Kumbhat Financial Services Ltd Stock Price Today (NSE: KUMPFIN)
Kumbhat Financial Services Ltd
Fundamental Score
Kumbhat Financial Services Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Kumbhat Financial Services Ltd share price today is ₹19.05, up +0.00% on NSE/BSE as of 18 February 2026. Kumbhat Financial Services Ltd (KUMPFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹11.54 (Cr). The 52-week high for KUMPFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 7.96x, KUMPFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 34.30% and a debt-to-equity ratio of 2.73.
Kumbhat Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Kumbhat Financial Services Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Kumbhat Financial Services Share Price: A Conservative Value Investor's Perspective
The non-banking financial company (NBFC) sector, while offering attractive growth potential, demands careful scrutiny. Heightened regulatory oversight and fluctuating interest rate environments can significantly impact profitability. This analysis focuses on the Kumbhat Financial Services share price from a conservative value investor's lens, prioritizing capital preservation above all else. Currently trading at ₹21.0, with a PE ratio of 7.96, Kumbhat Financial Services Ltd warrants a closer examination of its financial health and operational efficiency.
A key aspect of our analysis is comparing Kumbhat Financial Services Ltd with its peers. While objective metrics like financial ratios offer some insight, qualitative factors, such as management quality, are critically important. Consider
Apollo Finvest, for example. While on the surface it might appear similar, a deep dive into corporate governance and capital allocation decisions would reveal significant differences, impacting long-term sustainability and shareholder value. This analysis is part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra.Kumbhat Financial Services Ltd's Return on Capital Employed (ROCE) of 20.67% is noteworthy. This indicates the company's efficiency in generating profits from its capital. A consistently high ROCE, like that seen in Kumbhat Financial Services, can contribute to a durable economic moat. This moat is effectively a competitive advantage that protects the company's profits from being eroded by competitors. The higher the ROCE and the longer it can be sustained, the greater the attractiveness of the business, provided it is managed prudently.
Ultimately, determining the intrinsic value of Kumbhat Financial Services Ltd requires a thorough understanding of its business model, regulatory environment, and competitive landscape. These preliminary observations offer a starting point for further, more in-depth investigation. It is important to consider these observations in conjunction with broader market trends and macroeconomic factors. This analysis is for informational purposes only and should not be construed as investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Kumbhat Financial Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of KUMPFIN across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (34.30%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (20.67%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Attractive Valuation (P/E: 7.96 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Revenue Growth (1006.67%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (35.30% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (40.69% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (43.95% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Margin Pressure Concerns (-1.44%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Elevated Debt Levels (D/E: 2.73)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (2.05x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-12.87 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (24.50%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Kumbhat Financial Services Ltd Financial Statements
Comprehensive financial data for Kumbhat Financial Services Ltd including income statement, balance sheet and cash flow
About KUMPFIN (Kumbhat Financial Services Ltd)
Kumbhat Financial Services Ltd (KUMPFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹11.54 (Cr). Kumbhat Financial Services Ltd has delivered a Return on Equity (ROE) of 34.30% and a ROCE of 20.67%. The debt-to-equity ratio stands at 2.73, reflecting the company's capital structure. Investors tracking KUMPFIN share price can monitor key metrics including P/E ratio, promoter holding of 24.50%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
KUMPFIN Share Price: Frequently Asked Questions
What is the current share price of Kumbhat Financial Services Ltd (KUMPFIN)?
As of 18 Feb 2026, 10:38 am IST, Kumbhat Financial Services Ltd share price is ₹19.05. The KUMPFIN stock has a market capitalisation of ₹11.54 (Cr) on NSE/BSE.
Is KUMPFIN share price Overvalued or Undervalued?
KUMPFIN share price is currently trading at a P/E ratio of 7.96x, compared to the industry average of 22.03x. Based on this relative valuation, the Kumbhat Financial Services Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of KUMPFIN share price?
The 52-week high of KUMPFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Kumbhat Financial Services Ltd share price?
Key factors influencing KUMPFIN share price include quarterly earnings growth (Sales Growth: 1006.67%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Kumbhat Financial Services Ltd a good stock for long-term investment?
Kumbhat Financial Services Ltd shows a 5-year Profit Growth of 43.95% and an ROE of 34.30%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 2.73 before investing in KUMPFIN shares.
How does Kumbhat Financial Services Ltd compare with its industry peers?
Kumbhat Financial Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare KUMPFIN share price P/E of 7.96x and ROE of 34.30% against the industry averages to determine competitive standing.
What is the P/E ratio of KUMPFIN and what does it mean?
KUMPFIN share price has a P/E ratio of 7.96x compared to the industry average of 22.03x. Investors pay ₹8 for every ₹1 of annual earnings.
How is KUMPFIN performing according to Bull Run's analysis?
KUMPFIN has a Bull Run fundamental score of 49.1/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does KUMPFIN belong to?
KUMPFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Kumbhat Financial Services Ltd share price.
What is Return on Equity (ROE) and why is it important for KUMPFIN?
KUMPFIN has an ROE of 34.30%, which indicates excellent management efficiency. ROE measures how efficiently Kumbhat Financial Services Ltd generates profits from shareholders capital.
How is KUMPFIN debt-to-equity ratio and what does it indicate?
KUMPFIN has a debt-to-equity ratio of 2.73, which indicates high leverage that increases financial risk.
What is KUMPFIN dividend yield and is it a good dividend stock?
KUMPFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Kumbhat Financial Services Ltd shares.
How has KUMPFIN share price grown over the past 5 years?
KUMPFIN has achieved 5-year growth rates of: Sales Growth 35.30%, Profit Growth 43.95%, and EPS Growth 40.69%.
What is the promoter holding in KUMPFIN and why does it matter?
Promoters hold 24.50% of KUMPFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Kumbhat Financial Services Ltd.
What is KUMPFIN market capitalisation category?
KUMPFIN has a market capitalisation of ₹12 crores, placing it in the Small-cap category.
How volatile is KUMPFIN stock?
KUMPFIN has a beta of N/A. A beta > 1 suggests the Kumbhat Financial Services Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is KUMPFIN operating profit margin trend?
KUMPFIN has a 5-year average Operating Profit Margin (OPM) of -1.44%, indicating the company's operational efficiency.
How is KUMPFIN quarterly performance?
Recent quarterly performance shows Kumbhat Financial Services Ltd YoY Sales Growth of 1006.67% and YoY Profit Growth of 0.00%.
What is the institutional holding pattern in KUMPFIN?
KUMPFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Kumbhat Financial Services Ltd stock.