Northern Arc Capital Ltd Stock Price Today (NSE: NORTHARC)
Northern Arc Capital Ltd
Fundamental Score
Northern Arc Capital Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Northern Arc Capital Ltd share price today is ₹287.40, up +3.36% on NSE/BSE as of 18 June 2026. Northern Arc Capital Ltd (NORTHARC) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹4.30K (Cr). The 52-week high for NORTHARC share price is ₹321.70 and the 52-week low is ₹195.30. At a P/E ratio of 15.02x, NORTHARC is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 10.75% and a debt-to-equity ratio of 2.82.
Northern Arc Capital Ltd Share Price Chart — NSE/BSE Historical Performance
Northern Arc Capital Ltd share price chart: 7.16% return over the past month. 52-week high ₹321.70, 52-week low ₹195.30.
Northern Arc Capital Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹278.85 | ₹289.60 | ₹274.10 | ₹287.40 | 5.05L (Cr) | |
| ₹281.00 | ₹287.05 | ₹273.10 | ₹278.05 | 3.93L (Cr) | |
| ₹283.00 | ₹290.00 | ₹275.10 | ₹281.60 | 5.47L (Cr) | |
| ₹282.10 | ₹282.10 | ₹282.10 | ₹282.10 | 0.00 (Cr) | |
| ₹280.20 | ₹283.35 | ₹277.80 | ₹282.10 | 2.99L (Cr) | |
| ₹286.00 | ₹290.50 | ₹279.05 | ₹281.85 | 3.40L (Cr) | |
| ₹284.00 | ₹291.85 | ₹281.45 | ₹286.60 | 5.80L (Cr) | |
| ₹291.90 | ₹291.90 | ₹279.15 | ₹280.50 | 4.64L (Cr) | |
| ₹278.80 | ₹292.90 | ₹276.85 | ₹289.05 | 14.89L (Cr) | |
| ₹275.25 | ₹280.00 | ₹273.85 | ₹275.85 | 9.05L (Cr) |
Northern Arc Capital Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹281.00 | ₹289.60 | ₹273.10 | ₹287.40 | +2.28% | |
| ₹262.13 | ₹321.70 | ₹256.30 | ₹281.60 | +7.43% | |
| ₹213.95 | ₹264.30 | ₹208.11 | ₹262.13 | +22.52% | |
| ₹240.00 | ₹251.00 | ₹206.00 | ₹206.85 | -13.81% | |
| ₹255.85 | ₹264.05 | ₹227.90 | ₹252.05 | -1.49% | |
| ₹250.60 | ₹280.38 | ₹249.25 | ₹272.39 | +8.70% | |
| ₹272.00 | ₹272.40 | ₹239.15 | ₹249.35 | -8.33% | |
| ₹272.95 | ₹285.00 | ₹251.70 | ₹269.45 | -1.28% | |
| ₹273.50 | ₹290.00 | ₹261.50 | ₹272.15 | -0.49% | |
| ₹237.00 | ₹287.00 | ₹236.35 | ₹271.70 | +14.64% | |
| ₹234.77 | ₹257.70 | ₹217.02 | ₹236.15 | +0.59% | |
| ₹234.00 | ₹274.00 | ₹224.30 | ₹234.84 | +0.36% |
AI Research Briefing
Powered by Gemini · 2026-04-15
Small-cap NBFC banking on tech-driven D2C lending, but liquidity risk and thin interest coverage keep it on a short leash.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Northern Arc Capital is gearing up to release its Q4 FY26 results in May 2026. Analysts are projecting revenue between -645 Cr and PAT between -132 Cr. The stock saw a 3.77% gain during the week ending April 2, 2026, closing at , outperforming the Sensex. MarketsMOJO upgraded the stock to "Hold" on April 1, 2026, citing improved financials and valuation.
CORE STORY (THE REAL GAME)
Northern Arc is trying to be a tech-driven credit ecosystem play, targeting underserved households and businesses. The key is whether they can scale the D2C lending while maintaining asset quality.
- Upcoming Q4 FY26 results in May 2026
- Recent upgrade to 'Hold' rating
- Strong AUM and profit growth in Q3 FY26
- Q4 FY26 earnings beat/miss
- Significant order wins or partnerships
- Changes in RBI regulations for NBFCs
- Micro/SME focus = high liquidity risk
- Thin interest coverage at 1.42x
- Operating margin compression in Q3 FY26
FII down 1.58%, DII up 0.55% suggests mixed institutional sentiment.
NBFCs are bridging the credit gap, but rising reliance on bank borrowings is a headwind.
No, Free Cash Flow 5Y: ₹-6550.9 Cr.
Monitor Q4 results and FY27 guidance. Key is sustainable AUM growth and asset quality in the D2C segment.
Primary Thesis Risk
Asset quality deterioration in the D2C portfolio could trigger a collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Northern Arc Capital Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Northern Arc Capital Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of NORTHARC across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Operating Margins (61.04%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 15.02 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Suboptimal ROCE (9.87%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 2.82)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.42x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-6550.90 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Northern Arc Capital Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Northern Arc Capital Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Northern Arc Capital LtdNorthern Arc Ca...Selected✓ NORTHARC • 544260 | 13.3/100 | ₹287.40₹287 | ₹4296.90₹4296.90 | 15.02Average 15.0 Average | 10.75%Average 10.75% Average | 9.87%Poor 9.87% Poor | 2.82Poor 2.8 Poor | — — | — — | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Northern Arc Capital Ltd PE Ratio History
Historical price-to-earnings ratio for NORTHARC — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹22.53 | ₹249.35 | 11.1x |
| FY 2024 | ₹17.36 | ₹217.05 | 12.5x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Northern Arc Capital Ltd Quarterly Performance
Latest quarterly metrics for NORTHARC — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
7.21%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-6.10%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
N/A
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Northern Arc Capital Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for NORTHARC — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Northern Arc Capital Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Northern Arc Capital Ltd (NORTHARC) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Northern Arc Capital Ltd
About NORTHARC (Northern Arc Capital Ltd)
Northern Arc Capital Ltd is a systemically important non-banking financial company (NBFC) operating within the dynamic Indian financial landscape. It distinguishes itself through a... diversified business model, strategically catering to underserved sectors and bridging the crucial credit gap for individuals and businesses often excluded from traditional banking services. With a focus on impact and innovation, Northern Arc Capital functions as a pivotal intermediary, connecting investors with high-quality debt opportunities generated from niche segments. Their expertise lies in crafting bespoke financial solutions and facilitating efficient capital flow to sectors including microfinance, small and medium enterprises (SMEs), affordable housing, agriculture, and vehicle finance. Through a comprehensive suite of offerings, the company actively contributes to inclusive growth and financial deepening across the nation. The core of Northern Arc Capital's operations revolves around three distinct pillars: financing activities, investment advisory services, and investment management services. The financing arm provides tailored credit solutions to a wide array of borrowers, encompassing personal loans, business expansion loans, educational funding, and mortgage solutions. Furthermore, the company extends vital financial support to Micro, Small, and Medium Enterprises (MSMEs), microfinance institutions (MFIs), consumers seeking durable goods, and individuals requiring vehicle financing. The investment advisory and management segments are dedicated to structuring and managing investments that target specific social and economic goals, attracting both domestic and international investors seeking compelling returns while simultaneously driving positive societal impact. Northern Arc Capital adopts a partnership-driven approach, collaborating extensively with a diverse network of financial institutions, impact investors, and grassroots organizations. This collaborative ecosystem enables the company to penetrate deeply into underserved markets, ensuring that financial resources reach those who need them most. By combining a robust risk management framework with a deep understanding of local market dynamics, Northern Arc Capital effectively mitigates risks while maximizing its developmental impact. The company is committed to upholding the highest standards of corporate governance and transparency, solidifying its reputation as a trusted and reliable partner in the Indian financial ecosystem. Their mission is to empower individuals and businesses, fostering economic growth and social progress through innovative financial solutions.
Company Details
Key Leadership
NORTHARC Share Price: Frequently Asked Questions
What is the current share price of Northern Arc Capital Ltd?
Northern Arc Capital Ltd (NORTHARC) trades at ₹287.40 on NSE and BSE. Market cap ₹4.30K (Cr). Educational data only.
What is the P/E ratio of Northern Arc Capital Ltd?
Northern Arc Capital Ltd has a P/E of 15.02x vs industry average 22.03x.
What is the Bull Run score for Northern Arc Capital Ltd?
Northern Arc Capital Ltd has a Bull Run score of 13.3/100 based on 25+ financial parameters.
Does Northern Arc Capital Ltd pay dividends?
Northern Arc Capital Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Northern Arc Capital Ltd?
Northern Arc Capital Ltd has ROE of 10.75%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Northern Arc Capital Ltd?
Northern Arc Capital Ltd has debt-to-equity of 2.82.
Is Northern Arc Capital Ltd a good investment?
Bull Run gives Northern Arc Capital Ltd a score of 13.3/100. This is not investment advice — consult a SEBI-registered advisor.