Muthoot Microfin Ltd Stock Price Today (NSE: MUTHOOTMF)
Fundamental Score
Muthoot Microfin Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Muthoot Microfin Ltd share price today is ₹205.01, down 0.62% on NSE/BSE as of 17 June 2026. Muthoot Microfin Ltd (MUTHOOTMF) is a Small-cap company in the Microfinance Institutions sector with a market capitalisation of ₹3.20K (Cr). The 52-week high for MUTHOOTMF share price is ₹217.99 and the 52-week low is ₹125.12. The company has a Return on Equity (ROE) of -8.19% and a debt-to-equity ratio of 3.20.
Muthoot Microfin Ltd Share Price Chart — NSE/BSE Historical Performance
Muthoot Microfin Ltd share price chart: -3.97% return over the past month. 52-week high ₹217.99, 52-week low ₹125.12.
Muthoot Microfin Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹173.01 | ₹181.72 | ₹172.11 | ₹179.60 | 4.14L (Cr) | |
| ₹180.00 | ₹183.50 | ₹171.80 | ₹174.07 | 8.56L (Cr) | |
| ₹178.01 | ₹184.00 | ₹177.86 | ₹179.98 | 2.49L (Cr) | |
| ₹177.90 | ₹177.90 | ₹177.90 | ₹177.90 | 0.00 (Cr) | |
| ₹178.11 | ₹179.96 | ₹175.20 | ₹177.90 | 3.02L (Cr) | |
| ₹178.01 | ₹180.96 | ₹175.36 | ₹178.12 | 1.23L (Cr) | |
| ₹183.99 | ₹185.25 | ₹176.00 | ₹178.56 | 3.23L (Cr) | |
| ₹182.50 | ₹182.55 | ₹178.10 | ₹180.28 | 93.42K (Cr) | |
| ₹184.90 | ₹184.90 | ₹180.00 | ₹181.33 | 1.64L (Cr) | |
| ₹181.04 | ₹181.58 | ₹175.20 | ₹179.61 | 1.54L (Cr) |
Muthoot Microfin Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹180.00 | ₹183.50 | ₹171.80 | ₹179.60 | -0.22% | |
| ₹193.99 | ₹217.99 | ₹175.20 | ₹179.98 | -7.22% | |
| ₹151.81 | ₹199.90 | ₹145.80 | ₹192.38 | +26.72% | |
| ₹163.00 | ₹170.37 | ₹141.20 | ₹145.69 | -10.62% | |
| ₹170.51 | ₹198.50 | ₹167.30 | ₹168.91 | -0.94% | |
| ₹175.00 | ₹193.00 | ₹171.00 | ₹178.23 | +1.85% | |
| ₹194.99 | ₹196.25 | ₹167.01 | ₹176.64 | -9.41% | |
| ₹166.66 | ₹199.39 | ₹158.45 | ₹194.96 | +16.98% | |
| ₹166.50 | ₹183.80 | ₹161.10 | ₹168.35 | +1.11% | |
| ₹152.10 | ₹175.63 | ₹152.10 | ₹165.81 | +9.01% | |
| ₹165.08 | ₹165.51 | ₹144.79 | ₹152.38 | -7.69% | |
| ₹144.10 | ₹181.23 | ₹139.89 | ₹165.08 | +14.56% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Small-cap MFI attempting a risky pivot; watch for execution.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Muthoot Microfin opened 7.69% higher on April 8, 2026, touching an intraday high of However, the stock faded during the day, closing up 4.38%. The company's Debenture Issue and Allotment Committee approved the issuance of Non-Convertible Debentures (NCDs) worth s on April 8, 2026. These NCDs offer an 8.50% coupon rate with quarterly payments and a 29-month tenure. The trading window closed on April 1, 2026, ahead of the Q4FY26 results announcement.
CORE STORY (THE REAL GAME)
Muthoot Microfin is attempting a diversification play, moving beyond unsecured microfinance loans into secured lending like micro loans against property (LAP). The market is watching to see if they can successfully navigate this transition and improve asset quality.
- NCD issuance provides funding
- Diversification plans could improve asset quality
- Improved Q3 results
- Successful acquisition in the LAP space
- Significant improvement in asset quality metrics
- Positive policy changes for MFIs
- High debt/equity ratio
- Low-interest coverage
- SME cap liquidity risk
FII decreased by 0.15%, DII increased by 0.35%.
Microfinance sector faces asset quality pressures and potential over-indebtedness.
₹71.61 crore NCD issuance approved on April 8, 2026.
Negative free cash flow of ₹-4106.05 Cr over the last 5 years.
Next 3-6 months hinge on successful diversification and Q4 results. Watch for asset quality trends and execution on secured lending strategy.
Primary Thesis Risk
Failure to diversify and improve asset quality will lead to a debt spiral.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Muthoot Microfin Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Muthoot Microfin Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MUTHOOTMF across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (47.19%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (24.39% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Balanced Promoter Holding (55.47%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 26.09%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (-8.19%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (5.80%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-50.46%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-12.99%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Elevated Debt Levels (D/E: 3.20)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (0.46x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-4106.05 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Muthoot Microfin Ltd vs Microfinance Institutions Peers
Peer Comparison - Microfinance Institutions
Compare Muthoot Microfin Ltd with 4 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Muthoot Microfin LtdMuthoot Microfi...Selected✓ MUTHOOTMF • 544055 | 18.5/100 | ₹205.01₹205 | ₹3199.83₹3199.83 | — — | -8.19%Poor -8.19% Poor | 5.80%Poor 5.80% Poor | 3.20Poor 3.2 Poor | — — | 24.39%Excellent 24.39% Excellent | 0.00% |
CreditAccess Grameen LtdCreditAccess Gr... CREDITACC • 541770 | 33.9/100 | ₹1288.40₹1288 | ₹21523.26₹21523.26 | 160.99Average 161.0 Average | 7.86%Poor 7.86% Poor | 9.55%Poor 9.55% Poor | 2.81Poor 2.8 Poor | 10.16%Good 10.16% Good | 27.86%Excellent 27.86% Excellent | 0.00% |
Spandana Sphoorty Financial LtdSpandana Sphoor... SPANDANA • 542759 | 10.6/100 | ₹259.55₹260 | ₹2092.59₹2092.59 | — — | -30.97%Poor -30.97% Poor | -3.87%Poor -3.87% Poor | 1.35Average 1.4 Average | — — | 9.12%Good 9.12% Good | 0.00% |
Fusion Finance LtdFusion Finance ... FUSION • 543652 | 27/100 | ₹176.13₹176 | ₹1703.06₹1703.06 | — — | -54.53%Poor -54.53% Poor | -2.96%Poor -2.96% Poor | 2.57Poor 2.6 Poor | — — | 26.35%Excellent 26.35% Excellent | 0.00% |
Satin Creditcare Network LtdSatin Creditcar... SATIN • 539404 | 35.8/100 | ₹221.84₹222 | ₹1693.61₹1693.61 | 10.15Average 10.2 Average | 7.86%Poor 7.86% Poor | 11.53%Average 11.53% Average | 2.92Poor 2.9 Poor | 6.75%Good 6.75% Good | 11.14%Good 11.14% Good | 0.00% |
Top Microfinance Institutions Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- CreditAccess Grameen Ltd share price21523.26 Cr
- Spandana Sphoorty Financial Ltd share price2092.59 Cr
- Fusion Finance Ltd share price1703.06 Cr
- Satin Creditcare Network Ltd share price1693.61 Cr
Muthoot Microfin Ltd PE Ratio History
Historical price-to-earnings ratio for MUTHOOTMF — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹30.25 | ₹174.77 | 5.8x |
| FY 2023 | ₹9.61 | ₹251.15 | 26.1x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Muthoot Microfin Ltd Quarterly Performance
Latest quarterly metrics for MUTHOOTMF — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-12.99%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-50.46%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
24.39%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Muthoot Microfin Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for MUTHOOTMF — calculated from daily price history
Selling pressure is heavy — potential reversal zone.
Technical indicators are for educational purposes only. Not investment advice.
Muthoot Microfin Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Muthoot Microfin Ltd (MUTHOOTMF) — sourced from NSE/BSE filings.
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About MUTHOOTMF (Muthoot Microfin Ltd)
Muthoot Microfin Ltd is a prominent player in India's microfinance sector, dedicated to empowering women entrepreneurs in underserved rural communities. The institution operates as... a non-deposit taking non-banking financial company, focusing on providing crucial financial access to those excluded from traditional banking systems. Muthoot Microfin's core mission revolves around fostering economic independence and improving the quality of life for its clients by offering a diverse range of loan products tailored to their specific needs. These offerings extend beyond basic financial support, encompassing services that cater to a holistic approach to development. The company's loan portfolio includes income-generating loans designed to fuel business growth, Pragathi loans aimed at progressive development, and individual loans to meet specific needs. Furthermore, Muthoot Microfin provides specialized loan programs for essential goods like education, mobile phones, solar lighting, and household appliances. These specialized loans enhance living standards and create opportunities for future advancement. Recognizing the importance of sanitation and housing, the company also provides sanitation improvement loans and secured loans. The organization is focused on offering financial support to promote financial inclusion in all aspects of a woman's life. Beyond core lending activities, Muthoot Microfin extends its commitment to client well-being by offering value-added services like wellness combos and property insurance. This demonstrates a dedication to not only financial empowerment but also safeguarding the health and assets of its clientele. Formerly known as Panchratna Securities, Muthoot Microfin has evolved into a leading microfinance institution, driven by a strong social mission and a deep understanding of the financial needs of rural women. The firm is committed to transforming lives and contributing to the economic progress of India's rural landscape.
Company Details
Key Leadership
MUTHOOTMF Share Price: Frequently Asked Questions
What is the current share price of Muthoot Microfin Ltd?
Muthoot Microfin Ltd (MUTHOOTMF) trades at ₹205.01 on NSE and BSE. Market cap ₹3.20K (Cr). Educational data only.
What is the P/E ratio of Muthoot Microfin Ltd?
Muthoot Microfin Ltd has a P/E of N/Ax vs industry average 85.57x.
What is the Bull Run score for Muthoot Microfin Ltd?
Muthoot Microfin Ltd has a Bull Run score of 18.5/100 based on 25+ financial parameters.
Does Muthoot Microfin Ltd pay dividends?
Muthoot Microfin Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Muthoot Microfin Ltd?
Muthoot Microfin Ltd has ROE of -8.19%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Muthoot Microfin Ltd?
Muthoot Microfin Ltd has debt-to-equity of 3.20.
Is Muthoot Microfin Ltd a good investment?
Bull Run gives Muthoot Microfin Ltd a score of 18.5/100. This is not investment advice — consult a SEBI-registered advisor.