Richfield Financial Services Ltd Stock Price Today (NSE: RFSL)

Richfield Financial Services Ltd

28.60+0.00 (+0.00%)
Market Closed

Fundamental Score

...

Richfield Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Richfield Financial Services Ltd share price today is 28.60, up +0.00% on NSE/BSE as of 19 June 2026. Richfield Financial Services Ltd (RFSL) is a Small-cap company in the Other Financial Services sector with a market capitalisation of 30.66 (Cr). The 52-week high for RFSL share price is 46.40 and the 52-week low is 22.20. At a P/E ratio of 55.74x, RFSL is currently trading above its industry average P/E of 30.94x. The company has a Return on Equity (ROE) of 1.53% and a debt-to-equity ratio of 4.97.

Richfield Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
29.30
Low
22.20
Volume
852.8636363636364
Change
-2.99%

Richfield Financial Services Ltd share price chart: -2.99% return over the past month. 52-week high ₹46.40, 52-week low ₹22.20.

Richfield Financial Services Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
28.6028.6027.6628.60264.00 (Cr)
27.5727.5727.5727.57153.00 (Cr)
26.7927.8825.4626.26909.00 (Cr)
29.3029.3026.7926.791.49K (Cr)
26.9628.3026.9628.201.08K (Cr)
26.4927.0125.6226.966.16K (Cr)
24.5225.7424.5225.74925.00 (Cr)
24.8924.8922.5624.521.15K (Cr)
23.5023.7123.5023.71209.00 (Cr)
23.3023.9822.2023.701.23K (Cr)

Richfield Financial Services Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
28.6028.6027.6628.60+0.00%
27.0029.3022.2027.57+2.11%
27.6130.9025.7227.99+1.38%
29.0532.4327.6027.60-4.99%
30.7031.5428.0130.12-1.89%
34.8039.8928.8028.80-17.24%
40.8942.8029.5136.32-11.18%
40.8046.4034.0038.11-6.59%
31.0045.4529.5040.80+31.61%
36.1036.9029.6032.55-9.83%
39.9742.0033.0036.10-9.68%
40.6042.4832.1939.97-1.55%

Returns & Performance

Poor

Return on Equity (ROE)

1.53%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

6.66%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

30.49%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Richfield Financial Services Ltd Valuation Check

Poor

Price to Earnings (P/E)

55.74x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

30.94x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

47.52%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

1233.33%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

243.04%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

64.60%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

19.61%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

19.61%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

4.97x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.38x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-26.04 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Richfield Financial Services Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of RFSL across key market metrics for learning purposes.

Positive Indicators

7 factors identified

Strong Operating Margins (30.49%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Robust Profit Growth (1233.33%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (243.04%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (64.60% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (19.61% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (19.61% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (1.53%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (6.66%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Premium Valuation Risk (P/E: 55.74x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Elevated Debt Levels (D/E: 4.97)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.38x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-26.04 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Richfield Financial Services Ltd vs Other Financial Services Peers

Peer Comparison - Other Financial Services

Compare Richfield Financial Services Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
54/100
29
₹30.66
55.7
Average
1.53%
Poor
6.66%
Poor
5.0
Poor
19.61%
Excellent
64.60%
Excellent
0.00%
Crisil Ltd...
CRISIL500092
64/100
3987
₹32833.08
43.8
Average
27.81%
Excellent
35.60%
Excellent
0.1
Excellent
14.43%
Good
13.49%
Good
0.56%
21.2/100
11320
₹15422.64
208.63%
Excellent
80.21%
Excellent
1.6
Average
179.71%
Excellent
0.00%
53.3/100
154
₹4011.66
864.6
Average
12.36%
Average
16.59%
Good
0.0
Excellent
79.86%
Excellent
188.59%
Excellent
0.01%
20.9/100
51
₹3896.81
114.9
Average
-1.81%
Poor
1.39%
Poor
0.2
Excellent
-32.89%
Poor
0.00%
ALGOQUANT...
ALGOQUANT505725
6.9/100
57
₹1689.95
102.9
Average
37.55%
Excellent
32.47%
Excellent
0.2
Excellent
0.00%
1.7/100
189
₹1396.38
-0.17%
Poor
-0.83%
Poor
0.1
Excellent
14.57%
Good
-17.45%
Poor
0.00%
0/100
23
₹1369.10
-57.60%
Poor
8.93%
Poor
37.5
Poor
47.25%
Excellent
0.00%
67.9/100
913
₹1086.24
32.8
Average
28.60%
Excellent
37.87%
Excellent
0.0
Excellent
94.13%
Excellent
43.40%
Excellent
1.94%
49/100
285
₹998.77
30.0
Average
19.46%
Good
22.62%
Excellent
0.0
Excellent
34.59%
Excellent
3.63%
Average
0.51%
39.1/100
290
₹890.53
39.0
Average
25.18%
Excellent
29.45%
Excellent
0.3
Excellent
0.00%

Richfield Financial Services Ltd Quarterly Performance

Latest quarterly metrics for RFSL — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

243.04%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

1233.33%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

64.60%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

19.61%

Compounded annual net profit growth over 5 years

Richfield Financial Services Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for RFSL — calculated from daily price history

44RSI 14
Neutral — RSI 44

Momentum is balanced — neither overbought nor oversold.

SMA 50
28
▲ Price above SMA 50 — Short-term bullish
SMA 200
34
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
1K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Richfield Financial Services Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Richfield Financial Services Ltd (RFSL) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Richfield Financial Services Ltd

About RFSL (Richfield Financial Services Ltd)

Richfield Financial Services Ltd is a multifaceted entity operating within the dynamic realm of other financial services. Incorporated several decades ago, RFSL has steadily built ...a reputation as a provider of diverse financial solutions. The company serves a broad spectrum of clients with its offerings, encompassing lending solutions and various investment opportunities. RFSL's core mission revolves around empowering individuals and businesses through tailored financial instruments designed to meet their unique needs and aspirations. Their commitment to innovation and client satisfaction has solidified their position in the competitive financial landscape. With a focus on responsible financial practices, RFSL strives to foster long-term relationships built on trust and mutual growth, navigating the complexities of the market with expertise and integrity. The company distinguishes itself through a suite of products designed to address specific financial requirements. Its lending portfolio includes options catering to both individual consumers and entrepreneurial ventures. From facilitating personal aspirations with accessible loans to supporting the growth of small businesses through tailored financial solutions, RFSL strives to be a catalyst for progress. Furthermore, Richfield Financial Services Ltd offers a range of investment services, guiding clients toward opportunities that align with their financial goals and risk tolerance. By providing expert advice and personalized strategies, RFSL empowers its clients to make informed decisions and achieve their financial objectives, contributing to their overall economic well-being. Based in Ernakulam, India, Richfield Financial Services Ltd brings a wealth of local knowledge and expertise to its operations. With a long-standing presence in the region, the company possesses a deep understanding of the unique challenges and opportunities faced by individuals and businesses in the area. This local insight, combined with its commitment to global best practices, enables RFSL to deliver exceptional value to its clients. Through its various financial solutions and dedication to customer satisfaction, Richfield Financial Services Ltd aims to play a pivotal role in fostering economic growth and prosperity within the communities it serves.

Company Details

Symbol:RFSL
Industry:Other Financial Services
Sector:Other Financial Services

Key Leadership

Mr. Vadasseril Chacko Georgekutty
MD & Director
Mr. Vishnu Sivan
Chief Financial Officer
Ms. Roopamol K . S.
Company Secretary & Compliance Officer

RFSL Share Price: Frequently Asked Questions

What is the current share price of Richfield Financial Services Ltd?

Richfield Financial Services Ltd (RFSL) trades at ₹28.60 on NSE and BSE. Market cap ₹30.66 (Cr). Educational data only.

What is the P/E ratio of Richfield Financial Services Ltd?

Richfield Financial Services Ltd has a P/E of 55.74x vs industry average 30.94x.

What is the Bull Run score for Richfield Financial Services Ltd?

Richfield Financial Services Ltd has a Bull Run score of 54/100 based on 25+ financial parameters.

Does Richfield Financial Services Ltd pay dividends?

Richfield Financial Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Richfield Financial Services Ltd?

Richfield Financial Services Ltd has ROE of 1.53%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Richfield Financial Services Ltd?

Richfield Financial Services Ltd has debt-to-equity of 4.97.

Is Richfield Financial Services Ltd a good investment?

Bull Run gives Richfield Financial Services Ltd a score of 54/100. This is not investment advice — consult a SEBI-registered advisor.