Unifinz Capital India Ltd Stock Price Today (NSE: UCIL)
Unifinz Capital India Ltd
Fundamental Score
Unifinz Capital India Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Unifinz Capital India Ltd share price today is ₹103.00, up +0.00% on NSE/BSE as of 9 October 2026. Unifinz Capital India Ltd (UCIL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹534.09 (Cr). The 52-week high for UCIL share price is ₹647.55 and the 52-week low is ₹61.00. At a P/E ratio of 6.13x, UCIL is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 72.11% and a debt-to-equity ratio of 1.69.
Unifinz Capital India Ltd Share Price Chart — NSE/BSE Historical Performance
Unifinz Capital India Ltd share price chart: -8.97% return over the past month. 52-week high ₹647.55, 52-week low ₹61.00.
Unifinz Capital India Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹101.00 | ₹101.05 | ₹101.00 | ₹101.00 | 470.00 (Cr) | |
| ₹105.00 | ₹105.00 | ₹100.00 | ₹101.00 | 3.30K (Cr) | |
| ₹101.00 | ₹105.50 | ₹101.00 | ₹103.50 | 1.34K (Cr) | |
| ₹104.50 | ₹104.50 | ₹100.55 | ₹100.55 | 510.00 (Cr) | |
| ₹100.00 | ₹104.95 | ₹100.00 | ₹104.50 | 2.13K (Cr) | |
| ₹102.00 | ₹104.85 | ₹100.15 | ₹100.15 | 5.60K (Cr) | |
| ₹99.00 | ₹100.00 | ₹99.00 | ₹100.00 | 4.16K (Cr) | |
| ₹100.70 | ₹104.90 | ₹100.50 | ₹100.50 | 20.19K (Cr) | |
| ₹105.80 | ₹105.80 | ₹105.75 | ₹105.75 | 22.74K (Cr) | |
| ₹97.05 | ₹100.80 | ₹97.05 | ₹100.80 | 1.50K (Cr) |
Unifinz Capital India Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹103.55 | ₹115.00 | ₹96.00 | ₹101.00 | -2.46% | |
| ₹101.45 | ₹127.50 | ₹101.00 | ₹109.00 | +7.44% | |
| ₹96.00 | ₹108.76 | ₹61.00 | ₹102.00 | +6.25% | |
| ₹100.00 | ₹108.70 | ₹94.85 | ₹97.00 | -3.00% | |
| ₹91.99 | ₹105.00 | ₹89.00 | ₹100.00 | +8.71% | |
| ₹92.00 | ₹98.00 | ₹85.00 | ₹85.00 | -7.61% | |
| ₹98.00 | ₹105.00 | ₹92.00 | ₹95.00 | -3.06% | |
| ₹93.55 | ₹120.00 | ₹90.00 | ₹95.00 | +1.55% | |
| ₹635.00 | ₹645.00 | ₹90.00 | ₹93.55 | -85.27% | |
| ₹497.00 | ₹647.55 | ₹456.20 | ₹610.00 | +22.74% | |
| ₹533.95 | ₹599.00 | ₹495.00 | ₹499.50 | -6.45% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Assets (ROA)
Bank profit generated relative to total assets
Net Profit Margin
Net profit as a percentage of reported revenue/income
Dividend Yield
Annual dividend as % of current share price
Unifinz Capital India Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Price to Book (P/B)
Share price ÷ book value per share — key bank valuation metric
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Unifinz Capital India Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of UCIL across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (72.11%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Attractive Valuation (P/E: 6.13 vs Industry: 22.18)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (160.43%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (234.97%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (236.85% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (129.07% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (181.84% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Elevated Debt Levels (D/E: 1.69)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Low Promoter Commitment (19.84%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Unifinz Capital India Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Unifinz Capital India Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Unifinz Capital India LtdUnifinz Capital...Selected✓ UCIL • 541358 | 62/100 | ₹103.00₹103 | ₹534.09₹534.09 | 6.13Average 6.1 Average | 72.11%Excellent 72.11% Excellent | 55.21%Excellent 55.21% Excellent | 1.69Average 1.7 Average | 181.84%Excellent 181.84% Excellent | 236.85%Excellent 236.85% Excellent | 0.41% |
Bajaj Finance LimitedBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1039.30₹1039 | ₹646538.14₹646538.14 | 31.82Average 31.8 Average | 18.05%Good 18.05% Good | — — | — — | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LimitedShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1029.00₹1029 | ₹242113.41₹242113.41 | 18.16Average 18.2 Average | 16.38%Good 16.38% Good | — — | — — | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1829.00₹1829 | ₹156004.55₹156004.55 | 26.96Average 27.0 Average | 19.33%Good 19.33% Good | — — | — — | 28.03%Excellent 28.03% Excellent | 26.53%Excellent 26.53% Excellent | 0.11% | |
Muthoot Finance LimitedMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹2815.00₹2815 | ₹113013.24₹113013.24 | 9.94Average 9.9 Average | 30.92%Excellent 30.92% Excellent | — — | — — | 22.72%Excellent 22.72% Excellent | 22.04%Excellent 22.04% Excellent | 0.99% |
L&T Finance LimitedL&T Finance Lim... LTF • 533519 | 55.2/100 | ₹310.40₹310 | ₹77771.03₹77771.03 | 24.42Average 24.4 Average | 11.17%Average 11.17% Average | — — | — — | 24.16%Excellent 24.16% Excellent | 5.54%Good 5.54% Good | 0.88% |
SBI Cards and Payment Services LimitedSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹668.40₹668 | ₹63605.61₹63605.61 | 27.97Average 28.0 Average | 14.69%Average 14.69% Average | — — | — — | 17.09%Excellent 17.09% Excellent | 16.49%Excellent 16.49% Excellent | 0.39% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹675.05₹675 | ₹56054.60₹56054.60 | 20.29Average 20.3 Average | 13.94%Average 13.94% Average | — — | — — | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
Sundaram Finance LimitedSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4728.00₹4728 | ₹52116.74₹52116.74 | 23.48Average 23.5 Average | 14.66%Average 14.66% Average | — — | — — | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹513.95₹514 | ₹43644.63₹43644.63 | 7.50Average 7.5 Average | 13.13%Average 13.13% Average | — — | — — | — — | — — | 0.04% | |
Poonawalla Fincorp LimitedPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹448.60₹449 | ₹39288.39₹39288.39 | 47.17Average 47.2 Average | 5.85%Poor 5.85% Poor | — — | — — | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Limited share price646538.14 Cr
- Shriram Finance Limited share price242113.41 Cr
- Cholamandalam Investment and Finance Company Limited share price156004.55 Cr
- Muthoot Finance Limited share price113013.24 Cr
- L&T Finance Limited share price77771.03 Cr
Unifinz Capital India Ltd PE Ratio History
Historical price-to-earnings ratio for UCIL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2022 | ₹3.36 | ₹83.50 | 24.9x |
| FY 2021 | ₹1.55 | ₹329.00 | 212.3x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Unifinz Capital India Ltd Quarterly Performance
Latest quarterly metrics for UCIL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
234.97%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
160.43%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
236.85%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
181.84%
Compounded annual net profit growth over 5 years
Unifinz Capital India Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for UCIL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Unifinz Capital India Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Unifinz Capital India Ltd (UCIL) — sourced from NSE/BSE filings.
Financial Results & Statements
Latest quarterly, annual and period-wise financial data for Unifinz Capital India Ltd
About UCIL (Unifinz Capital India Ltd)
Unifinz Capital India Ltd is a registered Non-Banking Financial Company (NBFC) in India, strategically positioned to cater to the evolving credit needs of the modern Indian populac...e. The company focuses on providing accessible and convenient financial solutions, primarily targeting salaried professionals and other eligible demographics. UCIL operates within the regulatory framework stipulated by the Reserve Bank of India (RBI) for NBFCs, ensuring compliance and responsible lending practices. Through its operational structure, Unifinz Capital aims to bridge the gap between traditional financial institutions and the underserved segments of the market, offering a streamlined and customer-centric borrowing experience. At the core of UCIL's operations is a commitment to leveraging technology to enhance its service delivery. The company utilizes a credit-enabled financial technology platform, operating under its proprietary brand, to facilitate the loan application and disbursement process. This platform is engineered to offer a seamless and user-friendly experience, enabling borrowers to access funds with speed and efficiency. Unifinz Capital's technological infrastructure is designed to support the company's focus on delivering personalized and flexible loan products, tailored to the specific requirements of its diverse customer base. The company's commitment to innovation allows it to optimize its operational processes and reach a wider audience across the country. Unifinz Capital India Ltd is dedicated to offering a comprehensive suite of financial products, designed to meet the varying needs of its borrowers. This includes a range of loan options, from short-term and instant cash loans to longer-term financing solutions. By diversifying its product offerings, UCIL caters to a broader spectrum of financial requirements. The company's emphasis is not only on providing accessible credit but also on promoting financial literacy and responsible borrowing practices among its customers. Through a combination of innovative technology and customer-focused service, Unifinz Capital aims to establish itself as a trusted and reliable partner in the financial journeys of its clients.
Company Details
Key Leadership
UCIL Share Price: Frequently Asked Questions
What is the current share price of Unifinz Capital India Ltd?
Unifinz Capital India Ltd (UCIL) trades at ₹103.00 on NSE and BSE. Market cap ₹534.09 (Cr). Educational data only.
What is the P/E ratio of Unifinz Capital India Ltd?
Unifinz Capital India Ltd has a P/E of 6.13x vs industry average 22.18x.
What is the Bull Run score for Unifinz Capital India Ltd?
Unifinz Capital India Ltd has a Bull Run score of 62/100 based on 25+ financial parameters.
Does Unifinz Capital India Ltd pay dividends?
Unifinz Capital India Ltd has a dividend yield of 0.41%. Past dividends don't guarantee future payments.
What is the ROE of Unifinz Capital India Ltd?
Unifinz Capital India Ltd has ROE of 72.11%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Unifinz Capital India Ltd?
Unifinz Capital India Ltd has debt-to-equity of 1.69.
Is Unifinz Capital India Ltd a good investment?
Bull Run gives Unifinz Capital India Ltd a score of 62/100. This is not investment advice — consult a SEBI-registered advisor.