Minolta Finance Ltd Stock Price Today (NSE: MINOLTAF)
Fundamental Score
Minolta Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Minolta Finance Ltd share price today is ₹1.33, up +0.00% on NSE/BSE as of 17 February 2026. Minolta Finance Ltd (MINOLTAF) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹12.10 (Cr). The 52-week high for MINOLTAF share price is ₹N/A and the 52-week low is ₹N/A. The company has a Return on Equity (ROE) of 0.09% and a debt-to-equity ratio of 4.43.
Minolta Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Minolta Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Minolta Finance Share Price: A Financial Stability Analysis
The non-banking financial company (NBFC) sector, while offering critical financial services, is particularly vulnerable to liquidity squeezes and asset-liability mismatches, requiring constant vigilance regarding their financial health. This analysis examines the financial stability of Minolta Finance Ltd., focusing on its current metrics. Currently, the Minolta Finance share price stands at ₹1.4. This analysis is part of a broader, 80-parameter fundamental audit process verified by Sweta Mishra.
One immediate area of concern is the absence of a Price-to-Earnings (PE) ratio. This generally indicates that the company is either not profitable or has negligible earnings, making it difficult to assess its valuation based on standard market multiples. Furthermore, a Return on Capital Employed (ROCE) of 0.4% raises questions about the company’s efficiency in generating profits from its deployed capital. This low ROCE signals a potential challenge in covering the cost of capital and reinvesting for future growth.
When compared to sector peers like Apollo Finvest, the differences become more apparent. While a detailed analysis of
Apollo Finvest’s management quality is beyond the scope of this focused report, anecdotal evidence suggests stronger governance and risk management practices within Apollo Finvest. This perceived difference in management quality, although not quantifiable here, can heavily influence investor confidence and long-term sustainability. The contrast in operational efficiency likely contributes to Apollo Finvest's potentially superior performance metrics.The critically low ROCE of 0.4% has a significant impact on the company's "moat," or competitive advantage. A healthy ROCE allows a company to reinvest profits, innovate, and build stronger customer relationships, solidifying its market position. With such a low ROCE, Minolta Finance Ltd. may find it challenging to compete effectively, attract new clients, and retain existing ones. This observational analysis aims to highlight potential areas of concern and requires further in-depth investigation to determine the long-term financial health of the company.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Minolta Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MINOLTAF across key market metrics for learning purposes.
Positive Indicators
1 factors identified
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
11 factors identified
Below-Average Return on Equity (0.09%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.40%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-57600.00%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-117.39%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Earnings Growth (-44.51% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-44.51% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 4.43)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (-0.54x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-4.06 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (3.59%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Minolta Finance Ltd Financial Statements
Comprehensive financial data for Minolta Finance Ltd including income statement, balance sheet and cash flow
About MINOLTAF (Minolta Finance Ltd)
Minolta Finance Ltd (MINOLTAF) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹12.10 (Cr). Minolta Finance Ltd has delivered a Return on Equity (ROE) of 0.09% and a ROCE of 0.40%. The debt-to-equity ratio stands at 4.43, reflecting the company's capital structure. Investors tracking MINOLTAF share price can monitor key metrics including P/E ratio, promoter holding of 3.59%, and quarterly earnings growth.
Company Details
Key Leadership
Latest News
MINOLTAF Share Price: Frequently Asked Questions
What is the current share price of Minolta Finance Ltd (MINOLTAF)?
As of 17 Feb 2026, 10:15 am IST, Minolta Finance Ltd share price is ₹1.33. The MINOLTAF stock has a market capitalisation of ₹12.10 (Cr) on NSE/BSE.
Is MINOLTAF share price Overvalued or Undervalued?
MINOLTAF share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the Minolta Finance Ltd stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of MINOLTAF share price?
The 52-week high of MINOLTAF share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Minolta Finance Ltd share price?
Key factors influencing MINOLTAF share price include quarterly earnings growth (Sales Growth: -117.39%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Minolta Finance Ltd a good stock for long-term investment?
Minolta Finance Ltd shows a 5-year Profit Growth of -44.51% and an ROE of 0.09%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 4.43 before investing in MINOLTAF shares.
How does Minolta Finance Ltd compare with its industry peers?
Minolta Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare MINOLTAF share price P/E of 0.00x and ROE of 0.09% against the industry averages to determine competitive standing.
What is the P/E ratio of MINOLTAF and what does it mean?
MINOLTAF share price has a P/E ratio of N/Ax compared to the industry average of 22.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is MINOLTAF performing according to Bull Run's analysis?
MINOLTAF has a Bull Run fundamental score of N/A/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does MINOLTAF belong to?
MINOLTAF operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Minolta Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for MINOLTAF?
MINOLTAF has an ROE of 0.09%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Minolta Finance Ltd generates profits from shareholders capital.
How is MINOLTAF debt-to-equity ratio and what does it indicate?
MINOLTAF has a debt-to-equity ratio of 4.43, which indicates high leverage that increases financial risk.
What is MINOLTAF dividend yield and is it a good dividend stock?
MINOLTAF offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Minolta Finance Ltd shares.
How has MINOLTAF share price grown over the past 5 years?
MINOLTAF has achieved 5-year growth rates of: Sales Growth 9.43%, Profit Growth -44.51%, and EPS Growth -44.51%.
What is the promoter holding in MINOLTAF and why does it matter?
Promoters hold 3.59% of MINOLTAF shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Minolta Finance Ltd.
What is MINOLTAF market capitalisation category?
MINOLTAF has a market capitalisation of ₹12 crores, placing it in the Small-cap category.
How volatile is MINOLTAF stock?
MINOLTAF has a beta of N/A. A beta > 1 suggests the Minolta Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is MINOLTAF operating profit margin trend?
MINOLTAF has a 5-year average Operating Profit Margin (OPM) of 13.27%, indicating the company's operational efficiency.
How is MINOLTAF quarterly performance?
Recent quarterly performance shows Minolta Finance Ltd YoY Sales Growth of -117.39% and YoY Profit Growth of -57600.00%.
What is the institutional holding pattern in MINOLTAF?
MINOLTAF has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Minolta Finance Ltd stock.