SBI Life Insurance Co Ltd Stock Price Today (NSE: SBILIFE)
Fundamental Score
SBI Life Insurance Co Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
SBI Life Insurance Co Ltd share price today is ₹1881.40, up +1.13% on NSE/BSE as of 22 May 2026. SBI Life Insurance Co Ltd (SBILIFE) is a Large-cap company in the Life Insurance sector with a market capitalisation of ₹1.97L (Cr). The 52-week high for SBILIFE share price is ₹2129.04 and the 52-week low is ₹1720.00. At a P/E ratio of 80.49x, SBILIFE is currently trading below its industry average P/E of 83.91x. The company has a Return on Equity (ROE) of 15.13% and a debt-to-equity ratio of 0.00.
SBI Life Insurance Co Ltd Share Price Chart — NSE/BSE Historical Performance
SBI Life Insurance Co Ltd share price chart: -5.10% return over the past month. 52-week high ₹2129.04, 52-week low ₹1720.00.
SBI Life Insurance Co Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹1846.00 | ₹1892.00 | ₹1845.40 | ₹1881.40 | 13.52L (Cr) | |
| ₹1846.00 | ₹1867.50 | ₹1825.30 | ₹1860.40 | 7.47L (Cr) | |
| ₹1866.70 | ₹1883.90 | ₹1850.00 | ₹1864.50 | 8.51L (Cr) | |
| ₹1831.00 | ₹1870.00 | ₹1825.00 | ₹1866.70 | 7.65L (Cr) | |
| ₹1820.00 | ₹1851.40 | ₹1818.20 | ₹1837.50 | 8.53L (Cr) | |
| ₹1866.00 | ₹1875.60 | ₹1825.00 | ₹1833.90 | 12.91L (Cr) | |
| ₹1865.60 | ₹1895.00 | ₹1863.90 | ₹1884.40 | 6.73L (Cr) | |
| ₹1874.90 | ₹1885.00 | ₹1865.20 | ₹1872.10 | 6.73L (Cr) | |
| ₹1868.00 | ₹1879.20 | ₹1860.00 | ₹1872.20 | 12.33L (Cr) | |
| ₹1839.00 | ₹1868.90 | ₹1825.90 | ₹1859.00 | 12.37L (Cr) |
SBI Life Insurance Co Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹1810.10 | ₹1895.00 | ₹1802.60 | ₹1881.40 | +3.94% | |
| ₹1828.40 | ₹1990.90 | ₹1728.10 | ₹1819.00 | -0.51% | |
| ₹2025.18 | ₹2050.55 | ₹1766.00 | ₹1777.30 | -12.24% | |
| ₹1972.50 | ₹2129.04 | ₹1955.50 | ₹2034.37 | +3.14% | |
| ₹2034.90 | ₹2109.60 | ₹1951.50 | ₹1998.50 | -1.79% | |
| ₹1967.00 | ₹2052.20 | ₹1951.20 | ₹2034.90 | +3.45% | |
| ₹1950.00 | ₹2086.60 | ₹1945.00 | ₹1966.00 | +0.82% | |
| ₹1783.00 | ₹1978.70 | ₹1757.70 | ₹1955.70 | +9.69% | |
| ₹1800.00 | ₹1890.00 | ₹1769.50 | ₹1790.60 | -0.52% | |
| ₹1840.00 | ₹1912.00 | ₹1781.00 | ₹1805.50 | -1.88% | |
| ₹1831.00 | ₹1875.00 | ₹1754.10 | ₹1840.70 | +0.53% | |
| ₹1812.20 | ₹1866.40 | ₹1720.00 | ₹1838.30 | +1.44% |
AI Research Briefing
Powered by Gemini · 2026-04-15
SBI Life is a decent play on India's insurance growth story, but faces stiff competition and margin pressure; execution is everything.
WHAT'S HAPPENING NOW (last 2-4 weeks)
SBI Life faces a GST demand confirmation. The board meeting to consider and approve audited financial results for the quarter and year ended March 31, 2026, is scheduled for April 22, 2026. SBI Life delivered 8% APE growth against 14% guidance, missing FY26 targets.
CORE STORY (THE REAL GAME)
SBI Life is a play on the increasing financialization of savings in India, riding the wave of a growing middle class seeking both insurance and investment products. The key is their ability to maintain market share and VNB margins in an increasingly competitive landscape.
- Upcoming earnings release on April 22, 2026
- Strong brand recall and distribution network
- Growing demand for insurance products in India
- Better-than-expected earnings
- Positive regulatory changes
- Increase in persistency ratios
- Intense competition
- Margin compression
- GST demand of ₹5.95 crore
FII decreased holdings by 0.49%, while DII increased holdings by 0.46% [cite: brief].
India's resilient domestic economy supports the insurance sector, but global uncertainty remains a headwind.
Free Cash Flow 5Y: ₹128577.72 Cr [cite: brief]
Expect moderate growth in the next 3-6 months, driven by increasing awareness of insurance and investment products. Key is maintaining market share and VNB margins.
Primary Thesis Risk
Inability to maintain VNB margins amidst fierce competition.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
SBI Life Insurance Co Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
SBI Life Insurance Co Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SBILIFE across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (15.13%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (16.88%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Consistent Growth Track Record (21.69% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Cash Generation (₹128577.72 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (55.36%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 40.55%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Margin Pressure Concerns (1.70%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 80.49x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Revenue Contraction (-42.64%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
SBI Life Insurance Co Ltd vs Life Insurance Peers
Peer Comparison - Life Insurance
Compare SBI Life Insurance Co Ltd with 4 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
SBI Life Insurance Co LtdSBI Life Insura...Selected✓ SBILIFE • 540719 | 47.1/100 | ₹1881.40₹1881 | ₹197472.38₹197472.38 | 80.49Average 80.5 Average | 15.13%Good 15.13% Good | 16.88%Good 16.88% Good | 0.00Excellent 0.0 Excellent | 11.28%Good 11.28% Good | 21.69%Excellent 21.69% Excellent | 0.14% |
64.3/100 | ₹803.50₹804 | ₹558084.03₹558084.03 | 10.92Average 10.9 Average | 45.72%Excellent 45.72% Excellent | 53.13%Excellent 53.13% Excellent | 0.00Excellent 0.0 Excellent | 77.68%Excellent 77.68% Excellent | 7.22%Good 7.22% Good | 1.36% | |
HDFC Life Insurance Company LimitedHDFC Life Insur... HDFCLIFE • 540777 | 40.7/100 | ₹610.40₹610 | ₹165332.90₹165332.90 | 87.32Average 87.3 Average | 10.80%Average 10.80% Average | 6.58%Poor 6.58% Poor | 0.14Excellent 0.1 Excellent | 5.10%Good 5.10% Good | 25.90%Excellent 25.90% Excellent | 0.27% |
ICICI Prudential Life Insurance Company LimitedICICI Prudentia... ICICIPRULI • 540133 | 39.8/100 | ₹522.15₹522 | ₹90053.94₹90053.94 | 68.90Average 68.9 Average | 10.43%Average 10.43% Average | 11.94%Average 11.94% Average | 0.20Excellent 0.2 Excellent | 2.31%Average 2.31% Average | 27.48%Excellent 27.48% Excellent | 0.14% |
Max Financial Services LtdMax Financial S... MFSL • 500271 | 29.1/100 | ₹1617.90₹1618 | ₹59142.39₹59142.39 | 362.14Average 362.1 Average | 7.26%Poor 7.26% Poor | 8.13%Poor 8.13% Poor | 0.34Excellent 0.3 Excellent | 18.01%Excellent 18.01% Excellent | 20.57%Excellent 20.57% Excellent | 0.00% |
Top Life Insurance Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
SBI Life Insurance Co Ltd PE Ratio History
Historical price-to-earnings ratio for SBILIFE — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹24.07 | ₹2034.90 | 84.5x |
| FY 2024 | ₹18.90 | ₹1390.40 | 73.6x |
| FY 2023 | ₹17.18 | ₹1432.60 | 83.4x |
| FY 2022 | ₹15.04 | ₹1231.30 | 81.9x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
SBI Life Insurance Co Ltd Dividend History
Annual cash dividends paid by SBILIFE — dividend yield 0.14%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹270.60 Cr |
| FY 2024 | ₹270.37 Cr |
| FY 2023 | ₹450.24 Cr |
| FY 2022 | ₹250.01 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
SBI Life Insurance Co Ltd Quarterly Performance
Latest quarterly metrics for SBILIFE — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-42.64%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-6.58%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
21.69%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
11.28%
Compounded annual net profit growth over 5 years
SBI Life Insurance Co Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for SBILIFE — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
SBI Life Insurance Co Ltd Financial Statements
Annual income statement, balance sheet and cash flow for SBI Life Insurance Co Ltd (SBILIFE) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for SBI Life Insurance Co Ltd
About SBILIFE (SBI Life Insurance Co Ltd)
SBI Life Insurance Co Ltd is a prominent player in the Indian life insurance sector, committed to securing futures and empowering individuals to achieve their financial aspirations.... Built on a strong foundation of trust and reliability, SBI Life offers a comprehensive suite of life insurance solutions designed to cater to diverse needs and life stages. From traditional endowment plans providing guaranteed returns to market-linked policies offering growth potential, SBI Life strives to provide adaptable options that align with individual risk appetites and financial goals. By combining financial expertise with customer-centric service, SBI Life strives to be a partner in every stage of your life. The company's diverse product portfolio encompasses individual and group life insurance solutions, addressing the varying requirements of both individuals and organizations. Through participating plans, policyholders can share in the company's profits, while non-participating plans offer guaranteed benefits. Recognizing the importance of retirement planning, SBI Life offers pension plans that provide a steady stream of income during retirement. In addition to traditional life insurance, SBI Life also provides health insurance and micro-insurance products tailored to meet the specific needs of underserved populations. The company extends its services through various channels, including a vast network of branches and partnerships, to ensure accessibility for all. SBI Life's offerings extend beyond basic life coverage to include specialized protection against unforeseen circumstances. Accident and disability benefit riders provide financial support in the event of an accident or disability, while level term insurance offers affordable life cover for a specified period. Recognizing the increasing prevalence of critical illnesses, SBI Life offers critical illness insurance, providing a lump-sum benefit upon diagnosis of a covered illness. As a customer-centric organization, SBI Life is dedicated to helping individuals protect their financial future and create a secure tomorrow. The focus of the company is helping customers thrive in life.
Company Details
Key Leadership
Corporate Events
Latest News
SBILIFE Share Price: Frequently Asked Questions
What is the current share price of SBI Life Insurance Co Ltd?
SBI Life Insurance Co Ltd (SBILIFE) trades at ₹1881.40 on NSE and BSE. Market cap ₹1.97L (Cr). Educational data only.
What is the P/E ratio of SBI Life Insurance Co Ltd?
SBI Life Insurance Co Ltd has a P/E of 80.49x vs industry average 83.91x.
What is the Bull Run score for SBI Life Insurance Co Ltd?
SBI Life Insurance Co Ltd has a Bull Run score of 47.1/100 based on 25+ financial parameters.
Does SBI Life Insurance Co Ltd pay dividends?
SBI Life Insurance Co Ltd has a dividend yield of 0.14%. Past dividends don't guarantee future payments.
What is the ROE of SBI Life Insurance Co Ltd?
SBI Life Insurance Co Ltd has ROE of 15.13%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of SBI Life Insurance Co Ltd?
SBI Life Insurance Co Ltd has debt-to-equity of 0.00.
Is SBI Life Insurance Co Ltd a good investment?
Bull Run gives SBI Life Insurance Co Ltd a score of 47.1/100. This is not investment advice — consult a SEBI-registered advisor.