Arc Finance Ltd Stock Price Today (NSE: ARCFIN)

Arc Finance Ltd

0.56+0.00 (+0.00%)
Market Closed

Fundamental Score

...

Arc Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Arc Finance Ltd share price today is 0.56, up +0.00% on NSE/BSE as of 17 June 2026. Arc Finance Ltd (ARCFIN) is a Small-cap company in the Other Financial Services sector with a market capitalisation of 61.88 (Cr). The 52-week high for ARCFIN share price is 1.15 and the 52-week low is 0.44. The company has a Return on Equity (ROE) of 4.43% and a debt-to-equity ratio of 0.15.

Arc Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
0.61
Low
0.52
Volume
13.6L
Change
-11.48%

Arc Finance Ltd share price chart: -11.48% return over the past month. 52-week high ₹1.15, 52-week low ₹0.44.

Arc Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
0.540.550.530.5516.81L (Cr)
0.550.550.540.549.62L (Cr)
0.550.550.540.5513.80L (Cr)
0.530.550.520.5426.40L (Cr)
0.540.550.530.5322.16L (Cr)
0.540.550.540.5516.89L (Cr)
0.550.560.540.5420.34L (Cr)
0.560.560.550.5610.95L (Cr)
0.560.570.550.5513.17L (Cr)
0.550.570.550.5623.00L (Cr)

Arc Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
0.550.550.530.55+0.00%
0.600.600.520.55-8.33%
0.480.720.460.59+22.92%
0.570.600.440.45-21.05%
0.580.700.550.58+0.00%
0.670.700.530.54-19.40%
0.710.750.630.66-7.04%
0.760.810.680.71-6.58%
0.790.840.690.76-3.80%
0.850.870.770.78-8.24%
0.930.940.830.84-9.68%
1.001.040.830.93-7.00%

AI Research Briefing

Powered by Gemini · 2026-04-13

Micro-cap NBFC is a value trap with significant revenue decline and negative interest coverage.

Research Confidence
7.0/10High
DEBT TRAP TURNAROUNDBreakdown: 1M -6.58%, 3M -14.46%, 6M -47.01%P/E is nonexistent due to losses; industry P/E is 30.94x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

ARC Finance submitted its Q4FY26 quarterly compliance report under SEBI Regulation 74(5). The stock hit a 52-week low of in late March. Per Q3 results reported on Feb 10, 2026, ARC Finance's revenue fell 76% YoY to Cr, with a net loss of s compared to a profit of s in Q3FY25.

CORE STORY (THE REAL GAME)

ARC Finance is a micro-cap NBFC trading on hope, not current earnings. The market narrative is a turnaround story based on historical growth, despite recent significant profit decline. The company's dependence on share trading revenue makes it vulnerable.

Why Now
  • Q3 revenue decline of 76%
  • Shift to net loss in Q3
  • Negative interest coverage of -9.81x
Potential Catalysts
  • Significant order wins in lending business
  • Substantial equity infusion
  • Turnaround in asset quality
Key Risks
  • Micro/SME cap = liquidity risk
  • Heavy dependence on share trading revenue
  • Negative interest coverage
Institutional Activity

FII decreased holding by 0.06%.

Macro Context

Financial services sector is a growth engine for India, but ARC Finance is not participating.

Cash Flow Quality

Poor: Free cash flow 5Y is ₹-71.62 Cr.

3–6 Month Outlook

Expect continued volatility and potential further downside. A sustained turnaround is unlikely in the next 3-6 months.

Primary Thesis Risk

Reliance on share trading revenue and poor financial health make it vulnerable to market fluctuations.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

4.43%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

7.44%

Returns generated on total capital deployed

Good

Oper. Profit Margin (5Y Avg)

12.87%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Arc Finance Ltd Valuation Check

Price to Earnings (P/E)

N/A

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

30.94x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Average

Promoter Holding

6.97%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-96.45%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

62.09%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

22.99%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

70.44%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

69.01%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.15x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

-9.81x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-71.62 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Arc Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of ARCFIN across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Strong Revenue Growth (62.09%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (22.99% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (70.44% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (69.01% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Conservative Debt Levels (D/E: 0.15)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (4.43%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (7.44%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Profit Decline Concern (-96.45%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Weak Interest Coverage (-9.81x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-71.62 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (6.97%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Arc Finance Ltd vs Other Financial Services Peers

Peer Comparison - Other Financial Services

Compare Arc Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
38.2/100
1
₹61.88
4.43%
Poor
7.44%
Poor
0.1
Excellent
69.01%
Excellent
22.99%
Excellent
0.00%
Crisil Ltd...
CRISIL500092
64/100
3987
₹32833.08
43.8
Average
27.81%
Excellent
35.60%
Excellent
0.1
Excellent
14.43%
Good
13.49%
Good
0.56%
21.2/100
11320
₹15422.64
208.63%
Excellent
80.21%
Excellent
1.6
Average
179.71%
Excellent
0.00%
53.3/100
154
₹4011.66
864.6
Average
12.36%
Average
16.59%
Good
0.0
Excellent
79.86%
Excellent
188.59%
Excellent
0.01%
20.9/100
51
₹3896.81
114.9
Average
-1.81%
Poor
1.39%
Poor
0.2
Excellent
-32.89%
Poor
0.00%
ALGOQUANT...
ALGOQUANT505725
6.9/100
57
₹1689.95
102.9
Average
37.55%
Excellent
32.47%
Excellent
0.2
Excellent
0.00%
1.7/100
189
₹1396.38
-0.17%
Poor
-0.83%
Poor
0.1
Excellent
14.57%
Good
-17.45%
Poor
0.00%
0/100
23
₹1369.10
-57.60%
Poor
8.93%
Poor
37.5
Poor
47.25%
Excellent
0.00%
67.9/100
913
₹1086.24
32.8
Average
28.60%
Excellent
37.87%
Excellent
0.0
Excellent
94.13%
Excellent
43.40%
Excellent
1.94%
49/100
285
₹998.77
30.0
Average
19.46%
Good
22.62%
Excellent
0.0
Excellent
34.59%
Excellent
3.63%
Average
0.51%
39.1/100
290
₹890.53
39.0
Average
25.18%
Excellent
29.45%
Excellent
0.3
Excellent
0.00%

Arc Finance Ltd PE Ratio History

Historical price-to-earnings ratio for ARCFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20240.01₹1.37274x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Arc Finance Ltd Quarterly Performance

Latest quarterly metrics for ARCFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

62.09%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-96.45%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

22.99%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

69.01%

Compounded annual net profit growth over 5 years

Arc Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for ARCFIN — calculated from daily price history

33RSI 14
Neutral — RSI 33

Momentum is balanced — neither overbought nor oversold.

SMA 50
1
▼ Price below SMA 50 — Short-term bearish
SMA 200
1
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
1439K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Arc Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Arc Finance Ltd (ARCFIN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Arc Finance Ltd

About ARCFIN (Arc Finance Ltd)

Arc Finance Ltd is a Kolkata-based financial entity operating within India's dynamic other financial services sector. Established in 1982 and formerly known as ARC Modellors & Serv...ices Limited, ARCFIN transitioned to its current name in 1993, signaling a strategic shift towards its present focus. The company's core business revolves around providing loan and advance facilities, catering to diverse segments within the Indian market. Beyond lending, ARCFIN delivers a suite of financial services designed to meet the evolving needs of its clientele. Headquartered in the bustling metropolis of Kolkata, the company actively participates in shaping India's financial landscape. ARCFIN's operations encompass a range of activities beyond traditional lending. The organization engages in the investment and trading of securities, indicating a diversification strategy aimed at maximizing returns and managing risk. This facet of the business suggests a sophisticated understanding of financial markets and a commitment to deploying capital strategically. By participating in securities trading, ARCFIN demonstrates its ability to adapt to market fluctuations and capitalize on emerging opportunities. This diverse portfolio reflects a proactive approach to generating revenue streams and strengthening its financial standing within the competitive industry. As a participant in the non-banking finance sector, Arc Finance Ltd plays a vital role in extending credit and financial services to individuals and businesses. With its long-standing presence in the Indian market, ARCFIN brings a wealth of experience to its operations. Its commitment to providing loans, offering diverse financial services, and engaging in securities trading positions it as a player within the industry. Based in Kolkata, ARCFIN contributes to the economic activity of the region and the broader Indian economy through its financial activities.

Company Details

Symbol:ARCFIN
Industry:Other Financial Services
Sector:Other Financial Services

Key Leadership

Ms. Sweety Agarwal
Company Secretary & Compliance Officer
Mr. Virendra Kumar Soni
MD & Executive Director
Mr. Somnath Chitrakar
CFO & Executive Director

ARCFIN Share Price: Frequently Asked Questions

What is the current share price of Arc Finance Ltd?

Arc Finance Ltd (ARCFIN) trades at ₹0.56 on NSE and BSE. Market cap ₹61.88 (Cr). Educational data only.

What is the P/E ratio of Arc Finance Ltd?

Arc Finance Ltd has a P/E of N/Ax vs industry average 30.94x.

What is the Bull Run score for Arc Finance Ltd?

Arc Finance Ltd has a Bull Run score of 38.2/100 based on 25+ financial parameters.

Does Arc Finance Ltd pay dividends?

Arc Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Arc Finance Ltd?

Arc Finance Ltd has ROE of 4.43%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Arc Finance Ltd?

Arc Finance Ltd has debt-to-equity of 0.15.

Is Arc Finance Ltd a good investment?

Bull Run gives Arc Finance Ltd a score of 38.2/100. This is not investment advice — consult a SEBI-registered advisor.