Go Digit General Insurance Ltd
Fundamental Score
Go Digit General Insurance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of GODIGIT across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Robust Profit Growth (51.56%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Conservative Debt Levels (D/E: 0.08)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Cash Generation (₹9485.35 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (73.09%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
5 factors identified
Margin Pressure Concerns (-1.67%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.
Premium Valuation Risk (P/E: 64.64x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
High P/E Ratio
Observation: Stock may be overvalued relative to earnings.
Analysis: P/E above 30 requires strong growth execution to justify current valuations.
Very High P/E Ratio
Observation: Significant overvaluation risk present.
Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.
Financial Statements
Comprehensive financial data for Go Digit General Insurance Ltd
About GODIGIT
Business Overview
Go Digit General Insurance Limited provides various insurance services in India. The company offers motor insurance solutions covering cars, bikes, OD for cars, rickshaw, taxi/cabs, and trucks; health insurance solutions, including health, OPD health insurance, super top-up, Arogya Sanjeevani policy, port health policy, and employee health; business products comprising D&O, erection all risk, contractors all risk, marine cargo, and CPM insurance, as well as workmen compensation; and other products, such as travel, property, home, shop, fire, and office insurance products. It also provides other products comprising child insurance, protection, income, endowment, investment, and ULIP plans, as well as whole life insurance, and money back policy. The company was formerly known as Oben General Insurance Limited and changed its name to Go Digit General Insurance Limited in May 2017. Go Digit General Insurance Limited was incorporated in 2016 and is based in Bengaluru, India. Go Digit General Insurance Limited is a subsidiary of Go Digit Infoworks Services Private Limited.
Company Details
Key Leadership
Latest News
GODIGIT Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Go Digit General Insurance Ltd (GODIGIT)?
As of 30 Jan 2026, 01:40 pm IST, Go Digit General Insurance Ltd (GODIGIT) is currently trading at ₹324.55. The stock has a market capitalization of ₹32.84K (Cr).
Is GODIGIT share price Overvalued or Undervalued?
GODIGIT is currently trading at a P/E ratio of 64.64x, compared to the industry average of 44.24x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Go Digit General Insurance Ltd share price?
Key factors influencing GODIGIT's price include its quarterly earnings growth (Sales Growth: 11.35%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Go Digit General Insurance Ltd a good stock for long-term investment?
Go Digit General Insurance Ltd shows a 5-year Profit Growth of N/A% and an ROE of 11.87%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.08 before investing.
How does Go Digit General Insurance Ltd compare with its industry peers?
Go Digit General Insurance Ltd competes with major peers in the General Insurance. Investors should compare GODIGIT's P/E of 64.64x and ROE of 11.87% against the industry averages to determine its competitive standing.
What is the P/E ratio of GODIGIT and what does it mean?
GODIGIT has a P/E ratio of 64.64x compared to the industry average of 44.24x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹65 for every ₹1 of annual earnings.
How is GODIGIT performing according to Bull Run's analysis?
GODIGIT has a Bull Run fundamental score of 39.4/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does GODIGIT belong to?
GODIGIT operates in the General Insurance industry. This classification helps understand the competitive landscape and sector-specific trends affecting Go Digit General Insurance Ltd.
What is Return on Equity (ROE) and why is it important for GODIGIT?
GODIGIT has an ROE of 11.87%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Go Digit General Insurance Ltd generates profits from shareholders' equity.
How is GODIGIT's debt-to-equity ratio and what does it indicate?
GODIGIT has a debt-to-equity ratio of 0.08, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is GODIGIT's dividend yield and is it a good dividend stock?
GODIGIT offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has GODIGIT grown over the past 5 years?
GODIGIT has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in GODIGIT and why does it matter?
Promoters hold 73.09% of GODIGIT shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is GODIGIT's market capitalization category?
GODIGIT has a market capitalization of ₹32843 crores, placing it in the Large-cap category.
How volatile is GODIGIT stock?
GODIGIT has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for GODIGIT?
GODIGIT has a 52-week high of ₹N/A and low of ₹N/A.
What is GODIGIT's operating profit margin trend?
GODIGIT has a 5-year average Operating Profit Margin (OPM) of -1.67%, indicating the company's operational efficiency.
How is GODIGIT's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 11.35% and YoY Profit Growth of 51.56%.
What is the institutional holding pattern in GODIGIT?
GODIGIT has FII holding of 8.48% and DII holding of 14.12%. Significant institutional holding often suggests professional confidence in the stock.