Ujjivan Small Finance Bank Limited Stock Price Today (NSE: UJJIVANSFB)

Ujjivan Small Finance Bank Limited

UJJIVANSFBOther Bank
64.83+0.76 (+1.19%)
Market Closed

Fundamental Score

...

Ujjivan Small Finance Bank Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Ujjivan Small Finance Bank Limited share price today is 64.83, up +1.19% on NSE/BSE as of 16 September 2026. Ujjivan Small Finance Bank Limited (UJJIVANSFB) is a Mid-cap company in the Other Bank sector with a market capitalisation of 12.61K (Cr). The 52-week high for UJJIVANSFB share price is 73.94 and the 52-week low is 43.85. At a P/E ratio of 13.88x, UJJIVANSFB is currently trading below its industry average P/E of 18.38x. The company has a Return on Equity (ROE) of 10.74% and a debt-to-equity ratio of N/A.

Ujjivan Small Finance Bank Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
73.94
Low
61.40
Volume
1.4Cr
Change
-7.02%

Ujjivan Small Finance Bank Limited share price chart: -7.02% return over the past month. 52-week high ₹73.94, 52-week low ₹43.85.

Ujjivan Small Finance Bank Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
63.8264.9863.0864.8385.07L (Cr)
65.7166.5663.8564.0776.11L (Cr)
65.9066.0864.7065.5495.97L (Cr)
64.8566.7364.0566.52143.40L (Cr)
64.2865.0963.6864.12145.63L (Cr)
64.9365.4763.7164.8680.48L (Cr)
64.5165.4063.5665.0993.39L (Cr)
62.9964.8862.9064.43121.68L (Cr)
64.2565.2262.6062.99218.60L (Cr)
65.3765.4961.4063.64494.32L (Cr)

Ujjivan Small Finance Bank Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
69.4069.4161.4064.83-6.59%
72.8973.9466.6869.11-5.19%
59.1673.2958.8471.75+21.28%
54.3959.5852.0359.05+8.57%
56.8865.4652.0054.39-4.38%
52.4860.6951.0056.88+8.38%
54.9857.6649.2450.51-8.13%
62.0166.3057.2758.06-6.37%
53.0068.0052.3565.37+23.34%
54.6356.3050.0052.99-3.00%
52.0556.1850.3054.43+4.57%
46.4054.5446.0151.84+11.72%

Returns & Performance

Poor

Return on Equity (ROE)

10.74%

Profit generated per ₹1 of shareholder equity

Average

Return on Assets (ROA)

1.32%

Bank profit generated relative to total assets

Good

Net Profit Margin

16.61%

Net profit as a percentage of reported revenue/income

Dividend Yield

0.00%

Annual dividend as % of current share price

Ujjivan Small Finance Bank Limited Valuation Check

Good

Price to Earnings (P/E)

13.88x

Share price ÷ earnings per share. Lower = cheaper

Excellent

Price to Book (P/B)

2.06x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Poor

Promoter Holding

0.00%

% shares held by company founders/management

Good

FII Holding

16.81%

% shares held by foreign institutional investors

Excellent

DII Holding

33.45%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

238.13%

Net profit growth vs same quarter last year

Good

Revenue Growth (Quarterly YoY)

19.39%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

19.82%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

187.19%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

193.92%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Ujjivan Small Finance Bank Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of UJJIVANSFB across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Attractive Valuation (P/E: 13.88 vs Industry: 18.38)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (238.13%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (19.39%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (19.82% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (187.19% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (193.92% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Cash Generation (₹8488.72 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Strong Institutional Confidence (FII+DII: 50.26%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

2 factors identified

Low Promoter Commitment (0.00%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Ujjivan Small Finance Bank Limited vs Other Bank Peers

Peer Comparison - Other Bank

Compare Ujjivan Small Finance Bank Limited with 8 other companies in the same sector

9 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
55.1/100
65
₹12611.09
13.9
Average
10.74%
Average
193.92%
Excellent
19.82%
Excellent
0.00%
50.3/100
1068
₹79967.74
27.9
Average
14.22%
Average
17.66%
Excellent
30.36%
Excellent
0.10%
26.7/100
72
₹8269.11
16.2
Average
1.69%
Poor
-23.14%
Poor
16.29%
Excellent
0.00%
48.4/100
541
₹5702.05
15.0
Average
7.60%
Poor
28.81%
Excellent
16.47%
Excellent
0.00%
19/100
16
₹2845.46
-40.03%
Poor
16.40%
Excellent
0.00%
34.9/100
41
₹2094.76
18.9
Average
-8.93%
Poor
16.60%
Excellent
0.00%
42.4/100
154
₹1633.36
8.5
Average
7.59%
Poor
66.52%
Excellent
22.72%
Excellent
0.79%
40.7/100
280
₹1274.98
8.4
Average
10.10%
Average
28.23%
Excellent
15.44%
Excellent
1.69%
37.8/100
139
₹1153.35
55.2
Average
6.76%
Poor
21.49%
Excellent
65.07%
Excellent
0.00%

Ujjivan Small Finance Bank Limited PE Ratio History

Historical price-to-earnings ratio for UJJIVANSFB — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20253.71₹52.9914.3x
FY 20246.54₹33.815.2x
FY 20235.81₹56.909.8x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Ujjivan Small Finance Bank Limited Dividend History

Annual cash dividends paid by UJJIVANSFB — dividend yield N/A

Financial YearDividends Paid (₹ Cr)
FY 2025290.08 Cr
FY 202468.34 Cr
FY 2023157.59 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Ujjivan Small Finance Bank Limited Quarterly Performance

Latest quarterly metrics for UJJIVANSFB — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

19.39%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

238.13%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

19.82%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

193.92%

Compounded annual net profit growth over 5 years

Ujjivan Small Finance Bank Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for UJJIVANSFB — calculated from daily price history

26RSI 14
Oversold — RSI 26

Selling pressure is heavy — potential reversal zone.

SMA 50
66
▼ Price below SMA 50 — Short-term bearish
SMA 200
59
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
15326K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Ujjivan Small Finance Bank Limited Financial Statements

Annual income statement, balance sheet and cash flow for Ujjivan Small Finance Bank Limited (UJJIVANSFB) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for Ujjivan Small Finance Bank Limited

Loading latest quarterly results...

About UJJIVANSFB (Ujjivan Small Finance Bank Limited)

Ujjivan Small Finance Bank Ltd is a dynamic and customer-centric financial institution dedicated to fostering financial inclusion across India. With a mission to serve the underser...ved, Ujjivan operates as a vital artery connecting financial resources to individuals and small businesses often excluded from traditional banking systems. The bank distinguishes itself through its extensive network of branches and a suite of tailored products designed to meet the diverse needs of its clientele. From basic savings accounts to specialized loan offerings, Ujjivan strives to empower its customers to achieve their financial goals and improve their overall quality of life. The bank's commitment extends beyond mere transactions, focusing on building lasting relationships based on trust and understanding of the unique challenges faced by the communities it serves. At the heart of Ujjivan's operations lies a comprehensive range of banking solutions meticulously crafted to address varying financial requirements. Individuals can avail themselves of convenient current and savings accounts, each designed to provide easy access to funds and facilitate everyday transactions. Ujjivan also offers a variety of deposit options, including fixed deposits and recurring deposits, enabling customers to grow their savings securely and steadily. Recognizing the importance of catering to the expatriate community, the bank extends its services to Non-Resident Indians (NRIs) through specialized accounts and deposit schemes. Ujjivan actively promotes financial literacy and responsible banking practices, empowering its customers to make informed decisions about their finances. Ujjivan's commitment to empowering individuals and small businesses shines through its diverse portfolio of loan products. Understanding the significance of homeownership, the bank offers a range of home loan solutions, from assisting with the purchase of a new home to providing financing for construction and home improvement projects. Micro and small enterprises, the backbone of the Indian economy, benefit from Ujjivan's customized loan offerings designed to support their growth and expansion. These loan products are thoughtfully structured to be accessible and affordable, reflecting Ujjivan's deep understanding of the challenges and opportunities faced by these businesses. By providing access to capital and financial expertise, Ujjivan actively contributes to the economic development of the communities it serves.

Company Details

Symbol:UJJIVANSFB
Industry:Other Bank
Sector:Other Bank

Key Leadership

Mr. Sanjeev Nautiyal
MD, CEO, President & Executive Director
Mr. Sadananda Balakrishna Kamath
Chief Financial Officer
Ms. Carol Kripanayana Furtado
Whole-Time Executive Director

UJJIVANSFB Share Price: Frequently Asked Questions

What is the current share price of Ujjivan Small Finance Bank Limited?

Ujjivan Small Finance Bank Limited (UJJIVANSFB) trades at ₹64.83 on NSE and BSE. Market cap ₹12.61K (Cr). Educational data only.

What is the P/E ratio of Ujjivan Small Finance Bank Limited?

Ujjivan Small Finance Bank Limited has a P/E of 13.88x vs industry average 18.38x.

What is the Bull Run score for Ujjivan Small Finance Bank Limited?

Ujjivan Small Finance Bank Limited has a Bull Run score of 55.1/100 based on 25+ financial parameters.

Does Ujjivan Small Finance Bank Limited pay dividends?

Ujjivan Small Finance Bank Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Ujjivan Small Finance Bank Limited?

Ujjivan Small Finance Bank Limited has ROE of 10.74%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Ujjivan Small Finance Bank Limited?

Ujjivan Small Finance Bank Limited has debt-to-equity of N/A.

Is Ujjivan Small Finance Bank Limited a good investment?

Bull Run gives Ujjivan Small Finance Bank Limited a score of 55.1/100. This is not investment advice — consult a SEBI-registered advisor.