Manba Finance Ltd Stock Price Today (NSE: MANBA)

Manba Finance Ltd

112.99+0.41 (+0.36%)
Market Open

Fundamental Score

...

Manba Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Manba Finance Ltd share price today is 112.99, up +0.36% on NSE/BSE as of 22 June 2026. Manba Finance Ltd (MANBA) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 694.16 (Cr). The 52-week high for MANBA share price is 159.50 and the 52-week low is 98.00. At a P/E ratio of 16.48x, MANBA is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 13.27% and a debt-to-equity ratio of 3.78.

Manba Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
119.88
Low
102.21
Volume
54.2K
Change
-0.29%

Manba Finance Ltd share price chart: -0.29% return over the past month. 52-week high ₹159.50, 52-week low ₹98.00.

Manba Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
110.50115.37110.50112.991.31L (Cr)
106.95117.00105.81112.581.11L (Cr)
109.00109.30105.10106.7153.20K (Cr)
107.01109.23105.00108.2658.92K (Cr)
109.00109.00107.00107.6429.21K (Cr)
106.78108.69106.50107.6343.13K (Cr)
106.20108.00105.10106.2531.57K (Cr)
108.10108.53105.25106.3933.59K (Cr)
108.75108.80105.00106.5145.36K (Cr)
108.69109.90107.08108.3343.67K (Cr)

Manba Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
106.95117.00105.81112.99+5.65%
108.46119.88102.21106.71-1.61%
103.00113.00101.10109.15+5.97%
116.65126.0098.00100.51-13.84%
129.50134.50119.91120.93-6.62%
139.50142.80128.51133.79-4.09%
139.60144.31135.20140.42+0.59%
142.95151.00133.50137.52-3.80%
134.00144.00131.21141.58+5.66%
134.85147.70132.11133.41-1.07%
135.20151.00132.60133.67-1.13%
147.00149.00133.50136.09-7.42%

AI Research Briefing

Powered by Gemini · 2026-04-15

Micro-cap NBFC with high leverage and negative FCF; avoid until asset quality improves.

Research Confidence
6.0/10Moderate
DEBT TRAP TURNAROUNDBreakdown: Stock is down 2.49% in the last 1 month.Fairly valued at a P/E of 16.48x compared to the industry P/E of 22.03x, but financials are stretched.

WHAT'S HAPPENING NOW (last 2-4 weeks)

No major catalysts found after live search. Share lock-up for 10,053,000 equity shares ended on March 26, 2026. The stock hit a fresh 52-week low of on March 30, 2026 and has shown a year-to-date decline of 24% as of March 27, 2026.

CORE STORY (THE REAL GAME)

Manba Finance is a play on the rural and semi-urban vehicle financing demand, specifically in the 2 and 3-wheeler segment, including EVs. It's a high-growth, high-risk NBFC story, vulnerable to asset quality pressures and macro headwinds.

Why Now
  • YTD decline of 24% signals market skepticism
  • High debt-to-equity ratio of 3.78
  • Negative free cash flow of ₹-504.44 Cr over the last 5 years
Potential Catalysts
  • Significant improvement in asset quality
  • Turnaround in free cash flow generation
  • Reduction in debt-to-equity ratio
Key Risks
  • Micro/SME cap: liquidity risk
  • High debt-to-equity ratio of 3.78
  • Low-interest coverage of 1.44x
Institutional Activity

FII holding is negligible at 0.88% with minimal change, suggesting a lack of institutional interest.

Macro Context

NBFC sector faces asset quality pressures and macroeconomic uncertainties.

Cash Flow Quality

No: Free cash flow 5Y is ₹-504.44 Cr.

3–6 Month Outlook

Expect continued volatility due to asset quality concerns. A turnaround requires significant improvement in financial metrics.

Primary Thesis Risk

Inability to manage asset quality and high debt levels could lead to collapse.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

13.27%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

13.07%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

64.76%

Average operating profit margin over 5 years

Dividend Yield

0.54%

Annual dividend as % of current share price

Manba Finance Ltd Valuation Check

Good

Price to Earnings (P/E)

16.48x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

74.98%

% shares held by company founders/management

Poor

FII Holding

0.88%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-2.06%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

20.17%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

16.28%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

-14.45%

Earnings per share growth over 5 years

Good

Net Profit Growth (5-Year CAGR)

12.89%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

3.78x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.44x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-504.44 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Manba Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of MANBA across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Strong Operating Margins (64.76%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 16.48 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Strong Revenue Growth (20.17%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (16.28% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Balanced Promoter Holding (74.98%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

5 factors identified

Weak Earnings Growth (-14.45% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Elevated Debt Levels (D/E: 3.78)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.44x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-504.44 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Limited Institutional Interest (FII+DII: 0.88%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

Manba Finance Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Manba Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
41.1/100
113
₹694.16
16.5
Average
13.27%
Average
13.07%
Average
3.8
Poor
12.89%
Good
16.28%
Excellent
0.54%
61.2/100
892
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
920
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3248
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1492
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
614
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
272
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
662
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4237
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
460
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
392
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Manba Finance Ltd PE Ratio History

Historical price-to-earnings ratio for MANBA — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20257.52₹140.4218.7x
FY 20246.21₹162.5326.2x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Manba Finance Ltd Dividend History

Annual cash dividends paid by MANBA — dividend yield 0.54%

Financial YearDividends Paid (₹ Cr)
FY 20252.51 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Manba Finance Ltd Quarterly Performance

Latest quarterly metrics for MANBA — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

20.17%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-2.06%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

16.28%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

12.89%

Compounded annual net profit growth over 5 years

Manba Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for MANBA — calculated from daily price history

31RSI 14
Neutral — RSI 31

Momentum is balanced — neither overbought nor oversold.

SMA 50
110
▲ Price above SMA 50 — Short-term bullish
SMA 200
129
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
56K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Manba Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Manba Finance Ltd (MANBA) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Manba Finance Ltd

About MANBA (Manba Finance Ltd)

Manba Finance Ltd is a registered Non-Banking Financial Company (NBFC), operating within the dynamic Indian financial landscape. The organization focuses on providing accessible cr...edit solutions to a diverse customer base, addressing specific financing needs that often fall outside the purview of traditional banking institutions. Manba Finance Ltd strategically concentrates its efforts on facilitating vehicle ownership and supporting entrepreneurial endeavors, offering a range of tailored financial products to meet the evolving needs of its clientele. With a commitment to ethical lending practices and transparent operations, Manba Finance Ltd aims to foster financial inclusion and contribute to the economic growth of the communities it serves. The company's core offerings encompass specialized loan products designed to facilitate the acquisition of both new and pre-owned vehicles. Recognizing the growing demand for environmentally conscious transportation, Manba Finance Ltd extends its financing options to include electric two and three-wheelers, aligning with the national movement towards sustainable mobility. Furthermore, Manba Finance Ltd understands the critical role small businesses play in the Indian economy and offers customized loan solutions to support their growth and expansion. These offerings provide vital capital for entrepreneurs and established businesses seeking to invest in their operations, manage cash flow, or pursue new opportunities, further emphasizing the company's commitment. Headquartered in Mumbai, a major financial hub in India, Manba Finance Ltd leverages its strategic location and experience to deliver effective financial services. The company aims to provide financial solutions, particularly to underserved segments of the population, fostering financial independence. Operating within the regulatory framework established for NBFCs in India, Manba Finance Ltd is dedicated to responsible lending, risk management, and customer satisfaction. The company's commitment to ethical conduct and regulatory compliance underscores its dedication to building a sustainable and trustworthy financial institution that contributes to the economic well-being of its customers and the broader community.

Company Details

Symbol:MANBA
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Manish Kiritkumar Shah
MD & Director
Mr. Jay Khushal Mota
CFO & Whole Time Director
Ms. Bhavisha Ashish Jain
Company Secretary & Compliance Officer

Corporate Events

Recent
Ex-Dividend Date

MANBA Share Price: Frequently Asked Questions

What is the current share price of Manba Finance Ltd?

Manba Finance Ltd (MANBA) trades at ₹112.99 on NSE and BSE. Market cap ₹694.16 (Cr). Educational data only.

What is the P/E ratio of Manba Finance Ltd?

Manba Finance Ltd has a P/E of 16.48x vs industry average 22.03x.

What is the Bull Run score for Manba Finance Ltd?

Manba Finance Ltd has a Bull Run score of 41.1/100 based on 25+ financial parameters.

Does Manba Finance Ltd pay dividends?

Manba Finance Ltd has a dividend yield of 0.54%. Past dividends don't guarantee future payments.

What is the ROE of Manba Finance Ltd?

Manba Finance Ltd has ROE of 13.27%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Manba Finance Ltd?

Manba Finance Ltd has debt-to-equity of 3.78.

Is Manba Finance Ltd a good investment?

Bull Run gives Manba Finance Ltd a score of 41.1/100. This is not investment advice — consult a SEBI-registered advisor.