QGO Finance Ltd

QGONon Banking Financial Company (NBFC)
39.95+0.00 (+0.00%)
As on 09 Feb 2026, 12:23 pmMarket Closed

Fundamental Score

...

QGO Finance Ltd Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Good

Return on Equity

18.30%
Poor

Return on Capital Employed

14.16%
Excellent

Operating Profit Margin (5Y)

87.41%
Average

Dividend Yield

1.01%

Valuation Metrics

Excellent

Price to Earnings

10.46x

Market Capitalization

31.89 (Cr)

Industry P/E

22.03x

Growth Metrics

Poor

YoY Quarterly Profit Growth

10.53%
Poor

YoY Quarterly Sales Growth

6.46%
Excellent

Sales Growth (5Y)

35.46%
Excellent

EPS Growth (5Y)

33.28%
Excellent

Profit Growth (5Y)

33.28%

Financial Health

Poor

Debt to Equity

4.52x
Poor

Interest Coverage

1.38x
Average

Free Cash Flow (5Y)

4.43 (Cr)

Ownership Structure

Good

Promoter Holding

60.48%
Poor

FII Holding

0.00%
Poor

DII Holding

0.00%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
60.48%
Promoter Holding
31.89 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of QGO across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Return on Equity (18.30%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (87.41%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.

Attractive Valuation (P/E: 10.46 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.

Consistent Growth Track Record (35.46% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.

Excellent EPS Growth (33.28% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.

Strong Profit Growth Track Record (33.28% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.

Balanced Promoter Holding (60.48%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

5 factors identified

Elevated Debt Levels (D/E: 4.52)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.

Weak Interest Coverage (1.38x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.

High Debt-to-Equity Ratio

Observation: Elevated financial risk due to high leverage.

Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.

Very High Debt Levels

Observation: Excessive leverage may strain cash flows.

Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.

Small Market Cap

Observation: Higher investment risk due to limited size.

Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.

Financial Statements

Comprehensive financial data for QGO Finance Ltd

About QGO

Business Overview

QGO Finance Limited, a non-banking financial company, provides financial services in India. The company offers project loans, loan against property, business loan, and co-operative housing society loan. It also provides business analysis, financial consult, and project reporting services. The company was formerly known as Parnami Credits Limited. QGO Finance Limited was incorporated in 1993 and is based in Navi Mumbai, India.

Company Details

Symbol:QGO
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Ms. Rachana Abhishek Singi
MD & Executive Director
Mr. Alok Udai Pathak
Chief Financial Officer
Ms. Urmi Mohan Joiser
Company Secretary, Compliance Officer & COO

QGO Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)18.30%
Return on Capital Employed14.16%
Operating Profit Margin (5Y)87.41%
Debt to Equity Ratio4.52
Interest Coverage Ratio1.38

Growth & Valuation

Sales Growth (5Y)35.46%
Profit Growth (5Y)33.28%
EPS Growth (5Y)33.28%
YoY Quarterly Profit Growth10.53%
YoY Quarterly Sales Growth6.46%

Frequently Asked Questions

What is the current price of QGO Finance Ltd (QGO)?

As of 09 Feb 2026, 12:23 pm IST, QGO Finance Ltd (QGO) is currently trading at ₹39.95. The stock has a market capitalization of ₹31.89 (Cr).

Is QGO share price Overvalued or Undervalued?

QGO is currently trading at a P/E ratio of 10.46x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.

What factors affect the QGO Finance Ltd share price?

Key factors influencing QGO's price include its quarterly earnings growth (Sales Growth: 6.46%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is QGO Finance Ltd a good stock for long-term investment?

QGO Finance Ltd shows a 5-year Profit Growth of 33.28% and an ROE of 18.30%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 4.52 before investing.

How does QGO Finance Ltd compare with its industry peers?

QGO Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare QGO's P/E of 10.46x and ROE of 18.30% against the industry averages to determine its competitive standing.

What is the P/E ratio of QGO and what does it mean?

QGO has a P/E ratio of 10.46x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹10 for every ₹1 of annual earnings.

How is QGO performing according to Bull Run's analysis?

QGO has a Bull Run fundamental score of 57/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does QGO belong to?

QGO operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting QGO Finance Ltd.

What is Return on Equity (ROE) and why is it important for QGO?

QGO has an ROE of 18.30%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently QGO Finance Ltd generates profits from shareholders' equity.

How is QGO's debt-to-equity ratio and what does it indicate?

QGO has a debt-to-equity ratio of 4.52, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.

What is QGO's dividend yield and is it a good dividend stock?

QGO offers a dividend yield of 1.01%, which means you receive ₹1.01 annual dividend for every ₹100 invested.

How has QGO grown over the past 5 years?

QGO has achieved 5-year growth rates of: Sales Growth 35.46%, Profit Growth 33.28%, and EPS Growth 33.28%.

What is the promoter holding in QGO and why does it matter?

Promoters hold 60.48% of QGO shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is QGO's market capitalization category?

QGO has a market capitalization of ₹32 crores, placing it in the Small-cap category.

How volatile is QGO stock?

QGO has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for QGO?

QGO has a 52-week high of ₹N/A and low of ₹N/A.

What is QGO's operating profit margin trend?

QGO has a 5-year average Operating Profit Margin (OPM) of 87.41%, indicating the company's operational efficiency.

How is QGO's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of 6.46% and YoY Profit Growth of 10.53%.

What is the institutional holding pattern in QGO?

QGO has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.