Richfield Financial Services Ltd Stock Price Today (NSE: RFSL)
Fundamental Score
Richfield Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Richfield Financial Services Ltd share price today is ₹25.45, up +1.80% on NSE/BSE as of 4 August 2026. Richfield Financial Services Ltd (RFSL) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹21.29 (Cr). The 52-week high for RFSL share price is ₹46.40 and the 52-week low is ₹19.58. At a P/E ratio of 60.83x, RFSL is currently trading above its industry average P/E of 27.57x. The company has a Return on Equity (ROE) of 3.10% and a debt-to-equity ratio of 4.72.
Richfield Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance
Richfield Financial Services Ltd share price chart: 4.95% return over the past month. 52-week high ₹46.40, 52-week low ₹19.58.
Richfield Financial Services Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹25.00 | ₹25.00 | ₹25.00 | ₹25.00 | 2.00 (Cr) | |
| ₹25.00 | ₹25.00 | ₹25.00 | ₹25.00 | 0.00 (Cr) | |
| ₹25.11 | ₹25.11 | ₹24.20 | ₹25.00 | 97.00 (Cr) | |
| ₹24.24 | ₹24.25 | ₹24.24 | ₹24.25 | 2.00 (Cr) | |
| ₹23.20 | ₹23.20 | ₹23.20 | ₹23.20 | 1.00 (Cr) | |
| ₹23.00 | ₹23.45 | ₹22.05 | ₹22.10 | 31.00 (Cr) | |
| ₹22.91 | ₹23.98 | ₹22.80 | ₹23.98 | 1.00K (Cr) | |
| ₹22.91 | ₹22.91 | ₹21.82 | ₹22.91 | 162.00 (Cr) | |
| ₹21.82 | ₹23.00 | ₹21.82 | ₹21.82 | 237.00 (Cr) | |
| ₹22.05 | ₹22.95 | ₹22.05 | ₹22.05 | 635.00 (Cr) |
Richfield Financial Services Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹25.00 | ₹25.00 | ₹25.00 | ₹25.00 | +0.00% | |
| ₹24.00 | ₹25.15 | ₹21.82 | ₹25.00 | +4.17% | |
| ₹28.60 | ₹28.60 | ₹19.58 | ₹23.82 | -16.71% | |
| ₹27.00 | ₹29.30 | ₹22.20 | ₹27.57 | +2.11% | |
| ₹27.61 | ₹30.90 | ₹25.72 | ₹27.99 | +1.38% | |
| ₹29.05 | ₹32.43 | ₹27.60 | ₹27.60 | -4.99% | |
| ₹30.70 | ₹31.54 | ₹28.01 | ₹30.12 | -1.89% | |
| ₹34.80 | ₹39.89 | ₹28.80 | ₹28.80 | -17.24% | |
| ₹40.89 | ₹42.80 | ₹29.51 | ₹36.32 | -11.18% | |
| ₹40.80 | ₹46.40 | ₹34.00 | ₹38.11 | -6.59% | |
| ₹31.00 | ₹45.45 | ₹29.50 | ₹40.80 | +31.61% | |
| ₹36.10 | ₹36.90 | ₹29.60 | ₹32.55 | -9.83% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Richfield Financial Services Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Richfield Financial Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of RFSL across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (33.51%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Revenue Growth (150.00%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (62.70% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
10 factors identified
Below-Average Return on Equity (3.10%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (9.08%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 60.83x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-245.45%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Weak Earnings Growth (-9.18% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-4.47% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 4.72)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.10x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-74.04 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Richfield Financial Services Ltd vs Other Financial Services Peers
Peer Comparison - Other Financial Services
Compare Richfield Financial Services Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
2.9/100 | ₹25.45₹25 | ₹21.29₹21.29 | 60.83Average 60.8 Average | 3.10%Poor 3.10% Poor | 9.08%Poor 9.08% Poor | 4.72Poor 4.7 Poor | -4.47%Poor -4.47% Poor | 62.70%Excellent 62.70% Excellent | 0.00% | |
Crisil LtdCrisil Ltd... CRISIL • 500092 | 66.4/100 | ₹4359.80₹4360 | ₹30810.19₹30810.19 | 36.70Average 36.7 Average | 24.46%Excellent 24.46% Excellent | 32.55%Excellent 32.55% Excellent | 0.10Excellent 0.1 Excellent | 14.40%Good 14.40% Good | 12.99%Good 12.99% Good | 0.59% |
RRPSemiconductorRRPSemiconducto... RRPS • 504346 | 8/100 | ₹8894.60₹8895 | ₹12118.00₹12118.00 | — — | -61.01%Poor -61.01% Poor | -32.66%Poor -32.66% Poor | 0.65Good 0.7 Good | — — | — — | 0.00% |
Dhani Services LtdDhani Services ... DHANI • 532960 | 20.9/100 | ₹51.06₹51 | ₹3896.81₹3896.81 | 114.92Average 114.9 Average | -1.81%Poor -1.81% Poor | 1.39%Poor 1.39% Poor | 0.18Excellent 0.2 Excellent | — — | -32.89%Poor -32.89% Poor | 0.00% |
COLAB PLATFORMS LIMITEDCOLAB PLATFORMS... COLAB • 542866 | 45/100 | ₹140.50₹141 | ₹2923.32₹2923.32 | 619.35Average 619.4 Average | 17.53%Good 17.53% Good | 24.27%Excellent 24.27% Excellent | 0.00Excellent 0.0 Excellent | 198.76%Excellent 198.76% Excellent | 356.32%Excellent 356.32% Excellent | 0.01% |
ALGOQUANTALGOQUANT... ALGOQUANT • 505725 | 57.7/100 | ₹68.24₹68 | ₹1706.53₹1706.53 | 52.12Average 52.1 Average | 27.69%Excellent 27.69% Excellent | 31.43%Excellent 31.43% Excellent | 0.25Excellent 0.3 Excellent | 67.14%Excellent 67.14% Excellent | 111.83%Excellent 111.83% Excellent | 0.00% |
LKP Finance LtdLKP Finance Ltd... LKPFIN • 507912 | 53.9/100 | ₹189.35₹189 | ₹1251.64₹1251.64 | 57.39Average 57.4 Average | 5.24%Poor 5.24% Poor | 6.77%Poor 6.77% Poor | 0.00Excellent 0.0 Excellent | -18.20%Poor -18.20% Poor | 31.70%Excellent 31.70% Excellent | 0.00% |
Centrum Capital LtdCentrum Capital... CENTRUM • 501150 | 0/100 | ₹23.73₹24 | ₹1165.87₹1165.87 | — — | -75.34%Poor -75.34% Poor | 7.45%Poor 7.45% Poor | 51.52Poor 51.5 Poor | — — | 49.24%Excellent 49.24% Excellent | 0.00% |
85/100 | ₹959.05₹959 | ₹1037.75₹1037.75 | 26.84Average 26.8 Average | 27.71%Excellent 27.71% Excellent | 34.63%Excellent 34.63% Excellent | 0.00Excellent 0.0 Excellent | 24.61%Excellent 24.61% Excellent | 22.75%Excellent 22.75% Excellent | 2.10% | |
Prime Securities LtdPrime Securitie... PRIMESECU • 500337 | 35.4/100 | ₹276.90₹277 | ₹936.59₹936.59 | 98.90Average 98.9 Average | 4.09%Poor 4.09% Poor | 8.25%Poor 8.25% Poor | 0.01Excellent 0.0 Excellent | 2.90%Average 2.90% Average | 25.66%Excellent 25.66% Excellent | 0.54% |
63.7/100 | ₹281.55₹282 | ₹614.86₹614.86 | 21.22Average 21.2 Average | 20.57%Excellent 20.57% Excellent | 27.26%Excellent 27.26% Excellent | 0.17Excellent 0.2 Excellent | 31.11%Excellent 31.11% Excellent | 48.53%Excellent 48.53% Excellent | 0.00% | |
Top Other Financial Services Stocks
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- Crisil Ltd share price30810.19 Cr
- RRPSemiconductor share price12118.00 Cr
- Dhani Services Ltd share price3896.81 Cr
- COLAB PLATFORMS LIMITED share price2923.32 Cr
- ALGOQUANT share price1706.53 Cr
Richfield Financial Services Ltd Quarterly Performance
Latest quarterly metrics for RFSL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
150.00%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-245.45%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
62.70%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
-4.47%
Compounded annual net profit growth over 5 years
Richfield Financial Services Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for RFSL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Richfield Financial Services Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Richfield Financial Services Ltd (RFSL) — sourced from NSE/BSE filings.
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About RFSL (Richfield Financial Services Ltd)
Richfield Financial Services Ltd is a multifaceted entity operating within the dynamic realm of other financial services. Incorporated several decades ago, RFSL has steadily built ...a reputation as a provider of diverse financial solutions. The company serves a broad spectrum of clients with its offerings, encompassing lending solutions and various investment opportunities. RFSL's core mission revolves around empowering individuals and businesses through tailored financial instruments designed to meet their unique needs and aspirations. Their commitment to innovation and client satisfaction has solidified their position in the competitive financial landscape. With a focus on responsible financial practices, RFSL strives to foster long-term relationships built on trust and mutual growth, navigating the complexities of the market with expertise and integrity. The company distinguishes itself through a suite of products designed to address specific financial requirements. Its lending portfolio includes options catering to both individual consumers and entrepreneurial ventures. From facilitating personal aspirations with accessible loans to supporting the growth of small businesses through tailored financial solutions, RFSL strives to be a catalyst for progress. Furthermore, Richfield Financial Services Ltd offers a range of investment services, guiding clients toward opportunities that align with their financial goals and risk tolerance. By providing expert advice and personalized strategies, RFSL empowers its clients to make informed decisions and achieve their financial objectives, contributing to their overall economic well-being. Based in Ernakulam, India, Richfield Financial Services Ltd brings a wealth of local knowledge and expertise to its operations. With a long-standing presence in the region, the company possesses a deep understanding of the unique challenges and opportunities faced by individuals and businesses in the area. This local insight, combined with its commitment to global best practices, enables RFSL to deliver exceptional value to its clients. Through its various financial solutions and dedication to customer satisfaction, Richfield Financial Services Ltd aims to play a pivotal role in fostering economic growth and prosperity within the communities it serves.
Company Details
Key Leadership
Corporate Events
RFSL Share Price: Frequently Asked Questions
What is the current share price of Richfield Financial Services Ltd?
Richfield Financial Services Ltd (RFSL) trades at ₹25.45 on NSE and BSE. Market cap ₹21.29 (Cr). Educational data only.
What is the P/E ratio of Richfield Financial Services Ltd?
Richfield Financial Services Ltd has a P/E of 60.83x vs industry average 27.57x.
What is the Bull Run score for Richfield Financial Services Ltd?
Richfield Financial Services Ltd has a Bull Run score of 2.9/100 based on 25+ financial parameters.
Does Richfield Financial Services Ltd pay dividends?
Richfield Financial Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Richfield Financial Services Ltd?
Richfield Financial Services Ltd has ROE of 3.10%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Richfield Financial Services Ltd?
Richfield Financial Services Ltd has debt-to-equity of 4.72.
Is Richfield Financial Services Ltd a good investment?
Bull Run gives Richfield Financial Services Ltd a score of 2.9/100. This is not investment advice — consult a SEBI-registered advisor.