TCI Finance Ltd Stock Price Today (NSE: TCIFINANCE)
Fundamental Score
TCI Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
TCI Finance Ltd share price today is ₹13.17, down 0.38% on NSE/BSE as of 22 June 2026. TCI Finance Ltd (TCIFINANCE) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹14.20 (Cr). The 52-week high for TCIFINANCE share price is ₹38.46 and the 52-week low is ₹10.00. At a P/E ratio of 4.07x, TCIFINANCE is currently trading below its industry average P/E of 22.03x.
TCI Finance Ltd Share Price Chart — NSE/BSE Historical Performance
TCI Finance Ltd share price chart: -8.24% return over the past month. 52-week high ₹38.46, 52-week low ₹10.00.
TCI Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹13.80 | ₹13.80 | ₹13.00 | ₹13.17 | 17.46K (Cr) | |
| ₹12.88 | ₹13.44 | ₹12.88 | ₹13.22 | 11.07K (Cr) | |
| ₹13.99 | ₹13.99 | ₹12.86 | ₹13.16 | 14.23K (Cr) | |
| ₹13.65 | ₹13.65 | ₹13.10 | ₹13.37 | 12.45K (Cr) | |
| ₹13.11 | ₹13.60 | ₹13.01 | ₹13.20 | 18.68K (Cr) | |
| ₹13.25 | ₹13.80 | ₹13.11 | ₹13.37 | 19.25K (Cr) | |
| ₹13.45 | ₹13.88 | ₹13.06 | ₹13.22 | 12.83K (Cr) | |
| ₹13.32 | ₹13.80 | ₹13.21 | ₹13.47 | 7.72K (Cr) | |
| ₹13.91 | ₹13.91 | ₹13.21 | ₹13.32 | 6.29K (Cr) | |
| ₹13.30 | ₹13.90 | ₹13.20 | ₹13.64 | 6.71K (Cr) |
TCI Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹12.88 | ₹13.80 | ₹12.88 | ₹13.17 | +2.25% | |
| ₹14.64 | ₹14.98 | ₹12.25 | ₹13.16 | -10.11% | |
| ₹13.75 | ₹15.69 | ₹12.51 | ₹14.29 | +3.93% | |
| ₹14.87 | ₹15.55 | ₹12.25 | ₹12.53 | -15.74% | |
| ₹17.86 | ₹17.86 | ₹13.85 | ₹15.65 | -12.37% | |
| ₹28.72 | ₹38.46 | ₹18.84 | ₹19.78 | -31.13% | |
| ₹11.37 | ₹27.36 | ₹10.00 | ₹27.36 | +140.63% | |
| ₹12.13 | ₹12.80 | ₹10.20 | ₹11.20 | -7.67% | |
| ₹11.90 | ₹15.00 | ₹11.01 | ₹12.13 | +1.93% | |
| ₹13.20 | ₹13.85 | ₹11.49 | ₹11.49 | -12.95% | |
| ₹14.20 | ₹14.68 | ₹12.70 | ₹13.20 | -7.04% | |
| ₹16.00 | ₹16.80 | ₹12.76 | ₹13.78 | -13.88% |
AI Research Briefing
Powered by Gemini · 2026-04-09
This micro-cap NBFC is a value trap with terrible financials and high manipulation risk; stay far away.
WHAT'S HAPPENING NOW (last 2-4 weeks)
TCI Finance Ltd's stock price has fluctuated, with a recent increase of 3.90% to On March 17, 2026, the stock hit its upper circuit, reaching
CORE STORY (THE REAL GAME)
This is a micro-cap NBFC trading on hope, not fundamentals. The market is likely pricing in a turnaround story based on sector tailwinds, ignoring the company's weak financials and negative profitability.
- Positive NBFC sector sentiment
- Micro-cap stocks are prone to speculative bubbles
- Recent price increase despite weak financials
- Unexpected earnings beat
- Major contract win
- Significant change in management
- Micro/SME cap = liquidity risk
- Negative profitability and operating margins
- High risk of price manipulation
No institutional interest (FII/DII: 0.0%) and low promoter holding (24.72%) suggest a lack of confidence.
NBFC sector faces increasing regulatory scrutiny and potential headwinds from rising interest rates.
Negative free cash flow of ₹-3.15 Cr over the last 5 years.
Expect continued volatility and potential downside due to weak fundamentals and sector risks. Avoid holding this stock.
Primary Thesis Risk
Collapse due to poor financials and potential regulatory issues.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
TCI Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
TCI Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of TCIFINANCE across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Attractive Valuation (P/E: 4.07 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Excellent EPS Growth (15.62% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (15.62% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Margin Pressure Concerns (-422.50%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Limited Growth History (-55.97% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Negative Free Cash Flow (₹-3.15 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (24.72%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
TCI Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare TCI Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
TCI Finance LtdTCI Finance Ltd...Selected✓ TCIFINANCE • 501242 | 19/100 | ₹13.17₹13 | ₹14.20₹14.20 | 4.07Average 4.1 Average | — — | — — | — — | 15.62%Excellent 15.62% Excellent | -55.97%Poor -55.97% Poor | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
TCI Finance Ltd Quarterly Performance
Latest quarterly metrics for TCIFINANCE — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
N/A
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
5.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-55.97%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
15.62%
Compounded annual net profit growth over 5 years
TCI Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for TCIFINANCE — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
TCI Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for TCI Finance Ltd (TCIFINANCE) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for TCI Finance Ltd
About TCIFINANCE (TCI Finance Ltd)
TCI Finance Ltd is a Non-Banking Financial Company (NBFC) rooted in the Indian financial landscape, providing a diverse range of financial solutions. Established with a vision to e...mpower businesses and individuals alike, TCIFINANCE offers a suite of services designed to meet varied financial needs. The company focuses on providing funding options that cater to different asset classes and intellectual property, including loans secured against securities and commercial vehicle finance, facilitating economic growth. Headquartered in Hyderabad, India, TCIFINANCE has fostered a legacy of financial expertise, offering a hands-on approach to clients seeking funding solutions. Beyond traditional lending, TCIFINANCE distinguishes itself through its understanding of intellectual property and its value in today's economy. This is reflected in their specialized services surrounding IP valuation, patent, trademark and copyright assistance. Recognizing the importance of intellectual property assets, TCIFINANCE enables businesses to leverage these for growth. This comprehensive approach allows TCIFINANCE to cater to a wide range of clients. Through a combination of financial products and specialised service offerings, the company plays a role in enabling Indian enterprise. Since its inception in 1973, TCIFINANCE has evolved to meet the changing needs of the Indian market. With a firm foundation built over decades, it remains focused on providing flexible and customized financial solutions to its clients. As a non-deposit-taking NBFC, TCIFINANCE operates within regulatory parameters, channeling funds into the economy through a variety of lending and financial facilitation activities. It aims to be a reliable partner for businesses and individuals seeking to achieve their financial objectives. The company strives to add value by providing access to capital and niche financial services.
Company Details
Key Leadership
TCIFINANCE Share Price: Frequently Asked Questions
What is the current share price of TCI Finance Ltd?
TCI Finance Ltd (TCIFINANCE) trades at ₹13.17 on NSE and BSE. Market cap ₹14.20 (Cr). Educational data only.
What is the P/E ratio of TCI Finance Ltd?
TCI Finance Ltd has a P/E of 4.07x vs industry average 22.03x.
What is the Bull Run score for TCI Finance Ltd?
TCI Finance Ltd has a Bull Run score of 19/100 based on 25+ financial parameters.
Does TCI Finance Ltd pay dividends?
TCI Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of TCI Finance Ltd?
TCI Finance Ltd has ROE of N/A. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of TCI Finance Ltd?
TCI Finance Ltd has debt-to-equity of N/A.
Is TCI Finance Ltd a good investment?
Bull Run gives TCI Finance Ltd a score of 19/100. This is not investment advice — consult a SEBI-registered advisor.