Jmj Fintech Ltd Stock Price Today (NSE: JMJFIN)
Fundamental Score
Jmj Fintech Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Jmj Fintech Ltd share price today is ₹14.00, up +0.00% on NSE/BSE as of 17 February 2026. Jmj Fintech Ltd (JMJFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹31.48 (Cr). The 52-week high for JMJFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 5.44x, JMJFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 26.38% and a debt-to-equity ratio of 0.00.
Jmj Fintech Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Jmj Fintech Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Jmj Fintech Share Price: A Financial Stability Analysis
One crucial, often overlooked, aspect of Non-Banking Financial Companies (NBFCs) is their vulnerability to liquidity crunches, demanding stringent risk management and diversified funding sources. This analysis examines the financial stability of Jmj Fintech Ltd, focusing on its key financial metrics, especially the current Jmj Fintech share price of ₹15.079999923706055. We will analyze its Price-to-Earnings (PE) ratio and Return on Capital Employed (ROCE) within the context of its sector peers to assess its relative financial standing.
The company's PE ratio stands at 5.44. While seemingly low, indicating potential undervaluation, it's vital to compare it against its sector peers. For instance, understanding how the market values
Apollo Finvest in terms of management quality and future growth prospects provides a benchmark for evaluating Jmj Fintech's PE. A significant disparity in PE ratios could signal differences in investor confidence stemming from perceived risk profiles, corporate governance, or future earnings potential.A key strength of Jmj Fintech appears to be its impressive ROCE of 31.23%. This metric reflects the company's efficiency in generating profits from its capital investments. Such a high ROCE suggests a potential competitive advantage, contributing to its economic moat. Sustained high ROCE indicates that Jmj Fintech might possess pricing power, superior operational efficiency, or a unique value proposition that allows it to generate above-average returns compared to its competitors like Bengal & Assam and Fedders Holding Ltd. However, it's essential to understand the sustainability of this ROCE. Is it driven by short-term market conditions or a more enduring structural advantage?
This analysis, part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra, provides an observational overview of Jmj Fintech's financial health based on publicly available data. Further in-depth investigation into its asset quality, liability structure, and cash flow management is crucial for a complete risk assessment. The goal is to assess and not advise. No recommendations on buy or sell are stated.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Jmj Fintech Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of JMJFIN across key market metrics for learning purposes.
Positive Indicators
12 factors identified
Strong Return on Equity (26.38%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (31.23%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (53.48%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 5.44 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (77.84%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (68.53%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (49.72% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (71.51% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (72.46% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (5.39x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Negative Free Cash Flow (₹-17.79 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (23.27%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Jmj Fintech Ltd Financial Statements
Comprehensive financial data for Jmj Fintech Ltd including income statement, balance sheet and cash flow
About JMJFIN (Jmj Fintech Ltd)
Jmj Fintech Ltd (JMJFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹31.48 (Cr). Jmj Fintech Ltd has delivered a Return on Equity (ROE) of 26.38% and a ROCE of 31.23%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking JMJFIN share price can monitor key metrics including P/E ratio, promoter holding of 23.27%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
JMJFIN Share Price: Frequently Asked Questions
What is the current share price of Jmj Fintech Ltd (JMJFIN)?
As of 17 Feb 2026, 10:14 am IST, Jmj Fintech Ltd share price is ₹14.00. The JMJFIN stock has a market capitalisation of ₹31.48 (Cr) on NSE/BSE.
Is JMJFIN share price Overvalued or Undervalued?
JMJFIN share price is currently trading at a P/E ratio of 5.44x, compared to the industry average of 22.03x. Based on this relative valuation, the Jmj Fintech Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of JMJFIN share price?
The 52-week high of JMJFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Jmj Fintech Ltd share price?
Key factors influencing JMJFIN share price include quarterly earnings growth (Sales Growth: 68.53%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Jmj Fintech Ltd a good stock for long-term investment?
Jmj Fintech Ltd shows a 5-year Profit Growth of 72.46% and an ROE of 26.38%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in JMJFIN shares.
How does Jmj Fintech Ltd compare with its industry peers?
Jmj Fintech Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare JMJFIN share price P/E of 5.44x and ROE of 26.38% against the industry averages to determine competitive standing.
What is the P/E ratio of JMJFIN and what does it mean?
JMJFIN share price has a P/E ratio of 5.44x compared to the industry average of 22.03x. Investors pay ₹5 for every ₹1 of annual earnings.
How is JMJFIN performing according to Bull Run's analysis?
JMJFIN has a Bull Run fundamental score of 60.5/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does JMJFIN belong to?
JMJFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Jmj Fintech Ltd share price.
What is Return on Equity (ROE) and why is it important for JMJFIN?
JMJFIN has an ROE of 26.38%, which indicates excellent management efficiency. ROE measures how efficiently Jmj Fintech Ltd generates profits from shareholders capital.
How is JMJFIN debt-to-equity ratio and what does it indicate?
JMJFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is JMJFIN dividend yield and is it a good dividend stock?
JMJFIN offers a dividend yield of 1.47%, meaning you receive ₹1.47 annual dividend for every ₹100 invested in Jmj Fintech Ltd shares.
How has JMJFIN share price grown over the past 5 years?
JMJFIN has achieved 5-year growth rates of: Sales Growth 49.72%, Profit Growth 72.46%, and EPS Growth 71.51%.
What is the promoter holding in JMJFIN and why does it matter?
Promoters hold 23.27% of JMJFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Jmj Fintech Ltd.
What is JMJFIN market capitalisation category?
JMJFIN has a market capitalisation of ₹31 crores, placing it in the Small-cap category.
How volatile is JMJFIN stock?
JMJFIN has a beta of N/A. A beta > 1 suggests the Jmj Fintech Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is JMJFIN operating profit margin trend?
JMJFIN has a 5-year average Operating Profit Margin (OPM) of 53.48%, indicating the company's operational efficiency.
How is JMJFIN quarterly performance?
Recent quarterly performance shows Jmj Fintech Ltd YoY Sales Growth of 68.53% and YoY Profit Growth of 77.84%.
What is the institutional holding pattern in JMJFIN?
JMJFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Jmj Fintech Ltd stock.