L&T Finance Ltd — Profit & Loss Statement
L&T Finance Ltd Profit & Loss Statement (Annual)
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tax Effect Of Unusual Items | -0.12 Cr | -0.15 Cr | -642.33 Cr | -42750.00 | — |
| Tax Rate For Calcs | 0.24 | 0.23 | 0.24 | 0.14 | — |
| Total Unusual Items | -0.48 Cr | -0.63 Cr | -2.68K Cr | -0.03 Cr | — |
| Total Unusual Items Excluding Goodwill | -0.48 Cr | -0.63 Cr | -2.68K Cr | -0.03 Cr | — |
| Net Income From Continuing Operation Net Minority Interest | 2.64K Cr | 2.32K Cr | -642.12 Cr | 870.10 Cr | — |
| Reconciled Depreciation | 138.90 Cr | 114.58 Cr | 110.86 Cr | 99.54 Cr | — |
| Net Interest Income | 8.67K Cr | 7.54K Cr | 6.77K Cr | 5.95K Cr | — |
| Interest Expense | 6.00K Cr | 5.38K Cr | 5.80K Cr | 5.75K Cr | — |
| Interest Income | 14.66K Cr | 12.91K Cr | 12.57K Cr | 11.70K Cr | — |
| Normalized Income | 2.64K Cr | 2.32K Cr | 1.40K Cr | 870.13 Cr | — |
| Net Income From Continuing And Discontinued Operation | 2.64K Cr | 2.32K Cr | 1.62K Cr | 1.07K Cr | — |
| Diluted Average Shares | 250.07 Cr | 249.43 Cr | 248.52 Cr | 247.98 Cr | — |
| Basic Average Shares | 249.26 Cr | 248.43 Cr | 247.69 Cr | 247.26 Cr | — |
| Diluted EPS | 10.57 | 9.30 | 6.54 | 4.32 | — |
| Basic EPS | 10.61 | 9.34 | 6.56 | 4.33 | — |
| Diluted NI Availto Com Stockholders | 2.64K Cr | 2.32K Cr | 1.62K Cr | 1.07K Cr | — |
| Net Income Common Stockholders | 2.64K Cr | 2.32K Cr | 1.62K Cr | 1.07K Cr | — |
| Net Income | 2.64K Cr | 2.32K Cr | 1.62K Cr | 1.07K Cr | — |
| Minority Interests | 0.24 Cr | 2.97 Cr | 86.77 Cr | 20.87 Cr | — |
| Net Income Including Noncontrolling Interests | 2.64K Cr | 2.32K Cr | 1.54K Cr | 1.05K Cr | — |
| Net Income Continuous Operations | 2.64K Cr | 2.32K Cr | -728.89 Cr | 849.23 Cr | — |
| Tax Provision | 847.84 Cr | 711.90 Cr | 172.37 Cr | 373.62 Cr | — |
| Pretax Income | 3.49K Cr | 3.03K Cr | -556.52 Cr | 1.22K Cr | — |
| Special Income Charges | -0.48 Cr | -0.63 Cr | -2.68K Cr | -0.03 Cr | — |
| Other Special Charges | 0.48 Cr | 0.63 Cr | 2.68K Cr | 0.03 Cr | — |
| Gain On Sale Of Security | -49.27 Cr | -1.03K Cr | -1.12K Cr | -733.71 Cr | — |
| Operating Expense | 3.98K Cr | 3.51K Cr | 2.83K Cr | 2.26K Cr | — |
| Other Operating Expenses | 926.25 Cr | 821.69 Cr | 621.04 Cr | 639.41 Cr | — |
| Depreciation And Amortization In Income Statement | 138.90 Cr | 114.77 Cr | 111.24 Cr | 102.64 Cr | — |
| Amortization | 78.53 Cr | 78.33 Cr | 81.23 Cr | 66.86 Cr | — |
| Depreciation Income Statement | 60.37 Cr | 36.44 Cr | 30.01 Cr | 35.78 Cr | — |
| Selling General And Administration | 629.67 Cr | 654.96 Cr | 662.98 Cr | 403.56 Cr | — |
| Selling And Marketing Expense | 70.10 Cr | 103.41 Cr | 60.20 Cr | 3.10 Cr | — |
| General And Administrative Expense | 559.57 Cr | 551.55 Cr | 602.78 Cr | 400.46 Cr | — |
| Insurance And Claims | 5.21 Cr | 5.64 Cr | 3.51 Cr | 3.97 Cr | — |
| Rent And Landing Fees | 66.40 Cr | 101.28 Cr | 24.74 Cr | 14.91 Cr | — |
| Total Revenue | 9.67K Cr | 7.86K Cr | 6.52K Cr | 5.59K Cr | — |
| Operating Revenue | 9.67K Cr | 7.86K Cr | 6.52K Cr | 5.59K Cr | — |
| Net Income Discontinuous Operations | — | 0.00 | 2.27K Cr | 200.01 Cr | 210.65 Cr |
| Write Off | — | — | — | 102.64 Cr | 85.66 Cr |
All figures in ₹ Crores. Source: NSE/BSE filings via Bull Run.
L&T Finance Ltd — Profit & Loss Analysis
L&T Finance Ltd's profit and loss statement reveals a steadily expanding revenue base compounding at 2.5% over 5 years. Operating margins have averaged 54.5% — a premium margin profile that reflects pricing power and brand strength. The P&L should be read alongside the cash flow statement to verify that reported profits are backed by real cash generation — high accruals relative to cash flow can be a red flag.
Frequently Asked Questions — L&T Finance Ltd
What is L&T Finance Ltd's annual revenue?
L&T Finance Ltd's revenue figures are available in the profit and loss statement above, sourced from annual filings with NSE and BSE. Revenue has grown at a 5-year CAGR of 2.5%. The P&L table shows the last 5 years of key line items including total revenue, operating expenses, and net profit.
What is L&T Finance Ltd's net profit margin?
L&T Finance Ltd has maintained a 5-year average operating profit margin (OPM) of 54.5%. Net profit margins vary year to year based on exceptional items, tax rates, and finance costs. The detailed annual P&L above provides the complete picture including depreciation, interest, and tax line items.
How has L&T Finance Ltd's profitability trended?
Over 5 years, L&T Finance Ltd has grown profits at 9.2% CAGR and revenue at 2.5% CAGR. Profits growing faster than revenue indicates margin expansion — a positive quality signal.
More on L&T Finance Ltd
Data from NSE/BSE public filings. Educational purposes only. Bull Run is not SEBI-registered. Not investment advice.