Go Digit General Insurance Ltd Stock Price Today (NSE: GODIGIT)
Fundamental Score
Go Digit General Insurance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Go Digit General Insurance Ltd share price today is ₹295.10, down 0.32% on NSE/BSE as of 17 June 2026. Go Digit General Insurance Ltd (GODIGIT) is a Large-cap company in the General Insurance sector with a market capitalisation of ₹32.84K (Cr). The 52-week high for GODIGIT share price is ₹381.40 and the 52-week low is ₹298.25. At a P/E ratio of 64.64x, GODIGIT is currently trading above its industry average P/E of 44.24x. The company has a Return on Equity (ROE) of 11.87% and a debt-to-equity ratio of 0.08.
Go Digit General Insurance Ltd Share Price Chart — NSE/BSE Historical Performance
Go Digit General Insurance Ltd share price chart: -4.92% return over the past month. 52-week high ₹381.40, 52-week low ₹298.25.
Go Digit General Insurance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹300.50 | ₹314.70 | ₹298.25 | ₹311.00 | 2.85L (Cr) | |
| ₹305.95 | ₹306.45 | ₹301.35 | ₹302.75 | 1.18L (Cr) | |
| ₹301.00 | ₹308.35 | ₹300.35 | ₹305.50 | 7.90L (Cr) | |
| ₹305.60 | ₹307.95 | ₹302.80 | ₹304.40 | 1.34L (Cr) | |
| ₹309.00 | ₹309.95 | ₹303.10 | ₹305.70 | 1.80L (Cr) | |
| ₹308.10 | ₹310.35 | ₹304.85 | ₹306.50 | 2.73L (Cr) | |
| ₹311.00 | ₹312.45 | ₹307.10 | ₹309.50 | 94.37K (Cr) | |
| ₹313.90 | ₹313.90 | ₹308.60 | ₹309.85 | 1.07L (Cr) | |
| ₹309.20 | ₹312.00 | ₹308.60 | ₹311.10 | 1.00L (Cr) | |
| ₹307.10 | ₹314.50 | ₹305.90 | ₹311.00 | 6.33L (Cr) |
Go Digit General Insurance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹305.95 | ₹314.70 | ₹298.25 | ₹311.00 | +1.65% | |
| ₹309.05 | ₹320.90 | ₹300.35 | ₹305.50 | -1.15% | |
| ₹332.00 | ₹334.00 | ₹306.35 | ₹309.05 | -6.91% | |
| ₹324.00 | ₹346.65 | ₹312.05 | ₹325.65 | +0.51% | |
| ₹316.55 | ₹350.00 | ₹307.20 | ₹335.75 | +6.07% | |
| ₹345.95 | ₹350.15 | ₹315.50 | ₹324.55 | -6.19% | |
| ₹356.10 | ₹358.65 | ₹332.55 | ₹344.60 | -3.23% | |
| ₹356.85 | ₹366.85 | ₹346.55 | ₹358.15 | +0.36% | |
| ₹346.05 | ₹374.00 | ₹334.85 | ₹358.65 | +3.64% | |
| ₹360.90 | ₹381.40 | ₹337.00 | ₹346.05 | -4.11% | |
| ₹374.00 | ₹378.30 | ₹350.30 | ₹357.65 | -4.37% | |
| ₹359.10 | ₹376.00 | ₹327.25 | ₹370.05 | +3.05% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Overvalued growth stock in a competitive insurance market with limited margin for error.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Go Digit reported a 9.9% YoY increase in premium income for March, reaching billion. This is slightly below the industry average, with ICICI Lombard growing at 21% and New India Assurance at 13%. Go Digit submitted its Q4FY26 compliance certificate under SEBI regulations.
CORE STORY (THE REAL GAME)
Go Digit is being priced as a high-growth disruptor in the Indian general insurance space, leveraging technology and partnerships for rapid market penetration. The market is focused on premium growth and market share gains.
- March premium income growth of 9.9% YoY
- Industry growth projected at 6.9% CAGR
- Merger of holding company completed
- Faster than expected premium growth
- Strategic partnerships to expand market reach
- Improved profitability metrics
- High P/E ratio compared to industry average
- Moderate growth compared to peers
- Reliance on technology for differentiation may not be sustainable
FII holdings increased slightly by 0.2%, while DII holdings decreased by 0.26%. Promoter holding remains high at 73.09% with a negligible decrease of 0.01%.
Rising risk awareness and regulatory reforms are tailwinds for the insurance sector.
Yes - Free Cash Flow 5Y: ₹9485.35 Cr
Go Digit needs to demonstrate consistent high growth and improved profitability to justify its valuation. Watch for execution on technology-driven efficiency and customer acquisition.
Primary Thesis Risk
Inability to sustain high growth rates will lead to valuation collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Go Digit General Insurance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Go Digit General Insurance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of GODIGIT across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Robust Profit Growth (51.56%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Conservative Debt Levels (D/E: 0.08)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Cash Generation (₹9485.35 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (73.09%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Margin Pressure Concerns (-1.67%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 64.64x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Go Digit General Insurance Ltd vs General Insurance Peers
Peer Comparison - General Insurance
Compare Go Digit General Insurance Ltd with 5 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Go Digit General Insurance LtdGo Digit Genera...Selected✓ GODIGIT • 544179 | 39.4/100 | ₹295.10₹295 | ₹32842.69₹32842.69 | 64.64Average 64.6 Average | 11.87%Average 11.87% Average | 10.80%Average 10.80% Average | 0.08Excellent 0.1 Excellent | — — | — — | 0.00% |
61.1/100 | ₹1822.80₹1823 | ₹99138.73₹99138.73 | 35.40Average 35.4 Average | 18.80%Good 18.80% Good | 24.86%Excellent 24.86% Excellent | 0.00Excellent 0.0 Excellent | 16.00%Excellent 16.00% Excellent | 15.78%Excellent 15.78% Excellent | 0.63% | |
General Insurance Corporation of IndiaGeneral Insuran... GICRE • 540755 | 60.6/100 | ₹389.30₹389 | ₹68105.76₹68105.76 | 7.11Average 7.1 Average | 10.99%Average 10.99% Average | 13.32%Average 13.32% Average | 0.00Excellent 0.0 Excellent | 105.29%Excellent 105.29% Excellent | -0.29%Poor -0.29% Poor | 2.58% |
Star Health and Allied Insurance Company LimitedStar Health and... STARHEALTH • 543412 | 48.8/100 | ₹507.35₹507 | ₹28287.46₹28287.46 | 53.07Average 53.1 Average | 9.37%Poor 9.37% Poor | 11.98%Average 11.98% Average | 0.06Excellent 0.1 Excellent | 18.65%Excellent 18.65% Excellent | 26.42%Excellent 26.42% Excellent | 0.00% |
The New India Assurance Co LtdThe New India A... NIACL • 540769 | 35.3/100 | ₹164.57₹165 | ₹27900.73₹27900.73 | 24.01Average 24.0 Average | 3.64%Poor 3.64% Poor | 3.59%Poor 3.59% Poor | 0.00Excellent 0.0 Excellent | -6.32%Poor -6.32% Poor | 8.87%Good 8.87% Good | 1.06% |
Niva Bupa Health Insurance Company LtdNiva Bupa Healt... NIVABUPA • 544286 | 48.6/100 | ₹81.01₹81 | ₹13655.62₹13655.62 | 147.45Average 147.4 Average | 8.18%Poor 8.18% Poor | 7.45%Poor 7.45% Poor | 0.07Excellent 0.1 Excellent | 40.07%Excellent 40.07% Excellent | 38.42%Excellent 38.42% Excellent | 0.00% |
Top General Insurance Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- ICICI Lombard General Insurance Company Limited share price99138.73 Cr
- General Insurance Corporation of India share price68105.76 Cr
- Star Health and Allied Insurance Company Limited share price28287.46 Cr
- The New India Assurance Co Ltd share price27900.73 Cr
- Niva Bupa Health Insurance Company Ltd share price13655.62 Cr
Go Digit General Insurance Ltd PE Ratio History
Historical price-to-earnings ratio for GODIGIT — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹4.62 | ₹344.60 | 74.6x |
| FY 2024 | ₹1.98 | ₹318.05 | 160.6x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Go Digit General Insurance Ltd Quarterly Performance
Latest quarterly metrics for GODIGIT — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
11.35%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
51.56%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
N/A
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Go Digit General Insurance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for GODIGIT — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Go Digit General Insurance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Go Digit General Insurance Ltd (GODIGIT) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Go Digit General Insurance Ltd
About GODIGIT (Go Digit General Insurance Ltd)
Go Digit General Insurance Ltd is a dynamic player in the Indian general insurance landscape, carving a niche with its technology-driven approach and customer-centric offerings. Th...e company focuses on simplifying insurance, aiming to make it accessible and understandable for a wide range of customers. They offer a comprehensive suite of products designed to protect individuals and businesses from unforeseen financial losses. From safeguarding vehicles on Indian roads to providing financial security against health emergencies, Go Digit strives to be a reliable partner in managing life's uncertainties. Their commitment to innovation is reflected in their streamlined processes, digital interfaces, and data-driven insights, aiming to deliver seamless experiences and personalized solutions. The company provides a diverse portfolio of insurance products tailored to meet the varied needs of the Indian market. Its motor insurance policies cover a wide spectrum of vehicles, from private cars and two-wheelers to commercial vehicles like trucks and taxis, offering protection against accidents, theft, and third-party liabilities. Go Digit’s health insurance offerings encompass individual and family health plans, catering to different healthcare needs and budgets. Furthermore, the company extends its expertise to businesses, providing specialized insurance solutions like directors and officers (D&O) liability, marine cargo, and construction-related policies, thereby mitigating risks associated with business operations and projects. They also offer workmen's compensation coverage, fulfilling the statutory requirements of many businesses. Go Digit aims to differentiate itself through its emphasis on transparency, efficiency, and ease of access. By leveraging technology, the company seeks to streamline the insurance process, from policy purchase to claim settlement. They prioritize customer satisfaction, focusing on providing prompt and responsive service. Through its diverse range of products and its commitment to innovation, Go Digit General Insurance strives to be a trusted and reliable partner, empowering customers to confidently navigate the complexities of life and business while ensuring peace of mind. The company's approach reflects an understanding of the evolving needs of the modern consumer and a dedication to providing accessible and effective insurance solutions.
Company Details
Key Leadership
Latest News
GODIGIT Share Price: Frequently Asked Questions
What is the current share price of Go Digit General Insurance Ltd?
Go Digit General Insurance Ltd (GODIGIT) trades at ₹295.10 on NSE and BSE. Market cap ₹32.84K (Cr). Educational data only.
What is the P/E ratio of Go Digit General Insurance Ltd?
Go Digit General Insurance Ltd has a P/E of 64.64x vs industry average 44.24x.
What is the Bull Run score for Go Digit General Insurance Ltd?
Go Digit General Insurance Ltd has a Bull Run score of 39.4/100 based on 25+ financial parameters.
Does Go Digit General Insurance Ltd pay dividends?
Go Digit General Insurance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Go Digit General Insurance Ltd?
Go Digit General Insurance Ltd has ROE of 11.87%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Go Digit General Insurance Ltd?
Go Digit General Insurance Ltd has debt-to-equity of 0.08.
Is Go Digit General Insurance Ltd a good investment?
Bull Run gives Go Digit General Insurance Ltd a score of 39.4/100. This is not investment advice — consult a SEBI-registered advisor.