Viji Finance Limited Stock Price Today (NSE: VIJIFIN)

Viji Finance Limited

15.010.30 (1.96%)
Market Closed

Fundamental Score

...

Viji Finance Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Viji Finance Limited share price today is 15.01, down 1.96% on NSE/BSE as of 16 September 2026. Viji Finance Limited (VIJIFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 259.52 (Cr). The 52-week high for VIJIFIN share price is 17.24 and the 52-week low is 2.01. At a P/E ratio of 53.61x, VIJIFIN is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 8.82% and a debt-to-equity ratio of N/A.

Viji Finance Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
17.24
Low
12.63
Volume
1.2L
Change
+28.66%

Viji Finance Limited share price chart: 28.66% return over the past month. 52-week high ₹17.24, 52-week low ₹2.01.

Viji Finance Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
15.0115.0115.0115.012.68L (Cr)
15.3115.3115.3115.311.52L (Cr)
15.6215.6215.6215.624.28L (Cr)
15.9315.9315.9315.933.07L (Cr)
16.2516.2516.2516.252.72L (Cr)
17.2417.2416.5816.586.89L (Cr)
16.9116.9116.9116.9114.38K (Cr)
16.5816.5816.5816.5820.33K (Cr)
16.2616.2616.2616.261.38L (Cr)
15.9515.9515.9515.9528.99K (Cr)

Viji Finance Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
15.6417.2415.0115.01-4.03%
12.6315.3412.6315.34+21.46%
6.3110.216.3110.21+61.81%
4.016.013.746.01+49.88%
3.804.653.663.93+3.42%
3.034.102.863.83+26.40%
2.073.332.022.89+39.61%
2.572.602.012.10-18.29%
2.653.622.322.41-9.06%
2.622.922.232.60-0.76%
2.873.322.312.75-4.18%
3.203.662.782.82-11.88%

Returns & Performance

Poor

Return on Equity (ROE)

8.82%

Profit generated per ₹1 of shareholder equity

Return on Assets (ROA)

N/A

Bank profit generated relative to total assets

Poor

Net Profit Margin

7.26%

Net profit as a percentage of reported revenue/income

Dividend Yield

0.00%

Annual dividend as % of current share price

Viji Finance Limited Valuation Check

Poor

Price to Earnings (P/E)

53.61x

Share price ÷ earnings per share. Lower = cheaper

Poor

Price to Book (P/B)

10.00x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

29.68%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.21%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-444.58%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

57.11%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

40.74%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

22.87%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

34.96%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Viji Finance Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of VIJIFIN across key market metrics for learning purposes.

Positive Indicators

5 factors identified

Strong Revenue Growth (57.11%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (40.74% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (22.87% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (34.96% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (8.82%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Premium Valuation Risk (P/E: 53.61x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

High Price-to-Book Ratio (10.00x)

Observation: Trading at significant premium to book value.

Analysis: High P/B ratios may indicate overvaluation relative to asset base.

Profit Decline Concern (-444.58%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Low Promoter Commitment (29.68%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

Limited Institutional Interest (FII+DII: 0.21%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Viji Finance Limited vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Viji Finance Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
53/100
15
₹259.52
53.6
Average
8.82%
Poor
34.96%
Excellent
40.74%
Excellent
0.00%
62.4/100
1039
₹646538.17
31.8
Average
18.05%
Good
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1029
₹242113.41
18.2
Average
16.38%
Good
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1829
₹156004.55
27.0
Average
19.33%
Good
28.03%
Excellent
26.53%
Excellent
0.11%
73.9/100
2815
₹113013.24
9.9
Average
30.92%
Excellent
22.72%
Excellent
22.04%
Excellent
0.99%
55.2/100
310
₹77771.03
24.4
Average
11.17%
Average
24.16%
Excellent
5.54%
Good
0.88%
43.9/100
668
₹63605.61
28.0
Average
14.69%
Average
17.09%
Excellent
16.49%
Excellent
0.39%
54.3/100
675
₹56050.45
20.3
Average
13.94%
Average
45.37%
Excellent
10.99%
Good
0.53%
29.5/100
4728
₹52116.74
23.5
Average
14.66%
Average
12.69%
Good
13.23%
Good
0.89%
23.9/100
514
₹43644.63
7.5
Average
13.13%
Average
0.04%
54.9/100
449
₹39288.39
47.2
Average
5.85%
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Viji Finance Limited PE Ratio History

Historical price-to-earnings ratio for VIJIFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20250.01₹2.60260x
FY 20240.01₹3.23323x
FY 20230.04₹1.4138.4x
FY 20220.04₹2.4165.7x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Viji Finance Limited Quarterly Performance

Latest quarterly metrics for VIJIFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

57.11%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-444.58%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

40.74%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

34.96%

Compounded annual net profit growth over 5 years

Viji Finance Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for VIJIFIN — calculated from daily price history

84RSI 14
Overbought — RSI 84

Momentum is strong — price may be stretched. Watch for pullbacks.

SMA 50
10
▲ Price above SMA 50 — Short-term bullish
SMA 200
5
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
100K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Viji Finance Limited Financial Statements

Annual income statement, balance sheet and cash flow for Viji Finance Limited (VIJIFIN) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for Viji Finance Limited

Loading latest quarterly results...

About VIJIFIN (Viji Finance Limited)

Viji Finance Ltd is a distinguished Non-Banking Financial Company (NBFC) rooted in the heart of India, offering a diverse suite of financial solutions designed to empower individua...ls and businesses alike. Incorporated in 1994 and headquartered in Indore, the company has steadily built a reputation for reliability and customer-centricity. VIJIFIN’s approach extends beyond traditional lending, aiming to provide accessible and tailored financial assistance to foster growth and stability within the communities it serves. From supporting burgeoning entrepreneurs to fueling personal aspirations, Viji Finance remains committed to bridging financial gaps with integrity and innovation. At the core of VIJIFIN's operations lies a comprehensive portfolio of financial products catering to a wide spectrum of needs. This includes secured loans such as gold loans that leverage the inherent value of precious assets, providing a ready source of capital when needed most. The company also specializes in personal loans, designed to help individuals meet their diverse financial obligations. Beyond individual solutions, Viji Finance extends its expertise to businesses, offering corporate finance and infrastructure/project finance, tailored to support growth, expansion, and the realization of ambitious ventures. This dedication to both personal and business needs highlights VIJIFIN's role as a versatile financial partner. Originally established as Panjon Finance Limited, the company strategically rebranded to Viji Finance Ltd in September 2012, marking a new chapter in its evolution. This change reflects a commitment to modernizing its approach and enhancing its brand identity within the competitive financial landscape. With a solid foundation built on years of experience, Viji Finance continues to operate with a clear vision: to provide innovative and reliable financial solutions that contribute to the economic prosperity of its clients. As an NBFC, VIJIFIN remains dedicated to upholding the highest standards of compliance and ethical practices, ensuring long-term sustainability and fostering trust within the financial ecosystem.

Company Details

Symbol:VIJIFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Vijay Nagin Chand Kothari
Chairman & MD
Mr. Siddhant Sharma
Chief Financial Officer
Ms. Stuti Sinha C.S.
Company Secretary & Compliance Officer

VIJIFIN Share Price: Frequently Asked Questions

What is the current share price of Viji Finance Limited?

Viji Finance Limited (VIJIFIN) trades at ₹15.01 on NSE and BSE. Market cap ₹259.52 (Cr). Educational data only.

What is the P/E ratio of Viji Finance Limited?

Viji Finance Limited has a P/E of 53.61x vs industry average 22.18x.

What is the Bull Run score for Viji Finance Limited?

Viji Finance Limited has a Bull Run score of 53/100 based on 25+ financial parameters.

Does Viji Finance Limited pay dividends?

Viji Finance Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Viji Finance Limited?

Viji Finance Limited has ROE of 8.82%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Viji Finance Limited?

Viji Finance Limited has debt-to-equity of N/A.

Is Viji Finance Limited a good investment?

Bull Run gives Viji Finance Limited a score of 53/100. This is not investment advice — consult a SEBI-registered advisor.