Jmj Fintech Ltd Stock Price Today (NSE: JMJFIN)

Jmj Fintech Ltd

9.62+0.42 (+4.57%)
Market Closed

Fundamental Score

...

Jmj Fintech Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Jmj Fintech Ltd share price today is 9.62, up +4.57% on NSE/BSE as of 3 August 2026. Jmj Fintech Ltd (JMJFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 36.80 (Cr). The 52-week high for JMJFIN share price is 18.99 and the 52-week low is 8.27. At a P/E ratio of 4.84x, JMJFIN is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 19.08% and a debt-to-equity ratio of 0.58.

Jmj Fintech Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
10.51
Low
8.27
Volume
38.6K
Change
-4.58%

Jmj Fintech Ltd share price chart: -4.58% return over the past month. 52-week high ₹18.99, 52-week low ₹8.27.

Jmj Fintech Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
9.439.439.059.3826.20K (Cr)
9.069.479.009.209.69K (Cr)
8.929.228.919.067.13K (Cr)
8.819.228.818.9416.72K (Cr)
9.529.858.518.9081.51K (Cr)
9.699.989.339.538.62K (Cr)
9.309.699.309.599.87K (Cr)
9.799.988.279.3468.54K (Cr)
9.959.959.629.7912.06K (Cr)
10.0010.009.559.6236.59K (Cr)

Jmj Fintech Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
10.0410.518.279.38-6.57%
10.4910.498.809.87-5.91%
10.4910.849.8510.30-1.81%
9.9611.159.0310.22+2.61%
13.3014.498.808.93-32.86%
14.9016.4713.1514.30-4.03%
15.7315.9811.9913.99-11.06%
17.0017.9014.4015.19-10.65%
15.4018.9914.4516.44+6.75%
15.7917.8014.1014.90-5.64%
14.2016.5013.6014.67+3.31%
16.3017.0013.9014.20-12.88%

Returns & Performance

Good

Return on Equity (ROE)

19.08%

Profit generated per ₹1 of shareholder equity

Excellent

Return on Capital (ROCE)

20.24%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

59.17%

Average operating profit margin over 5 years

Good

Dividend Yield

2.56%

Annual dividend as % of current share price

Jmj Fintech Ltd Valuation Check

Excellent

Price to Earnings (P/E)

4.84x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.18x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

23.27%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

165.15%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-12.44%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

66.41%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

99.45%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

99.03%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

0.58x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

4.17x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-41.72 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Jmj Fintech Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of JMJFIN across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Strong Return on Equity (19.08%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Excellent ROCE Performance (20.24%)

Observation: Superior returns on capital employed across business operations.

Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.

Strong Operating Margins (59.17%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 4.84 vs Industry: 22.18)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (165.15%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Consistent Growth Track Record (66.41% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (99.45% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (99.03% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Revenue Contraction (-12.44%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Negative Free Cash Flow (₹-41.72 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (23.27%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

Jmj Fintech Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Jmj Fintech Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
56.7/100
10
₹36.80
4.8
Average
19.08%
Good
20.24%
Excellent
0.6
Good
99.03%
Excellent
66.41%
Excellent
2.56%
62.4/100
1141
₹635919.89
33.1
Average
18.25%
Good
10.87%
Average
3.8
Poor
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1047
₹243379.83
24.3
Average
16.39%
Good
11.49%
Average
3.8
Poor
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1850
₹153802.44
29.4
Average
19.35%
Good
9.71%
Poor
6.9
Poor
28.05%
Excellent
26.56%
Excellent
0.11%
73.9/100
3120
₹121113.00
11.4
Average
30.92%
Excellent
15.77%
Good
3.9
Poor
22.71%
Excellent
22.03%
Excellent
0.99%
55.2/100
311
₹78301.66
24.4
Average
11.22%
Average
8.40%
Poor
3.9
Poor
32.35%
Excellent
6.05%
Good
0.88%
54.3/100
686
₹62415.22
22.6
Average
13.94%
Average
9.09%
Poor
4.8
Poor
45.37%
Excellent
10.99%
Good
0.53%
43.9/100
660
₹60979.59
28.1
Average
14.69%
Average
10.10%
Average
2.8
Poor
17.08%
Excellent
16.43%
Excellent
0.39%
29.5/100
4666
₹50074.63
23.8
Average
15.01%
Good
9.44%
Poor
4.7
Poor
12.69%
Good
13.23%
Good
0.89%
23.9/100
539
₹42560.25
22.0
Average
13.13%
Average
13.67%
Average
0.2
Excellent
0.04%
54.9/100
464
₹41881.04
77.1
Average
5.86%
Poor
7.51%
Poor
4.7
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Jmj Fintech Ltd PE Ratio History

Historical price-to-earnings ratio for JMJFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20241.72₹27.1915.8x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Jmj Fintech Ltd Quarterly Performance

Latest quarterly metrics for JMJFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-12.44%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

165.15%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

66.41%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

99.03%

Compounded annual net profit growth over 5 years

Jmj Fintech Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for JMJFIN — calculated from daily price history

48RSI 14
Neutral — RSI 48

Momentum is balanced — neither overbought nor oversold.

SMA 50
10
▼ Price below SMA 50 — Short-term bearish
SMA 200
13
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
36K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Jmj Fintech Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Jmj Fintech Ltd (JMJFIN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Jmj Fintech Ltd

About JMJFIN (Jmj Fintech Ltd)

JMJ Fintech Ltd is a dynamic NBFC dedicated to fueling growth across diverse sectors. With a nimble and client-centric approach, the company specializes in offering tailored financ...ial solutions to businesses seeking expansion and individuals pursuing wealth enhancement. JMJFIN acts as a catalyst, empowering its clientele to realize their financial aspirations through strategic funding and meticulously crafted services. The company's commitment lies in understanding the unique financial landscapes of its clients and providing them with the necessary support to navigate the intricacies of the market effectively. From innovative lending strategies to sophisticated investment guidance, JMJFIN stands as a reliable partner for those seeking financial empowerment. JMJFIN extends its expertise to guide businesses through the complexities of capital acquisition. The company offers insightful consulting services to facilitate fundraising initiatives, encompassing avenues such as Initial Public Offerings (IPOs), Private Equity (PE), and Venture Capital funding. JMJFIN also provides strategic advice on crucial corporate decisions, including mergers, acquisitions, and valuation analyses. These services are designed to equip businesses with the necessary knowledge and resources to make informed choices that will drive their long-term success. By providing holistic advisory support, JMJFIN ensures that its clients are well-prepared to seize opportunities and achieve sustainable growth in a competitive market. Beyond its lending and consulting services, JMJ Fintech actively participates in the financial markets through strategic investments and trading activities. The company leverages its market insights to navigate the dynamic landscape of shares and securities, aiming to generate returns for its stakeholders. This active engagement in the market allows JMJFIN to stay abreast of current trends and refine its expertise in wealth creation. JMJFIN's dedication to excellence, combined with its diverse range of services, positions it as a trusted partner for individuals and businesses navigating the evolving world of finance.

Company Details

Symbol:JMJFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Joju Madathumpady Johny
MD & Director
Mr. Justin Thomas O
Chief Financial Officer
Ms. Vidya Damodaran
Company Secretary & Compliance Officer

Corporate Events

Recent
Ex-Dividend Date

JMJFIN Share Price: Frequently Asked Questions

What is the current share price of Jmj Fintech Ltd?

Jmj Fintech Ltd (JMJFIN) trades at ₹9.62 on NSE and BSE. Market cap ₹36.80 (Cr). Educational data only.

What is the P/E ratio of Jmj Fintech Ltd?

Jmj Fintech Ltd has a P/E of 4.84x vs industry average 22.18x.

What is the Bull Run score for Jmj Fintech Ltd?

Jmj Fintech Ltd has a Bull Run score of 56.7/100 based on 25+ financial parameters.

Does Jmj Fintech Ltd pay dividends?

Jmj Fintech Ltd has a dividend yield of 2.56%. Past dividends don't guarantee future payments.

What is the ROE of Jmj Fintech Ltd?

Jmj Fintech Ltd has ROE of 19.08%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Jmj Fintech Ltd?

Jmj Fintech Ltd has debt-to-equity of 0.58.

Is Jmj Fintech Ltd a good investment?

Bull Run gives Jmj Fintech Ltd a score of 56.7/100. This is not investment advice — consult a SEBI-registered advisor.