CREDITACCESS GRAMEEN LIMITED Stock Price Today (NSE: CREDITACC)
Fundamental Score
CREDITACCESS GRAMEEN LIMITED Share Price — Live NSE/BSE Price, Fundamentals & Analysis
CREDITACCESS GRAMEEN LIMITED share price today is ₹1416.50, up +0.49% on NSE/BSE as of 16 September 2026. CREDITACCESS GRAMEEN LIMITED (CREDITACC) is a Large-cap company in the Microfinance Institutions sector with a market capitalisation of ₹22.70K (Cr). The 52-week high for CREDITACC share price is ₹1634.00 and the 52-week low is ₹1113.00. At a P/E ratio of 18.73x, CREDITACC is currently trading below its industry average P/E of 27.53x. 0
CREDITACCESS GRAMEEN LIMITED Share Price Chart — NSE/BSE Historical Performance
CREDITACCESS GRAMEEN LIMITED share price chart: -7.41% return over the past month. 52-week high ₹1634.00, 52-week low ₹1113.00.
CREDITACCESS GRAMEEN LIMITED — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹1392.30 | ₹1423.80 | ₹1370.00 | ₹1416.50 | 1.89L (Cr) | |
| ₹1413.30 | ₹1431.70 | ₹1400.00 | ₹1409.60 | 1.88L (Cr) | |
| ₹1382.10 | ₹1438.00 | ₹1370.80 | ₹1424.20 | 1.21L (Cr) | |
| ₹1397.10 | ₹1414.60 | ₹1394.00 | ₹1403.20 | 88.22K (Cr) | |
| ₹1417.10 | ₹1420.30 | ₹1390.40 | ₹1396.20 | 1.24L (Cr) | |
| ₹1425.00 | ₹1429.90 | ₹1392.50 | ₹1417.10 | 1.06L (Cr) | |
| ₹1448.00 | ₹1448.50 | ₹1420.00 | ₹1427.20 | 1.11L (Cr) | |
| ₹1453.90 | ₹1468.00 | ₹1438.00 | ₹1443.10 | 2.18L (Cr) | |
| ₹1405.00 | ₹1449.00 | ₹1400.50 | ₹1437.40 | 2.37L (Cr) | |
| ₹1379.00 | ₹1410.90 | ₹1362.20 | ₹1403.40 | 3.94L (Cr) |
CREDITACCESS GRAMEEN LIMITED — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹1365.90 | ₹1468.00 | ₹1348.60 | ₹1416.50 | +3.70% | |
| ₹1602.00 | ₹1606.00 | ₹1353.00 | ₹1363.50 | -14.89% | |
| ₹1489.00 | ₹1634.00 | ₹1456.50 | ₹1592.80 | +6.97% | |
| ₹1295.50 | ₹1496.00 | ₹1229.10 | ₹1489.50 | +14.97% | |
| ₹1310.00 | ₹1568.00 | ₹1270.00 | ₹1295.50 | -1.11% | |
| ₹1174.00 | ₹1330.80 | ₹1158.10 | ₹1300.10 | +10.74% | |
| ₹1226.00 | ₹1269.00 | ₹1113.00 | ₹1158.00 | -5.55% | |
| ₹1273.30 | ₹1400.50 | ₹1225.60 | ₹1265.20 | -0.64% | |
| ₹1267.30 | ₹1496.70 | ₹1207.90 | ₹1326.50 | +4.67% | |
| ₹1334.90 | ₹1354.70 | ₹1228.90 | ₹1273.60 | -4.59% | |
| ₹1412.70 | ₹1456.40 | ₹1291.00 | ₹1337.10 | -5.35% | |
| ₹1345.70 | ₹1490.10 | ₹1265.00 | ₹1423.60 | +5.79% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Assets (ROA)
Bank profit generated relative to total assets
Net Profit Margin
Net profit as a percentage of reported revenue/income
Dividend Yield
Annual dividend as % of current share price
CREDITACCESS GRAMEEN LIMITED Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Price to Book (P/B)
Share price ÷ book value per share — key bank valuation metric
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
CREDITACCESS GRAMEEN LIMITED Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CREDITACC across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Attractive Valuation (P/E: 18.73 vs Industry: 27.53)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (619.23%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (21.92%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (19.75% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (40.26% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (40.43% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (66.37%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 25.53%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Below-Average Return on Equity (0.00%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
CREDITACCESS GRAMEEN LIMITED vs Microfinance Institutions Peers
Peer Comparison - Microfinance Institutions
Compare CREDITACCESS GRAMEEN LIMITED with 4 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
CREDITACCESS GRAMEEN LIMITEDCREDITACCESS GR...Selected✓ CREDITACC • 541770 | 59.7/100 | ₹1416.50₹1417 | ₹22700.83₹22700.83 | 18.73Average 18.7 Average | 0.00%Poor 0.00% Poor | — — | — — | 40.43%Excellent 40.43% Excellent | 19.75%Excellent 19.75% Excellent | 0.00% |
Muthoot Microfin LimitedMuthoot Microfi... MUTHOOTMF • 544055 | 57.7/100 | ₹197.23₹197 | ₹3308.87₹3308.87 | 13.47Average 13.5 Average | 6.21%Poor 6.21% Poor | — — | — — | 89.06%Excellent 89.06% Excellent | 28.20%Excellent 28.20% Excellent | 0.00% |
Fusion Finance LimitedFusion Finance ... FUSION • 543652 | 25.2/100 | ₹195.60₹196 | ₹3160.11₹3160.11 | 19.03Average 19.0 Average | 0.68%Poor 0.68% Poor | — — | — — | -20.62%Poor -20.62% Poor | 14.69%Good 14.69% Good | 0.00% |
Satin Creditcare Network LimitedSatin Creditcar... SATIN • 539404 | 56.8/100 | ₹214.44₹214 | ₹2361.27₹2361.27 | 5.76Average 5.8 Average | 12.29%Average 12.29% Average | — — | — — | 91.27%Excellent 91.27% Excellent | 17.97%Excellent 17.97% Excellent | 0.00% |
Spandana Sphoorty Financial LimitedSpandana Sphoor... SPANDANA • 542759 | 21/100 | ₹234.50₹235 | ₹1875.30₹1875.30 | — — | 0.00%Poor 0.00% Poor | — — | — — | — — | -7.14%Poor -7.14% Poor | 0.00% |
Top Microfinance Institutions Stocks
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By Return on Equity
By Market Cap
CREDITACCESS GRAMEEN LIMITED PE Ratio History
Historical price-to-earnings ratio for CREDITACC — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹33.24 | ₹1273.60 | 38.3x |
| FY 2024 | ₹90.41 | ₹886.55 | 9.8x |
| FY 2023 | ₹51.82 | ₹1596.55 | 30.8x |
| FY 2022 | ₹22.20 | ₹915.30 | 41.2x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
CREDITACCESS GRAMEEN LIMITED Dividend History
Annual cash dividends paid by CREDITACC — dividend yield N/A
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹159.44 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
CREDITACCESS GRAMEEN LIMITED Quarterly Performance
Latest quarterly metrics for CREDITACC — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
21.92%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
619.23%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
19.75%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
40.43%
Compounded annual net profit growth over 5 years
CREDITACCESS GRAMEEN LIMITED Technical Indicators
SMA 50, SMA 200, RSI and volume signals for CREDITACC — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
CREDITACCESS GRAMEEN LIMITED Financial Statements
Annual income statement, balance sheet and cash flow for CREDITACCESS GRAMEEN LIMITED (CREDITACC) — sourced from NSE/BSE filings.
Financial Results & Statements
Latest quarterly, annual and period-wise financial data for CREDITACCESS GRAMEEN LIMITED
About CREDITACC (CREDITACCESS GRAMEEN LIMITED)
CreditAccess Grameen Ltd is a prominent player in the Indian microfinance sector, dedicated to empowering women entrepreneurs and low-income families. Operating as a non-banking fi...nancial company (NBFC), CreditAccess Grameen focuses on providing a comprehensive suite of financial products and services tailored to the unique needs of its clientele. The organization strives to foster financial inclusion and sustainable livelihoods by extending access to credit and other vital resources that would otherwise be out of reach for marginalized communities. Through its widespread network and commitment to responsible lending practices, CreditAccess Grameen aims to be a catalyst for positive socio-economic change in the lives of its borrowers. The core of CreditAccess Grameen's offering lies in its diverse range of microcredit solutions. These loans are meticulously designed to support various aspects of a borrower's life, including income-generating activities to fuel business growth, home improvements to enhance living standards, and emergency funds to navigate unforeseen challenges. Beyond microcredit, CreditAccess Grameen extends its support with Grameen Unnati loans designed to expand existing businesses, while also prioritizing the well-being of its clients through Grameen Suraksha, Grameen Sanchay, life insurance policies, and access to the National Pension Scheme. This holistic approach ensures that borrowers have the tools and safety nets necessary to build a secure and prosperous future. Further demonstrating its commitment to holistic financial solutions, CreditAccess Grameen offers an array of retail finance loans. Grameen Vikas loans focus on supporting agricultural activities and rural development, while Unnati loans target business expansion and diversification. Recognizing the importance of mobility and housing, the company also provides Grameen two-wheeler loans and Grameen housing loans. By addressing diverse needs and aspirations, CreditAccess Grameen actively contributes to building a stronger, more resilient, and financially inclusive society, creating opportunities for individuals to thrive and achieve their full potential.
Company Details
Key Leadership
CREDITACC Share Price: Frequently Asked Questions
What is the current share price of CREDITACCESS GRAMEEN LIMITED?
CREDITACCESS GRAMEEN LIMITED (CREDITACC) trades at ₹1416.50 on NSE and BSE. Market cap ₹22.70K (Cr). Educational data only.
What is the P/E ratio of CREDITACCESS GRAMEEN LIMITED?
CREDITACCESS GRAMEEN LIMITED has a P/E of 18.73x vs industry average 27.53x.
What is the Bull Run score for CREDITACCESS GRAMEEN LIMITED?
CREDITACCESS GRAMEEN LIMITED has a Bull Run score of 59.7/100 based on 25+ financial parameters.
Does CREDITACCESS GRAMEEN LIMITED pay dividends?
CREDITACCESS GRAMEEN LIMITED has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of CREDITACCESS GRAMEEN LIMITED?
CREDITACCESS GRAMEEN LIMITED has ROE of 0.00%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of CREDITACCESS GRAMEEN LIMITED?
CREDITACCESS GRAMEEN LIMITED has debt-to-equity of N/A.
Is CREDITACCESS GRAMEEN LIMITED a good investment?
Bull Run gives CREDITACCESS GRAMEEN LIMITED a score of 59.7/100. This is not investment advice — consult a SEBI-registered advisor.