Arc Finance Ltd Stock Price Today (NSE: ARCFIN)
Fundamental Score
Arc Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Arc Finance Ltd share price today is ₹0.51, up +2.00% on NSE/BSE as of 3 August 2026. Arc Finance Ltd (ARCFIN) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹41.84 (Cr). The 52-week high for ARCFIN share price is ₹0.92 and the 52-week low is ₹0.44. At a P/E ratio of 58.11x, ARCFIN is currently trading above its industry average P/E of 27.57x. The company has a Return on Equity (ROE) of 0.73% and a debt-to-equity ratio of 0.14.
Arc Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Arc Finance Ltd share price chart: -3.77% return over the past month. 52-week high ₹0.92, 52-week low ₹0.44.
Arc Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹0.50 | ₹0.51 | ₹0.50 | ₹0.51 | 7.88L (Cr) | |
| ₹0.50 | ₹0.51 | ₹0.49 | ₹0.51 | 19.83L (Cr) | |
| ₹0.50 | ₹0.51 | ₹0.49 | ₹0.50 | 13.27L (Cr) | |
| ₹0.50 | ₹0.50 | ₹0.49 | ₹0.49 | 10.08L (Cr) | |
| ₹0.50 | ₹0.51 | ₹0.49 | ₹0.50 | 24.64L (Cr) | |
| ₹0.51 | ₹0.52 | ₹0.50 | ₹0.50 | 14.58L (Cr) | |
| ₹0.51 | ₹0.52 | ₹0.50 | ₹0.51 | 9.54L (Cr) | |
| ₹0.52 | ₹0.52 | ₹0.51 | ₹0.51 | 8.24L (Cr) | |
| ₹0.53 | ₹0.53 | ₹0.52 | ₹0.52 | 7.85L (Cr) | |
| ₹0.55 | ₹0.58 | ₹0.51 | ₹0.53 | 18.23L (Cr) |
Arc Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹0.50 | ₹0.51 | ₹0.50 | ₹0.51 | +2.00% | |
| ₹0.53 | ₹0.58 | ₹0.47 | ₹0.51 | -3.77% | |
| ₹0.55 | ₹0.59 | ₹0.53 | ₹0.53 | -3.64% | |
| ₹0.60 | ₹0.60 | ₹0.52 | ₹0.55 | -8.33% | |
| ₹0.48 | ₹0.72 | ₹0.46 | ₹0.59 | +22.92% | |
| ₹0.57 | ₹0.60 | ₹0.44 | ₹0.45 | -21.05% | |
| ₹0.58 | ₹0.70 | ₹0.55 | ₹0.58 | +0.00% | |
| ₹0.67 | ₹0.70 | ₹0.53 | ₹0.54 | -19.40% | |
| ₹0.71 | ₹0.75 | ₹0.63 | ₹0.66 | -7.04% | |
| ₹0.76 | ₹0.81 | ₹0.68 | ₹0.71 | -6.58% | |
| ₹0.79 | ₹0.84 | ₹0.69 | ₹0.76 | -3.80% | |
| ₹0.85 | ₹0.87 | ₹0.77 | ₹0.78 | -8.24% |
AI Research Briefing
Powered by Gemini · 2026-04-13
Micro-cap NBFC is a value trap with significant revenue decline and negative interest coverage.
WHAT'S HAPPENING NOW (last 2-4 weeks)
ARC Finance submitted its Q4FY26 quarterly compliance report under SEBI Regulation 74(5). The stock hit a 52-week low of in late March. Per Q3 results reported on Feb 10, 2026, ARC Finance's revenue fell 76% YoY to Cr, with a net loss of s compared to a profit of s in Q3FY25.
CORE STORY (THE REAL GAME)
ARC Finance is a micro-cap NBFC trading on hope, not current earnings. The market narrative is a turnaround story based on historical growth, despite recent significant profit decline. The company's dependence on share trading revenue makes it vulnerable.
- Q3 revenue decline of 76%
- Shift to net loss in Q3
- Negative interest coverage of -9.81x
- Significant order wins in lending business
- Substantial equity infusion
- Turnaround in asset quality
- Micro/SME cap = liquidity risk
- Heavy dependence on share trading revenue
- Negative interest coverage
FII decreased holding by 0.06%.
Financial services sector is a growth engine for India, but ARC Finance is not participating.
Poor: Free cash flow 5Y is ₹-71.62 Cr.
Expect continued volatility and potential further downside. A sustained turnaround is unlikely in the next 3-6 months.
Primary Thesis Risk
Reliance on share trading revenue and poor financial health make it vulnerable to market fluctuations.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Arc Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Arc Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of ARCFIN across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Robust Profit Growth (114.12%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (54.52%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (46.31% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (33.07% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (31.95% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.14)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (0.73%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.28%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 58.11x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Negative Free Cash Flow (₹-71.95 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (6.97%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Arc Finance Ltd vs Other Financial Services Peers
Peer Comparison - Other Financial Services
Compare Arc Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Arc Finance LtdArc Finance Ltd...Selected✓ ARCFIN • 540135 | 48.5/100 | ₹0.51₹1 | ₹41.84₹41.84 | 58.11Average 58.1 Average | 0.73%Poor 0.73% Poor | 1.28%Poor 1.28% Poor | 0.14Excellent 0.1 Excellent | 31.95%Excellent 31.95% Excellent | 46.31%Excellent 46.31% Excellent | 0.00% |
Crisil LtdCrisil Ltd... CRISIL • 500092 | 66.4/100 | ₹4359.80₹4360 | ₹30810.19₹30810.19 | 36.70Average 36.7 Average | 24.46%Excellent 24.46% Excellent | 32.55%Excellent 32.55% Excellent | 0.10Excellent 0.1 Excellent | 14.40%Good 14.40% Good | 12.99%Good 12.99% Good | 0.59% |
RRPSemiconductorRRPSemiconducto... RRPS • 504346 | 8/100 | ₹8894.60₹8895 | ₹12118.00₹12118.00 | — — | -61.01%Poor -61.01% Poor | -32.66%Poor -32.66% Poor | 0.65Good 0.7 Good | — — | — — | 0.00% |
Dhani Services LtdDhani Services ... DHANI • 532960 | 20.9/100 | ₹51.06₹51 | ₹3896.81₹3896.81 | 114.92Average 114.9 Average | -1.81%Poor -1.81% Poor | 1.39%Poor 1.39% Poor | 0.18Excellent 0.2 Excellent | — — | -32.89%Poor -32.89% Poor | 0.00% |
COLAB PLATFORMS LIMITEDCOLAB PLATFORMS... COLAB • 542866 | 45/100 | ₹140.50₹141 | ₹2923.32₹2923.32 | 619.35Average 619.4 Average | 17.53%Good 17.53% Good | 24.27%Excellent 24.27% Excellent | 0.00Excellent 0.0 Excellent | 198.76%Excellent 198.76% Excellent | 356.32%Excellent 356.32% Excellent | 0.01% |
ALGOQUANTALGOQUANT... ALGOQUANT • 505725 | 57.7/100 | ₹68.24₹68 | ₹1706.53₹1706.53 | 52.12Average 52.1 Average | 27.69%Excellent 27.69% Excellent | 31.43%Excellent 31.43% Excellent | 0.25Excellent 0.3 Excellent | 67.14%Excellent 67.14% Excellent | 111.83%Excellent 111.83% Excellent | 0.00% |
LKP Finance LtdLKP Finance Ltd... LKPFIN • 507912 | 53.9/100 | ₹189.35₹189 | ₹1251.64₹1251.64 | 57.39Average 57.4 Average | 5.24%Poor 5.24% Poor | 6.77%Poor 6.77% Poor | 0.00Excellent 0.0 Excellent | -18.20%Poor -18.20% Poor | 31.70%Excellent 31.70% Excellent | 0.00% |
Centrum Capital LtdCentrum Capital... CENTRUM • 501150 | 0/100 | ₹23.73₹24 | ₹1165.87₹1165.87 | — — | -75.34%Poor -75.34% Poor | 7.45%Poor 7.45% Poor | 51.52Poor 51.5 Poor | — — | 49.24%Excellent 49.24% Excellent | 0.00% |
85/100 | ₹959.05₹959 | ₹1037.75₹1037.75 | 26.84Average 26.8 Average | 27.71%Excellent 27.71% Excellent | 34.63%Excellent 34.63% Excellent | 0.00Excellent 0.0 Excellent | 24.61%Excellent 24.61% Excellent | 22.75%Excellent 22.75% Excellent | 2.10% | |
Prime Securities LtdPrime Securitie... PRIMESECU • 500337 | 35.4/100 | ₹276.90₹277 | ₹936.59₹936.59 | 98.90Average 98.9 Average | 4.09%Poor 4.09% Poor | 8.25%Poor 8.25% Poor | 0.01Excellent 0.0 Excellent | 2.90%Average 2.90% Average | 25.66%Excellent 25.66% Excellent | 0.54% |
63.7/100 | ₹281.55₹282 | ₹614.86₹614.86 | 21.22Average 21.2 Average | 20.57%Excellent 20.57% Excellent | 27.26%Excellent 27.26% Excellent | 0.17Excellent 0.2 Excellent | 31.11%Excellent 31.11% Excellent | 48.53%Excellent 48.53% Excellent | 0.00% | |
Top Other Financial Services Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Crisil Ltd share price30810.19 Cr
- RRPSemiconductor share price12118.00 Cr
- Dhani Services Ltd share price3896.81 Cr
- COLAB PLATFORMS LIMITED share price2923.32 Cr
- ALGOQUANT share price1706.53 Cr
Arc Finance Ltd PE Ratio History
Historical price-to-earnings ratio for ARCFIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹0.01 | ₹1.37 | 274x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Arc Finance Ltd Quarterly Performance
Latest quarterly metrics for ARCFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
54.52%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
114.12%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
46.31%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
31.95%
Compounded annual net profit growth over 5 years
Arc Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for ARCFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Arc Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Arc Finance Ltd (ARCFIN) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Arc Finance Ltd
About ARCFIN (Arc Finance Ltd)
Arc Finance Ltd is a Kolkata-based financial entity operating within India's dynamic other financial services sector. Established in 1982 and formerly known as ARC Modellors & Serv...ices Limited, ARCFIN transitioned to its current name in 1993, signaling a strategic shift towards its present focus. The company's core business revolves around providing loan and advance facilities, catering to diverse segments within the Indian market. Beyond lending, ARCFIN delivers a suite of financial services designed to meet the evolving needs of its clientele. Headquartered in the bustling metropolis of Kolkata, the company actively participates in shaping India's financial landscape. ARCFIN's operations encompass a range of activities beyond traditional lending. The organization engages in the investment and trading of securities, indicating a diversification strategy aimed at maximizing returns and managing risk. This facet of the business suggests a sophisticated understanding of financial markets and a commitment to deploying capital strategically. By participating in securities trading, ARCFIN demonstrates its ability to adapt to market fluctuations and capitalize on emerging opportunities. This diverse portfolio reflects a proactive approach to generating revenue streams and strengthening its financial standing within the competitive industry. As a participant in the non-banking finance sector, Arc Finance Ltd plays a vital role in extending credit and financial services to individuals and businesses. With its long-standing presence in the Indian market, ARCFIN brings a wealth of experience to its operations. Its commitment to providing loans, offering diverse financial services, and engaging in securities trading positions it as a player within the industry. Based in Kolkata, ARCFIN contributes to the economic activity of the region and the broader Indian economy through its financial activities.
Company Details
Key Leadership
ARCFIN Share Price: Frequently Asked Questions
What is the current share price of Arc Finance Ltd?
Arc Finance Ltd (ARCFIN) trades at ₹0.51 on NSE and BSE. Market cap ₹41.84 (Cr). Educational data only.
What is the P/E ratio of Arc Finance Ltd?
Arc Finance Ltd has a P/E of 58.11x vs industry average 27.57x.
What is the Bull Run score for Arc Finance Ltd?
Arc Finance Ltd has a Bull Run score of 48.5/100 based on 25+ financial parameters.
Does Arc Finance Ltd pay dividends?
Arc Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Arc Finance Ltd?
Arc Finance Ltd has ROE of 0.73%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Arc Finance Ltd?
Arc Finance Ltd has debt-to-equity of 0.14.
Is Arc Finance Ltd a good investment?
Bull Run gives Arc Finance Ltd a score of 48.5/100. This is not investment advice — consult a SEBI-registered advisor.