Kumbhat Financial Services Ltd Stock Price Today (NSE: KUMPFIN)
Kumbhat Financial Services Ltd
Fundamental Score
Kumbhat Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Kumbhat Financial Services Ltd share price today is ₹23.00, up +0.00% on NSE/BSE as of 7 August 2026. Kumbhat Financial Services Ltd (KUMPFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹13.31 (Cr). The 52-week high for KUMPFIN share price is ₹27.01 and the 52-week low is ₹16.70. At a P/E ratio of 16.04x, KUMPFIN is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 14.54% and a debt-to-equity ratio of 3.21.
Kumbhat Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance
Kumbhat Financial Services Ltd share price chart: 0.84% return over the past month. 52-week high ₹27.01, 52-week low ₹16.70.
Kumbhat Financial Services Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹23.00 | ₹23.00 | ₹23.00 | ₹23.00 | 51.00 (Cr) | |
| ₹22.69 | ₹24.25 | ₹22.69 | ₹23.00 | 300.00 (Cr) | |
| ₹23.88 | ₹23.88 | ₹23.88 | ₹23.88 | 1.00 (Cr) | |
| ₹24.00 | ₹24.00 | ₹24.00 | ₹24.00 | 11.00 (Cr) | |
| ₹24.00 | ₹24.00 | ₹24.00 | ₹24.00 | 2.00 (Cr) | |
| ₹23.00 | ₹23.00 | ₹23.00 | ₹23.00 | 10.00 (Cr) | |
| ₹22.00 | ₹23.62 | ₹22.00 | ₹23.62 | 784.00 (Cr) | |
| ₹22.50 | ₹22.50 | ₹22.50 | ₹22.50 | 1.14K (Cr) | |
| ₹22.50 | ₹22.50 | ₹22.50 | ₹22.50 | 200.00 (Cr) | |
| ₹24.99 | ₹24.99 | ₹24.99 | ₹24.99 | 10.00 (Cr) |
Kumbhat Financial Services Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹23.88 | ₹24.25 | ₹22.69 | ₹23.00 | -3.69% | |
| ₹23.80 | ₹26.23 | ₹22.00 | ₹24.00 | +0.84% | |
| ₹22.07 | ₹24.10 | ₹20.77 | ₹23.80 | +7.84% | |
| ₹21.78 | ₹23.00 | ₹19.69 | ₹22.07 | +1.33% | |
| ₹19.96 | ₹22.50 | ₹19.40 | ₹21.89 | +9.67% | |
| ₹17.50 | ₹22.80 | ₹16.70 | ₹19.96 | +14.06% | |
| ₹20.60 | ₹22.00 | ₹18.01 | ₹18.56 | -9.90% | |
| ₹23.39 | ₹23.39 | ₹20.00 | ₹20.00 | -14.49% | |
| ₹21.55 | ₹26.10 | ₹21.55 | ₹23.50 | +9.05% | |
| ₹21.75 | ₹25.00 | ₹19.51 | ₹22.01 | +1.20% | |
| ₹23.00 | ₹26.00 | ₹20.50 | ₹22.00 | -4.35% | |
| ₹20.75 | ₹23.87 | ₹20.00 | ₹23.50 | +13.25% |
AI Research Briefing
Powered by Gemini · 2026-04-10
Micro-cap NBFC trading on promoter consolidation, not fundamentals; avoid due to liquidity risk and negative cash flow.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Kumbhat Financial Services submitted its SEBI compliance certificate for Q4 FY26 on April 9, 2026. On April 7, 2026, the company announced the completion of an inter-se transfer of 511,200 shares among the promoter group, consolidating holdings under Managing Director Sanjay Kumbhat, increasing his shareholding from 12.73% to 22.33%. The company clarified on March 17, 2026, that recent price volatility was market-driven after BSE sought an explanation for unusual price and volume behavior.
CORE STORY (THE REAL GAME)
Kumbhat Financial Services is a micro-cap NBFC operating in a highly competitive sector. The market appears to be focused on promoter actions and regulatory compliance rather than core business performance.
- Promoter shareholding change
- SEBI compliance
- Low P/E relative to industry
- Significant order wins
- Turnaround in free cash flow
- Improved operating margins
- Micro/SME cap liquidity risk
- Negative free cash flow
- High debt/equity ratio
Promoter increased stake from 12.73% to 22.33%. FII and DII holdings are zero.
NBFC sector faces increasing regulatory scrutiny and competition.
No (Free Cash Flow 5Y: ₹-12.87 Cr)
Next 3-6 months depend on ability to improve operational efficiency and secure funding. Promoter actions will likely drive short-term price movements.
Primary Thesis Risk
Illiquidity and negative free cash flow can lead to collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Kumbhat Financial Services Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Kumbhat Financial Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of KUMPFIN across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (33.81%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 16.04 vs Industry: 22.18)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Revenue Growth (68.00%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (110.94% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (23.22% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (24.10% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Profit Decline Concern (-29.88%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Elevated Debt Levels (D/E: 3.21)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.33x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-14.85 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (24.82%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Kumbhat Financial Services Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Kumbhat Financial Services Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Kumbhat Financial Services LtdKumbhat Financi...Selected✓ KUMPFIN • 526869 | 45.8/100 | ₹23.00₹23 | ₹13.31₹13.31 | 16.04Average 16.0 Average | 14.54%Average 14.54% Average | 11.73%Average 11.73% Average | 3.21Poor 3.2 Poor | 24.10%Excellent 24.10% Excellent | 110.94%Excellent 110.94% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- L&T Finance Ltd share price78301.66 Cr
Kumbhat Financial Services Ltd Quarterly Performance
Latest quarterly metrics for KUMPFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
68.00%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-29.88%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
110.94%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
24.10%
Compounded annual net profit growth over 5 years
Kumbhat Financial Services Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for KUMPFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Kumbhat Financial Services Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Kumbhat Financial Services Ltd (KUMPFIN) — sourced from NSE/BSE filings.
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Fetching financial data for Kumbhat Financial Services Ltd
About KUMPFIN (Kumbhat Financial Services Ltd)
Kumbhat Financial Services Ltd is a Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. Operating within the regulatory framework governing NBFCs,... KUMPFIN dedicates its resources to providing accessible financial solutions to a diverse clientele. Their core operations revolve around strategically deploying capital into carefully assessed lending opportunities, aiming to fuel economic activity and individual financial growth. KUMPFIN navigates the complexities of the Indian market with a focus on responsible lending practices and strives to build lasting relationships with its borrowers by offering tailored financial assistance. Through its lending activities, KUMPFIN aims to contribute to the financial well-being of its customers and the overall development of the nation's economy. KUMPFIN's business model centers on the strategic allocation of funds across a spectrum of loan products, catering to the distinct needs of both commercial enterprises and individual consumers. With a keen understanding of the evolving needs of the market, KUMPFIN has structured a diverse portfolio, encompassing loans designed to facilitate business expansion, support entrepreneurial ventures, and empower individual aspirations. The company's commitment to risk management is evident in its meticulous evaluation processes. This involves diligently assessing creditworthiness and understanding the specific context of each borrower. This ensures the stability of its lending portfolio. Based out of Chennai, India, KUMPFIN leverages its strategic location to serve a broad customer base across the region. Incorporated in 1993, the company has a proven track record of navigating the ever-changing financial environment and successfully delivering financial assistance to those who need it. They are dedicated to providing financial support by staying grounded in the principles of integrity, transparency, and customer-centricity. KUMPFIN strives to build trust and foster lasting relationships. The company's ultimate goal is to empower individuals and businesses to achieve their financial goals, while also contributing to the overall growth of the Indian economy.
Company Details
Key Leadership
Corporate Events
KUMPFIN Share Price: Frequently Asked Questions
What is the current share price of Kumbhat Financial Services Ltd?
Kumbhat Financial Services Ltd (KUMPFIN) trades at ₹23.00 on NSE and BSE. Market cap ₹13.31 (Cr). Educational data only.
What is the P/E ratio of Kumbhat Financial Services Ltd?
Kumbhat Financial Services Ltd has a P/E of 16.04x vs industry average 22.18x.
What is the Bull Run score for Kumbhat Financial Services Ltd?
Kumbhat Financial Services Ltd has a Bull Run score of 45.8/100 based on 25+ financial parameters.
Does Kumbhat Financial Services Ltd pay dividends?
Kumbhat Financial Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Kumbhat Financial Services Ltd?
Kumbhat Financial Services Ltd has ROE of 14.54%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Kumbhat Financial Services Ltd?
Kumbhat Financial Services Ltd has debt-to-equity of 3.21.
Is Kumbhat Financial Services Ltd a good investment?
Bull Run gives Kumbhat Financial Services Ltd a score of 45.8/100. This is not investment advice — consult a SEBI-registered advisor.