Minolta Finance Ltd Stock Price Today (NSE: MINOLTAF)

Minolta Finance Ltd

1.57+0.00 (+0.00%)
Market Closed

Fundamental Score

...

Minolta Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Minolta Finance Ltd share price today is 1.57, up +0.00% on NSE/BSE as of 23 June 2026. Minolta Finance Ltd (MINOLTAF) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 12.10 (Cr). The 52-week high for MINOLTAF share price is 1.73 and the 52-week low is 1.00. The company has a Return on Equity (ROE) of 0.09% and a debt-to-equity ratio of 4.43.

Minolta Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
1.73
Low
1.50
Volume
22.3K
Change
-0.66%

Minolta Finance Ltd share price chart: -0.66% return over the past month. 52-week high ₹1.73, 52-week low ₹1.00.

Minolta Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
1.431.571.431.571.99L (Cr)
1.501.501.501.500.00 (Cr)
1.501.501.501.500.00 (Cr)
1.501.501.501.500.00 (Cr)
1.501.501.501.500.00 (Cr)
1.501.501.501.500.00 (Cr)
1.501.501.501.500.00 (Cr)
1.501.501.501.500.00 (Cr)
1.501.501.501.500.00 (Cr)
1.501.501.501.500.00 (Cr)

Minolta Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
1.431.571.431.57+9.79%
1.671.671.501.50-10.18%
1.521.731.391.72+13.16%
1.161.561.031.51+30.17%
1.391.531.151.15-17.27%
1.371.621.271.53+11.68%
1.211.561.091.37+13.22%
1.321.341.081.21-8.33%
1.491.661.301.38-7.38%
1.261.471.051.42+12.70%
1.181.631.181.32+11.86%
1.291.341.001.13-12.40%

AI Research Briefing

Powered by Gemini · 2026-04-09

Minolta Finance is a micro-cap NBFC lottery ticket with terrible fundamentals and high volatility.

Research Confidence
4.0/10Low
DEBT TRAP TURNAROUND1M: -12.32%, 3M: -1.63%. Recent weakness suggests fading momentum.P/E is nonexistent. Impossible to value based on fundamentals.

WHAT'S HAPPENING NOW (last 2-4 weeks)

No major catalysts found after live search. Last significant news was in late March when Minolta Finance shareholders approved a six-fold increase in authorized share capital. The company's Q3 net profit zoomed 7600% to Cr.

CORE STORY (THE REAL GAME)

Micro-cap NBFC hoping to capitalize on increased authorized share capital. High volatility and speculative interest are the primary drivers, not core lending operations.

Why Now
  • Penny stock momentum
  • Speculative turnaround hopes
  • Increased authorized share capital
Potential Catalysts
  • Successful capital deployment
  • Significant lending growth
  • Positive regulatory changes for NBFCs
Key Risks
  • Micro/SME cap liquidity risk
  • Negative interest coverage
  • High Debt/Equity ratio
Institutional Activity

No FII/DII interest. Promoter holding is negligible at 3.59%.

Macro Context

NBFC sector faces increasing regulatory scrutiny and rising credit risk.

Cash Flow Quality

Free Cash Flow 5Y: ₹-4.06 Cr. Profit is not converting to cash.

3–6 Month Outlook

Capital raise needs to translate into actual lending growth. Unlikely given historical performance. Expect continued volatility and potential for capital destruction.

Primary Thesis Risk

Inability to generate sustainable profits will lead to complete collapse.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

0.09%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

0.40%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

13.27%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Minolta Finance Ltd Valuation Check

Price to Earnings (P/E)

N/A

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Poor

Promoter Holding

3.59%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-57600.00%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-117.39%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

9.43%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

-44.51%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

-44.51%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

4.43x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

-0.54x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-4.06 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Minolta Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of MINOLTAF across key market metrics for learning purposes.

Positive Indicators

1 factors identified

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

11 factors identified

Below-Average Return on Equity (0.09%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (0.40%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Profit Decline Concern (-57600.00%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Revenue Contraction (-117.39%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Weak Earnings Growth (-44.51% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (-44.51% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

Elevated Debt Levels (D/E: 4.43)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (-0.54x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-4.06 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (3.59%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Minolta Finance Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Minolta Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
0/100
2
₹12.10
0.09%
Poor
0.40%
Poor
4.4
Poor
-44.51%
Poor
9.43%
Good
0.00%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
963
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3307
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
625
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
282
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
674
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4355
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
395
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Minolta Finance Ltd PE Ratio History

Historical price-to-earnings ratio for MINOLTAF — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20240.01₹1.91366.3x
FY 20230.01₹0.69137.4x
FY 20220.01₹0.89178.6x
FY 20210.01₹0.4385.4x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Minolta Finance Ltd Quarterly Performance

Latest quarterly metrics for MINOLTAF — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-117.39%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-57600.00%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

9.43%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

-44.51%

Compounded annual net profit growth over 5 years

Minolta Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for MINOLTAF — calculated from daily price history

49RSI 14
Neutral — RSI 49

Momentum is balanced — neither overbought nor oversold.

SMA 50
1
▲ Price above SMA 50 — Short-term bullish
SMA 200
1
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
15K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Minolta Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Minolta Finance Ltd (MINOLTAF) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Minolta Finance Ltd

About MINOLTAF (Minolta Finance Ltd)

Minolta Finance Ltd is a Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. The company's core business revolves around the provision of a divers...e portfolio of financial products and services, catering to a broad spectrum of clients and their varied needs. These offerings encompass traditional lending solutions, strategic investments in the capital market, and the facilitation of inter-corporate deposits. Minolta Finance positions itself as a versatile financial partner, aiming to support businesses and individuals through flexible and tailored financial solutions. Its commitment lies in contributing to the growth and stability of the Indian economy by enabling access to capital and fostering financial empowerment. The company's lending portfolio is particularly extensive, encompassing a wide range of asset-backed and unsecured loan products. These cater to different segments of the market, from individual consumers to small and medium-sized enterprises (SMEs). Products like home loans, business loans, and trade finance options are designed to facilitate growth and expansion for businesses, while personal loans, education loans, and two-wheeler loans are aimed at empowering individuals to achieve their personal and professional goals. Minolta Finance also offers specialized lending solutions like loan against shares, loan against gold, and loan against property, providing customers with flexible options to leverage their assets. Beyond conventional lending, Minolta Finance extends its reach into specialized financing areas such as purchase order financing and microfinance. This reflects the company’s commitment to supporting diverse sectors of the economy and contributing to inclusive growth. By providing access to credit for smaller businesses and underserved communities, Minolta Finance aims to play a role in fostering entrepreneurship and driving economic development at the grassroots level. The breadth of its offerings underscores Minolta Finance's strategic focus on meeting the diverse financial needs of the Indian market.

Company Details

Symbol:MINOLTAF
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Ms. Prachi Bajaj
Chief Financial Officer
Ms. Shefali Gupta
Compliance Officer & Company Secretary
Ms. Forum Jigar Gada
Executive Director

MINOLTAF Share Price: Frequently Asked Questions

What is the current share price of Minolta Finance Ltd?

Minolta Finance Ltd (MINOLTAF) trades at ₹1.57 on NSE and BSE. Market cap ₹12.10 (Cr). Educational data only.

What is the P/E ratio of Minolta Finance Ltd?

Minolta Finance Ltd has a P/E of N/Ax vs industry average 22.03x.

What is the Bull Run score for Minolta Finance Ltd?

Minolta Finance Ltd has a Bull Run score of 0/100 based on 25+ financial parameters.

Does Minolta Finance Ltd pay dividends?

Minolta Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Minolta Finance Ltd?

Minolta Finance Ltd has ROE of 0.09%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Minolta Finance Ltd?

Minolta Finance Ltd has debt-to-equity of 4.43.

Is Minolta Finance Ltd a good investment?

Bull Run gives Minolta Finance Ltd a score of 0/100. This is not investment advice — consult a SEBI-registered advisor.