Bajaj Finserv Limited Stock Price Today (NSE: BAJAJFINSV)

Bajaj Finserv Limited

BAJAJFINSVHolding Company
2011.20+2.90 (+0.14%)
Market Closed

Fundamental Score

...

Bajaj Finserv Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Bajaj Finserv Limited share price today is 2011.20, up +0.14% on NSE/BSE as of 21 August 2026. Bajaj Finserv Limited (BAJAJFINSV) is a Large-cap company in the Holding Company sector with a market capitalisation of 2.96L (Cr). The 52-week high for BAJAJFINSV share price is 2195.00 and the 52-week low is 1597.00. At a P/E ratio of 29.79x, BAJAJFINSV is currently trading above its industry average P/E of 14.49x. The company has a Return on Equity (ROE) of 13.23% and a debt-to-equity ratio of 5.52.

Bajaj Finserv Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
2011.20
Low
1741.50
Volume
12.5L
Change
+7.14%

Bajaj Finserv Limited share price chart: 7.14% return over the past month. 52-week high ₹2195.00, 52-week low ₹1597.00.

Bajaj Finserv Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
1998.402018.801998.002011.204.13L (Cr)
2033.502033.602006.602008.309.57L (Cr)
2010.102038.002006.702025.008.89L (Cr)
2023.002028.402006.102020.505.71L (Cr)
2014.002043.902012.002032.0010.59L (Cr)
2009.002037.101992.602021.309.45L (Cr)
2050.002050.001988.002008.9024.16L (Cr)
2070.002103.002068.602086.0018.19L (Cr)
2105.002118.502076.102086.0024.48L (Cr)
2075.002105.002068.002105.0019.59L (Cr)

Bajaj Finserv Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
2050.502118.501988.002011.20-1.92%
1760.002036.601741.502029.10+15.29%
1794.901805.701639.101780.20-0.82%
1749.201849.601693.801783.60+1.97%
1679.001860.001597.001747.20+4.06%
1950.001990.001627.001631.80-16.32%
1908.002074.901876.601993.40+4.48%
2045.002082.001903.401952.60-4.52%
2102.502110.001980.402039.90-2.98%
2086.002126.801952.402094.00+0.38%
2008.902195.001968.002088.30+3.95%
1918.902104.901913.002006.40+4.56%

AI Research Briefing

Powered by Gemini · 2026-04-15

Expensive, but well-managed financial conglomerate; needs flawless execution to justify premium valuation.

Research Confidence
6.0/10Moderate
COMPOUNDERConsolidation - 1M: -0.31%, 3M: 6.44%, 6M: 6.43%Expensive - P/E: 34.35x vs Industry P/E: 20.02x

WHAT'S HAPPENING NOW (last 2-4 weeks)

Bajaj Finserv is scheduled to announce its fiscal year-end results on April 30, 2026, and may recommend a dividend for FY26. Analyst consensus puts the 12-month target price between -

CORE STORY (THE REAL GAME)

Bajaj Finserv is a play on the expanding financial services sector in India, leveraging its diverse portfolio including lending, insurance and wealth management. The market views it as a well-diversified financial conglomerate, rather than a pure-play lender or insurer.

Why Now
  • Upcoming earnings report on April 30, 2026
  • Potential dividend announcement
  • Analyst target price implying upside
Potential Catalysts
  • Bajaj Finance AUM Growth 25%+
  • Bajaj Allianz General Insurance Combined Ratio improvement
  • Positive management commentary on synergies
Key Risks
  • High Debt/Equity Ratio
  • Expensive Valuation
  • Global Macro Headwinds
Institutional Activity

FII decreased holdings by 0.29%, while DII increased holdings by 0.4%

Macro Context

India's dynamic business environment fuels interest in holding companies

Order Book / Expansion

Bajaj Finserv acquired the remaining 50% equity stake in Bajaj Financial Distributors Limited from Allianz SE for ₹12.50 crores on January 16, 2026.

Cash Flow Quality

No - Free Cash Flow 5Y: ₹-201566.85 Cr

3–6 Month Outlook

Focus on integrating acquired insurance businesses and growing AUM. Watch for Q4 FY26 earnings and FY27 guidance.

Primary Thesis Risk

Failure to integrate acquired businesses and maintain AUM growth.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

13.23%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

10.58%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

36.53%

Average operating profit margin over 5 years

Dividend Yield

0.08%

Annual dividend as % of current share price

Bajaj Finserv Limited Valuation Check

Poor

Price to Earnings (P/E)

29.79x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

14.49x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

58.71%

% shares held by company founders/management

Average

FII Holding

7.23%

% shares held by foreign institutional investors

Good

DII Holding

11.76%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

5.05%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

5.19%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

19.96%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

17.18%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

17.32%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

5.52x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.96x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-2.62L (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Bajaj Finserv Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of BAJAJFINSV across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Strong Operating Margins (36.53%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Consistent Growth Track Record (19.96% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (17.18% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (17.32% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Balanced Promoter Holding (58.71%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Elevated Debt Levels (D/E: 5.52)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.96x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-261918.58 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Bajaj Finserv Limited vs Holding Company Peers

Peer Comparison - Holding Company

Compare Bajaj Finserv Limited with 2 other companies in the same sector

3 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
42.5/100
2011
₹296188.26
29.8
Average
13.23%
Average
10.58%
Average
5.5
Poor
17.32%
Excellent
19.96%
Excellent
0.08%
52.8/100
201
₹1019.19
10.6
Average
8.29%
Poor
7.92%
Poor
0.6
Good
18.11%
Excellent
78.14%
Excellent
0.00%
36/100
31
₹588.15
8.8
Average
21.29%
Excellent
22.92%
Excellent
0.1
Excellent
0.00%

Bajaj Finserv Limited PE Ratio History

Historical price-to-earnings ratio for BAJAJFINSV — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202555.00₹2039.9037.1x
FY 202450.70₹1568.1030.9x
FY 202340.00₹1685.8042.1x
FY 202228.60₹1547.8554.1x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Bajaj Finserv Limited Dividend History

Annual cash dividends paid by BAJAJFINSV — dividend yield 0.08%

Financial YearDividends Paid (₹ Cr)
FY 20251541.71 Cr
FY 20241183.40 Cr
FY 2023744.81 Cr
FY 2022400.30 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Bajaj Finserv Limited Quarterly Performance

Latest quarterly metrics for BAJAJFINSV — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

5.19%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

5.05%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

19.96%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

17.32%

Compounded annual net profit growth over 5 years

Bajaj Finserv Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for BAJAJFINSV — calculated from daily price history

NaNRSI 14
Neutral — RSI NaN

Momentum is balanced — neither overbought nor oversold.

SMA 50
NaN
▼ Price below SMA 50 — Short-term bearish
SMA 200
NaN
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
1298K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Bajaj Finserv Limited Financial Statements

Annual income statement, balance sheet and cash flow for Bajaj Finserv Limited (BAJAJFINSV) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Bajaj Finserv Limited

About BAJAJFINSV (Bajaj Finserv Limited)

Bajaj Finserv Ltd is a prominent Indian holding company, orchestrating a diverse portfolio of financial services through its various subsidiaries. It stands as a significant player... in the Indian financial landscape, acting as the strategic architect behind a collection of businesses spanning insurance, lending, and investment management. The company's role is to guide the overall direction and strategic vision of its constituent enterprises, fostering synergy and maximizing long-term value creation across the group. Bajaj Finserv's central command allows for optimized resource allocation, shared infrastructure, and a unified approach to risk management, strengthening the overall resilience and competitive advantage of the collective. At the heart of Bajaj Finserv's operation lies its strategic management of its subsidiaries, each a specialist in its respective domain. From safeguarding families through life insurance policies to providing comprehensive general insurance coverage, the company touches a wide spectrum of customer needs. It empowers dreams with diverse retail financing solutions and ventures into investments, seeking to grow capital and enhance returns for its stakeholders. In essence, Bajaj Finserv functions as a central nervous system, coordinating the activities of its specialized limbs, and ensuring each operates in harmony to achieve the overarching goals of the organization. This strategic architecture permits a holistic and adaptive approach to financial services, tailored to meet the ever-evolving needs of the Indian market. Furthermore, Bajaj Finserv's significance extends beyond the mere aggregation of financial services. The company acts as a catalyst for innovation, fostering a culture of agility and responsiveness within its subsidiaries. By providing access to centralized resources, expertise, and strategic guidance, Bajaj Finserv empowers its businesses to continuously improve their offerings and adapt to the rapidly changing dynamics of the financial industry. It ensures a streamlined and efficient operation, allowing each individual company to focus on core competencies and deliver superior value to its customers. This centralized, yet decentralized structure is a key driver of Bajaj Finserv's success and a significant contributor to its position as a leading force in the Indian financial services sector.

Company Details

Symbol:BAJAJFINSV
Industry:Holding Company
Sector:Holding Company

Key Leadership

Mr. Sanjivnayan Rahulkumar Bajaj
Executive Chairman & MD
Mr. Ramandeep Singh Sahni
Chief Financial Officer
Mr. Purav A. Jhaveri C.F.A., F.R.M.
President of Investments & CIO

BAJAJFINSV Share Price: Frequently Asked Questions

What is the current share price of Bajaj Finserv Limited?

Bajaj Finserv Limited (BAJAJFINSV) trades at ₹2011.20 on NSE and BSE. Market cap ₹2.96L (Cr). Educational data only.

What is the P/E ratio of Bajaj Finserv Limited?

Bajaj Finserv Limited has a P/E of 29.79x vs industry average 14.49x.

What is the Bull Run score for Bajaj Finserv Limited?

Bajaj Finserv Limited has a Bull Run score of 42.5/100 based on 25+ financial parameters.

Does Bajaj Finserv Limited pay dividends?

Bajaj Finserv Limited has a dividend yield of 0.08%. Past dividends don't guarantee future payments.

What is the ROE of Bajaj Finserv Limited?

Bajaj Finserv Limited has ROE of 13.23%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Bajaj Finserv Limited?

Bajaj Finserv Limited has debt-to-equity of 5.52.

Is Bajaj Finserv Limited a good investment?

Bull Run gives Bajaj Finserv Limited a score of 42.5/100. This is not investment advice — consult a SEBI-registered advisor.