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Wsfx Global Pay Ltd

WSFXFinancial Technology (Fintech)
59.32+0.00 (+0.00%)
As on 19 Jan 2026, 10:10 amMarket Open

Fundamental Score

...

Wsfx Global Pay Ltd Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Poor

Return on Equity

10.08%
Good

Return on Capital Employed

18.00%
Poor

Operating Profit Margin (5Y)

4.99%
Good

Dividend Yield

2.44%

Valuation Metrics

Excellent

Price to Earnings

24.76x

Market Capitalization

77.26 (Cr)

Industry P/E

36.33x

Growth Metrics

Good

YoY Quarterly Profit Growth

16.88%
Excellent

YoY Quarterly Sales Growth

34.98%
Excellent

Sales Growth (5Y)

18.36%
Excellent

EPS Growth (5Y)

52.54%
Excellent

Profit Growth (5Y)

54.04%

Financial Health

Excellent

Debt to Equity

0.26x
Excellent

Interest Coverage

5.13x
Good

Free Cash Flow (5Y)

10.34 (Cr)

Ownership Structure

Good

Promoter Holding

57.62%
Poor

FII Holding

0.00%
Poor

DII Holding

0.00%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
57.62%
Promoter Holding
77.26 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of WSFX across key market metrics for learning purposes.

Positive Indicators

10 factors identified

Excellent ROCE Performance (18.00%)

Observation: Superior returns on capital employed across business operations.

Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance. This indicates quality business fundamentals.

Attractive Valuation (P/E: 24.76 vs Industry: 36.33)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.

Strong Revenue Growth (34.98%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.

Consistent Growth Track Record (18.36% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.

Excellent EPS Growth (52.54% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.

Strong Profit Growth Track Record (54.04% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.

Conservative Debt Levels (D/E: 0.26)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.

Strong Interest Coverage (5.13x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.

Balanced Promoter Holding (57.62%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

2 factors identified

Margin Pressure Concerns (4.99%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.

Small Market Cap

Observation: Higher investment risk due to limited size.

Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.

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Financial Statements

Comprehensive financial data for Wsfx Global Pay Ltd

About WSFX

Business Overview

WSFx Global Pay Limited engages in the foreign exchange business (forex) in India. The company offers single and multi-currency forex prepaid cards, Thomas Cook travel cards, foreign currency notes, currency exchange, education loan, travel insurance, sending money aboard, university fees payments, and other outward remittances, as well as international student identity cards, guaranteed investment certificates, and blocked accounts. It also provides various digital platforms, including GlobalPay app and web portal for digital onboarding, online A2 form, V-CIP, and order tracking; Smart Corporate, a digital forex management tool for enterprise travel requirements; Smart Agent for the management of customer forex, remittance needs, which includes lead management; and Forex Platform as a Service (FPaaS), a plug and play solution that offers forex and remittance solutions online. The company serves students, leisure travellers, corporates, and partners. The company was formerly known as Wall Street Finance Limited and changed its name to WSFx Global Pay Limited in December 2022. The company was incorporated in 1986 and is headquartered in Mumbai, India. WSFx Global Pay Limited is a subsidiary of Spice Connect Private Limited.

Company Details

Symbol:WSFX
Industry:Financial Technology (Fintech)
Sector:Financial Technology (Fintech)

Key Leadership

Mr. Srikrishna Narasimhan
CEO & Whole-Time Director
Ms. Pooja Mishra
Financial Controller & CFO
Ms. Khushboo Sahil Doshi
Company Secretary & Compliance Officer

WSFX Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)10.08%
Return on Capital Employed18.00%
Operating Profit Margin (5Y)4.99%
Debt to Equity Ratio0.26
Interest Coverage Ratio5.13

Growth & Valuation

Sales Growth (5Y)18.36%
Profit Growth (5Y)54.04%
EPS Growth (5Y)52.54%
YoY Quarterly Profit Growth16.88%
YoY Quarterly Sales Growth34.98%

Frequently Asked Questions

What is the current price of Wsfx Global Pay Ltd (WSFX)?

As of 19 Jan 2026, 10:10 am IST, Wsfx Global Pay Ltd (WSFX) is currently trading at ₹59.32. The stock has a market capitalization of ₹77.26 (Cr).

Is WSFX share price Overvalued or Undervalued?

WSFX is currently trading at a P/E ratio of 24.76x, compared to the industry average of 36.33x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.

What factors affect the Wsfx Global Pay Ltd share price?

Key factors influencing WSFX's price include its quarterly earnings growth (Sales Growth: 34.98%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Wsfx Global Pay Ltd a good stock for long-term investment?

Wsfx Global Pay Ltd shows a 5-year Profit Growth of 54.04% and an ROE of 10.08%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.26 before investing.

How does Wsfx Global Pay Ltd compare with its industry peers?

Wsfx Global Pay Ltd competes with major peers in the Financial Technology (Fintech). Investors should compare WSFX's P/E of 24.76x and ROE of 10.08% against the industry averages to determine its competitive standing.

What is the P/E ratio of WSFX and what does it mean?

WSFX has a P/E ratio of 24.76x compared to the industry average of 36.33x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹25 for every ₹1 of annual earnings.

How is WSFX performing according to Bull Run's analysis?

WSFX has a Bull Run fundamental score of 64.5/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does WSFX belong to?

WSFX operates in the Financial Technology (Fintech) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Wsfx Global Pay Ltd.

What is Return on Equity (ROE) and why is it important for WSFX?

WSFX has an ROE of 10.08%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Wsfx Global Pay Ltd generates profits from shareholders' equity.

How is WSFX's debt-to-equity ratio and what does it indicate?

WSFX has a debt-to-equity ratio of 0.26, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.

What is WSFX's dividend yield and is it a good dividend stock?

WSFX offers a dividend yield of 2.44%, which means you receive ₹2.44 annual dividend for every ₹100 invested.

How has WSFX grown over the past 5 years?

WSFX has achieved 5-year growth rates of: Sales Growth 18.36%, Profit Growth 54.04%, and EPS Growth 52.54%.

What is the promoter holding in WSFX and why does it matter?

Promoters hold 57.62% of WSFX shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is WSFX's market capitalization category?

WSFX has a market capitalization of ₹77 crores, placing it in the Small-cap category.

How volatile is WSFX stock?

WSFX has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for WSFX?

WSFX has a 52-week high of ₹N/A and low of ₹N/A.

What is WSFX's operating profit margin trend?

WSFX has a 5-year average Operating Profit Margin (OPM) of 4.99%, indicating the company's operational efficiency.

How is WSFX's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of 34.98% and YoY Profit Growth of 16.88%.

What is the institutional holding pattern in WSFX?

WSFX has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.