Niva Bupa Health Insurance Company Ltd Stock Price Today (NSE: NIVABUPA)

Niva Bupa Health Insurance Company Ltd

84.030.47 (0.56%)
Market Closed

Fundamental Score

...

Niva Bupa Health Insurance Company Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Niva Bupa Health Insurance Company Ltd share price today is 84.03, down 0.56% on NSE/BSE as of 18 June 2026. Niva Bupa Health Insurance Company Ltd (NIVABUPA) is a Mid-cap company in the General Insurance sector with a market capitalisation of 13.66K (Cr). The 52-week high for NIVABUPA share price is 92.90 and the 52-week low is 67.50. At a P/E ratio of 147.45x, NIVABUPA is currently trading above its industry average P/E of 44.24x. The company has a Return on Equity (ROE) of 8.18% and a debt-to-equity ratio of 0.07.

Niva Bupa Health Insurance Company Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
89.77
Low
76.36
Volume
43.8L
Change
+8.47%

Niva Bupa Health Insurance Company Ltd share price chart: 8.47% return over the past month. 52-week high ₹92.90, 52-week low ₹67.50.

Niva Bupa Health Insurance Company Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
84.5084.8782.2484.0321.98L (Cr)
84.8085.2383.5784.508.91L (Cr)
82.9685.2582.9083.5014.63L (Cr)
83.6183.6183.6183.610.00 (Cr)
84.0884.4983.1583.617.61L (Cr)
84.1085.0083.8184.085.69L (Cr)
86.0086.2783.4883.9615.58L (Cr)
83.9886.4683.7185.9958.79L (Cr)
82.0085.5080.8983.6239.56L (Cr)
80.7682.5280.0081.519.25L (Cr)

Niva Bupa Health Insurance Company Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
84.8085.2382.2484.03-0.91%
81.0089.7777.6883.50+3.09%
73.2081.8170.0078.32+6.99%
70.1077.0067.5070.21+0.16%
77.4080.5174.6975.09-2.98%
75.5780.5073.4478.87+4.37%
73.9778.1073.1075.40+1.93%
75.2978.6972.0074.34-1.26%
81.6583.7073.5075.06-8.07%
81.5291.2079.8381.84+0.39%
84.7089.9178.8081.52-3.75%
82.1592.9080.5187.55+6.57%

Returns & Performance

Poor

Return on Equity (ROE)

8.18%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

7.45%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

-5.36%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Niva Bupa Health Insurance Company Ltd Valuation Check

Poor

Price to Earnings (P/E)

147.45x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

44.24x

Average P/E of all peers in this sector

Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Excellent

Promoter Holding

55.41%

% shares held by company founders/management

Good

FII Holding

10.72%

% shares held by foreign institutional investors

Good

DII Holding

15.31%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-370.89%

Net profit growth vs same quarter last year

Good

Revenue Growth (Quarterly YoY)

19.13%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

38.42%

Compounded annual revenue growth over 5 years

EPS Growth (5-Year CAGR)

N/A

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

40.07%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.07x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

3.49K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Niva Bupa Health Insurance Company Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of NIVABUPA across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Revenue Growth (19.13%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (38.42% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Strong Profit Growth Track Record (40.07% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Conservative Debt Levels (D/E: 0.07)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Cash Generation (₹3485.58 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (55.41%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Strong Institutional Confidence (FII+DII: 26.03%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

6 factors identified

Below-Average Return on Equity (8.18%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (7.45%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Margin Pressure Concerns (-5.36%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Premium Valuation Risk (P/E: 147.45x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Profit Decline Concern (-370.89%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Niva Bupa Health Insurance Company Ltd vs General Insurance Peers

Peer Comparison - General Insurance

Compare Niva Bupa Health Insurance Company Ltd with 5 other companies in the same sector

6 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
48.6/100
84
₹13655.62
147.4
Average
8.18%
Poor
7.45%
Poor
0.1
Excellent
40.07%
Excellent
38.42%
Excellent
0.00%
61.1/100
1823
₹99138.73
35.4
Average
18.80%
Good
24.86%
Excellent
0.0
Excellent
16.00%
Excellent
15.78%
Excellent
0.63%
60.6/100
389
₹68105.76
7.1
Average
10.99%
Average
13.32%
Average
0.0
Excellent
105.29%
Excellent
-0.29%
Poor
2.58%
39.4/100
308
₹32842.69
64.6
Average
11.87%
Average
10.80%
Average
0.1
Excellent
0.00%
48.8/100
507
₹28287.46
53.1
Average
9.37%
Poor
11.98%
Average
0.1
Excellent
18.65%
Excellent
26.42%
Excellent
0.00%
35.3/100
165
₹27900.73
24.0
Average
3.64%
Poor
3.59%
Poor
0.0
Excellent
-6.32%
Poor
8.87%
Good
1.06%

Niva Bupa Health Insurance Company Ltd PE Ratio History

Historical price-to-earnings ratio for NIVABUPA — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20251.20₹75.4062.8x
FY 20240.45₹84.11187.7x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Niva Bupa Health Insurance Company Ltd Quarterly Performance

Latest quarterly metrics for NIVABUPA — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

19.13%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-370.89%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

38.42%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

40.07%

Compounded annual net profit growth over 5 years

Niva Bupa Health Insurance Company Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for NIVABUPA — calculated from daily price history

60RSI 14
Neutral — RSI 60

Momentum is balanced — neither overbought nor oversold.

SMA 50
77
▲ Price above SMA 50 — Short-term bullish
SMA 200
78
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
3453K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Niva Bupa Health Insurance Company Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Niva Bupa Health Insurance Company Ltd (NIVABUPA) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Niva Bupa Health Insurance Company Ltd

About NIVABUPA (Niva Bupa Health Insurance Company Ltd)

Niva Bupa Health Insurance Company Ltd is a prominent health insurance provider in India, focused on delivering comprehensive and innovative healthcare solutions to a diverse range... of customers. With a commitment to customer-centricity, Niva Bupa offers a wide array of health insurance plans meticulously designed to cater to the unique healthcare needs of individuals, families, and organizations. Their dedication extends beyond merely offering policies; they strive to be partners in their customers' healthcare journeys, ensuring access to quality medical care and peace of mind. Niva Bupa constantly seeks to redefine the health insurance landscape through technological advancements and personalized service. The company's robust portfolio encompasses plans tailored for various demographics, including individual and family health insurance options, specialized plans for Non-Resident Indians (NRIs) and senior citizens, and policies designed to cover personal accidents and critical illnesses. Recognizing the increasing need for global coverage, Niva Bupa also offers comprehensive travel insurance solutions, including options specifically designed for international travel and students studying abroad. These plans provide coverage for medical emergencies, trip cancellations, and other unforeseen circumstances, ensuring travelers can explore the world with confidence. Beyond individual and family needs, Niva Bupa provides tailored corporate insurance solutions, including group health insurance, group personal accident coverage, and Outpatient Department (OPD) coverage. They understand the unique needs of businesses, offering customized plans for start-ups and larger organizations. Niva Bupa aims to simplify the claims process, ensuring efficient and hassle-free experiences for its corporate clients. This commitment to seamless service delivery makes Niva Bupa a trusted partner for organizations seeking to protect the health and well-being of their employees.

Company Details

Symbol:NIVABUPA
Industry:General Insurance
Sector:General Insurance

Key Leadership

Mr. Krishnan Ramachandran
MD, CEO & Executive Director
Mr. Vishwanath Mahendra
CFO & Executive Director
Dr. Bhabatosh Mishra
Director & COO

NIVABUPA Share Price: Frequently Asked Questions

What is the current share price of Niva Bupa Health Insurance Company Ltd?

Niva Bupa Health Insurance Company Ltd (NIVABUPA) trades at ₹84.03 on NSE and BSE. Market cap ₹13.66K (Cr). Educational data only.

What is the P/E ratio of Niva Bupa Health Insurance Company Ltd?

Niva Bupa Health Insurance Company Ltd has a P/E of 147.45x vs industry average 44.24x.

What is the Bull Run score for Niva Bupa Health Insurance Company Ltd?

Niva Bupa Health Insurance Company Ltd has a Bull Run score of 48.6/100 based on 25+ financial parameters.

Does Niva Bupa Health Insurance Company Ltd pay dividends?

Niva Bupa Health Insurance Company Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Niva Bupa Health Insurance Company Ltd?

Niva Bupa Health Insurance Company Ltd has ROE of 8.18%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Niva Bupa Health Insurance Company Ltd?

Niva Bupa Health Insurance Company Ltd has debt-to-equity of 0.07.

Is Niva Bupa Health Insurance Company Ltd a good investment?

Bull Run gives Niva Bupa Health Insurance Company Ltd a score of 48.6/100. This is not investment advice — consult a SEBI-registered advisor.