Indian Railway Finance Corporation Limited Stock Price Today (NSE: IRFC)

Indian Railway Finance Corporation Limited

₹74.94+₹0.64 (+0.86%)
Market Open

Fundamental Score

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Indian Railway Finance Corporation Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Indian Railway Finance Corporation Limited share price today is ₹74.94, up +0.86% on NSE/BSE as of 9 October 2026. Indian Railway Finance Corporation Limited (IRFC) is a Large-cap company in the Financial Institution sector with a market capitalisation of ₹97.94K (Cr). The 52-week high for IRFC share price is ₹137.17 and the 52-week low is ₹74.12. At a P/E ratio of 13.63x, IRFC is currently trading below its industry average P/E of 17.39x. The company has a Return on Equity (ROE) of 12.81% and a debt-to-equity ratio of N/A.

Indian Railway Finance Corporation Limited Share Price Chart — NSE/BSE Historical Performance

Indian Railway Finance Corporation Limited share price chart: -7.34% return over the past month. 52-week high ₹137.17, 52-week low ₹74.12.

Indian Railway Finance Corporation Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
₹76.24₹76.29₹74.12₹74.3091.89L (Cr)
₹76.90₹77.20₹76.04₹76.1552.13L (Cr)
₹76.98₹78.07₹76.33₹77.1066.59L (Cr)
₹78.00₹78.10₹76.06₹76.5088.17L (Cr)
₹78.70₹78.92₹76.51₹77.06127.65L (Cr)
₹78.60₹81.50₹78.41₹79.28381.10L (Cr)
₹78.70₹80.26₹77.07₹80.26157.47L (Cr)
₹79.95₹79.95₹78.36₹78.5585.59L (Cr)
₹79.68₹79.99₹79.20₹79.9547.01L (Cr)
₹80.50₹80.50₹79.41₹79.8653.33L (Cr)

Indian Railway Finance Corporation Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
₹78.70₹78.92₹74.12₹74.30-5.59%
₹83.34₹83.95₹77.07₹79.28-4.87%
₹89.50₹90.85₹82.90₹83.34-6.88%
₹90.98₹91.92₹86.02₹89.15-2.01%
₹98.20₹101.20₹90.19₹90.53-7.81%
₹104.21₹107.66₹95.17₹97.51-6.43%
₹90.83₹108.38₹88.60₹104.21+14.73%
₹96.48₹102.02₹87.00₹87.23-9.58%
₹114.99₹119.79₹100.66₹102.46-10.89%
₹125.31₹129.75₹112.61₹120.10-4.16%
₹117.57₹137.17₹109.70₹124.62+6.00%
₹123.25₹123.67₹115.65₹117.57-4.61%

Returns & Performance

Average

Return on Equity (ROE)

12.81%

Profit generated per ₹1 of shareholder equity

Return on Assets (ROA)

N/A

Bank profit generated relative to total assets

Excellent

Net Profit Margin

25.12%

Net profit as a percentage of reported revenue/income

Good

Dividend Yield

2.36%

Annual dividend as % of current share price

Indian Railway Finance Corporation Limited Valuation Check

Good

Price to Earnings (P/E)

13.63x

Share price ÷ earnings per share. Lower = cheaper

Excellent

Price to Book (P/B)

1.86x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

86.36%

% shares held by company founders/management

Poor

FII Holding

1.16%

% shares held by foreign institutional investors

Poor

DII Holding

2.89%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

10.40%

Net profit growth vs same quarter last year

Good

Revenue Growth (Quarterly YoY)

19.46%

Revenue growth vs same quarter last year

Good

Revenue Growth (5-Year CAGR)

11.59%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

7.93%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

9.68%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Indian Railway Finance Corporation Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of IRFC across key market metrics for learning purposes.

Positive Indicators

3 factors identified

Attractive Valuation (P/E: 13.63 vs Industry: 17.39)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Strong Revenue Growth (19.46%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

2 factors identified

Limited Public Float (86.36% Promoter Holding)

Observation: High promoter holding may restrict liquidity and price discovery.

Analysis: Very high promoter holding can limit trading liquidity.

Limited Institutional Interest (FII+DII: 4.05%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

Indian Railway Finance Corporation Limited vs Financial Institution Peers

Peer Comparison - Financial Institution

Compare Indian Railway Finance Corporation Limited with 8 other companies in the same sector

9 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
34.9/100
₹75
₹97935.41
13.6
Average
12.81%
Average
—
—
9.68%
Good
11.59%
Good
2.36%
47.7/100
₹351
₹115866.51
4.4
Average
20.67%
Excellent
—
—
17.13%
Excellent
10.01%
Good
4.57%
REC Limited...
RECLTD • 532955
40.5/100
₹315
₹83064.93
5.2
Average
19.96%
Good
—
—
14.25%
Good
10.88%
Good
5.12%
63.3/100
₹177
₹35383.58
8.3
Average
20.20%
Excellent
—
—
20.64%
Excellent
12.70%
Good
2.22%
48.3/100
₹112
₹31519.56
16.0
Average
15.58%
Good
—
—
40.15%
Excellent
25.63%
Excellent
0.49%
33.1/100
₹89
₹24054.80
139.5
Average
2.05%
Poor
—
—
15.94%
Excellent
0.02%
Average
0.00%
24.6/100
₹143
₹6624.74
43.0
Average
9.75%
Poor
—
—
8.86%
Good
1.15%
Average
0.72%
50.7/100
₹58
₹1203.38
158.1
Average
3.45%
Poor
—
—
51.20%
Excellent
79.63%
Excellent
0.00%
26.4/100
₹10
₹89.56
—
-34.93%
Poor
—
—
-0.72%
Poor
8.35%
Good
0.00%

Indian Railway Finance Corporation Limited PE Ratio History

Historical price-to-earnings ratio for IRFC — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 2025₹4.98₹124.6225x
FY 2024₹4.91₹149.0030.3x
FY 2023₹4.72₹99.1021x
FY 2022₹4.66₹32.557x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Indian Railway Finance Corporation Limited Dividend History

Annual cash dividends paid by IRFC — dividend yield 2.36%

Financial YearDividends Paid (₹ Cr)
FY 2025₹3005.76 Cr
FY 2024₹1960.28 Cr
FY 2023₹1868.80 Cr
FY 2022₹1006.27 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Indian Railway Finance Corporation Limited Quarterly Performance

Latest quarterly metrics for IRFC — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

19.46%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

10.40%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

11.59%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

9.68%

Compounded annual net profit growth over 5 years

Indian Railway Finance Corporation Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for IRFC — calculated from daily price history

36RSI 14
Neutral — RSI 36

Momentum is balanced — neither overbought nor oversold.

SMA 50
₹84
▼ Price below SMA 50 — Short-term bearish
SMA 200
₹99
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
8872K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Indian Railway Finance Corporation Limited Financial Statements

Annual income statement, balance sheet and cash flow for Indian Railway Finance Corporation Limited (IRFC) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for Indian Railway Finance Corporation Limited

Loading latest quarterly results...

About IRFC (Indian Railway Finance Corporation Limited)

Indian Railway Finance Corporation Ltd is the dedicated financial arm of the Indian Railways, playing a pivotal role in facilitating the expansion and modernization of India's vast... railway network. Established as a public sector undertaking, IRFC operates as a specialized financial institution focused on mobilizing funds from both domestic and international markets to finance the acquisition of rolling stock assets like locomotives, coaches, and wagons, as well as the development of crucial railway infrastructure projects. The company's core function lies in providing lease financing solutions, enabling the Indian Railways to procure essential assets without incurring substantial upfront capital expenditure, thereby optimizing its resource allocation and enhancing operational efficiency. IRFC's business model revolves around a symbiotic relationship with the Indian Railways, acting as a crucial intermediary in securing financial resources and channeling them into the railway sector. By borrowing funds from diverse sources, including banks, financial institutions, and capital markets, IRFC effectively bridges the funding gap for railway infrastructure development. These funds are then utilized to procure assets that are subsequently leased to the Indian Railways under long-term lease agreements. This arrangement provides the Railways with predictable lease payments, while IRFC generates revenue through lease rentals, ensuring a sustainable and mutually beneficial financial ecosystem that supports the growth and modernization of the Indian railway network. Headquartered in New Delhi, IRFC's operations are intrinsically linked to the performance and expansion plans of the Indian Railways. As the primary financing arm, IRFC's financial stability and operational effectiveness are critical to ensuring the timely acquisition of essential railway assets and the successful execution of infrastructure projects. The company's success hinges on its ability to maintain strong relationships with both lenders and the Indian Railways, navigate the complexities of the financial markets, and effectively manage its assets and liabilities. By fulfilling its mandate, IRFC contributes significantly to the strengthening of India's railway infrastructure, a vital component of the nation's economic growth and connectivity.

Company Details

Symbol:IRFC
Industry:Financial Institution
Sector:Financial Institution

Key Leadership

Mr. Manoj Kumar Dubey
MD, CEO & Chairman
Mr. Vijay Babulal Shirode
Joint GM of Law & Company Secretary
Mr. Randhir Sahay
CFO & Director

IRFC Share Price: Frequently Asked Questions

What is the current share price of Indian Railway Finance Corporation Limited?

Indian Railway Finance Corporation Limited (IRFC) trades at ₹74.94 on NSE and BSE. Market cap ₹97.94K (Cr). Educational data only.

What is the P/E ratio of Indian Railway Finance Corporation Limited?

Indian Railway Finance Corporation Limited has a P/E of 13.63x vs industry average 17.39x.

What is the Bull Run score for Indian Railway Finance Corporation Limited?

Indian Railway Finance Corporation Limited has a Bull Run score of 34.9/100 based on 25+ financial parameters.

Does Indian Railway Finance Corporation Limited pay dividends?

Indian Railway Finance Corporation Limited has a dividend yield of 2.36%. Past dividends don't guarantee future payments.

What is the ROE of Indian Railway Finance Corporation Limited?

Indian Railway Finance Corporation Limited has ROE of 12.81%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Indian Railway Finance Corporation Limited?

Indian Railway Finance Corporation Limited has debt-to-equity of N/A.

Is Indian Railway Finance Corporation Limited a good investment?

Bull Run gives Indian Railway Finance Corporation Limited a score of 34.9/100. This is not investment advice — consult a SEBI-registered advisor.