Repco Home Finance Ltd Stock Price Today (NSE: REPCOHOME)
Fundamental Score
Repco Home Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Repco Home Finance Ltd share price today is ₹385.95, down 0.28% on NSE/BSE as of 3 August 2026. Repco Home Finance Ltd (REPCOHOME) is a Small-cap company in the Housing Finance Company sector with a market capitalisation of ₹2.55K (Cr). The 52-week high for REPCOHOME share price is ₹455.90 and the 52-week low is ₹333.60. At a P/E ratio of 5.37x, REPCOHOME is currently trading below its industry average P/E of 16.67x. The company has a Return on Equity (ROE) of 12.73% and a debt-to-equity ratio of 3.02.
Repco Home Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Repco Home Finance Ltd share price chart: -9.37% return over the past month. 52-week high ₹455.90, 52-week low ₹333.60.
Repco Home Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹387.05 | ₹390.50 | ₹384.00 | ₹385.10 | 54.35K (Cr) | |
| ₹391.95 | ₹392.00 | ₹386.00 | ₹387.05 | 43.36K (Cr) | |
| ₹385.80 | ₹399.70 | ₹384.50 | ₹394.75 | 97.11K (Cr) | |
| ₹391.45 | ₹392.70 | ₹383.80 | ₹384.75 | 55.74K (Cr) | |
| ₹388.45 | ₹397.20 | ₹388.45 | ₹391.05 | 49.78K (Cr) | |
| ₹407.80 | ₹407.80 | ₹398.05 | ₹399.80 | 33.48K (Cr) | |
| ₹401.15 | ₹407.90 | ₹394.50 | ₹405.30 | 84.89K (Cr) | |
| ₹402.75 | ₹404.10 | ₹397.15 | ₹401.15 | 51.77K (Cr) | |
| ₹409.70 | ₹410.45 | ₹401.00 | ₹402.70 | 65.82K (Cr) | |
| ₹421.70 | ₹421.70 | ₹405.00 | ₹409.85 | 1.39L (Cr) |
Repco Home Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹419.50 | ₹439.90 | ₹383.80 | ₹385.10 | -8.20% | |
| ₹384.00 | ₹433.00 | ₹352.70 | ₹417.75 | +8.79% | |
| ₹407.40 | ₹428.40 | ₹373.00 | ₹384.00 | -5.74% | |
| ₹368.65 | ₹431.00 | ₹351.95 | ₹407.40 | +10.51% | |
| ₹370.00 | ₹382.20 | ₹333.60 | ₹348.95 | -5.69% | |
| ₹385.10 | ₹430.92 | ₹377.00 | ₹380.85 | -1.10% | |
| ₹413.10 | ₹440.50 | ₹381.00 | ₹404.25 | -2.14% | |
| ₹419.40 | ₹421.70 | ₹381.50 | ₹414.85 | -1.08% | |
| ₹415.30 | ₹455.90 | ₹399.70 | ₹417.60 | +0.55% | |
| ₹361.65 | ₹425.00 | ₹356.75 | ₹418.80 | +15.80% | |
| ₹347.00 | ₹387.45 | ₹347.00 | ₹361.40 | +4.15% | |
| ₹395.80 | ₹411.00 | ₹345.00 | ₹346.80 | -12.38% |
AI Research Briefing
Powered by Gemini · 2026-04-08
Deep value trap or undiscovered gem? Repco needs to prove it's not a melting ice cube.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. The most recent news is Repco Home Finance submitting its quarterly compliance certificate for Q4 FY26 on April 3, 2026.
CORE STORY (THE REAL GAME)
Repco Home Finance is a small-cap housing finance company a deep valuation discount to its peers. The core narrative revolves around whether this discount is justified or if it represents a value opportunity, contingent on improved growth and asset quality.
- Deep valuation discount
- Small increase in FII holding
- Stable promoter holding
- Improved quarterly results
- Strategic acquisition or partnership
- Significant increase in loan growth
- Small-cap liquidity risk
- Low interest coverage ratio
- Modest growth rates
FIIs slightly increased their stake, suggesting cautious optimism.
RBI holding rates steady provides some stability, but West Asia crisis creates uncertainty.
Profit converting to cash, FCF 5Y at ₹500.48 Cr
Monitor next 2 quarters for signs of improved growth and asset quality. A sustained turnaround could lead to a rerating.
Primary Thesis Risk
Asset quality deterioration will crush the stock.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Repco Home Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Repco Home Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of REPCOHOME across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (86.71%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 5.37 vs Industry: 16.67)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Institutional Confidence (FII+DII: 38.44%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Elevated Debt Levels (D/E: 3.02)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.59x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-1957.04 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Repco Home Finance Ltd vs Housing Finance Company Peers
Peer Comparison - Housing Finance Company
Compare Repco Home Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Repco Home Finance LtdRepco Home Fina...Selected✓ REPCOHOME • 535322 | 28.2/100 | ₹385.95₹386 | ₹2553.76₹2553.76 | 5.37Average 5.4 Average | 12.73%Average 12.73% Average | 10.17%Average 10.17% Average | 3.02Poor 3.0 Poor | 9.63%Good 9.63% Good | 5.43%Good 5.43% Good | 1.10% |
Bajaj Housing Finance LimitedBajaj Housing F... BAJAJHFL • 544252 | 54.1/100 | ₹86.02₹86 | ₹72891.30₹72891.30 | 28.35Average 28.4 Average | 12.11%Average 12.11% Average | 8.85%Poor 8.85% Poor | 4.60Poor 4.6 Poor | 41.48%Excellent 41.48% Excellent | 28.72%Excellent 28.72% Excellent | 0.00% |
LIC Housing Finance LtdLIC Housing Fin... LICHSGFIN • 500253 | 40.5/100 | ₹523.10₹523 | ₹30214.98₹30214.98 | 5.39Average 5.4 Average | 14.41%Average 14.41% Average | 8.59%Poor 8.59% Poor | 6.70Poor 6.7 Poor | 15.38%Excellent 15.38% Excellent | 7.72%Good 7.72% Good | 1.82% |
PNB Housing Finance LtdPNB Housing Fin... PNBHOUSING • 540173 | 34.3/100 | ₹1053.10₹1053 | ₹28773.05₹28773.05 | 12.56Average 12.6 Average | 12.70%Average 12.70% Average | 9.40%Poor 9.40% Poor | 3.70Poor 3.7 Poor | 19.70%Excellent 19.70% Excellent | 2.26%Average 2.26% Average | 0.72% |
Aadhar Housing Finance LtdAadhar Housing ... AADHARHFC • 544176 | 39.7/100 | ₹496.70₹497 | ₹22481.19₹22481.19 | 20.28Average 20.3 Average | 15.94%Good 15.94% Good | 11.38%Average 11.38% Average | 2.49Poor 2.5 Poor | 26.64%Excellent 26.64% Excellent | 18.52%Excellent 18.52% Excellent | 0.00% |
Sammaan Capital LtdSammaan Capital... SAMMAANCAP • 535789 | 5.5/100 | ₹162.43₹162 | ₹18981.71₹18981.71 | — — | -3.18%Poor -3.18% Poor | 4.92%Poor 4.92% Poor | 2.73Poor 2.7 Poor | — — | -3.97%Poor -3.97% Poor | 0.00% |
Aptus Value Housing Finance India LtdAptus Value Hou... APTUS • 543335 | 50.9/100 | ₹261.20₹261 | ₹14795.78₹14795.78 | 15.69Average 15.7 Average | 20.11%Excellent 20.11% Excellent | 15.41%Good 15.41% Good | 1.56Average 1.6 Average | 28.71%Excellent 28.71% Excellent | 27.94%Excellent 27.94% Excellent | 1.52% |
Home First Finance Company India LtdHome First Fina... HOMEFIRST • 543259 | 51/100 | ₹1189.00₹1189 | ₹13048.68₹13048.68 | 24.15Average 24.1 Average | 15.71%Good 15.71% Good | 11.13%Average 11.13% Average | 2.43Poor 2.4 Poor | 40.09%Excellent 40.09% Excellent | 31.47%Excellent 31.47% Excellent | 0.42% |
Can Fin Homes LtdCan Fin Homes L... CANFINHOME • 511196 | 45.6/100 | ₹820.60₹821 | ₹12049.83₹12049.83 | 11.10Average 11.1 Average | 19.66%Good 19.66% Good | 9.14%Poor 9.14% Poor | 6.40Poor 6.4 Poor | 18.94%Excellent 18.94% Excellent | 15.88%Excellent 15.88% Excellent | 1.66% |
Aavas Financiers LtdAavas Financier... AAVAS • 541988 | 50/100 | ₹1359.80₹1360 | ₹11897.43₹11897.43 | 18.17Average 18.2 Average | 13.92%Average 13.92% Average | 9.92%Poor 9.92% Poor | 3.11Poor 3.1 Poor | 17.74%Excellent 17.74% Excellent | 19.46%Excellent 19.46% Excellent | 0.00% |
India Shelter Finance Corporation LimitedIndia Shelter F... INDIASHLTR • 544044 | 63/100 | ₹726.50₹727 | ₹8881.99₹8881.99 | 17.65Average 17.6 Average | 17.04%Good 17.04% Good | 12.84%Average 12.84% Average | 1.95Average 1.9 Average | 41.90%Excellent 41.90% Excellent | 36.98%Excellent 36.98% Excellent | 1.23% |
Top Housing Finance Company Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Housing Finance Limited share price72891.30 Cr
- LIC Housing Finance Ltd share price30214.98 Cr
- PNB Housing Finance Ltd share price28773.05 Cr
- Aadhar Housing Finance Ltd share price22481.19 Cr
- Sammaan Capital Ltd share price18981.71 Cr
Repco Home Finance Ltd PE Ratio History
Historical price-to-earnings ratio for REPCOHOME — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹73.76 | ₹414.85 | 5.6x |
| FY 2024 | ₹66.04 | ₹407.75 | 6.2x |
| FY 2023 | ₹50.56 | ₹392.40 | 7.8x |
| FY 2022 | ₹31.03 | ₹230.50 | 7.4x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Repco Home Finance Ltd Dividend History
Annual cash dividends paid by REPCOHOME — dividend yield 1.10%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹18.76 Cr |
| FY 2024 | ₹16.89 Cr |
| FY 2023 | ₹15.64 Cr |
| FY 2022 | ₹15.64 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Repco Home Finance Ltd Quarterly Performance
Latest quarterly metrics for REPCOHOME — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
6.42%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
12.04%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
5.43%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
9.63%
Compounded annual net profit growth over 5 years
Repco Home Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for REPCOHOME — calculated from daily price history
Selling pressure is heavy — potential reversal zone.
Technical indicators are for educational purposes only. Not investment advice.
Repco Home Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Repco Home Finance Ltd (REPCOHOME) — sourced from NSE/BSE filings.
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Fetching financial data for Repco Home Finance Ltd
About REPCOHOME (Repco Home Finance Ltd)
Repco Home Finance Ltd is a steadfast provider of housing finance solutions, deeply rooted in the Indian landscape. Since its inception in 2000, the company has focused on empoweri...ng individuals and families to achieve their dreams of homeownership. Repco Home caters to a diverse clientele with a comprehensive suite of loan products. These offerings span from loans tailored for first-time homebuyers, seasoned property investors, and non-resident Indians, reflecting an understanding of varying financial needs and aspirations. Their commitment extends beyond mere financing; they strive to be partners in their customers' journey towards securing a brighter future, one home at a time. Repco Home Finance's product portfolio demonstrates a commitment to comprehensive customer service. Beyond standard home purchase loans, they provide specialized financial instruments like plot loans for those building from scratch, home extension loans for expanding families, and renovation loans for revitalizing existing spaces. Recognizing the unique needs of senior citizens, they offer the "Fifty Plus" loan. Repco Home demonstrates a proactive approach by providing resources for repair and renovation. The "Repco Nivaran Plus" loan is a testimony to this customer-centric approach. These tailored offerings underline their dedication to empowering individuals across all life stages and specific financial situations. Central to Repco Home Finance's ethos is a mission to deliver accessible and responsible financing to its clients. The company maintains a strong focus on ethical lending practices. Their diverse loan portfolio is designed to accommodate a wide spectrum of income levels and financial backgrounds. They also provide loans for commercial property financing to benefit businesses. Through strategic partnerships and technological advancements, Repco Home strives to streamline the loan application process, ensuring a smooth and transparent experience for its customers. Their dedication to customer satisfaction and ethical lending practices has solidified Repco Home Finance's position as a trusted and reliable name in the Indian housing finance sector.
Company Details
Key Leadership
Corporate Events
REPCOHOME Share Price: Frequently Asked Questions
What is the current share price of Repco Home Finance Ltd?
Repco Home Finance Ltd (REPCOHOME) trades at ₹385.95 on NSE and BSE. Market cap ₹2.55K (Cr). Educational data only.
What is the P/E ratio of Repco Home Finance Ltd?
Repco Home Finance Ltd has a P/E of 5.37x vs industry average 16.67x.
What is the Bull Run score for Repco Home Finance Ltd?
Repco Home Finance Ltd has a Bull Run score of 28.2/100 based on 25+ financial parameters.
Does Repco Home Finance Ltd pay dividends?
Repco Home Finance Ltd has a dividend yield of 1.10%. Past dividends don't guarantee future payments.
What is the ROE of Repco Home Finance Ltd?
Repco Home Finance Ltd has ROE of 12.73%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Repco Home Finance Ltd?
Repco Home Finance Ltd has debt-to-equity of 3.02.
Is Repco Home Finance Ltd a good investment?
Bull Run gives Repco Home Finance Ltd a score of 28.2/100. This is not investment advice — consult a SEBI-registered advisor.