Niyogin Fintech Ltd Stock Price Today (NSE: NIYOGIN)
Fundamental Score
Niyogin Fintech Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Niyogin Fintech Ltd share price today is ₹45.68, up +0.00% on NSE/BSE as of 17 February 2026. Niyogin Fintech Ltd (NIYOGIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹669.93 (Cr). The 52-week high for NIYOGIN share price is ₹N/A and the 52-week low is ₹N/A. The company has a Return on Equity (ROE) of -5.26% and a debt-to-equity ratio of 0.48.
Niyogin Fintech Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Niyogin Fintech Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Niyogin Fintech Share Price: A Conservative Value Investor's Perspective
The Non-Banking Financial Company (NBFC) sector, while promising high growth, is critically dependent on sound risk management and capital allocation, areas where prudence can often differentiate sustainable success from fleeting gains. This analysis examines the Niyogin Fintech share price through the lens of a conservative value investor, emphasizing capital safety and long-term viability. Currently trading at ₹45.52, Niyogin Fintech presents a complex picture that demands careful scrutiny.
One immediate concern is the absence of a Price-to-Earnings (PE) ratio, typically a key valuation metric. This absence often suggests the company is not currently generating consistent profits. More alarming is the Return on Capital Employed (ROCE) of -2.06%. This negative ROCE indicates that Niyogin Fintech is not effectively utilizing its capital to generate returns, which raises serious questions about its operational efficiency and overall profitability.
A negative ROCE significantly impacts the company's economic moat, or competitive advantage. A strong moat allows a company to protect its profits and generate consistent returns. In Niyogin’s case, the negative ROCE suggests a lack of pricing power, inefficient operations, or both. This contrasts starkly with some of its peers. For example, while specific data points are unavailable, an assessment comparing the management quality and strategic decision-making of
Apollo Finvest with that of Niyogin might highlight key differences in capital allocation acumen that drive divergent financial performance.Compared to sector peers like Apollo Finvest, Bengal & Assam, and Fedders Holding Ltd, Niyogin's negative ROCE positions it as an outlier from a profitability standpoint. Value investors prioritize companies demonstrating consistent profitability and efficient capital utilization. The current data suggests significant challenges in these areas for Niyogin Fintech.
Disclaimer: This analysis is for informational purposes only and does not constitute financial advice. It's an excerpt of an 80-parameter fundamental audit process, and is verified by Sweta Mishra. This is an observational analysis only and should not be interpreted as a recommendation to buy, sell, or hold Niyogin Fintech shares.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Niyogin Fintech Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of NIYOGIN across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Robust Profit Growth (106.68%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Consistent Growth Track Record (61.26% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (-5.26%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-2.06%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-6.94%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Weak Interest Coverage (0.50x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-206.80 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Niyogin Fintech Ltd Financial Statements
Comprehensive financial data for Niyogin Fintech Ltd including income statement, balance sheet and cash flow
About NIYOGIN (Niyogin Fintech Ltd)
Niyogin Fintech Ltd (NIYOGIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹669.93 (Cr). Niyogin Fintech Ltd has delivered a Return on Equity (ROE) of -5.26% and a ROCE of -2.06%. The debt-to-equity ratio stands at 0.48, reflecting the company's capital structure. Investors tracking NIYOGIN share price can monitor key metrics including P/E ratio, promoter holding of 38.73%, and quarterly earnings growth.
Company Details
Key Leadership
Latest News
NIYOGIN Share Price: Frequently Asked Questions
What is the current share price of Niyogin Fintech Ltd (NIYOGIN)?
As of 17 Feb 2026, 10:17 am IST, Niyogin Fintech Ltd share price is ₹45.68. The NIYOGIN stock has a market capitalisation of ₹669.93 (Cr) on NSE/BSE.
Is NIYOGIN share price Overvalued or Undervalued?
NIYOGIN share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the Niyogin Fintech Ltd stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of NIYOGIN share price?
The 52-week high of NIYOGIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Niyogin Fintech Ltd share price?
Key factors influencing NIYOGIN share price include quarterly earnings growth (Sales Growth: -3.34%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Niyogin Fintech Ltd a good stock for long-term investment?
Niyogin Fintech Ltd shows a 5-year Profit Growth of 5.96% and an ROE of -5.26%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.48 before investing in NIYOGIN shares.
How does Niyogin Fintech Ltd compare with its industry peers?
Niyogin Fintech Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare NIYOGIN share price P/E of 0.00x and ROE of -5.26% against the industry averages to determine competitive standing.
What is the P/E ratio of NIYOGIN and what does it mean?
NIYOGIN share price has a P/E ratio of N/Ax compared to the industry average of 22.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is NIYOGIN performing according to Bull Run's analysis?
NIYOGIN has a Bull Run fundamental score of 22.1/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does NIYOGIN belong to?
NIYOGIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Niyogin Fintech Ltd share price.
What is Return on Equity (ROE) and why is it important for NIYOGIN?
NIYOGIN has an ROE of -5.26%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Niyogin Fintech Ltd generates profits from shareholders capital.
How is NIYOGIN debt-to-equity ratio and what does it indicate?
NIYOGIN has a debt-to-equity ratio of 0.48, which indicates moderate leverage that should be monitored.
What is NIYOGIN dividend yield and is it a good dividend stock?
NIYOGIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Niyogin Fintech Ltd shares.
How has NIYOGIN share price grown over the past 5 years?
NIYOGIN has achieved 5-year growth rates of: Sales Growth 61.26%, Profit Growth 5.96%, and EPS Growth 8.23%.
What is the promoter holding in NIYOGIN and why does it matter?
Promoters hold 38.73% of NIYOGIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Niyogin Fintech Ltd.
What is NIYOGIN market capitalisation category?
NIYOGIN has a market capitalisation of ₹670 crores, placing it in the Small-cap category.
How volatile is NIYOGIN stock?
NIYOGIN has a beta of N/A. A beta > 1 suggests the Niyogin Fintech Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is NIYOGIN operating profit margin trend?
NIYOGIN has a 5-year average Operating Profit Margin (OPM) of -6.94%, indicating the company's operational efficiency.
How is NIYOGIN quarterly performance?
Recent quarterly performance shows Niyogin Fintech Ltd YoY Sales Growth of -3.34% and YoY Profit Growth of 106.68%.
What is the institutional holding pattern in NIYOGIN?
NIYOGIN has FII holding of 19.53% and DII holding of 1.93%. Significant institutional holding often suggests professional confidence in the Niyogin Fintech Ltd stock.