Mangal Credit and Fincorp Ltd Stock Price Today (NSE: MANCREDIT)
Mangal Credit and Fincorp Ltd
Fundamental Score
Mangal Credit and Fincorp Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Mangal Credit and Fincorp Ltd share price today is ₹206.33, down 2.92% on NSE/BSE as of 22 June 2026. Mangal Credit and Fincorp Ltd (MANCREDIT) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹359.60 (Cr). The 52-week high for MANCREDIT share price is ₹221.99 and the 52-week low is ₹152.06. At a P/E ratio of 29.24x, MANCREDIT is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 9.93% and a debt-to-equity ratio of 1.75.
Mangal Credit and Fincorp Ltd Share Price Chart — NSE/BSE Historical Performance
Mangal Credit and Fincorp Ltd share price chart: 12.20% return over the past month. 52-week high ₹221.99, 52-week low ₹152.06.
Mangal Credit and Fincorp Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹213.50 | ₹219.70 | ₹203.01 | ₹206.33 | 5.87L (Cr) | |
| ₹204.40 | ₹221.99 | ₹200.38 | ₹212.54 | 4.99L (Cr) | |
| ₹197.00 | ₹207.13 | ₹197.00 | ₹200.39 | 5.51L (Cr) | |
| ₹171.82 | ₹198.95 | ₹170.52 | ₹191.54 | 11.51L (Cr) | |
| ₹168.56 | ₹174.00 | ₹168.56 | ₹170.87 | 32.40K (Cr) | |
| ₹168.01 | ₹170.00 | ₹166.60 | ₹168.56 | 1.61L (Cr) | |
| ₹168.12 | ₹169.90 | ₹165.70 | ₹167.57 | 37.56K (Cr) | |
| ₹171.00 | ₹171.30 | ₹167.10 | ₹168.05 | 53.45K (Cr) | |
| ₹168.11 | ₹170.00 | ₹167.81 | ₹169.57 | 27.27K (Cr) | |
| ₹168.00 | ₹169.99 | ₹166.82 | ₹168.98 | 96.61K (Cr) |
Mangal Credit and Fincorp Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹204.40 | ₹221.99 | ₹200.38 | ₹206.33 | +0.94% | |
| ₹174.92 | ₹207.13 | ₹164.50 | ₹200.39 | +14.56% | |
| ₹169.19 | ₹180.01 | ₹166.05 | ₹173.25 | +2.40% | |
| ₹171.99 | ₹175.50 | ₹159.25 | ₹167.69 | -2.50% | |
| ₹170.70 | ₹182.90 | ₹154.47 | ₹168.55 | -1.26% | |
| ₹166.55 | ₹177.35 | ₹152.06 | ₹166.26 | -0.17% | |
| ₹171.30 | ₹177.00 | ₹162.27 | ₹167.59 | -2.17% | |
| ₹182.69 | ₹186.00 | ₹169.58 | ₹173.04 | -5.28% | |
| ₹185.00 | ₹188.31 | ₹174.11 | ₹182.74 | -1.22% | |
| ₹180.10 | ₹195.00 | ₹180.00 | ₹180.22 | +0.07% | |
| ₹191.00 | ₹193.96 | ₹173.60 | ₹180.85 | -5.31% | |
| ₹196.80 | ₹204.00 | ₹183.01 | ₹184.86 | -6.07% |
AI Research Briefing
Powered by Gemini · 2026-04-15
Micro-cap NBFC, avoid until FCF turns positive.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Mangal Credit & Fincorp opened a new branch in Bhilwara, Rajasthan. The company submitted a SEBI compliance certificate for Q4FY26. A disclosure under SEBI Takeover Regulations was submitted on April 9, 2026.
CORE STORY (THE REAL GAME)
Micro-cap NBFC riding the India MSME credit wave, but faces stiff competition and regulatory headwinds.
- MSME credit growth
- New branch opening
- Promoter buying
- Stronger than expected earnings
- Significant order win
- Favorable regulatory changes
- Micro/SME cap liquidity risk
- Negative free cash flow
- High debt/equity ratio
Promoter increased stake by 3.54%, FII decreased by 0.14%.
NBFC sector faces stricter RBI oversight.
No, Free Cash Flow 5Y: ₹-167.31 Cr
Company needs to demonstrate consistent profitability and positive cash flow to justify its valuation. Regulatory risks remain a key concern.
Primary Thesis Risk
Inability to generate positive free cash flow will kill the story.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Mangal Credit and Fincorp Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Mangal Credit and Fincorp Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MANCREDIT across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (75.36%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Revenue Growth (35.68%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (25.15% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Balanced Promoter Holding (55.25%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (9.93%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Weak Earnings Growth (4.08% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (4.35% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 1.75)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.73x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-167.31 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 0.02%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Mangal Credit and Fincorp Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Mangal Credit and Fincorp Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Mangal Credit and Fincorp LtdMangal Credit a...Selected✓ MANCREDIT • 505850 | 39.8/100 | ₹206.33₹206 | ₹359.60₹359.60 | 29.24Average 29.2 Average | 9.93%Poor 9.93% Poor | 12.17%Average 12.17% Average | 1.75Average 1.8 Average | 4.35%Average 4.35% Average | 25.15%Excellent 25.15% Excellent | 0.44% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹889.05₹889 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹919.05₹919 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3246.40₹3246 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1492.90₹1493 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹615.95₹616 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹271.25₹271 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹660.05₹660 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4212.80₹4213 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹457.95₹458 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹392.25₹392 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Mangal Credit and Fincorp Ltd PE Ratio History
Historical price-to-earnings ratio for MANCREDIT — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹6.58 | ₹167.59 | 25.5x |
| FY 2024 | ₹5.45 | ₹150.87 | 27.7x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Mangal Credit and Fincorp Ltd Dividend History
Annual cash dividends paid by MANCREDIT — dividend yield 0.44%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹1.17 Cr |
| FY 2024 | ₹0.97 Cr |
| FY 2023 | ₹0.97 Cr |
| FY 2022 | ₹0.97 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Mangal Credit and Fincorp Ltd Quarterly Performance
Latest quarterly metrics for MANCREDIT — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
35.68%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-7.45%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
25.15%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
4.35%
Compounded annual net profit growth over 5 years
Mangal Credit and Fincorp Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for MANCREDIT — calculated from daily price history
Momentum is strong — price may be stretched. Watch for pullbacks.
Technical indicators are for educational purposes only. Not investment advice.
Mangal Credit and Fincorp Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Mangal Credit and Fincorp Ltd (MANCREDIT) — sourced from NSE/BSE filings.
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About MANCREDIT (Mangal Credit and Fincorp Ltd)
Mangal Credit and Fincorp Ltd is a Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. Established with a vision to empower underserved segments, ...the company operates primarily in the lending sector, offering tailored financial solutions designed to meet the specific needs of its diverse clientele. Mancredit distinguishes itself through its commitment to fostering financial inclusion, extending credit facilities to individuals and businesses who may not have easy access to traditional banking services. This dedication to reaching the unreached has enabled the company to establish a significant presence in its chosen markets, contributing to economic growth at the grassroots level. The company's financial product suite is strategically diversified, encompassing various loan categories to cater to a wide spectrum of financial requirements. Mancredit provides financial assistance to small and medium-sized enterprises, fueling their growth and enabling them to contribute to the Indian economy. It also extends gold loans, offering a secure and readily accessible source of credit for individuals. Recognizing the importance of personal financial needs, the company offers personal loans to help individuals achieve their goals. Furthermore, Mancredit provides loans against property, enabling individuals to leverage their assets for immediate financial requirements. These comprehensive offerings are designed to provide accessible and flexible financial solutions to its target market. Headquartered in the bustling financial hub of Mumbai, India, Mangal Credit and Fincorp Ltd leverages its strategic location to effectively manage its operations and navigate the dynamic Indian financial market. With a history dating back several decades, the company possesses a wealth of experience and a deep understanding of the local financial landscape. Mancredit is committed to upholding the highest standards of corporate governance and regulatory compliance, ensuring transparency and accountability in its operations. By consistently delivering value to its customers and stakeholders, the company has established a reputation as a reliable and trustworthy financial partner.
Company Details
Key Leadership
Corporate Events
MANCREDIT Share Price: Frequently Asked Questions
What is the current share price of Mangal Credit and Fincorp Ltd?
Mangal Credit and Fincorp Ltd (MANCREDIT) trades at ₹206.33 on NSE and BSE. Market cap ₹359.60 (Cr). Educational data only.
What is the P/E ratio of Mangal Credit and Fincorp Ltd?
Mangal Credit and Fincorp Ltd has a P/E of 29.24x vs industry average 22.03x.
What is the Bull Run score for Mangal Credit and Fincorp Ltd?
Mangal Credit and Fincorp Ltd has a Bull Run score of 39.8/100 based on 25+ financial parameters.
Does Mangal Credit and Fincorp Ltd pay dividends?
Mangal Credit and Fincorp Ltd has a dividend yield of 0.44%. Past dividends don't guarantee future payments.
What is the ROE of Mangal Credit and Fincorp Ltd?
Mangal Credit and Fincorp Ltd has ROE of 9.93%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Mangal Credit and Fincorp Ltd?
Mangal Credit and Fincorp Ltd has debt-to-equity of 1.75.
Is Mangal Credit and Fincorp Ltd a good investment?
Bull Run gives Mangal Credit and Fincorp Ltd a score of 39.8/100. This is not investment advice — consult a SEBI-registered advisor.