Max Financial Services Ltd Stock Price Today (NSE: MFSL)
Fundamental Score
Max Financial Services Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Max Financial Services Ltd share price today is ₹1857.90, up +0.00% on NSE/BSE as of 17 February 2026. Max Financial Services Ltd (MFSL) is a Large-cap company in the Life Insurance sector with a market capitalisation of ₹59.14K (Cr). The 52-week high for MFSL share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 362.14x, MFSL is currently trading above its industry average P/E of 83.91x. The company has a Return on Equity (ROE) of 7.26% and a debt-to-equity ratio of 0.34.
Max Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Max Financial Services Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Financial Analysis of Max Financial Services Share Price: A Stability Assessment
A unique insight within the life insurance sector is the increasing importance of embedded value as a key performance indicator, reflecting the present value of future profits from existing policies. This analysis examines the financial stability of Max Financial Services share price within the context of this evolving industry landscape. This assessment is part of a comprehensive 80-parameter fundamental audit, verified by Sweta Mishra, focusing on observable financial metrics.
Currently, Max Financial Services Ltd exhibits a share price of ₹1704.599976, coupled with a Price-to-Earnings (PE) ratio of 362.14. This relatively high PE ratio suggests that investors have high expectations for future earnings growth. However, it's crucial to assess whether these expectations are justified by the company's underlying performance and competitive positioning.
One key area of concern is the Return on Capital Employed (ROCE) of 8.13%. While a positive ROCE indicates efficient capital utilization, a rate of 8.13% suggests a relatively weaker moat compared to industry leaders. The ROCE reveals the company's ability to generate profits from its invested capital; a lower ROCE can restrict the capacity to reinvest in business opportunities, potentially hindering long-term growth and shareholder returns. It suggests that competing insurers with higher ROCEs might have a greater ability to innovate and increase market share. How Max Financial Services share price responds to any shift in the competitive landscape warrants close attention.
Comparing Max Financial Services to its peers, such as
Canara HSBC, reveals further insights. While this analysis refrains from commenting on specific management quality, one can observe from publicly available data that Canara HSBC showcases different strategies in capital deployment and expense management. This contrast highlights the range of approaches within the life insurance sector and the importance of analyzing each company's individual strategy and execution. Investors should monitor management decisions and capital allocation strategies employed by Max Financial Services share price in light of its ROCE relative to competitors.This analysis provides an objective assessment of Max Financial Services' financial stability based on the data available. No investment recommendations are being made. Further investigation, including an analysis of debt levels, regulatory environment impact, and policy renewal rates, would provide a more comprehensive understanding of the company's overall risk profile.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Max Financial Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MFSL across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Consistent Growth Track Record (20.57% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Profit Growth Track Record (18.01% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹38948.69 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 92.04%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (7.26%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (8.13%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (1.31%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 362.14x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-96.33%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-26.77%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Low Promoter Commitment (1.71%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Max Financial Services Ltd Financial Statements
Comprehensive financial data for Max Financial Services Ltd including income statement, balance sheet and cash flow
About MFSL (Max Financial Services Ltd)
Max Financial Services Ltd (MFSL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Life Insurance sector with a current market capitalisation of ₹59.14K (Cr). Max Financial Services Ltd has delivered a Return on Equity (ROE) of 7.26% and a ROCE of 8.13%. The debt-to-equity ratio stands at 0.34, reflecting the company's capital structure. Investors tracking MFSL share price can monitor key metrics including P/E ratio, promoter holding of 1.71%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
MFSL Share Price: Frequently Asked Questions
What is the current share price of Max Financial Services Ltd (MFSL)?
As of 17 Feb 2026, 10:15 am IST, Max Financial Services Ltd share price is ₹1857.90. The MFSL stock has a market capitalisation of ₹59.14K (Cr) on NSE/BSE.
Is MFSL share price Overvalued or Undervalued?
MFSL share price is currently trading at a P/E ratio of 362.14x, compared to the industry average of 83.91x. Based on this relative valuation, the Max Financial Services Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of MFSL share price?
The 52-week high of MFSL share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Max Financial Services Ltd share price?
Key factors influencing MFSL share price include quarterly earnings growth (Sales Growth: -26.77%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Max Financial Services Ltd a good stock for long-term investment?
Max Financial Services Ltd shows a 5-year Profit Growth of 18.01% and an ROE of 7.26%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.34 before investing in MFSL shares.
How does Max Financial Services Ltd compare with its industry peers?
Max Financial Services Ltd competes with major peers in the Life Insurance. Investors should compare MFSL share price P/E of 362.14x and ROE of 7.26% against the industry averages to determine competitive standing.
What is the P/E ratio of MFSL and what does it mean?
MFSL share price has a P/E ratio of 362.14x compared to the industry average of 83.91x. Investors pay ₹362 for every ₹1 of annual earnings.
How is MFSL performing according to Bull Run's analysis?
MFSL has a Bull Run fundamental score of 29.1/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does MFSL belong to?
MFSL operates in the Life Insurance industry. This classification helps understand the competitive landscape and sector-specific trends affecting Max Financial Services Ltd share price.
What is Return on Equity (ROE) and why is it important for MFSL?
MFSL has an ROE of 7.26%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Max Financial Services Ltd generates profits from shareholders capital.
How is MFSL debt-to-equity ratio and what does it indicate?
MFSL has a debt-to-equity ratio of 0.34, which indicates moderate leverage that should be monitored.
What is MFSL dividend yield and is it a good dividend stock?
MFSL offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Max Financial Services Ltd shares.
How has MFSL share price grown over the past 5 years?
MFSL has achieved 5-year growth rates of: Sales Growth 20.57%, Profit Growth 18.01%, and EPS Growth 12.32%.
What is the promoter holding in MFSL and why does it matter?
Promoters hold 1.71% of MFSL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Max Financial Services Ltd.
What is MFSL market capitalisation category?
MFSL has a market capitalisation of ₹59142 crores, placing it in the Large-cap category.
How volatile is MFSL stock?
MFSL has a beta of N/A. A beta > 1 suggests the Max Financial Services Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is MFSL operating profit margin trend?
MFSL has a 5-year average Operating Profit Margin (OPM) of 1.31%, indicating the company's operational efficiency.
How is MFSL quarterly performance?
Recent quarterly performance shows Max Financial Services Ltd YoY Sales Growth of -26.77% and YoY Profit Growth of -96.33%.
What is the institutional holding pattern in MFSL?
MFSL has FII holding of 44.78% and DII holding of 47.26%. Significant institutional holding often suggests professional confidence in the Max Financial Services Ltd stock.