Indus Finance Ltd Stock Price Today (NSE: INDUSFINL)
Fundamental Score
Indus Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Indus Finance Ltd share price today is ₹50.11, up +0.00% on NSE/BSE as of 18 February 2026. Indus Finance Ltd (INDUSFINL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹45.10 (Cr). The 52-week high for INDUSFINL share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 40.63x, INDUSFINL is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 6.20% and a debt-to-equity ratio of 0.82.
Indus Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Indus Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Indus Finance Share Price: A ROCE Efficiency Analysis
The Non-Banking Financial Company (NBFC) sector is currently navigating a landscape marked by increased regulatory scrutiny and rising borrowing costs. This environment emphasizes the importance of efficient capital allocation, making Return on Capital Employed (ROCE) a crucial metric for investors. This analysis examines the Indus Finance share price of ₹54.0, focusing on its ROCE efficiency and relative positioning within the sector. Indus Finance Ltd currently trades at a Price-to-Earnings (PE) ratio of 40.63 and boasts a ROCE of 8.95%.
A critical indicator for any financial institution is its Return on Capital Employed (ROCE). Indus Finance's ROCE of 8.95% suggests the company is generating ₹8.95 of profit for every ₹100 of capital employed. However, comparing this to its peers is essential. While comprehensive data on Apollo Finvest's ROCE isn't immediately available, anecdotal evidence suggests that firms with superior management quality often exhibit a greater capacity to adapt to changing market conditions and optimize capital deployment. A deep dive contrasting Indus Finance Ltd with peers
Apollo Finvest regarding the execution capabilities of the respective management teams is warranted.The strength of a company's economic moat – its ability to sustain competitive advantages – is intrinsically linked to its ROCE. An 8.95% ROCE indicates that Indus Finance is generating returns above its cost of capital, which is a positive sign. However, the sustainability of this return needs further investigation. High ROCE typically attracts competition, and the ability to maintain this level depends on factors such as the strength of its loan book, its access to funding, and the efficiency of its operations. A higher ROCE consistently demonstrates a more profound and defensible moat.
The relatively high PE ratio of 40.63 suggests that the market has priced in future growth expectations for Indus Finance. This valuation underscores the need for Indus Finance to improve operational efficiency and achieve a higher ROCE. Monitoring how effectively management improves the ROCE will be critical for judging whether the current share price can be justified in the long run given the competitive pressure from the likes of Bengal & Assam, and Fedders Holding Ltd. This analysis forms part of an 80-parameter fundamental audit, with methodological verification conducted by Sweta Mishra, to ensure robustness. Observational analysis only.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Indus Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of INDUSFINL across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (43.22%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (18.01% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (67.62% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (67.62% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (74.79%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (6.20%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (8.95%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 40.63x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-75.31%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-49.03%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Interest Coverage (1.65x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Limited Institutional Interest (FII+DII: 0.02%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Indus Finance Ltd Financial Statements
Comprehensive financial data for Indus Finance Ltd including income statement, balance sheet and cash flow
About INDUSFINL (Indus Finance Ltd)
Indus Finance Ltd (INDUSFINL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹45.10 (Cr). Indus Finance Ltd has delivered a Return on Equity (ROE) of 6.20% and a ROCE of 8.95%. The debt-to-equity ratio stands at 0.82, reflecting the company's capital structure. Investors tracking INDUSFINL share price can monitor key metrics including P/E ratio, promoter holding of 74.79%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
INDUSFINL Share Price: Frequently Asked Questions
What is the current share price of Indus Finance Ltd (INDUSFINL)?
As of 18 Feb 2026, 10:38 am IST, Indus Finance Ltd share price is ₹50.11. The INDUSFINL stock has a market capitalisation of ₹45.10 (Cr) on NSE/BSE.
Is INDUSFINL share price Overvalued or Undervalued?
INDUSFINL share price is currently trading at a P/E ratio of 40.63x, compared to the industry average of 22.03x. Based on this relative valuation, the Indus Finance Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of INDUSFINL share price?
The 52-week high of INDUSFINL share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Indus Finance Ltd share price?
Key factors influencing INDUSFINL share price include quarterly earnings growth (Sales Growth: -49.03%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Indus Finance Ltd a good stock for long-term investment?
Indus Finance Ltd shows a 5-year Profit Growth of 67.62% and an ROE of 6.20%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.82 before investing in INDUSFINL shares.
How does Indus Finance Ltd compare with its industry peers?
Indus Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare INDUSFINL share price P/E of 40.63x and ROE of 6.20% against the industry averages to determine competitive standing.
What is the P/E ratio of INDUSFINL and what does it mean?
INDUSFINL share price has a P/E ratio of 40.63x compared to the industry average of 22.03x. Investors pay ₹41 for every ₹1 of annual earnings.
How is INDUSFINL performing according to Bull Run's analysis?
INDUSFINL has a Bull Run fundamental score of 43.1/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does INDUSFINL belong to?
INDUSFINL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Indus Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for INDUSFINL?
INDUSFINL has an ROE of 6.20%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Indus Finance Ltd generates profits from shareholders capital.
How is INDUSFINL debt-to-equity ratio and what does it indicate?
INDUSFINL has a debt-to-equity ratio of 0.82, which indicates moderate leverage that should be monitored.
What is INDUSFINL dividend yield and is it a good dividend stock?
INDUSFINL offers a dividend yield of 1.03%, meaning you receive ₹1.03 annual dividend for every ₹100 invested in Indus Finance Ltd shares.
How has INDUSFINL share price grown over the past 5 years?
INDUSFINL has achieved 5-year growth rates of: Sales Growth 18.01%, Profit Growth 67.62%, and EPS Growth 67.62%.
What is the promoter holding in INDUSFINL and why does it matter?
Promoters hold 74.79% of INDUSFINL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Indus Finance Ltd.
What is INDUSFINL market capitalisation category?
INDUSFINL has a market capitalisation of ₹45 crores, placing it in the Small-cap category.
How volatile is INDUSFINL stock?
INDUSFINL has a beta of N/A. A beta > 1 suggests the Indus Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is INDUSFINL operating profit margin trend?
INDUSFINL has a 5-year average Operating Profit Margin (OPM) of 43.22%, indicating the company's operational efficiency.
How is INDUSFINL quarterly performance?
Recent quarterly performance shows Indus Finance Ltd YoY Sales Growth of -49.03% and YoY Profit Growth of -75.31%.
What is the institutional holding pattern in INDUSFINL?
INDUSFINL has FII holding of 0.00% and DII holding of 0.02%. Significant institutional holding often suggests professional confidence in the Indus Finance Ltd stock.