Explicit Finance Ltd Stock Price Today (NSE: EXPLICITFIN)

Explicit Finance Ltd

7.800.14 (1.76%)
Market Closed

Fundamental Score

...

Explicit Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Explicit Finance Ltd share price today is 7.80, down 1.76% on NSE/BSE as of 7 August 2026. Explicit Finance Ltd (EXPLICITFIN) is a Small-cap company in the Diversified Commercial Services sector with a market capitalisation of 7.28 (Cr). The 52-week high for EXPLICITFIN share price is 15.94 and the 52-week low is 6.28. The company has a Return on Equity (ROE) of -0.13% and a debt-to-equity ratio of 0.00.

Explicit Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
9.60
Low
7.20
Volume
315.09090909090907
Change
-21.15%

Explicit Finance Ltd share price chart: -21.15% return over the past month. 52-week high ₹15.94, 52-week low ₹6.28.

Explicit Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
7.807.807.807.80127.00 (Cr)
7.947.947.947.941.00 (Cr)
7.577.577.577.5753.00 (Cr)
7.577.577.577.570.00 (Cr)
7.577.577.577.570.00 (Cr)
7.577.577.577.570.00 (Cr)
7.577.577.577.570.00 (Cr)
7.567.577.567.57200.00 (Cr)
7.487.567.487.56695.00 (Cr)
7.207.207.207.201.00 (Cr)

Explicit Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
7.577.947.577.80+3.04%
9.129.127.207.57-17.00%
9.509.659.509.60+1.05%
10.4110.939.009.50-8.74%
10.5811.768.0910.41-1.61%
10.5111.897.6810.69+1.71%
7.6712.057.5010.01+30.51%
14.4714.477.507.67-46.99%
13.2914.5611.1913.79+3.76%
11.6213.6211.3913.29+14.37%
15.3415.949.5011.85-22.75%
8.6815.198.3015.19+75.00%

AI Research Briefing

Powered by Gemini · 2026-08-01

A cash-burning micro-cap non-banking financial shell with negative returns and zero institutional backing.

Research Confidence
1.0/10Low
MICRO-CAP DARK HORSEbreakdownexpensive

WHAT'S HAPPENING NOW (last 2-4 weeks)

Explicit Finance reported a standalone net loss of ₹0.15 crore for the March 2026 quarter, widening from a net loss of ₹0.03 crore in the previous quarter. The company held a board meeting on June 16, 2026, primarily to appoint an independent director and manage corporate housekeeping. No commercial contracts, revenue expansions, or major order wins were announced. Liquidity remains dry and institutional participation is non-existent.

CORE STORY (THE REAL GAME)

A decaying micro-cap NBFC shell gasping for relevance in a market that punishes sub-scale finance entities. This is an illiquid promoter-driven ledger entry with negative return ratios, not a compounding financial services play.

Why Now
  • Standalone net loss widened to ₹0.15 crore in the March 2026 quarter
  • Latest quarterly YoY sales crashed by 71.61 percent
  • 1-month price momentum dropped by 18.65 percent with zero buying support
Potential Catalysts
  • Sudden speculative pump by unregulated micro-operators
  • Announcement of a complete business pivot or reverse merger
  • Outright promoter stake takeover by a capitalized entity
Key Risks
  • Extreme micro-cap liquidity risk with zero institutional holdings
  • Abysmal financial quality showing negative ROE and negative ROCE of 0.13 percent
  • Five-year sales CAGR contraction of 13.26 percent signalling secular business decay
Institutional Activity

Promoter holding stagnant at 12.09 percent with zero FII and zero DII interest, confirming complete institutional abandonment.

Macro Context

Tight regulatory scrutiny on sub-scale and inactive non-banking financial companies creates a hostile environment for shell entities.

Cash Flow Quality

no

3–6 Month Outlook

Continued drift toward absolute illiquidity and erosion of book value with zero near-term earnings catalysts.

Primary Thesis Risk

Complete inability to generate operational revenue leading to terminal cash depletion.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

-0.13%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

-0.13%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

-0.96%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Explicit Finance Ltd Valuation Check

Price to Earnings (P/E)

N/A

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

19.79x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Good

Promoter Holding

12.09%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-400.00%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-71.61%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

-13.26%

Compounded annual revenue growth over 5 years

Average

EPS Growth (5-Year CAGR)

10.76%

Earnings per share growth over 5 years

Average

Net Profit Growth (5-Year CAGR)

10.76%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-0.14 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Explicit Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of EXPLICITFIN across key market metrics for learning purposes.

Positive Indicators

2 factors identified

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

9 factors identified

Below-Average Return on Equity (-0.13%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (-0.13%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Margin Pressure Concerns (-0.96%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Profit Decline Concern (-400.00%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Revenue Contraction (-71.61%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Limited Growth History (-13.26% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.

Negative Free Cash Flow (₹-0.14 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (12.09%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Explicit Finance Ltd vs Diversified Commercial Services Peers

Peer Comparison - Diversified Commercial Services

Compare Explicit Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
4.5/100
8
₹7.28
-0.13%
Poor
-0.13%
Poor
0.0
Excellent
10.76%
Good
-13.26%
Poor
0.00%
72.2/100
353
₹15268.32
26.2
Average
23.22%
Excellent
30.72%
Excellent
0.0
Excellent
67.78%
Excellent
48.99%
Excellent
0.71%
Nesco Ltd...
NESCO505355
68.3/100
1065
₹7688.93
18.4
Average
14.84%
Average
18.54%
Good
0.1
Excellent
19.33%
Excellent
26.21%
Excellent
0.64%
61/100
16
₹7318.76
22.6
Average
23.06%
Excellent
16.17%
Good
0.1
Excellent
36.58%
Excellent
37.68%
Excellent
0.00%
10.1/100
135
₹6185.81
65.4
Average
2.47%
Poor
5.08%
Poor
0.6
Good
5.66%
Nirlon Ltd...
NIRLON500307
63.3/100
619
₹5787.56
16.7
Average
83.82%
Excellent
30.77%
Excellent
2.5
Poor
22.12%
Excellent
16.12%
Excellent
4.04%
55.7/100
471
₹5287.73
502.2
Average
3.30%
Poor
8.30%
Poor
9.0
Poor
17.02%
Excellent
45.06%
Excellent
0.00%
39.7/100
264
₹4465.92
14.4
Average
13.20%
Average
17.65%
Good
0.1
Excellent
13.06%
Good
13.75%
Good
2.41%
53.2/100
333
₹4382.22
19.1
Average
20.38%
Excellent
23.04%
Excellent
0.1
Excellent
37.55%
Excellent
7.15%
Good
3.41%
11.3/100
134
₹3892.82
-2.70%
Poor
-1.14%
Poor
0.2
Excellent
-13.16%
Poor
0.00%
64/100
410
₹3761.22
19.8
Average
15.49%
Good
16.68%
Good
0.5
Good
59.97%
Excellent
36.76%
Excellent
0.46%

Explicit Finance Ltd PE Ratio History

Historical price-to-earnings ratio for EXPLICITFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20240.02₹7.23361.5x
FY 20230.01₹6.17617x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Explicit Finance Ltd Quarterly Performance

Latest quarterly metrics for EXPLICITFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-71.61%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-400.00%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

-13.26%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

10.76%

Compounded annual net profit growth over 5 years

Explicit Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for EXPLICITFIN — calculated from daily price history

29RSI 14
Oversold — RSI 29

Selling pressure is heavy — potential reversal zone.

SMA 50
9
▼ Price below SMA 50 — Short-term bearish
SMA 200
10
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
0K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Explicit Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Explicit Finance Ltd (EXPLICITFIN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Explicit Finance Ltd

About EXPLICITFIN (Explicit Finance Ltd)

Explicit Finance Ltd is a dynamic and multifaceted entity operating within the diversified commercial services sector. We specialize in providing tailored financial solutions desig...ned to empower both individual and corporate clients. Our core business revolves around the strategic deployment of capital through a variety of channels, including customized finance packages, loans secured against shares and securities, and property-backed lending. We pride ourselves on our ability to assess unique financial needs and craft bespoke solutions that drive growth and optimize financial performance. Beyond lending, Explicit Finance offers comprehensive financial consultancy services, providing expert guidance and support to navigate complex financial landscapes. Our commitment lies in fostering long-term partnerships built on trust, transparency, and a shared dedication to achieving financial success. Central to our operational model is a robust engagement in the securities market, with a focus on strategic trading and investment activities. This allows us to leverage market opportunities and enhance the value we deliver to our stakeholders. We maintain a rigorous approach to risk management, ensuring the stability and security of our investments. Our team of experienced professionals possesses deep industry knowledge and a keen understanding of market dynamics, enabling us to identify and capitalize on promising investment opportunities. This dual focus on lending and investment allows Explicit Finance to offer a comprehensive suite of services that cater to a diverse range of financial needs, solidifying our position as a versatile and reliable partner in the commercial services sector. Established with a vision to revolutionize financial services, Explicit Finance Ltd. has grown from its initial incorporation, formerly as Shubhyog Finlease Limited, to become a trusted name in the industry. Headquartered in Thane, we maintain a strong local presence while serving a national clientele. Our unwavering commitment to ethical practices, coupled with our innovative approach to financial solutions, has earned us a reputation for excellence and reliability. We continuously strive to adapt and evolve in response to the ever-changing financial landscape, ensuring that we remain at the forefront of the industry and continue to provide our clients with the highest quality of service and support. Our dedication to customer satisfaction and financial integrity remains the cornerstone of our success.

Company Details

Symbol:EXPLICITFIN
Industry:Diversified Commercial Services
Sector:Diversified Commercial Services

Key Leadership

Mr. Rajesh Nanda
MD & Director
Mr. Narendrasinh Manubha Zala
CFO & Executive Director
Mr. Avinash Bhargavram Mainkar
Compliance Officer, Company Secretary & Non-Executive Director

EXPLICITFIN Share Price: Frequently Asked Questions

What is the current share price of Explicit Finance Ltd?

Explicit Finance Ltd (EXPLICITFIN) trades at ₹7.80 on NSE and BSE. Market cap ₹7.28 (Cr). Educational data only.

What is the P/E ratio of Explicit Finance Ltd?

Explicit Finance Ltd has a P/E of N/Ax vs industry average 19.79x.

What is the Bull Run score for Explicit Finance Ltd?

Explicit Finance Ltd has a Bull Run score of 4.5/100 based on 25+ financial parameters.

Does Explicit Finance Ltd pay dividends?

Explicit Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Explicit Finance Ltd?

Explicit Finance Ltd has ROE of -0.13%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Explicit Finance Ltd?

Explicit Finance Ltd has debt-to-equity of 0.00.

Is Explicit Finance Ltd a good investment?

Bull Run gives Explicit Finance Ltd a score of 4.5/100. This is not investment advice — consult a SEBI-registered advisor.