Minolta Finance Ltd Stock Price Today (NSE: MINOLTAF)
Fundamental Score
Minolta Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Minolta Finance Ltd share price today is ₹1.30, up +4.00% on NSE/BSE as of 7 August 2026. Minolta Finance Ltd (MINOLTAF) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹13.80 (Cr). The 52-week high for MINOLTAF share price is ₹1.73 and the 52-week low is ₹1.03. The company has a Return on Equity (ROE) of -14.26% and a debt-to-equity ratio of 19.11.
Minolta Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Minolta Finance Ltd share price chart: -24.34% return over the past month. 52-week high ₹1.73, 52-week low ₹1.03.
Minolta Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹1.31 | ₹1.31 | ₹1.19 | ₹1.30 | 8.61L (Cr) | |
| ₹1.29 | ₹1.31 | ₹1.20 | ₹1.25 | 3.56L (Cr) | |
| ₹1.21 | ₹1.26 | ₹1.20 | ₹1.26 | 2.52L (Cr) | |
| ₹1.21 | ₹1.22 | ₹1.12 | ₹1.20 | 14.54L (Cr) | |
| ₹1.15 | ₹1.20 | ₹1.10 | ₹1.17 | 1.43L (Cr) | |
| ₹1.24 | ₹1.24 | ₹1.14 | ₹1.15 | 6.88L (Cr) | |
| ₹1.20 | ₹1.20 | ₹1.13 | ₹1.19 | 31.87K (Cr) | |
| ₹1.18 | ₹1.18 | ₹1.15 | ₹1.18 | 7.67K (Cr) | |
| ₹1.03 | ₹1.13 | ₹1.03 | ₹1.13 | 22.20K (Cr) | |
| ₹1.07 | ₹1.17 | ₹1.07 | ₹1.08 | 69.49K (Cr) |
Minolta Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹1.15 | ₹1.31 | ₹1.10 | ₹1.30 | +13.04% | |
| ₹1.52 | ₹1.59 | ₹1.03 | ₹1.15 | -24.34% | |
| ₹1.43 | ₹1.72 | ₹1.43 | ₹1.52 | +6.29% | |
| ₹1.67 | ₹1.67 | ₹1.50 | ₹1.50 | -10.18% | |
| ₹1.52 | ₹1.73 | ₹1.39 | ₹1.72 | +13.16% | |
| ₹1.16 | ₹1.56 | ₹1.03 | ₹1.51 | +30.17% | |
| ₹1.39 | ₹1.53 | ₹1.15 | ₹1.15 | -17.27% | |
| ₹1.37 | ₹1.62 | ₹1.27 | ₹1.53 | +11.68% | |
| ₹1.21 | ₹1.56 | ₹1.09 | ₹1.37 | +13.22% | |
| ₹1.32 | ₹1.34 | ₹1.08 | ₹1.21 | -8.33% | |
| ₹1.49 | ₹1.66 | ₹1.30 | ₹1.38 | -7.38% | |
| ₹1.26 | ₹1.47 | ₹1.05 | ₹1.42 | +12.70% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Minolta Finance is a micro-cap NBFC lottery ticket with terrible fundamentals and high volatility.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. Last significant news was in late March when Minolta Finance shareholders approved a six-fold increase in authorized share capital. The company's Q3 net profit zoomed 7600% to Cr.
CORE STORY (THE REAL GAME)
Micro-cap NBFC hoping to capitalize on increased authorized share capital. High volatility and speculative interest are the primary drivers, not core lending operations.
- Penny stock momentum
- Speculative turnaround hopes
- Increased authorized share capital
- Successful capital deployment
- Significant lending growth
- Positive regulatory changes for NBFCs
- Micro/SME cap liquidity risk
- Negative interest coverage
- High Debt/Equity ratio
No FII/DII interest. Promoter holding is negligible at 3.59%.
NBFC sector faces increasing regulatory scrutiny and rising credit risk.
Free Cash Flow 5Y: ₹-4.06 Cr. Profit is not converting to cash.
Capital raise needs to translate into actual lending growth. Unlikely given historical performance. Expect continued volatility and potential for capital destruction.
Primary Thesis Risk
Inability to generate sustainable profits will lead to complete collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Minolta Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Minolta Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MINOLTAF across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (54.99%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Revenue Growth (1482.35%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (106.31% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (-14.26%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.31%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-75.00%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Elevated Debt Levels (D/E: 19.11)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (0.79x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (3.59%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Minolta Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Minolta Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Minolta Finance LtdMinolta Finance...Selected✓ MINOLTAF • 532164 | 20.1/100 | ₹1.30₹1 | ₹13.80₹13.80 | — — | -14.26%Poor -14.26% Poor | 6.31%Poor 6.31% Poor | 19.11Poor 19.1 Poor | — — | 106.31%Excellent 106.31% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- L&T Finance Ltd share price78301.66 Cr
Minolta Finance Ltd PE Ratio History
Historical price-to-earnings ratio for MINOLTAF — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹0.01 | ₹1.91 | 366.3x |
| FY 2023 | ₹0.01 | ₹0.69 | 137.4x |
| FY 2022 | ₹0.01 | ₹0.89 | 178.6x |
| FY 2021 | ₹0.01 | ₹0.43 | 85.4x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Minolta Finance Ltd Quarterly Performance
Latest quarterly metrics for MINOLTAF — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
1482.35%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-75.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
106.31%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Minolta Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for MINOLTAF — calculated from daily price history
Selling pressure is heavy — potential reversal zone.
Technical indicators are for educational purposes only. Not investment advice.
Minolta Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Minolta Finance Ltd (MINOLTAF) — sourced from NSE/BSE filings.
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Fetching financial data for Minolta Finance Ltd
About MINOLTAF (Minolta Finance Ltd)
Minolta Finance Ltd is a Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. The company's core business revolves around the provision of a divers...e portfolio of financial products and services, catering to a broad spectrum of clients and their varied needs. These offerings encompass traditional lending solutions, strategic investments in the capital market, and the facilitation of inter-corporate deposits. Minolta Finance positions itself as a versatile financial partner, aiming to support businesses and individuals through flexible and tailored financial solutions. Its commitment lies in contributing to the growth and stability of the Indian economy by enabling access to capital and fostering financial empowerment. The company's lending portfolio is particularly extensive, encompassing a wide range of asset-backed and unsecured loan products. These cater to different segments of the market, from individual consumers to small and medium-sized enterprises (SMEs). Products like home loans, business loans, and trade finance options are designed to facilitate growth and expansion for businesses, while personal loans, education loans, and two-wheeler loans are aimed at empowering individuals to achieve their personal and professional goals. Minolta Finance also offers specialized lending solutions like loan against shares, loan against gold, and loan against property, providing customers with flexible options to leverage their assets. Beyond conventional lending, Minolta Finance extends its reach into specialized financing areas such as purchase order financing and microfinance. This reflects the company’s commitment to supporting diverse sectors of the economy and contributing to inclusive growth. By providing access to credit for smaller businesses and underserved communities, Minolta Finance aims to play a role in fostering entrepreneurship and driving economic development at the grassroots level. The breadth of its offerings underscores Minolta Finance's strategic focus on meeting the diverse financial needs of the Indian market.
Company Details
Key Leadership
Latest News
MINOLTAF Share Price: Frequently Asked Questions
What is the current share price of Minolta Finance Ltd?
Minolta Finance Ltd (MINOLTAF) trades at ₹1.30 on NSE and BSE. Market cap ₹13.80 (Cr). Educational data only.
What is the P/E ratio of Minolta Finance Ltd?
Minolta Finance Ltd has a P/E of N/Ax vs industry average 22.18x.
What is the Bull Run score for Minolta Finance Ltd?
Minolta Finance Ltd has a Bull Run score of 20.1/100 based on 25+ financial parameters.
Does Minolta Finance Ltd pay dividends?
Minolta Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Minolta Finance Ltd?
Minolta Finance Ltd has ROE of -14.26%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Minolta Finance Ltd?
Minolta Finance Ltd has debt-to-equity of 19.11.
Is Minolta Finance Ltd a good investment?
Bull Run gives Minolta Finance Ltd a score of 20.1/100. This is not investment advice — consult a SEBI-registered advisor.