Indus Finance Ltd Stock Price Today (NSE: INDUSFINL)
Fundamental Score
Indus Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Indus Finance Ltd share price today is ₹122.15, up +0.33% on NSE/BSE as of 19 June 2026. Indus Finance Ltd (INDUSFINL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹45.10 (Cr). The 52-week high for INDUSFINL share price is ₹124.70 and the 52-week low is ₹37.66. At a P/E ratio of 40.63x, INDUSFINL is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 6.20% and a debt-to-equity ratio of 0.82.
Indus Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Indus Finance Ltd share price chart: 48.87% return over the past month. 52-week high ₹124.70, 52-week low ₹37.66.
Indus Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹122.00 | ₹124.00 | ₹122.00 | ₹122.15 | 6.78K (Cr) | |
| ₹123.25 | ₹123.25 | ₹121.75 | ₹121.75 | 12.55K (Cr) | |
| ₹113.10 | ₹124.70 | ₹113.00 | ₹123.24 | 14.53K (Cr) | |
| ₹119.00 | ₹119.09 | ₹114.84 | ₹118.80 | 11.22K (Cr) | |
| ₹113.28 | ₹118.94 | ₹107.62 | ₹113.42 | 12.79K (Cr) | |
| ₹108.90 | ₹115.50 | ₹108.90 | ₹113.28 | 24.56K (Cr) | |
| ₹112.00 | ₹112.52 | ₹106.00 | ₹110.00 | 9.34K (Cr) | |
| ₹107.70 | ₹109.95 | ₹100.00 | ₹107.17 | 9.04K (Cr) | |
| ₹105.00 | ₹107.70 | ₹98.60 | ₹104.85 | 16.49K (Cr) | |
| ₹99.75 | ₹104.95 | ₹95.87 | ₹103.76 | 6.32K (Cr) |
Indus Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹123.25 | ₹124.00 | ₹121.75 | ₹122.15 | -0.89% | |
| ₹83.30 | ₹124.70 | ₹79.31 | ₹123.24 | +47.95% | |
| ₹46.00 | ₹86.00 | ₹41.35 | ₹83.48 | +81.48% | |
| ₹43.35 | ₹57.00 | ₹37.66 | ₹40.19 | -7.29% | |
| ₹52.01 | ₹59.85 | ₹47.05 | ₹51.37 | -1.23% | |
| ₹44.10 | ₹63.80 | ₹43.10 | ₹54.21 | +22.93% | |
| ₹48.46 | ₹60.65 | ₹42.00 | ₹45.81 | -5.47% | |
| ₹49.50 | ₹53.50 | ₹43.82 | ₹47.99 | -3.05% | |
| ₹44.69 | ₹53.00 | ₹39.40 | ₹49.45 | +10.65% | |
| ₹48.99 | ₹50.50 | ₹42.50 | ₹44.69 | -8.78% | |
| ₹46.60 | ₹52.00 | ₹44.64 | ₹48.99 | +5.13% | |
| ₹56.50 | ₹56.50 | ₹45.39 | ₹46.60 | -17.52% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Micro-cap NBFC with weak fundamentals and expensive valuation; a value trap to avoid.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. Recent news indicates a downgrade to 'Strong Sell' due to weak fundamentals and expensive valuation. The Market perception is detached from underlying fundamentals.
WHAT IS DRIVING THE STOCK
Hope of turnaround: Despite poor results, some investors anticipate a recovery in the NBFC sector.
Micro-cap momentum: Susceptible to speculative trading, leading to short-term price spikes.
Dividend yield: A small dividend yield of 1.03% may attract some retail interest.
- Downgraded to 'Strong Sell'
- Flat financial performance
- Expensive valuation
- Unexpected earnings beat
- Major contract win
- Significant change in management
- Micro/SME cap = liquidity risk
- High P/E ratio of 40.63x vs industry P/E of 22.03x
- Declining net profits
Promoter holding steady at 74.79%, but no FII/DII interest.
RBI focusing on tighter NBFC regulation – potential headwind.
Yes, Free Cash Flow 5Y: ₹18.25 Cr
Expect continued underperformance due to weak fundamentals and expensive valuation. Downward pressure on stock price likely.
Primary Thesis Risk
Inability to improve profitability and sales growth will lead to further price decline.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Indus Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Indus Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of INDUSFINL across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (43.22%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (18.01% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (67.62% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (67.62% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (74.79%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (6.20%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (8.95%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 40.63x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-75.31%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-49.03%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Interest Coverage (1.65x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Limited Institutional Interest (FII+DII: 0.02%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Indus Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Indus Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Indus Finance LtdIndus Finance L...Selected✓ INDUSFINL • 531841 | 43.1/100 | ₹122.15₹122 | ₹45.10₹45.10 | 40.63Average 40.6 Average | 6.20%Poor 6.20% Poor | 8.95%Poor 8.95% Poor | 0.82Good 0.8 Good | 67.62%Excellent 67.62% Excellent | 18.01%Excellent 18.01% Excellent | 1.03% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Indus Finance Ltd PE Ratio History
Historical price-to-earnings ratio for INDUSFINL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹0.81 | ₹44.30 | 54.7x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Indus Finance Ltd Quarterly Performance
Latest quarterly metrics for INDUSFINL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-49.03%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-75.31%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
18.01%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
67.62%
Compounded annual net profit growth over 5 years
Indus Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for INDUSFINL — calculated from daily price history
Momentum is strong — price may be stretched. Watch for pullbacks.
Technical indicators are for educational purposes only. Not investment advice.
Indus Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Indus Finance Ltd (INDUSFINL) — sourced from NSE/BSE filings.
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About INDUSFINL (Indus Finance Ltd)
Indus Finance Ltd is a Non-Banking Financial Company (NBFC) committed to fueling growth across diverse sectors within the Indian economy. Focused on providing accessible and tailor...ed financial solutions, INDUSFINL directs its investments and lending activities towards key industries that are vital for national development. The company channels its resources into sectors such as renewable energy, supporting wind and solar power projects, infrastructure development, and real estate ventures. Furthermore, INDUSFINL actively participates in strengthening the agriculture and food processing value chain by providing financing to businesses operating within this critical domain. With a dedicated approach, INDUSFINL strives to empower businesses and entrepreneurs, facilitating their contribution to the nation's economic progress. INDUSFINL offers a range of loan products designed to meet the diverse financial needs of its clientele. Recognizing the value of assets, the company provides loans against shares, allowing investors to leverage their holdings for immediate capital. Additionally, INDUSFINL offers mortgage loans on properties, enabling individuals and businesses to unlock the potential of their real estate assets. Understanding the importance of individual financial well-being, the company also extends individual loans, empowering individuals to achieve their personal and professional goals. By offering these varied loan options, INDUSFINL aims to provide comprehensive financial support to a wide spectrum of customers. Established with a vision to provide innovative financial solutions, INDUSFINL has evolved and adapted to the changing financial landscape. Originally incorporated as Indus Finance Corporation Limited, the company underwent a name change in January 2015, adopting its current identity as Indus Finance Ltd. This strategic move reflected the company's commitment to modernizing its brand and reinforcing its position as a forward-thinking NBFC. With a rich history and a strong foundation, INDUSFINL continues to build upon its legacy, driven by a passion for excellence and a dedication to contributing to the economic prosperity of India.
Company Details
Key Leadership
Corporate Events
INDUSFINL Share Price: Frequently Asked Questions
What is the current share price of Indus Finance Ltd?
Indus Finance Ltd (INDUSFINL) trades at ₹122.15 on NSE and BSE. Market cap ₹45.10 (Cr). Educational data only.
What is the P/E ratio of Indus Finance Ltd?
Indus Finance Ltd has a P/E of 40.63x vs industry average 22.03x.
What is the Bull Run score for Indus Finance Ltd?
Indus Finance Ltd has a Bull Run score of 43.1/100 based on 25+ financial parameters.
Does Indus Finance Ltd pay dividends?
Indus Finance Ltd has a dividend yield of 1.03%. Past dividends don't guarantee future payments.
What is the ROE of Indus Finance Ltd?
Indus Finance Ltd has ROE of 6.20%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Indus Finance Ltd?
Indus Finance Ltd has debt-to-equity of 0.82.
Is Indus Finance Ltd a good investment?
Bull Run gives Indus Finance Ltd a score of 43.1/100. This is not investment advice — consult a SEBI-registered advisor.