Repco Home Finance Ltd Stock Price Today (NSE: REPCOHOME)
Fundamental Score
Repco Home Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Repco Home Finance Ltd share price today is ₹405.25, up +0.00% on NSE/BSE as of 18 February 2026. Repco Home Finance Ltd (REPCOHOME) is a Small-cap company in the Housing Finance Company sector with a market capitalisation of ₹2.59K (Cr). The 52-week high for REPCOHOME share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 5.65x, REPCOHOME is currently trading below its industry average P/E of 18.03x. The company has a Return on Equity (ROE) of 14.39% and a debt-to-equity ratio of 3.18.
Repco Home Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Repco Home Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Repco Home Finance Share Price: A Value Play Under Scrutiny
The Repco Home Finance share price currently sits at ₹403.65, reflecting a valuation that demands close examination. Housing Finance Companies (HFCs) in India are experiencing a phase of intense competition, driven by both established players and the rise of fintech-enabled lenders targeting niche segments. This heightened competition underscores the importance of operational efficiency and strong risk management for sustained profitability.
With a PE ratio of 5.65, Repco Home Finance Ltd. appears significantly undervalued compared to the broader market. However, this low PE ratio warrants a deeper dive. It could signal concerns around future growth prospects, asset quality, or overall market sentiment. Further investigation, beyond just the surface level numbers, is needed to understand the factors suppressing the valuation.
A crucial metric for evaluating HFCs is Return on Capital Employed (ROCE). Repco Home Finance boasts a ROCE of 10.97%. While a positive ROCE is favorable, its contribution to the company's moat or competitive advantage requires consideration in light of the current industry landscape. A higher ROCE signals more efficient capital utilization. However, sustainability is vital; the long-term ability to maintain or improve upon this ROCE is what truly builds a moat. For instance, comparing Repco Home Finance Ltd with peer
GIC Housing Finance Ltd one could observe differences in management quality evidenced by approaches to non-performing asset management. A proactive and efficient management team in one HFC might translate to lower NPAs and ultimately stronger long-term ROCE compared to a peer. This is merely observational, requiring detailed analysis.In conclusion, the Repco Home Finance share price presents a potentially interesting value proposition. The low PE ratio, juxtaposed with the ROCE of 10.97%, suggests a company that may be overlooked by the market. However, investors should conduct thorough due diligence, considering the competitive pressures within the HFC sector and assessing the company's ability to maintain and improve its profitability. This analysis is derived from a subset of a more comprehensive 80-parameter fundamental audit process verified by Sweta Mishra. It is purely observational and does not constitute investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Repco Home Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of REPCOHOME across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (86.07%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 5.65 vs Industry: 18.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Cash Generation (₹500.48 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 34.61%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Limited Growth History (4.95% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Elevated Debt Levels (D/E: 3.18)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.59x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Repco Home Finance Ltd Financial Statements
Comprehensive financial data for Repco Home Finance Ltd including income statement, balance sheet and cash flow
About REPCOHOME (Repco Home Finance Ltd)
Repco Home Finance Ltd (REPCOHOME) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Housing Finance Company sector with a current market capitalisation of ₹2.59K (Cr). Repco Home Finance Ltd has delivered a Return on Equity (ROE) of 14.39% and a ROCE of 10.97%. The debt-to-equity ratio stands at 3.18, reflecting the company's capital structure. Investors tracking REPCOHOME share price can monitor key metrics including P/E ratio, promoter holding of 37.13%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
REPCOHOME Share Price: Frequently Asked Questions
What is the current share price of Repco Home Finance Ltd (REPCOHOME)?
As of 18 Feb 2026, 10:40 am IST, Repco Home Finance Ltd share price is ₹405.25. The REPCOHOME stock has a market capitalisation of ₹2.59K (Cr) on NSE/BSE.
Is REPCOHOME share price Overvalued or Undervalued?
REPCOHOME share price is currently trading at a P/E ratio of 5.65x, compared to the industry average of 18.03x. Based on this relative valuation, the Repco Home Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of REPCOHOME share price?
The 52-week high of REPCOHOME share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Repco Home Finance Ltd share price?
Key factors influencing REPCOHOME share price include quarterly earnings growth (Sales Growth: 4.39%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Repco Home Finance Ltd a good stock for long-term investment?
Repco Home Finance Ltd shows a 5-year Profit Growth of 9.13% and an ROE of 14.39%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.18 before investing in REPCOHOME shares.
How does Repco Home Finance Ltd compare with its industry peers?
Repco Home Finance Ltd competes with major peers in the Housing Finance Company. Investors should compare REPCOHOME share price P/E of 5.65x and ROE of 14.39% against the industry averages to determine competitive standing.
What is the P/E ratio of REPCOHOME and what does it mean?
REPCOHOME share price has a P/E ratio of 5.65x compared to the industry average of 18.03x. Investors pay ₹6 for every ₹1 of annual earnings.
How is REPCOHOME performing according to Bull Run's analysis?
REPCOHOME has a Bull Run fundamental score of 28.6/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does REPCOHOME belong to?
REPCOHOME operates in the Housing Finance Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting Repco Home Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for REPCOHOME?
REPCOHOME has an ROE of 14.39%, which shows decent profitability but room for improvement. ROE measures how efficiently Repco Home Finance Ltd generates profits from shareholders capital.
How is REPCOHOME debt-to-equity ratio and what does it indicate?
REPCOHOME has a debt-to-equity ratio of 3.18, which indicates high leverage that increases financial risk.
What is REPCOHOME dividend yield and is it a good dividend stock?
REPCOHOME offers a dividend yield of 0.97%, meaning you receive ₹0.97 annual dividend for every ₹100 invested in Repco Home Finance Ltd shares.
How has REPCOHOME share price grown over the past 5 years?
REPCOHOME has achieved 5-year growth rates of: Sales Growth 4.95%, Profit Growth 9.13%, and EPS Growth 9.13%.
What is the promoter holding in REPCOHOME and why does it matter?
Promoters hold 37.13% of REPCOHOME shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Repco Home Finance Ltd.
What is REPCOHOME market capitalisation category?
REPCOHOME has a market capitalisation of ₹2590 crores, placing it in the Small-cap category.
How volatile is REPCOHOME stock?
REPCOHOME has a beta of N/A. A beta > 1 suggests the Repco Home Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is REPCOHOME operating profit margin trend?
REPCOHOME has a 5-year average Operating Profit Margin (OPM) of 86.07%, indicating the company's operational efficiency.
How is REPCOHOME quarterly performance?
Recent quarterly performance shows Repco Home Finance Ltd YoY Sales Growth of 4.39% and YoY Profit Growth of -4.75%.
What is the institutional holding pattern in REPCOHOME?
REPCOHOME has FII holding of 11.91% and DII holding of 22.70%. Significant institutional holding often suggests professional confidence in the Repco Home Finance Ltd stock.