Saraswati Commercial India Limited Stock Price Today (NSE: ZSARACOM)
Saraswati Commercial India Limited
Fundamental Score
Saraswati Commercial India Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Saraswati Commercial India Limited share price today is ₹9043.00, down 4.25% on NSE/BSE as of 30 October 2026. Saraswati Commercial India Limited (ZSARACOM) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹1.39K (Cr). The 52-week high for ZSARACOM share price is ₹13418.00 and the 52-week low is ₹9000.00. At a P/E ratio of 15.03x, ZSARACOM is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 8.92% and a debt-to-equity ratio of N/A.
Saraswati Commercial India Limited Share Price Chart — NSE/BSE Historical Performance
Saraswati Commercial India Limited share price chart: -6.57% return over the past month. 52-week high ₹13418.00, 52-week low ₹9000.00.
Saraswati Commercial India Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹9390.00 | ₹9530.00 | ₹9081.00 | ₹9444.00 | 15.00 (Cr) | |
| ₹9230.00 | ₹9399.00 | ₹9010.00 | ₹9390.00 | 10.00 (Cr) | |
| ₹9350.00 | ₹9400.00 | ₹9230.00 | ₹9230.00 | 15.00 (Cr) | |
| ₹9100.00 | ₹9150.00 | ₹9100.00 | ₹9100.00 | 12.00 (Cr) | |
| ₹9431.00 | ₹9431.00 | ₹9380.00 | ₹9380.00 | 11.00 (Cr) | |
| ₹10000.00 | ₹10008.00 | ₹9405.00 | ₹9431.00 | 29.00 (Cr) | |
| ₹9790.00 | ₹9790.00 | ₹9405.00 | ₹9464.00 | 11.00 (Cr) | |
| ₹9701.00 | ₹9850.00 | ₹9701.00 | ₹9790.00 | 7.00 (Cr) | |
| ₹9890.00 | ₹9890.00 | ₹9701.00 | ₹9805.00 | 5.00 (Cr) | |
| ₹9750.00 | ₹10300.00 | ₹9750.00 | ₹9890.00 | 24.00 (Cr) |
Saraswati Commercial India Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹10320.00 | ₹10320.00 | ₹9010.00 | ₹9444.00 | -8.49% | |
| ₹11034.00 | ₹11859.00 | ₹9801.00 | ₹10140.00 | -8.10% | |
| ₹12500.00 | ₹13418.00 | ₹10750.00 | ₹10980.00 | -12.16% | |
| ₹10000.00 | ₹10149.90 | ₹9723.00 | ₹10149.90 | +1.50% | |
| ₹10500.00 | ₹10500.00 | ₹9000.75 | ₹9301.00 | -11.42% | |
| ₹10000.00 | ₹10500.00 | ₹8650.00 | ₹8753.60 | -12.46% | |
| ₹12399.95 | ₹12821.00 | ₹9800.00 | ₹10016.00 | -19.23% | |
| ₹12600.05 | ₹13350.00 | ₹12113.00 | ₹12115.00 | -3.85% | |
| ₹13231.10 | ₹13600.00 | ₹12115.00 | ₹12768.80 | -3.49% | |
| ₹12597.70 | ₹14499.95 | ₹12113.00 | ₹13154.00 | +4.42% | |
| ₹12749.95 | ₹12848.00 | ₹12208.00 | ₹12229.40 | -4.08% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Assets (ROA)
Bank profit generated relative to total assets
Net Profit Margin
Net profit as a percentage of reported revenue/income
Dividend Yield
Annual dividend as % of current share price
Saraswati Commercial India Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Price to Book (P/B)
Share price ÷ book value per share — key bank valuation metric
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Saraswati Commercial India Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of ZSARACOM across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Attractive Valuation (P/E: 15.03 vs Industry: 22.18)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (28.93%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (37.17%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (33.97% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (31.64% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (34.05% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (74.88%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Below-Average Return on Equity (8.92%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Saraswati Commercial India Limited vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Saraswati Commercial India Limited with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Saraswati Commercial India LimitedSaraswati Comme...Selected✓ ZSARACOM • 512020 | 62.5/100 | ₹9043.00₹9043 | ₹1387.55₹1387.55 | 15.03Average 15.0 Average | 8.92%Poor 8.92% Poor | — — | — — | 34.05%Excellent 34.05% Excellent | 33.97%Excellent 33.97% Excellent | 0.00% |
Bajaj Finance LimitedBajaj Finance L... BAJFINANCE • 500034 | 56.4/100 | ₹982.10₹982 | ₹610954.59₹610954.59 | 30.07Average 30.1 Average | 18.05%Good 18.05% Good | — — | — — | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LimitedShriram Finance... SHRIRAMFIN • 511218 | 51.3/100 | ₹939.95₹940 | ₹221160.84₹221160.84 | 16.59Average 16.6 Average | 16.38%Good 16.38% Good | — — | — — | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
64.8/100 | ₹1574.40₹1574 | ₹134288.45₹134288.45 | 23.21Average 23.2 Average | 19.33%Good 19.33% Good | — — | — — | 28.03%Excellent 28.03% Excellent | 26.53%Excellent 26.53% Excellent | 0.11% | |
Muthoot Finance LimitedMuthoot Finance... MUTHOOTFIN • 533398 | 69.4/100 | ₹2598.30₹2598 | ₹104313.43₹104313.43 | 9.17Average 9.2 Average | 30.92%Excellent 30.92% Excellent | — — | — — | 22.72%Excellent 22.72% Excellent | 22.04%Excellent 22.04% Excellent | 0.99% |
L&T Finance LimitedL&T Finance Lim... LTF • 533519 | 52.6/100 | ₹253.85₹254 | ₹63623.69₹63623.69 | 19.97Average 20.0 Average | 11.17%Average 11.17% Average | — — | — — | 24.16%Excellent 24.16% Excellent | 5.54%Good 5.54% Good | 0.88% |
SBI Cards and Payment Services LimitedSBI Cards and P... SBICARD • 543066 | 42.5/100 | ₹564.20₹564 | ₹53689.84₹53689.84 | 23.61Average 23.6 Average | 14.69%Average 14.69% Average | — — | — — | 17.09%Excellent 17.09% Excellent | 16.49%Excellent 16.49% Excellent | 0.39% |
23.9/100 | ₹571.90₹572 | ₹48565.75₹48565.75 | 8.34Average 8.3 Average | 13.13%Average 13.13% Average | — — | — — | — — | — — | 0.04% | |
Sundaram Finance LimitedSundaram Financ... SUNDARMFIN • 590071 | 36.4/100 | ₹4236.80₹4237 | ₹46702.25₹46702.25 | 21.04Average 21.0 Average | 14.66%Average 14.66% Average | — — | — — | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 53.4/100 | ₹512.60₹513 | ₹42565.13₹42565.13 | 15.41Average 15.4 Average | 13.94%Average 13.94% Average | — — | — — | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
Poonawalla Fincorp LimitedPoonawalla Finc... POONAWALLA • 524000 | 53.6/100 | ₹448.95₹449 | ₹39319.04₹39319.04 | 47.21Average 47.2 Average | 5.85%Poor 5.85% Poor | — — | — — | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Limited share price610954.59 Cr
- Shriram Finance Limited share price221160.84 Cr
- Cholamandalam Investment and Finance Company Limited share price134288.45 Cr
- Muthoot Finance Limited share price104313.43 Cr
- L&T Finance Limited share price63623.69 Cr
Saraswati Commercial India Limited PE Ratio History
Historical price-to-earnings ratio for ZSARACOM — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹517.51 | ₹12768.80 | 24.7x |
| FY 2024 | ₹1008.85 | ₹19605.50 | 19.4x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Saraswati Commercial India Limited Quarterly Performance
Latest quarterly metrics for ZSARACOM — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
37.17%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
28.93%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
33.97%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
34.05%
Compounded annual net profit growth over 5 years
Saraswati Commercial India Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for ZSARACOM — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Saraswati Commercial India Limited Financial Statements
Annual income statement, balance sheet and cash flow for Saraswati Commercial India Limited (ZSARACOM) — sourced from NSE/BSE filings.
Financial Results & Statements
Latest quarterly, annual and period-wise financial data for Saraswati Commercial India Limited
About ZSARACOM (Saraswati Commercial India Limited)
Saraswati Commercial I Ltd is a Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. The company focuses primarily on facilitating financial transa...ctions through strategic investments and active trading in the dynamic realm of shares and securities. Beyond this, Saraswati Commercial I Ltd also provides lending services, catering to diverse financial needs within the Indian market. Its core business model revolves around identifying and capitalizing on investment opportunities, managing risk exposure through diversified trading strategies, and deploying capital effectively through its lending operations. The company's approach to financial intermediation involves a meticulous assessment of market trends, regulatory frameworks, and risk profiles to ensure sustainable growth and profitability. With a keen eye on emerging market dynamics, Saraswati Commercial I Ltd positions itself to leverage opportunities across various sectors, while maintaining a strong emphasis on compliance and ethical business practices. Its investment and trading activities are guided by a team of experienced professionals who possess in-depth knowledge of the Indian financial markets. Ultimately, Saraswati Commercial I Ltd aims to deliver value to its stakeholders through prudent financial management, innovative solutions, and a commitment to fostering financial inclusion. By participating in both the investment and lending sectors, it contributes to the overall growth and stability of the Indian economy. The company is dedicated to strengthening its position as a trusted NBFC, known for its integrity, transparency, and commitment to responsible lending practices.
Company Details
Key Leadership
ZSARACOM Share Price: Frequently Asked Questions
What is the current share price of Saraswati Commercial India Limited?
Saraswati Commercial India Limited (ZSARACOM) trades at ₹9043.00 on NSE and BSE. Market cap ₹1.39K (Cr). Educational data only.
What is the P/E ratio of Saraswati Commercial India Limited?
Saraswati Commercial India Limited has a P/E of 15.03x vs industry average 22.18x.
What is the Bull Run score for Saraswati Commercial India Limited?
Saraswati Commercial India Limited has a Bull Run score of 62.5/100 based on 25+ financial parameters.
Does Saraswati Commercial India Limited pay dividends?
Saraswati Commercial India Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Saraswati Commercial India Limited?
Saraswati Commercial India Limited has ROE of 8.92%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Saraswati Commercial India Limited?
Saraswati Commercial India Limited has debt-to-equity of N/A.
Is Saraswati Commercial India Limited a good investment?
Bull Run gives Saraswati Commercial India Limited a score of 62.5/100. This is not investment advice — consult a SEBI-registered advisor.