Fusion Finance Ltd
Fundamental Score
Fusion Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of FUSION across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (36.24%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Robust Profit Growth (92.74%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Consistent Growth Track Record (26.35% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Balanced Promoter Holding (54.95%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Risk Factors
10 factors identified
Below-Average Return on Equity (-54.53%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-2.96%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Revenue Contraction (-42.04%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Elevated Debt Levels (D/E: 2.57)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (-0.16x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-4046.93 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Financial Statements
Comprehensive financial data for Fusion Finance Ltd
About FUSION
Business Overview
Fusion Finance Limited, a non-banking financial company, provides micro finance lending services to women entrepreneurs in rural and semi-urban areas in India. The company offers income generation, top up, emergency, and cross sell loans; and unsecured, secured, and solar business loans. The company was formerly known as Fusion Micro Finance Limited and changed its name to Fusion Finance Limited in July 2024. Fusion Finance Limited was incorporated in 1994 and is headquartered in Gurugram, India.
Company Details
Key Leadership
FUSION Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Fusion Finance Ltd (FUSION)?
As of 08 Feb 2026, 11:54 am IST, Fusion Finance Ltd (FUSION) is currently trading at ₹190.01. The stock has a market capitalization of ₹1.70K (Cr).
Is FUSION share price Overvalued or Undervalued?
FUSION is currently trading at a P/E ratio of 0.00x, compared to the industry average of 85.57x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the Fusion Finance Ltd share price?
Key factors influencing FUSION's price include its quarterly earnings growth (Sales Growth: -42.04%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Fusion Finance Ltd a good stock for long-term investment?
Fusion Finance Ltd shows a 5-year Profit Growth of N/A% and an ROE of -54.53%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 2.57 before investing.
How does Fusion Finance Ltd compare with its industry peers?
Fusion Finance Ltd competes with major peers in the Microfinance Institutions. Investors should compare FUSION's P/E of 0.00x and ROE of -54.53% against the industry averages to determine its competitive standing.
What is the P/E ratio of FUSION and what does it mean?
FUSION has a P/E ratio of N/Ax compared to the industry average of 85.57x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is FUSION performing according to Bull Run's analysis?
FUSION has a Bull Run fundamental score of 27/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does FUSION belong to?
FUSION operates in the Microfinance Institutions industry. This classification helps understand the competitive landscape and sector-specific trends affecting Fusion Finance Ltd.
What is Return on Equity (ROE) and why is it important for FUSION?
FUSION has an ROE of -54.53%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Fusion Finance Ltd generates profits from shareholders' equity.
How is FUSION's debt-to-equity ratio and what does it indicate?
FUSION has a debt-to-equity ratio of 2.57, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is FUSION's dividend yield and is it a good dividend stock?
FUSION offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has FUSION grown over the past 5 years?
FUSION has achieved 5-year growth rates of: Sales Growth 26.35%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in FUSION and why does it matter?
Promoters hold 54.95% of FUSION shares, with 4.49% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is FUSION's market capitalization category?
FUSION has a market capitalization of ₹1703 crores, placing it in the Small-cap category.
How volatile is FUSION stock?
FUSION has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for FUSION?
FUSION has a 52-week high of ₹N/A and low of ₹N/A.
What is FUSION's operating profit margin trend?
FUSION has a 5-year average Operating Profit Margin (OPM) of 36.24%, indicating the company's operational efficiency.
How is FUSION's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -42.04% and YoY Profit Growth of 92.74%.
What is the institutional holding pattern in FUSION?
FUSION has FII holding of 3.92% and DII holding of 11.88%. Significant institutional holding often suggests professional confidence in the stock.