QGO Finance Ltd Stock Price Today (NSE: QGO)

QGO Finance Ltd

41.830.47 (1.11%)
Market Open

Fundamental Score

...

QGO Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

QGO Finance Ltd share price today is 41.83, down 1.11% on NSE/BSE as of 19 June 2026. QGO Finance Ltd (QGO) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 31.89 (Cr). The 52-week high for QGO share price is 55.00 and the 52-week low is 35.00. At a P/E ratio of 10.46x, QGO is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 18.30% and a debt-to-equity ratio of 4.52.

QGO Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
47.00
Low
38.50
Volume
3.2K
Change
+6.23%

QGO Finance Ltd share price chart: 6.23% return over the past month. 52-week high ₹55.00, 52-week low ₹35.00.

QGO Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
44.0044.0041.0241.831.50K (Cr)
48.0048.0042.0042.301.88K (Cr)
46.4046.4042.0242.252.57K (Cr)
44.9646.8543.8043.98515.00 (Cr)
43.9946.8841.2344.9610.52K (Cr)
41.5147.0041.5143.999.73K (Cr)
43.3743.3742.0042.0081.00 (Cr)
40.3843.9840.3842.873.48K (Cr)
38.6639.9938.6638.88631.00 (Cr)
38.6741.9938.6739.311.77K (Cr)

QGO Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
48.0048.0041.0241.83-12.85%
42.7547.0038.5042.25-1.17%
40.0043.9936.9041.54+3.85%
38.0044.7036.0137.32-1.79%
35.0647.0035.0640.85+16.51%
46.5046.5035.0037.17-20.06%
45.8853.4543.0145.57-0.68%
44.1749.0043.1546.11+4.39%
42.9949.0038.2144.17+2.74%
42.5648.5038.0041.24-3.10%
47.7551.0942.1042.73-10.51%
52.3052.4446.0047.49-9.20%

AI Research Briefing

Powered by Gemini · 2026-04-10

QGO Finance is a debt-laden micro-cap NBFC with weak fundamentals and high liquidity risk, making it a speculative bet at best.

Research Confidence
5.0/10Moderate
DEBT TRAP TURNAROUNDPrice is down -41% from its 52-week high.P/E of 10.46x is lower than the industry P/E of 22.03x, but this is misleading given the company's weak fundamentals.

WHAT'S HAPPENING NOW (last 2-4 weeks)

QGO Finance has been actively managing its debt, redeeming in Non-Convertible Debentures (NCDs) by March 18, 2026. This included principal and interest on NCDs allotted in 2018 and 2019. Further redemptions of on March 13 and on March 16 also occurred. In February 2026, the board approved the issuance of new NCDs totaling Trading window closed April 1st ahead of audited results.

CORE STORY (THE REAL GAME)

QGO Finance is a micro-cap NBFC trying to stay afloat by managing its debt and raising capital. The market views it as a high-risk, high-reward play in the stressed real estate and MSME lending space.

Why Now
  • Debt repayment of ₹5.5 crore
  • Issuance of new NCDs for ₹21.75 crore
  • Technical upgrade from 'Strong Sell' to 'Sell'
Potential Catalysts
  • Significant improvement in quarterly results
  • Successful deployment of new capital raised
  • Positive news flow regarding MSME/real estate lending
Key Risks
  • Micro/SME cap = liquidity risk
  • High debt/equity ratio (4.52x)
  • Low-interest coverage (1.38x)
Institutional Activity

Promoter holding decreased by 2.88%

Macro Context

RBI's focus on growth and new NBFC framework could strengthen the sector.

Cash Flow Quality

Free cash flow of ₹4.43 Cr over 5 years

3–6 Month Outlook

QGO Finance's future hinges on its ability to manage debt, improve profitability, and capitalize on opportunities in the MSME and real estate sectors. Failure to do so will likely result in significant downside.

Primary Thesis Risk

Inability to service debt will lead to collapse.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Good

Return on Equity (ROE)

18.30%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

14.16%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

87.41%

Average operating profit margin over 5 years

Good

Dividend Yield

1.01%

Annual dividend as % of current share price

QGO Finance Ltd Valuation Check

Excellent

Price to Earnings (P/E)

10.46x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

60.48%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

10.53%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

6.46%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

35.46%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

33.28%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

33.28%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

4.52x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.38x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

4.43 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

QGO Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of QGO across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Return on Equity (18.30%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (87.41%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 10.46 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Consistent Growth Track Record (35.46% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (33.28% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (33.28% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Balanced Promoter Holding (60.48%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

2 factors identified

Elevated Debt Levels (D/E: 4.52)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.38x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

QGO Finance Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare QGO Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
57/100
42
₹31.89
10.5
Average
18.30%
Good
14.16%
Average
4.5
Poor
33.28%
Excellent
35.46%
Excellent
1.01%
61.2/100
889
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
920
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3248
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1492
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
614
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
272
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
662
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4219
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
460
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
392
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

QGO Finance Ltd PE Ratio History

Historical price-to-earnings ratio for QGO — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20254.41₹45.5710.3x
FY 20243.82₹54.6214.3x
FY 20232.53₹47.0118.6x
FY 20221.87₹45.9024.5x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

QGO Finance Ltd Dividend History

Annual cash dividends paid by QGO — dividend yield 1.01%

Financial YearDividends Paid (₹ Cr)
FY 20250.42 Cr
FY 20240.35 Cr
FY 20230.28 Cr
FY 20220.14 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

QGO Finance Ltd Quarterly Performance

Latest quarterly metrics for QGO — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

6.46%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

10.53%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

35.46%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

33.28%

Compounded annual net profit growth over 5 years

QGO Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for QGO — calculated from daily price history

62RSI 14
Neutral — RSI 62

Momentum is balanced — neither overbought nor oversold.

SMA 50
41
▲ Price above SMA 50 — Short-term bullish
SMA 200
43
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
3K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

QGO Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for QGO Finance Ltd (QGO) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for QGO Finance Ltd

About QGO (QGO Finance Ltd)

QGO Finance Ltd is a registered Non-Banking Financial Company committed to empowering individuals and businesses through a diverse range of financial solutions. Rooted in a custome...r-centric approach, QGO focuses on understanding the unique needs of its clients and tailoring financial products to facilitate their growth and success. With a keen understanding of the Indian market, QGO offers specialized services encompassing various lending options, aiming to be a reliable partner for those seeking to achieve their financial goals. From supporting burgeoning enterprises to assisting individuals with their aspirations, QGO Finance strives to deliver accessible and efficient financial solutions. The company provides a comprehensive suite of financial products designed to meet varied needs. QGO extends project financing to fuel ambitious ventures, offers accessible loans against property to unlock valuable assets, and provides customized business loans to support growth and expansion. Recognizing the importance of community living, QGO also caters to the unique requirements of co-operative housing societies with tailored loan offerings. Beyond lending, QGO Finance provides ancillary services focusing on critical financial guidance. These services include in-depth business analysis, expert financial consultations, and detailed project reporting services, equipping clients with the insights needed to make well-informed financial decisions. Originally established as Parnami Credits Limited, QGO Finance Ltd. carries a legacy of understanding the intricacies of the financial landscape. Incorporated in 1993, QGO Finance has evolved to adapt to the changing needs of its clientele. Based in Navi Mumbai, India, QGO Finance leverages its strategic location to serve a diverse clientele across the nation. QGO Finance's dedication to ethical practices, transparent operations, and customer satisfaction forms the cornerstone of its commitment to building lasting relationships. With a proven track record and a forward-looking vision, QGO Finance Ltd continues to be a trusted partner in India's financial ecosystem.

Company Details

Symbol:QGO
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Ms. Rachana Abhishek Singi
MD & Executive Director
Mr. Alok Udai Pathak
Chief Financial Officer
Ms. Urmi Mohan Joiser
Company Secretary, Compliance Officer & COO

QGO Share Price: Frequently Asked Questions

What is the current share price of QGO Finance Ltd?

QGO Finance Ltd (QGO) trades at ₹41.83 on NSE and BSE. Market cap ₹31.89 (Cr). Educational data only.

What is the P/E ratio of QGO Finance Ltd?

QGO Finance Ltd has a P/E of 10.46x vs industry average 22.03x.

What is the Bull Run score for QGO Finance Ltd?

QGO Finance Ltd has a Bull Run score of 57/100 based on 25+ financial parameters.

Does QGO Finance Ltd pay dividends?

QGO Finance Ltd has a dividend yield of 1.01%. Past dividends don't guarantee future payments.

What is the ROE of QGO Finance Ltd?

QGO Finance Ltd has ROE of 18.30%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of QGO Finance Ltd?

QGO Finance Ltd has debt-to-equity of 4.52.

Is QGO Finance Ltd a good investment?

Bull Run gives QGO Finance Ltd a score of 57/100. This is not investment advice — consult a SEBI-registered advisor.