LTFNon Banking Financial Company (NBFC)

L&T Finance LtdFinancial Ratios & Key Metrics

277.95
-0.29%
P/E Ratio28.69xIndustry: 22.03x
ROE10.79%Return on equity
ROCE8.71%Return on capital
Debt/Equity3.72High debt
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Valuation & Profitability

P/E Ratio
28.69x
Industry Average P/E
22.03x
Dividend Yield
0.89%
Market Cap
₹77.42K (Cr)
Sales Growth 5Y
2.46%
Profit Growth 5Y
9.23%
EPS Growth 5Y
8.97%
OPM 5Y Avg
54.46%
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Price Returns

1 Month
+14.29%
3 Months
+39.30%
6 Months
+76.45%
1 Year
+116.99%
52W Low
169
Current
278
52W High
329
68% of 52-week range — Mid range
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Technical Indicators

44RSI 14
Neutral
Momentum is balanced — neither overbought nor oversold.
SMA 50
274
▲ Price above SMA 50 — Bullish
SMA 200
271
▲ Long-term uptrend
Volume Signal
59% of avg
Below average volume — low conviction

Technical indicators are for educational purposes only. Not investment advice.

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L&T Finance LtdFinancial Ratios Analysis

L&T Finance Ltd (LTF) carries a Bull Run fundamental score of 35/100. The company generates a return on equity of 10.8% and return on capital employed of 8.7%, reflecting its current operational efficiency profile. With a debt-to-equity ratio of 3.72, the leverage is elevated, making the business sensitive to interest rate cycles and credit markets. EPS has compounded at 9.0% annually over 5 years, which reflecting steady but measured earnings expansion. Financial ratios are most meaningful when compared across time periods and against direct sector peers.

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Peer Comparison — Non Banking Financial Company (NBFC) Stocks

CompanyPricePE RatioROEMkt Cap
BAJFINANCE
₹92434.7x19.2%₹6.35L Cr
SHRIRAMFIN
₹93418.3x15.6%₹1.60L Cr
MUTHOOTFIN
₹350621.0x19.6%₹1.53L Cr
CHOLAFIN
₹155331.3x19.7%₹1.45L Cr
SBICARD
₹62443.5x14.8%₹83.42K Cr
YOUL&T Finance Ltd
LTF
₹27828.7x10.8%₹77.42K Cr

Top Non Banking Financial Company (NBFC) stocks by market cap. Source: NSE/BSE. Not investment advice.

Frequently Asked Questions — L&T Finance Ltd

What is L&T Finance Ltd's financial health score?

L&T Finance Ltd has a Bull Run fundamental score of 35 out of 100. This composite score considers profitability (ROE: 10.8%, ROCE: 8.7%), balance sheet strength (D/E: 3.72), growth trajectory, and valuation relative to peers.

Is L&T Finance Ltd financially strong?

L&T Finance Ltd has a debt-to-equity ratio of 3.72. High leverage increases sensitivity to interest rates and economic cycles. With ROE of 10.8% and the available financial data, the company reflects its current business stage.

What is L&T Finance Ltd 52-week high and low?

L&T Finance Ltd's 52-week high is ₹329 and 52-week low is ₹169. The current price of ₹278 is 68% of the way through the 52-week range — in the upper half, closer to yearly highs.

How does L&T Finance Ltd compare to its sector?

L&T Finance Ltd operates in the Non Banking Financial Company (NBFC) sector with a PE of 28.7x vs industry average of 22.0x. Its ROE of 10.8% and 5-year sales CAGR of 2.5% provide a basis for sector comparison. A full picture requires looking at gross margins, working capital cycles, and return metrics relative to direct peers.

Data from NSE/BSE public filings. Educational purposes only. Bull Run is not SEBI-registered. Not investment advice.