 Average | 18.58%Good 18.58% Good | 15.05%Good 15.05% Good | 1.57Average 1.6 Average | 28.91%Excellent 28.91% Excellent | 28.46%Excellent 28.46% Excellent | 1.59% |
Sammaan Capital LtdSammaan Capital... SAMMAANCAP • 535789 | 24.2/100 | ₹173.32₹173 | ₹12631.74₹12631.74 | 9.95Average 9.9 Average | -8.66%Poor -8.66% Poor | 3.65%Poor 3.65% Poor | 2.04Poor 2.0 Poor | — — | -8.08%Poor -8.08% Poor | 0.00% |
Can Fin Homes LtdCan Fin Homes L... CANFINHOME • 511196 | 40.1/100 | ₹832.95₹833 | ₹12107.71₹12107.71 | 13.14Average 13.1 Average | 18.22%Good 18.22% Good | 9.34%Poor 9.34% Poor | 6.61Poor 6.6 Poor | 17.91%Excellent 17.91% Excellent | 13.82%Good 13.82% Good | 1.32% |
Aavas Financiers LtdAavas Financier... AAVAS • 541988 | 29.6/100 | ₹1369.00₹1369 | ₹11994.35₹11994.35 | 19.88Average 19.9 Average | 14.11%Average 14.11% Average | 10.09%Average 10.09% Average | 3.08Poor 3.1 Poor | 18.16%Excellent 18.16% Excellent | 21.15%Excellent 21.15% Excellent | 0.00% |
Home First Finance Company India LtdHome First Fina... HOMEFIRST • 543259 | 55.6/100 | ₹1117.90₹1118 | ₹11504.83₹11504.83 | 25.41Average 25.4 Average | 16.46%Good 16.46% Good | 11.35%Average 11.35% Average | 2.40Poor 2.4 Poor | 36.87%Excellent 36.87% Excellent | 30.23%Excellent 30.23% Excellent | 0.33% |
India Shelter Finance Corporation LimitedIndia Shelter F... INDIASHLTR • 544044 | 44.3/100 | ₹787.30₹787 | ₹9428.70₹9428.70 | 21.19Average 21.2 Average | 15.07%Good 15.07% Good | 12.61%Average 12.61% Average | 1.89Average 1.9 Average | 51.70%Excellent 51.70% Excellent | 38.34%Excellent 38.34% Excellent | 0.58% |
Top Housing Finance Company Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Housing Finance Limited share price87039.71 Cr
- LIC Housing Finance Ltd share price30291.98 Cr
- PNB Housing Finance Ltd share price23669.79 Cr
- Aadhar Housing Finance Ltd share price21011.57 Cr
- Aptus Value Housing Finance India Ltd share price14148.60 Cr
India Home Loan Ltd Dividend History
Annual cash dividends paid by INDIAHOME — dividend yield N/A
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2021 | ₹0.21 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
India Home Loan Ltd Quarterly Performance
Latest quarterly metrics for INDIAHOME — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
6.71%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
16.67%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-16.03%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
-38.27%
Compounded annual net profit growth over 5 years
India Home Loan Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for INDIAHOME — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
India Home Loan Ltd Financial Statements
Annual income statement, balance sheet and cash flow for India Home Loan Ltd (INDIAHOME) — sourced from NSE/BSE filings.
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About INDIAHOME (India Home Loan Ltd)
India Home Loan Ltd is a financial institution dedicated to providing accessible home financing solutions across India. Specializing in empowering individuals and families to reali...ze their dreams of homeownership, the company offers a diverse range of loan products tailored to meet varied needs. From facilitating the purchase of new homes to supporting the construction of personalized residences, INDIAHOME strives to be a reliable partner in the home-building journey. The company extends its services to include loans for expanding existing living spaces, renovating properties to enhance their appeal, and undertaking necessary improvements to ensure comfort and safety. Beyond individual homebuyers, INDIAHOME recognizes the importance of fostering holistic community development. To that end, they provide financial backing for real estate projects, contributing to the creation of vibrant residential areas. By providing project finance, INDIAHOME actively participates in shaping the urban landscape and supporting the growth of the housing sector. The company focuses on providing financial assistance to those who are looking to buy a house of their dreams or building an estate for investment purposes. Originally established as Manoj Housing Finance Company Ltd., the institution underwent a transformative rebranding in 2009, adopting the name India Home Loan Limited to better reflect its nationwide aspirations. With its headquarters strategically located in Mumbai, the financial hub of India, INDIAHOME leverages its experience and resources to serve a broad spectrum of customers. Since its incorporation in 1990, INDIAHOME has remained committed to ethical lending practices, transparent operations, and a customer-centric approach, solidifying its position as a trusted player in the Indian housing finance market.
Company Details
Key Leadership
Corporate Events
Latest News
INDIAHOME Share Price: Frequently Asked Questions
What is the current share price of India Home Loan Ltd?
India Home Loan Ltd (INDIAHOME) trades at ₹30.97 on NSE and BSE. Market cap ₹54.26 (Cr). Educational data only.
What is the P/E ratio of India Home Loan Ltd?
India Home Loan Ltd has a P/E of 271.29x vs industry average 18.03x.
What is the Bull Run score for India Home Loan Ltd?
India Home Loan Ltd has a Bull Run score of 0/100 based on 25+ financial parameters.
Does India Home Loan Ltd pay dividends?
India Home Loan Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of India Home Loan Ltd?
India Home Loan Ltd has ROE of 0.61%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of India Home Loan Ltd?
India Home Loan Ltd has debt-to-equity of 1.11.
Is India Home Loan Ltd a good investment?
Bull Run gives India Home Loan Ltd a score of 0/100. This is not investment advice — consult a SEBI-registered advisor.