Viji Finance Ltd Stock Price Today (NSE: VIJIFIN)
Fundamental Score
Viji Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Viji Finance Ltd share price today is ₹3.99, up +0.00% on NSE/BSE as of 19 June 2026. Viji Finance Ltd (VIJIFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹38.07 (Cr). The 52-week high for VIJIFIN share price is ₹4.65 and the 52-week low is ₹2.00. At a P/E ratio of 253.78x, VIJIFIN is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 1.01% and a debt-to-equity ratio of 0.55.
Viji Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Viji Finance Ltd share price chart: 2.05% return over the past month. 52-week high ₹4.65, 52-week low ₹2.00.
Viji Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹3.98 | ₹3.99 | ₹3.98 | ₹3.99 | 78.18K (Cr) | |
| ₹4.00 | ₹4.00 | ₹3.80 | ₹3.80 | 87.33K (Cr) | |
| ₹3.81 | ₹4.12 | ₹3.81 | ₹3.90 | 96.18K (Cr) | |
| ₹3.83 | ₹3.98 | ₹3.66 | ₹3.93 | 1.27L (Cr) | |
| ₹3.80 | ₹3.93 | ₹3.73 | ₹3.83 | 65.95K (Cr) | |
| ₹3.88 | ₹3.94 | ₹3.71 | ₹3.78 | 1.11L (Cr) | |
| ₹3.72 | ₹3.98 | ₹3.72 | ₹3.88 | 94.49K (Cr) | |
| ₹3.90 | ₹3.90 | ₹3.80 | ₹3.80 | 1.19L (Cr) | |
| ₹4.28 | ₹4.28 | ₹3.93 | ₹4.00 | 1.08L (Cr) | |
| ₹3.73 | ₹4.11 | ₹3.73 | ₹4.09 | 1.85L (Cr) |
Viji Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹3.80 | ₹4.65 | ₹3.66 | ₹3.99 | +5.00% | |
| ₹3.03 | ₹4.10 | ₹2.86 | ₹3.83 | +26.40% | |
| ₹2.07 | ₹3.33 | ₹2.02 | ₹2.89 | +39.61% | |
| ₹2.57 | ₹2.60 | ₹2.01 | ₹2.10 | -18.29% | |
| ₹2.65 | ₹3.62 | ₹2.32 | ₹2.41 | -9.06% | |
| ₹2.62 | ₹2.92 | ₹2.23 | ₹2.60 | -0.76% | |
| ₹2.87 | ₹3.32 | ₹2.31 | ₹2.75 | -4.18% | |
| ₹3.20 | ₹3.66 | ₹2.78 | ₹2.82 | -11.88% | |
| ₹3.39 | ₹3.51 | ₹2.66 | ₹3.20 | -5.60% | |
| ₹4.09 | ₹4.50 | ₹3.33 | ₹3.33 | -18.58% | |
| ₹2.29 | ₹4.60 | ₹2.00 | ₹3.90 | +70.31% | |
| ₹2.38 | ₹2.58 | ₹2.19 | ₹2.29 | -3.78% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Viji Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Viji Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of VIJIFIN across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (42.54%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (58.33%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Consistent Growth Track Record (18.67% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Balanced Promoter Holding (53.71%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (1.01%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (2.32%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 253.78x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Weak Earnings Growth (3.96% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (3.96% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Weak Interest Coverage (1.31x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-12.49 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Viji Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Viji Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Viji Finance LtdViji Finance Lt...Selected✓ VIJIFIN • 537820 | 31.4/100 | ₹3.99₹4 | ₹38.07₹38.07 | 253.78Average 253.8 Average | 1.01%Poor 1.01% Poor | 2.32%Poor 2.32% Poor | 0.55Good 0.6 Good | 3.96%Average 3.96% Average | 18.67%Excellent 18.67% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Viji Finance Ltd PE Ratio History
Historical price-to-earnings ratio for VIJIFIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹0.01 | ₹2.60 | 260x |
| FY 2024 | ₹0.01 | ₹3.23 | 323x |
| FY 2023 | ₹0.04 | ₹1.41 | 38.4x |
| FY 2022 | ₹0.04 | ₹2.41 | 65.7x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Viji Finance Ltd Quarterly Performance
Latest quarterly metrics for VIJIFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-4.92%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
58.33%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
18.67%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
3.96%
Compounded annual net profit growth over 5 years
Viji Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for VIJIFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Viji Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Viji Finance Ltd (VIJIFIN) — sourced from NSE/BSE filings.
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About VIJIFIN (Viji Finance Ltd)
Viji Finance Ltd is a distinguished Non-Banking Financial Company (NBFC) rooted in the heart of India, offering a diverse suite of financial solutions designed to empower individua...ls and businesses alike. Incorporated in 1994 and headquartered in Indore, the company has steadily built a reputation for reliability and customer-centricity. VIJIFIN’s approach extends beyond traditional lending, aiming to provide accessible and tailored financial assistance to foster growth and stability within the communities it serves. From supporting burgeoning entrepreneurs to fueling personal aspirations, Viji Finance remains committed to bridging financial gaps with integrity and innovation. At the core of VIJIFIN's operations lies a comprehensive portfolio of financial products catering to a wide spectrum of needs. This includes secured loans such as gold loans that leverage the inherent value of precious assets, providing a ready source of capital when needed most. The company also specializes in personal loans, designed to help individuals meet their diverse financial obligations. Beyond individual solutions, Viji Finance extends its expertise to businesses, offering corporate finance and infrastructure/project finance, tailored to support growth, expansion, and the realization of ambitious ventures. This dedication to both personal and business needs highlights VIJIFIN's role as a versatile financial partner. Originally established as Panjon Finance Limited, the company strategically rebranded to Viji Finance Ltd in September 2012, marking a new chapter in its evolution. This change reflects a commitment to modernizing its approach and enhancing its brand identity within the competitive financial landscape. With a solid foundation built on years of experience, Viji Finance continues to operate with a clear vision: to provide innovative and reliable financial solutions that contribute to the economic prosperity of its clients. As an NBFC, VIJIFIN remains dedicated to upholding the highest standards of compliance and ethical practices, ensuring long-term sustainability and fostering trust within the financial ecosystem.
Company Details
Key Leadership
Corporate Events
VIJIFIN Share Price: Frequently Asked Questions
What is the current share price of Viji Finance Ltd?
Viji Finance Ltd (VIJIFIN) trades at ₹3.99 on NSE and BSE. Market cap ₹38.07 (Cr). Educational data only.
What is the P/E ratio of Viji Finance Ltd?
Viji Finance Ltd has a P/E of 253.78x vs industry average 22.03x.
What is the Bull Run score for Viji Finance Ltd?
Viji Finance Ltd has a Bull Run score of 31.4/100 based on 25+ financial parameters.
Does Viji Finance Ltd pay dividends?
Viji Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Viji Finance Ltd?
Viji Finance Ltd has ROE of 1.01%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Viji Finance Ltd?
Viji Finance Ltd has debt-to-equity of 0.55.
Is Viji Finance Ltd a good investment?
Bull Run gives Viji Finance Ltd a score of 31.4/100. This is not investment advice — consult a SEBI-registered advisor.