CREDITACCESS GRAMEEN LIMITED Stock Price Today (NSE: CREDITACC)

CREDITACCESS GRAMEEN LIMITED

1416.50+6.90 (+0.49%)
Market Closed

Fundamental Score

...

CREDITACCESS GRAMEEN LIMITED Share Price — Live NSE/BSE Price, Fundamentals & Analysis

CREDITACCESS GRAMEEN LIMITED share price today is 1416.50, up +0.49% on NSE/BSE as of 16 September 2026. CREDITACCESS GRAMEEN LIMITED (CREDITACC) is a Large-cap company in the Microfinance Institutions sector with a market capitalisation of 22.70K (Cr). The 52-week high for CREDITACC share price is 1634.00 and the 52-week low is 1113.00. At a P/E ratio of 18.73x, CREDITACC is currently trading below its industry average P/E of 27.53x. 0

CREDITACCESS GRAMEEN LIMITED Share Price Chart — NSE/BSE Historical Performance

No data
High
1566.90
Low
1348.60
Volume
2.7L
Change
-7.41%

CREDITACCESS GRAMEEN LIMITED share price chart: -7.41% return over the past month. 52-week high ₹1634.00, 52-week low ₹1113.00.

CREDITACCESS GRAMEEN LIMITED — Last 10 Trading Days

DateOpenHighLowCloseVolume
1392.301423.801370.001416.501.89L (Cr)
1413.301431.701400.001409.601.88L (Cr)
1382.101438.001370.801424.201.21L (Cr)
1397.101414.601394.001403.2088.22K (Cr)
1417.101420.301390.401396.201.24L (Cr)
1425.001429.901392.501417.101.06L (Cr)
1448.001448.501420.001427.201.11L (Cr)
1453.901468.001438.001443.102.18L (Cr)
1405.001449.001400.501437.402.37L (Cr)
1379.001410.901362.201403.403.94L (Cr)

CREDITACCESS GRAMEEN LIMITED — Last 12 Months Price History

MonthOpenHighLowCloseChange
1365.901468.001348.601416.50+3.70%
1602.001606.001353.001363.50-14.89%
1489.001634.001456.501592.80+6.97%
1295.501496.001229.101489.50+14.97%
1310.001568.001270.001295.50-1.11%
1174.001330.801158.101300.10+10.74%
1226.001269.001113.001158.00-5.55%
1273.301400.501225.601265.20-0.64%
1267.301496.701207.901326.50+4.67%
1334.901354.701228.901273.60-4.59%
1412.701456.401291.001337.10-5.35%
1345.701490.101265.001423.60+5.79%

Returns & Performance

Poor

Return on Equity (ROE)

0.00%

Profit generated per ₹1 of shareholder equity

Return on Assets (ROA)

N/A

Bank profit generated relative to total assets

Poor

Net Profit Margin

9.59%

Net profit as a percentage of reported revenue/income

Dividend Yield

0.00%

Annual dividend as % of current share price

CREDITACCESS GRAMEEN LIMITED Valuation Check

Excellent

Price to Earnings (P/E)

18.73x

Share price ÷ earnings per share. Lower = cheaper

Poor

Price to Book (P/B)

3.25x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

66.37%

% shares held by company founders/management

Good

FII Holding

12.94%

% shares held by foreign institutional investors

Good

DII Holding

12.59%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

619.23%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

21.92%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

19.75%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

40.26%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

40.43%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

CREDITACCESS GRAMEEN LIMITED Fundamental Analysis & Valuation Benchmarking

Educational evaluation of CREDITACC across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Attractive Valuation (P/E: 18.73 vs Industry: 27.53)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (619.23%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (21.92%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (19.75% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (40.26% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (40.43% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Balanced Promoter Holding (66.37%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Strong Institutional Confidence (FII+DII: 25.53%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

2 factors identified

Below-Average Return on Equity (0.00%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

CREDITACCESS GRAMEEN LIMITED vs Microfinance Institutions Peers

Peer Comparison - Microfinance Institutions

Compare CREDITACCESS GRAMEEN LIMITED with 4 other companies in the same sector

5 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
59.7/100
1417
₹22700.83
18.7
Average
0.00%
Poor
40.43%
Excellent
19.75%
Excellent
0.00%
57.7/100
197
₹3308.87
13.5
Average
6.21%
Poor
89.06%
Excellent
28.20%
Excellent
0.00%
25.2/100
196
₹3160.11
19.0
Average
0.68%
Poor
-20.62%
Poor
14.69%
Good
0.00%
56.8/100
214
₹2361.27
5.8
Average
12.29%
Average
91.27%
Excellent
17.97%
Excellent
0.00%
21/100
235
₹1875.30
0.00%
Poor
-7.14%
Poor
0.00%

CREDITACCESS GRAMEEN LIMITED PE Ratio History

Historical price-to-earnings ratio for CREDITACC — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202533.24₹1273.6038.3x
FY 202490.41₹886.559.8x
FY 202351.82₹1596.5530.8x
FY 202222.20₹915.3041.2x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

CREDITACCESS GRAMEEN LIMITED Dividend History

Annual cash dividends paid by CREDITACC — dividend yield N/A

Financial YearDividends Paid (₹ Cr)
FY 2025159.44 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

CREDITACCESS GRAMEEN LIMITED Quarterly Performance

Latest quarterly metrics for CREDITACC — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

21.92%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

619.23%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

19.75%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

40.43%

Compounded annual net profit growth over 5 years

CREDITACCESS GRAMEEN LIMITED Technical Indicators

SMA 50, SMA 200, RSI and volume signals for CREDITACC — calculated from daily price history

35RSI 14
Neutral — RSI 35

Momentum is balanced — neither overbought nor oversold.

SMA 50
1508
▼ Price below SMA 50 — Short-term bearish
SMA 200
1346
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
280K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

CREDITACCESS GRAMEEN LIMITED Financial Statements

Annual income statement, balance sheet and cash flow for CREDITACCESS GRAMEEN LIMITED (CREDITACC) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for CREDITACCESS GRAMEEN LIMITED

Loading latest quarterly results...

About CREDITACC (CREDITACCESS GRAMEEN LIMITED)

CreditAccess Grameen Ltd is a prominent player in the Indian microfinance sector, dedicated to empowering women entrepreneurs and low-income families. Operating as a non-banking fi...nancial company (NBFC), CreditAccess Grameen focuses on providing a comprehensive suite of financial products and services tailored to the unique needs of its clientele. The organization strives to foster financial inclusion and sustainable livelihoods by extending access to credit and other vital resources that would otherwise be out of reach for marginalized communities. Through its widespread network and commitment to responsible lending practices, CreditAccess Grameen aims to be a catalyst for positive socio-economic change in the lives of its borrowers. The core of CreditAccess Grameen's offering lies in its diverse range of microcredit solutions. These loans are meticulously designed to support various aspects of a borrower's life, including income-generating activities to fuel business growth, home improvements to enhance living standards, and emergency funds to navigate unforeseen challenges. Beyond microcredit, CreditAccess Grameen extends its support with Grameen Unnati loans designed to expand existing businesses, while also prioritizing the well-being of its clients through Grameen Suraksha, Grameen Sanchay, life insurance policies, and access to the National Pension Scheme. This holistic approach ensures that borrowers have the tools and safety nets necessary to build a secure and prosperous future. Further demonstrating its commitment to holistic financial solutions, CreditAccess Grameen offers an array of retail finance loans. Grameen Vikas loans focus on supporting agricultural activities and rural development, while Unnati loans target business expansion and diversification. Recognizing the importance of mobility and housing, the company also provides Grameen two-wheeler loans and Grameen housing loans. By addressing diverse needs and aspirations, CreditAccess Grameen actively contributes to building a stronger, more resilient, and financially inclusive society, creating opportunities for individuals to thrive and achieve their full potential.

Company Details

Symbol:CREDITACC
Industry:Microfinance Institutions
Sector:Microfinance Institutions

Key Leadership

Mr. Ganesh Narayanan
MD, CEO & Director
Mr. Nilesh Shrikrishna Dalvi CFA, FRM
Chief Financial Officer and Head of Investor Relations & ESG
Mr. Gururaj Kumar Kumar KS Rao
Chief Operating Officer

CREDITACC Share Price: Frequently Asked Questions

What is the current share price of CREDITACCESS GRAMEEN LIMITED?

CREDITACCESS GRAMEEN LIMITED (CREDITACC) trades at ₹1416.50 on NSE and BSE. Market cap ₹22.70K (Cr). Educational data only.

What is the P/E ratio of CREDITACCESS GRAMEEN LIMITED?

CREDITACCESS GRAMEEN LIMITED has a P/E of 18.73x vs industry average 27.53x.

What is the Bull Run score for CREDITACCESS GRAMEEN LIMITED?

CREDITACCESS GRAMEEN LIMITED has a Bull Run score of 59.7/100 based on 25+ financial parameters.

Does CREDITACCESS GRAMEEN LIMITED pay dividends?

CREDITACCESS GRAMEEN LIMITED has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of CREDITACCESS GRAMEEN LIMITED?

CREDITACCESS GRAMEEN LIMITED has ROE of 0.00%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of CREDITACCESS GRAMEEN LIMITED?

CREDITACCESS GRAMEEN LIMITED has debt-to-equity of N/A.

Is CREDITACCESS GRAMEEN LIMITED a good investment?

Bull Run gives CREDITACCESS GRAMEEN LIMITED a score of 59.7/100. This is not investment advice — consult a SEBI-registered advisor.