Ujjivan Small Finance Bank Limited Stock Price Today (NSE: UJJIVANSFB)
Fundamental Score
Ujjivan Small Finance Bank Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Ujjivan Small Finance Bank Limited share price today is ₹64.83, up +1.19% on NSE/BSE as of 16 September 2026. Ujjivan Small Finance Bank Limited (UJJIVANSFB) is a Mid-cap company in the Other Bank sector with a market capitalisation of ₹12.61K (Cr). The 52-week high for UJJIVANSFB share price is ₹73.94 and the 52-week low is ₹43.85. At a P/E ratio of 13.88x, UJJIVANSFB is currently trading below its industry average P/E of 18.38x. The company has a Return on Equity (ROE) of 10.74% and a debt-to-equity ratio of N/A.
Ujjivan Small Finance Bank Limited Share Price Chart — NSE/BSE Historical Performance
Ujjivan Small Finance Bank Limited share price chart: -7.02% return over the past month. 52-week high ₹73.94, 52-week low ₹43.85.
Ujjivan Small Finance Bank Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹63.82 | ₹64.98 | ₹63.08 | ₹64.83 | 85.07L (Cr) | |
| ₹65.71 | ₹66.56 | ₹63.85 | ₹64.07 | 76.11L (Cr) | |
| ₹65.90 | ₹66.08 | ₹64.70 | ₹65.54 | 95.97L (Cr) | |
| ₹64.85 | ₹66.73 | ₹64.05 | ₹66.52 | 143.40L (Cr) | |
| ₹64.28 | ₹65.09 | ₹63.68 | ₹64.12 | 145.63L (Cr) | |
| ₹64.93 | ₹65.47 | ₹63.71 | ₹64.86 | 80.48L (Cr) | |
| ₹64.51 | ₹65.40 | ₹63.56 | ₹65.09 | 93.39L (Cr) | |
| ₹62.99 | ₹64.88 | ₹62.90 | ₹64.43 | 121.68L (Cr) | |
| ₹64.25 | ₹65.22 | ₹62.60 | ₹62.99 | 218.60L (Cr) | |
| ₹65.37 | ₹65.49 | ₹61.40 | ₹63.64 | 494.32L (Cr) |
Ujjivan Small Finance Bank Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹69.40 | ₹69.41 | ₹61.40 | ₹64.83 | -6.59% | |
| ₹72.89 | ₹73.94 | ₹66.68 | ₹69.11 | -5.19% | |
| ₹59.16 | ₹73.29 | ₹58.84 | ₹71.75 | +21.28% | |
| ₹54.39 | ₹59.58 | ₹52.03 | ₹59.05 | +8.57% | |
| ₹56.88 | ₹65.46 | ₹52.00 | ₹54.39 | -4.38% | |
| ₹52.48 | ₹60.69 | ₹51.00 | ₹56.88 | +8.38% | |
| ₹54.98 | ₹57.66 | ₹49.24 | ₹50.51 | -8.13% | |
| ₹62.01 | ₹66.30 | ₹57.27 | ₹58.06 | -6.37% | |
| ₹53.00 | ₹68.00 | ₹52.35 | ₹65.37 | +23.34% | |
| ₹54.63 | ₹56.30 | ₹50.00 | ₹52.99 | -3.00% | |
| ₹52.05 | ₹56.18 | ₹50.30 | ₹54.43 | +4.57% | |
| ₹46.40 | ₹54.54 | ₹46.01 | ₹51.84 | +11.72% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Assets (ROA)
Bank profit generated relative to total assets
Net Profit Margin
Net profit as a percentage of reported revenue/income
Dividend Yield
Annual dividend as % of current share price
Ujjivan Small Finance Bank Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Price to Book (P/B)
Share price ÷ book value per share — key bank valuation metric
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Ujjivan Small Finance Bank Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of UJJIVANSFB across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Attractive Valuation (P/E: 13.88 vs Industry: 18.38)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (238.13%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (19.39%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (19.82% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (187.19% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (193.92% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹8488.72 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 50.26%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Ujjivan Small Finance Bank Limited vs Other Bank Peers
Peer Comparison - Other Bank
Compare Ujjivan Small Finance Bank Limited with 8 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Ujjivan Small Finance Bank LimitedUjjivan Small F...Selected✓ UJJIVANSFB • 542904 | 55.1/100 | ₹64.83₹65 | ₹12611.09₹12611.09 | 13.88Average 13.9 Average | 10.74%Average 10.74% Average | — — | — — | 193.92%Excellent 193.92% Excellent | 19.82%Excellent 19.82% Excellent | 0.00% |
AU Small Finance Bank LimitedAU Small Financ... AUBANK • 540611 | 50.3/100 | ₹1067.70₹1068 | ₹79967.74₹79967.74 | 27.94Average 27.9 Average | 14.22%Average 14.22% Average | — — | — — | 17.66%Excellent 17.66% Excellent | 30.36%Excellent 30.36% Excellent | 0.10% |
Equitas Small Finance Bank LimitedEquitas Small F... EQUITASBNK • 543243 | 26.7/100 | ₹72.30₹72 | ₹8269.11₹8269.11 | 16.17Average 16.2 Average | 1.69%Poor 1.69% Poor | — — | — — | -23.14%Poor -23.14% Poor | 16.29%Excellent 16.29% Excellent | 0.00% |
Jana Small Finance Bank LimitedJana Small Fina... JSFB • 544118 | 48.4/100 | ₹541.30₹541 | ₹5702.05₹5702.05 | 15.01Average 15.0 Average | 7.60%Poor 7.60% Poor | — — | — — | 28.81%Excellent 28.81% Excellent | 16.47%Excellent 16.47% Excellent | 0.00% |
Utkarsh Small Finance Bank LimitedUtkarsh Small F... UTKARSHBNK • 543942 | 19/100 | ₹15.99₹16 | ₹2845.46₹2845.46 | — — | -40.03%Poor -40.03% Poor | — — | — — | — — | 16.40%Excellent 16.40% Excellent | 0.00% |
ESAF Small Finance Bank LimitedESAF Small Fina... ESAFSFB • 544020 | 34.9/100 | ₹40.60₹41 | ₹2094.76₹2094.76 | 18.88Average 18.9 Average | -8.93%Poor -8.93% Poor | — — | — — | — — | 16.60%Excellent 16.60% Excellent | 0.00% |
Suryoday Small Finance Bank LimitedSuryoday Small ... SURYODAY • 543279 | 42.4/100 | ₹153.67₹154 | ₹1633.36₹1633.36 | 8.51Average 8.5 Average | 7.59%Poor 7.59% Poor | — — | — — | 66.52%Excellent 66.52% Excellent | 22.72%Excellent 22.72% Excellent | 0.79% |
Capital Small Finance Bank LimitedCapital Small F... CAPITALSFB • 544120 | 40.7/100 | ₹280.40₹280 | ₹1274.98₹1274.98 | 8.44Average 8.4 Average | 10.10%Average 10.10% Average | — — | — — | 28.23%Excellent 28.23% Excellent | 15.44%Excellent 15.44% Excellent | 1.69% |
Fino Payments Bank LimitedFino Payments B... FINOPB • 543386 | 37.8/100 | ₹138.59₹139 | ₹1153.35₹1153.35 | 55.22Average 55.2 Average | 6.76%Poor 6.76% Poor | — — | — — | 21.49%Excellent 21.49% Excellent | 65.07%Excellent 65.07% Excellent | 0.00% |
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Ujjivan Small Finance Bank Limited PE Ratio History
Historical price-to-earnings ratio for UJJIVANSFB — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹3.71 | ₹52.99 | 14.3x |
| FY 2024 | ₹6.54 | ₹33.81 | 5.2x |
| FY 2023 | ₹5.81 | ₹56.90 | 9.8x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Ujjivan Small Finance Bank Limited Dividend History
Annual cash dividends paid by UJJIVANSFB — dividend yield N/A
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹290.08 Cr |
| FY 2024 | ₹68.34 Cr |
| FY 2023 | ₹157.59 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Ujjivan Small Finance Bank Limited Quarterly Performance
Latest quarterly metrics for UJJIVANSFB — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
19.39%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
238.13%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
19.82%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
193.92%
Compounded annual net profit growth over 5 years
Ujjivan Small Finance Bank Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for UJJIVANSFB — calculated from daily price history
Selling pressure is heavy — potential reversal zone.
Technical indicators are for educational purposes only. Not investment advice.
Ujjivan Small Finance Bank Limited Financial Statements
Annual income statement, balance sheet and cash flow for Ujjivan Small Finance Bank Limited (UJJIVANSFB) — sourced from NSE/BSE filings.
Financial Results & Statements
Latest quarterly, annual and period-wise financial data for Ujjivan Small Finance Bank Limited
About UJJIVANSFB (Ujjivan Small Finance Bank Limited)
Ujjivan Small Finance Bank Ltd is a dynamic and customer-centric financial institution dedicated to fostering financial inclusion across India. With a mission to serve the underser...ved, Ujjivan operates as a vital artery connecting financial resources to individuals and small businesses often excluded from traditional banking systems. The bank distinguishes itself through its extensive network of branches and a suite of tailored products designed to meet the diverse needs of its clientele. From basic savings accounts to specialized loan offerings, Ujjivan strives to empower its customers to achieve their financial goals and improve their overall quality of life. The bank's commitment extends beyond mere transactions, focusing on building lasting relationships based on trust and understanding of the unique challenges faced by the communities it serves. At the heart of Ujjivan's operations lies a comprehensive range of banking solutions meticulously crafted to address varying financial requirements. Individuals can avail themselves of convenient current and savings accounts, each designed to provide easy access to funds and facilitate everyday transactions. Ujjivan also offers a variety of deposit options, including fixed deposits and recurring deposits, enabling customers to grow their savings securely and steadily. Recognizing the importance of catering to the expatriate community, the bank extends its services to Non-Resident Indians (NRIs) through specialized accounts and deposit schemes. Ujjivan actively promotes financial literacy and responsible banking practices, empowering its customers to make informed decisions about their finances. Ujjivan's commitment to empowering individuals and small businesses shines through its diverse portfolio of loan products. Understanding the significance of homeownership, the bank offers a range of home loan solutions, from assisting with the purchase of a new home to providing financing for construction and home improvement projects. Micro and small enterprises, the backbone of the Indian economy, benefit from Ujjivan's customized loan offerings designed to support their growth and expansion. These loan products are thoughtfully structured to be accessible and affordable, reflecting Ujjivan's deep understanding of the challenges and opportunities faced by these businesses. By providing access to capital and financial expertise, Ujjivan actively contributes to the economic development of the communities it serves.
Company Details
Key Leadership
UJJIVANSFB Share Price: Frequently Asked Questions
What is the current share price of Ujjivan Small Finance Bank Limited?
Ujjivan Small Finance Bank Limited (UJJIVANSFB) trades at ₹64.83 on NSE and BSE. Market cap ₹12.61K (Cr). Educational data only.
What is the P/E ratio of Ujjivan Small Finance Bank Limited?
Ujjivan Small Finance Bank Limited has a P/E of 13.88x vs industry average 18.38x.
What is the Bull Run score for Ujjivan Small Finance Bank Limited?
Ujjivan Small Finance Bank Limited has a Bull Run score of 55.1/100 based on 25+ financial parameters.
Does Ujjivan Small Finance Bank Limited pay dividends?
Ujjivan Small Finance Bank Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Ujjivan Small Finance Bank Limited?
Ujjivan Small Finance Bank Limited has ROE of 10.74%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Ujjivan Small Finance Bank Limited?
Ujjivan Small Finance Bank Limited has debt-to-equity of N/A.
Is Ujjivan Small Finance Bank Limited a good investment?
Bull Run gives Ujjivan Small Finance Bank Limited a score of 55.1/100. This is not investment advice — consult a SEBI-registered advisor.