Richfield Financial Services Ltd Stock Price Today (NSE: RFSL)

Richfield Financial Services Ltd

19.27+0.00 (+0.00%)
Market Closed

Fundamental Score

...

Richfield Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Richfield Financial Services Ltd share price today is 19.27, up +0.00% on NSE/BSE as of 18 September 2026. Richfield Financial Services Ltd (RFSL) is a Small-cap company in the Other Financial Services sector with a market capitalisation of 18.61 (Cr). The 52-week high for RFSL share price is 46.40 and the 52-week low is 17.61. At a P/E ratio of 31.22x, RFSL is currently trading above its industry average P/E of 27.57x. The company has a Return on Equity (ROE) of 3.10% and a debt-to-equity ratio of N/A.

Richfield Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
26.38
Low
18.51
Volume
3.6K
Change
-17.92%

Richfield Financial Services Ltd share price chart: -17.92% return over the past month. 52-week high ₹46.40, 52-week low ₹17.61.

Richfield Financial Services Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
19.2719.2719.2719.27450.00 (Cr)
18.5119.2718.5019.273.30K (Cr)
18.5019.3817.6118.41205.00 (Cr)
19.9519.9518.5018.50902.00 (Cr)
18.9819.5918.9819.002.64K (Cr)
18.7219.6018.7219.60298.00 (Cr)
19.0219.0218.7218.7221.24K (Cr)
19.0819.7018.8619.70441.00 (Cr)
19.4519.9719.0119.081.05K (Cr)
20.0020.3619.4119.411.59K (Cr)

Richfield Financial Services Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
19.0520.8917.6119.27+1.15%
25.0026.8919.6020.48-18.08%
24.0025.1521.8225.00+4.17%
28.6028.6019.5823.82-16.71%
27.0029.3022.2027.57+2.11%
27.6130.9025.7227.99+1.38%
29.0532.4327.6027.60-4.99%
30.7031.5428.0130.12-1.89%
34.8039.8928.8028.80-17.24%
40.8942.8029.5136.32-11.18%
40.8046.4034.0038.11-6.59%
31.0045.4529.5040.80+31.61%

Returns & Performance

Poor

Return on Equity (ROE)

3.10%

Profit generated per ₹1 of shareholder equity

Poor

Return on Assets (ROA)

0.59%

Bank profit generated relative to total assets

Poor

Net Profit Margin

6.94%

Net profit as a percentage of reported revenue/income

Dividend Yield

0.00%

Annual dividend as % of current share price

Richfield Financial Services Ltd Valuation Check

Poor

Price to Earnings (P/E)

31.22x

Share price ÷ earnings per share. Lower = cheaper

Excellent

Price to Book (P/B)

1.31x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

37.13%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

261.70%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

124.05%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

62.70%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

-9.18%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

-4.47%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Richfield Financial Services Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of RFSL across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Robust Profit Growth (261.70%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (124.05%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (62.70% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

4 factors identified

Below-Average Return on Equity (3.10%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Weak Earnings Growth (-9.18% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (-4.47% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Richfield Financial Services Ltd vs Other Financial Services Peers

Peer Comparison - Other Financial Services

Compare Richfield Financial Services Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
2.9/100
19
₹18.61
31.2
Average
3.10%
Poor
-4.47%
Poor
62.70%
Excellent
0.00%
66.4/100
4693
₹34307.29
38.8
Average
27.37%
Excellent
14.40%
Good
12.99%
Good
0.59%
8/100
15
₹12118.00
-61.01%
Poor
0.00%
20.9/100
51
₹3896.81
114.9
Average
-1.81%
Poor
1.39%
Poor
0.2
Excellent
-32.89%
Poor
0.00%
45/100
132
₹2700.96
553.8
Average
17.57%
Good
198.76%
Excellent
356.32%
Excellent
0.01%
57.7/100
64
₹1797.89
45.7
Average
27.69%
Excellent
67.14%
Excellent
111.83%
Excellent
0.00%
53.9/100
189
₹1251.64
57.4
Average
5.24%
Poor
6.77%
Poor
0.0
Excellent
-18.20%
Poor
31.70%
Excellent
0.00%
0/100
22
₹1090.50
-46.79%
Poor
49.72%
Excellent
0.00%
35.4/100
279
₹945.91
168.9
Average
6.69%
Poor
2.90%
Average
25.66%
Excellent
0.54%
85/100
841
₹896.09
27.1
Average
27.72%
Excellent
24.61%
Excellent
23.58%
Excellent
2.10%
63.7/100
323
₹614.86
21.2
Average
20.57%
Excellent
27.26%
Excellent
0.2
Excellent
31.11%
Excellent
48.53%
Excellent
0.00%

Richfield Financial Services Ltd Quarterly Performance

Latest quarterly metrics for RFSL — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

124.05%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

261.70%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

62.70%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

-4.47%

Compounded annual net profit growth over 5 years

Richfield Financial Services Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for RFSL — calculated from daily price history

41RSI 14
Neutral — RSI 41

Momentum is balanced — neither overbought nor oversold.

SMA 50
23
▼ Price below SMA 50 — Short-term bearish
SMA 200
30
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
2K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Richfield Financial Services Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Richfield Financial Services Ltd (RFSL) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for Richfield Financial Services Ltd

Loading latest quarterly results...

About RFSL (Richfield Financial Services Ltd)

Richfield Financial Services Ltd is a multifaceted entity operating within the dynamic realm of other financial services. Incorporated several decades ago, RFSL has steadily built ...a reputation as a provider of diverse financial solutions. The company serves a broad spectrum of clients with its offerings, encompassing lending solutions and various investment opportunities. RFSL's core mission revolves around empowering individuals and businesses through tailored financial instruments designed to meet their unique needs and aspirations. Their commitment to innovation and client satisfaction has solidified their position in the competitive financial landscape. With a focus on responsible financial practices, RFSL strives to foster long-term relationships built on trust and mutual growth, navigating the complexities of the market with expertise and integrity. The company distinguishes itself through a suite of products designed to address specific financial requirements. Its lending portfolio includes options catering to both individual consumers and entrepreneurial ventures. From facilitating personal aspirations with accessible loans to supporting the growth of small businesses through tailored financial solutions, RFSL strives to be a catalyst for progress. Furthermore, Richfield Financial Services Ltd offers a range of investment services, guiding clients toward opportunities that align with their financial goals and risk tolerance. By providing expert advice and personalized strategies, RFSL empowers its clients to make informed decisions and achieve their financial objectives, contributing to their overall economic well-being. Based in Ernakulam, India, Richfield Financial Services Ltd brings a wealth of local knowledge and expertise to its operations. With a long-standing presence in the region, the company possesses a deep understanding of the unique challenges and opportunities faced by individuals and businesses in the area. This local insight, combined with its commitment to global best practices, enables RFSL to deliver exceptional value to its clients. Through its various financial solutions and dedication to customer satisfaction, Richfield Financial Services Ltd aims to play a pivotal role in fostering economic growth and prosperity within the communities it serves.

Company Details

Symbol:RFSL
Industry:Other Financial Services
Sector:Other Financial Services

Key Leadership

Mr. Vadasseril Chacko Georgekutty
MD & Director
Mr. Vishnu Sivan
Chief Financial Officer
Ms. Roopamol K . S.
Company Secretary & Compliance Officer

RFSL Share Price: Frequently Asked Questions

What is the current share price of Richfield Financial Services Ltd?

Richfield Financial Services Ltd (RFSL) trades at ₹19.27 on NSE and BSE. Market cap ₹18.61 (Cr). Educational data only.

What is the P/E ratio of Richfield Financial Services Ltd?

Richfield Financial Services Ltd has a P/E of 31.22x vs industry average 27.57x.

What is the Bull Run score for Richfield Financial Services Ltd?

Richfield Financial Services Ltd has a Bull Run score of 2.9/100 based on 25+ financial parameters.

Does Richfield Financial Services Ltd pay dividends?

Richfield Financial Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Richfield Financial Services Ltd?

Richfield Financial Services Ltd has ROE of 3.10%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Richfield Financial Services Ltd?

Richfield Financial Services Ltd has debt-to-equity of N/A.

Is Richfield Financial Services Ltd a good investment?

Bull Run gives Richfield Financial Services Ltd a score of 2.9/100. This is not investment advice — consult a SEBI-registered advisor.