Arman Financial Services Limited Stock Price Today (NSE: ARMANFIN)

Arman Financial Services Limited

1873.5044.60 (2.33%)
Market Closed

Fundamental Score

...

Arman Financial Services Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Arman Financial Services Limited share price today is 1873.50, down 2.33% on NSE/BSE as of 16 September 2026. Arman Financial Services Limited (ARMANFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 1.97K (Cr). The 52-week high for ARMANFIN share price is 2158.60 and the 52-week low is 1301.00. At a P/E ratio of 16.91x, ARMANFIN is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 6.27% and a debt-to-equity ratio of N/A.

Arman Financial Services Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
2158.60
Low
1872.00
Volume
48.6K
Change
+2.66%

Arman Financial Services Limited share price chart: 2.66% return over the past month. 52-week high ₹2158.60, 52-week low ₹1301.00.

Arman Financial Services Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
1918.201948.001806.601873.5067.06K (Cr)
2024.902025.001900.401918.1037.94K (Cr)
2000.602024.001960.502011.3013.66K (Cr)
2035.902084.902030.102036.5016.64K (Cr)
2034.002075.002000.002037.1027.41K (Cr)
2025.002050.102001.002037.5014.52K (Cr)
2068.002068.001998.002033.8025.67K (Cr)
1987.202083.001987.202069.3042.58K (Cr)
1954.502004.901945.001991.9021.71K (Cr)
1945.001994.001927.001947.2021.15K (Cr)

Arman Financial Services Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
1980.002084.901806.601873.50-5.38%
1941.002158.601872.001980.70+2.05%
1710.002069.201688.001941.00+13.51%
1686.101728.001491.101694.00+0.47%
1493.201906.601485.001686.10+12.92%
1370.001652.201355.301493.20+8.99%
1521.001559.601301.001343.50-11.67%
1517.601760.001489.001567.50+3.29%
1549.001657.601409.401618.50+4.49%
1638.101649.101388.001557.40-4.93%
1620.001780.001589.101638.10+1.12%
1452.301719.001450.501631.40+12.33%

Returns & Performance

Poor

Return on Equity (ROE)

6.27%

Profit generated per ₹1 of shareholder equity

Return on Assets (ROA)

N/A

Bank profit generated relative to total assets

Poor

Net Profit Margin

8.08%

Net profit as a percentage of reported revenue/income

Dividend Yield

0.00%

Annual dividend as % of current share price

Arman Financial Services Limited Valuation Check

Good

Price to Earnings (P/E)

16.91x

Share price ÷ earnings per share. Lower = cheaper

Good

Price to Book (P/B)

2.25x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

22.00%

% shares held by company founders/management

Poor

FII Holding

2.61%

% shares held by foreign institutional investors

Poor

DII Holding

4.18%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-413.96%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

33.63%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

27.60%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

33.89%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

39.78%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Arman Financial Services Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of ARMANFIN across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Attractive Valuation (P/E: 16.91 vs Industry: 22.18)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Strong Revenue Growth (33.63%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (27.60% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (33.89% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (39.78% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

5 factors identified

Below-Average Return on Equity (6.27%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Profit Decline Concern (-413.96%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Low Promoter Commitment (22.00%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

Limited Institutional Interest (FII+DII: 6.79%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Arman Financial Services Limited vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Arman Financial Services Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
40.3/100
1874
₹1969.95
16.9
Average
6.27%
Poor
39.78%
Excellent
27.60%
Excellent
0.00%
62.4/100
1039
₹646538.14
31.8
Average
18.05%
Good
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1029
₹242113.41
18.2
Average
16.38%
Good
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1829
₹156004.55
27.0
Average
19.33%
Good
28.03%
Excellent
26.53%
Excellent
0.11%
73.9/100
2815
₹113013.24
9.9
Average
30.92%
Excellent
22.72%
Excellent
22.04%
Excellent
0.99%
55.2/100
310
₹77771.03
24.4
Average
11.17%
Average
24.16%
Excellent
5.54%
Good
0.88%
43.9/100
668
₹63605.61
28.0
Average
14.69%
Average
17.09%
Excellent
16.49%
Excellent
0.39%
54.3/100
675
₹56054.60
20.3
Average
13.94%
Average
45.37%
Excellent
10.99%
Good
0.53%
29.5/100
4728
₹52116.74
23.5
Average
14.66%
Average
12.69%
Good
13.23%
Good
0.89%
23.9/100
514
₹43644.63
7.5
Average
13.13%
Average
0.04%
54.9/100
449
₹39288.39
47.2
Average
5.85%
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Arman Financial Services Limited PE Ratio History

Historical price-to-earnings ratio for ARMANFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202549.26₹1557.4031.6x
FY 2024192.76₹1237.656.4x
FY 2023107.28₹2437.7022.7x
FY 202237.35₹1438.0538.5x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Arman Financial Services Limited Dividend History

Annual cash dividends paid by ARMANFIN — dividend yield N/A

Financial YearDividends Paid (₹ Cr)
FY 20210.03 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Arman Financial Services Limited Quarterly Performance

Latest quarterly metrics for ARMANFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

33.63%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-413.96%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

27.60%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

39.78%

Compounded annual net profit growth over 5 years

Arman Financial Services Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for ARMANFIN — calculated from daily price history

57RSI 14
Neutral — RSI 57

Momentum is balanced — neither overbought nor oversold.

SMA 50
1938
▼ Price below SMA 50 — Short-term bearish
SMA 200
1669
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
49K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Arman Financial Services Limited Financial Statements

Annual income statement, balance sheet and cash flow for Arman Financial Services Limited (ARMANFIN) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for Arman Financial Services Limited

Loading latest quarterly results...

About ARMANFIN (Arman Financial Services Limited)

Arman Financial Services Ltd is a Non-Banking Financial Company (NBFC) focused on providing financial solutions to underserved communities and businesses within India. The company ...operates with the aim of fostering economic empowerment by extending credit facilities to those who often face barriers to accessing traditional banking services. With a strong emphasis on ethical lending practices and financial inclusion, Arman Financial Services endeavors to contribute to the sustainable growth of its clientele. They achieve this through a range of targeted loan products designed to meet the specific needs of micro, small, and medium enterprises, as well as individuals seeking to improve their livelihoods. Arman Financial Services offers a diversified portfolio of financial products tailored to distinct segments of the market. These offerings include loans for micro, small, and medium enterprises (MSMEs), facilitating their expansion and operational efficiency. Furthermore, the company provides two-wheeler loans, empowering individuals to acquire reliable transportation for personal or business use. Microfinance loans constitute a significant part of their operations, enabling vulnerable populations to engage in income-generating activities and uplift their economic status. In addition, Arman Financial Services extends individual business loans and loans against property, catering to a wider range of financial requirements. Established with a vision to bridge the financial gap for marginalized populations, Arman Financial Services Ltd has evolved into a significant player in the Indian NBFC sector. Originally incorporated in 1992, the company underwent a name change in 2008 to reflect its strategic shift towards a more comprehensive range of financial services. Headquartered in India, Arman Financial Services has steadily expanded its reach and impact, establishing a presence in multiple regions. The company remains committed to its mission of promoting financial inclusion and driving sustainable development through responsible lending and customer-centric approaches.

Company Details

Symbol:ARMANFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Jayendrabhai Bhailalbhai Patel B.Sc.
Vice Chairman, CEO & MD
Mr. Vivek Arun Modi
Chief Financial Officer
Mr. Aalok Jayendrabhai Patel
Joint MD & Executive Director

ARMANFIN Share Price: Frequently Asked Questions

What is the current share price of Arman Financial Services Limited?

Arman Financial Services Limited (ARMANFIN) trades at ₹1873.50 on NSE and BSE. Market cap ₹1.97K (Cr). Educational data only.

What is the P/E ratio of Arman Financial Services Limited?

Arman Financial Services Limited has a P/E of 16.91x vs industry average 22.18x.

What is the Bull Run score for Arman Financial Services Limited?

Arman Financial Services Limited has a Bull Run score of 40.3/100 based on 25+ financial parameters.

Does Arman Financial Services Limited pay dividends?

Arman Financial Services Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Arman Financial Services Limited?

Arman Financial Services Limited has ROE of 6.27%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Arman Financial Services Limited?

Arman Financial Services Limited has debt-to-equity of N/A.

Is Arman Financial Services Limited a good investment?

Bull Run gives Arman Financial Services Limited a score of 40.3/100. This is not investment advice — consult a SEBI-registered advisor.