Manappuram Finance Ltd Stock Price Today (NSE: MANAPPURAM)

Manappuram Finance Ltd

313.552.50 (0.79%)
Market Closed

Fundamental Score

...

Manappuram Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Manappuram Finance Ltd share price today is 313.55, down 0.79% on NSE/BSE as of 19 June 2026. Manappuram Finance Ltd (MANAPPURAM) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 23.91K (Cr). The 52-week high for MANAPPURAM share price is 334.00 and the 52-week low is 245.15. At a P/E ratio of 53.23x, MANAPPURAM is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 10.14% and a debt-to-equity ratio of 3.02.

Manappuram Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
334.00
Low
286.75
Volume
44.3L
Change
+14.07%

Manappuram Finance Ltd share price chart: 14.07% return over the past month. 52-week high ₹334.00, 52-week low ₹245.15.

Manappuram Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
316.05316.10306.80313.5521.34L (Cr)
325.85327.40315.00316.0521.94L (Cr)
328.75332.25323.50325.4027.00L (Cr)
328.75328.75328.75328.750.00 (Cr)
330.00330.05327.20328.7516.60L (Cr)
325.65331.85324.30330.2518.94L (Cr)
327.00334.00325.00325.6530.99L (Cr)
323.50326.95320.15324.1050.38L (Cr)
322.80324.45318.05322.4075.31L (Cr)
313.00323.80311.40319.1549.71L (Cr)

Manappuram Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
325.85327.40306.80313.55-3.77%
294.35334.00292.05325.40+10.55%
260.45302.45247.80294.35+13.02%
280.00287.60245.15251.10-10.32%
267.40313.25260.70283.25+5.93%
310.05321.60270.00284.65-8.19%
286.05318.90268.50308.55+7.87%
269.00292.00264.65284.95+5.93%
282.75295.55262.90269.50-4.69%
262.25298.00262.25280.80+7.07%
253.30274.60245.80261.45+3.22%
277.40281.35250.85253.05-8.78%

AI Research Briefing

Powered by Gemini · 2026-04-10

Bain Capital's entry is a potential catalyst, but zero open offer tenders raise concerns about near-term upside.

Research Confidence
6.0/10Moderate
OPERATOR-DRIVENConsolidation - 1M: 4.79%, 3M: 0.5%, 6M: 21.53%.Expensive - P/E of 53.23x vs Industry P/E of 22.03x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Manappuram Finance approved a capital raise through a preferential issue, with BC Asia group entities investing. Approximately has already been received as upfront payment for warrants. BC Asia Investments launched an open offer to acquire up to 26% of the company's expanded voting share capital, valued at , with the tendering period from April 6-20, 2026. However, as of April 9, 2026, the open offer recorded zero share tenders. The board approved a borrowing program for FY27 through non-convertible debentures.

CORE STORY (THE REAL GAME)

Manappuram is a play on gold loan financing, but the market is focused on the Bain Capital's entry and potential influence on the company's strategy and capital allocation.

Why Now
  • Bain Capital's open offer in progress
  • ₹7,400 crore borrowing program approved
  • Potential dividend announcement in May 2026
Potential Catalysts
  • Successful completion of Bain Capital's open offer
  • Positive Q4 FY26 results and FY27 guidance
  • RBI policy changes favoring NBFCs
Key Risks
  • Zero share tenders in the open offer
  • High Debt/Equity ratio of 3.02
  • Microfinance weakness
Institutional Activity

FII holding increased by 0.45% and DII holding increased by 0.56%.

Macro Context

RBI is considering a new framework for NBFC categorization, which could impact Manappuram.

Cash Flow Quality

No - Negative Free Cash Flow 5Y: ₹-8778.83 Cr.

3–6 Month Outlook

Bain Capital's influence and the success of the borrowing program will determine the company's trajectory. Watch for Q4 results and FY27 guidance.

Primary Thesis Risk

Failure of Bain Capital's strategy to improve performance and governance.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

10.14%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

11.03%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

64.33%

Average operating profit margin over 5 years

Good

Dividend Yield

1.24%

Annual dividend as % of current share price

Manappuram Finance Ltd Valuation Check

Poor

Price to Earnings (P/E)

53.23x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

35.25%

% shares held by company founders/management

Excellent

FII Holding

30.16%

% shares held by foreign institutional investors

Average

DII Holding

9.17%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-61.47%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-13.28%

Revenue growth vs same quarter last year

Good

Revenue Growth (5-Year CAGR)

12.86%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

-3.72%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

-3.69%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

3.02x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.15x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-8.78K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Manappuram Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of MANAPPURAM across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Strong Operating Margins (64.33%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Consistent Growth Track Record (12.86% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Strong Institutional Confidence (FII+DII: 39.33%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

8 factors identified

Premium Valuation Risk (P/E: 53.23x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Profit Decline Concern (-61.47%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Revenue Contraction (-13.28%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Weak Earnings Growth (-3.72% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (-3.69% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

Elevated Debt Levels (D/E: 3.02)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.15x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-8778.83 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Manappuram Finance Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Manappuram Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
12.4/100
314
₹23907.51
53.2
Average
10.14%
Average
11.03%
Average
3.0
Poor
-3.69%
Poor
12.86%
Good
1.24%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
927
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3304
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
624
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
279
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
675
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4559
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
405
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Manappuram Finance Ltd PE Ratio History

Historical price-to-earnings ratio for MANAPPURAM — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202514.37₹308.5521.5x
FY 202425.86₹188.457.3x
FY 202317.67₹172.009.7x
FY 202215.70₹116.157.4x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Manappuram Finance Ltd Dividend History

Annual cash dividends paid by MANAPPURAM — dividend yield 1.24%

Financial YearDividends Paid (₹ Cr)
FY 2025338.57 Cr
FY 2024294.32 Cr
FY 2023261.96 Cr
FY 2022253.91 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Manappuram Finance Ltd Quarterly Performance

Latest quarterly metrics for MANAPPURAM — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-13.28%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-61.47%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

12.86%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

-3.69%

Compounded annual net profit growth over 5 years

Manappuram Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for MANAPPURAM — calculated from daily price history

59RSI 14
Neutral — RSI 59

Momentum is balanced — neither overbought nor oversold.

SMA 50
286
▲ Price above SMA 50 — Short-term bullish
SMA 200
286
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
4369K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Manappuram Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Manappuram Finance Ltd (MANAPPURAM) — sourced from NSE/BSE filings.

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Fetching financial data for Manappuram Finance Ltd

About MANAPPURAM (Manappuram Finance Ltd)

Manappuram Finance Ltd is a prominent Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. The company primarily operates by providing accessible a...nd secured financial solutions catering to a diverse range of customer needs. While gold loans constitute a significant portion of their portfolio, Manappuram Finance has strategically diversified its offerings to encompass a broader spectrum of financial products. These include various loan types tailored to specific requirements, facilitating access to credit for individuals and businesses alike. Manappuram Finance is committed to providing financial access to a wide range of people. Beyond its core lending activities, Manappuram Finance extends its services to encompass ancillary financial solutions, aiming to provide a comprehensive financial ecosystem for its customers. The company facilitates foreign exchange transactions and money transfers, ensuring seamless and efficient cross-border financial movements. Furthermore, Manappuram Finance offers convenient digital wallet services, catering to the growing demand for cashless transactions. Manappuram Finance is committed to enhancing accessibility and convenience, leveraging technology to stay competitive. Manappuram Finance further enhances its service portfolio by providing essential auxiliary services, catering to the diverse financial needs of its customer base. The company extends depository services and assists in opening demat accounts, facilitating participation in the Indian stock market. Moreover, Manappuram Finance provides convenient pan card services, simplifying access to this essential identification document. This holistic approach reflects Manappuram Finance's commitment to providing a comprehensive suite of financial and related services, further solidifying its position as a versatile and customer-centric NBFC.

Company Details

Symbol:MANAPPURAM
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Vazhappully Padmanabhan Nandakumar M.Sc
Chairman of the Board & MD
Ms. A. L. Bindu B.Com. ACA.
CFO & President
Dr. Sumitha Nandan V
Whole-time Director

MANAPPURAM Share Price: Frequently Asked Questions

What is the current share price of Manappuram Finance Ltd?

Manappuram Finance Ltd (MANAPPURAM) trades at ₹313.55 on NSE and BSE. Market cap ₹23.91K (Cr). Educational data only.

What is the P/E ratio of Manappuram Finance Ltd?

Manappuram Finance Ltd has a P/E of 53.23x vs industry average 22.03x.

What is the Bull Run score for Manappuram Finance Ltd?

Manappuram Finance Ltd has a Bull Run score of 12.4/100 based on 25+ financial parameters.

Does Manappuram Finance Ltd pay dividends?

Manappuram Finance Ltd has a dividend yield of 1.24%. Past dividends don't guarantee future payments.

What is the ROE of Manappuram Finance Ltd?

Manappuram Finance Ltd has ROE of 10.14%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Manappuram Finance Ltd?

Manappuram Finance Ltd has debt-to-equity of 3.02.

Is Manappuram Finance Ltd a good investment?

Bull Run gives Manappuram Finance Ltd a score of 12.4/100. This is not investment advice — consult a SEBI-registered advisor.