Indian Railway Finance Corporation Limited Stock Price Today (NSE: IRFC)
Fundamental Score
Indian Railway Finance Corporation Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Indian Railway Finance Corporation Limited share price today is ₹74.94, up +0.86% on NSE/BSE as of 9 October 2026. Indian Railway Finance Corporation Limited (IRFC) is a Large-cap company in the Financial Institution sector with a market capitalisation of ₹97.94K (Cr). The 52-week high for IRFC share price is ₹137.17 and the 52-week low is ₹74.12. At a P/E ratio of 13.63x, IRFC is currently trading below its industry average P/E of 17.39x. The company has a Return on Equity (ROE) of 12.81% and a debt-to-equity ratio of N/A.
Indian Railway Finance Corporation Limited Share Price Chart — NSE/BSE Historical Performance
Indian Railway Finance Corporation Limited share price chart: -7.34% return over the past month. 52-week high ₹137.17, 52-week low ₹74.12.
Indian Railway Finance Corporation Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹76.24 | ₹76.29 | ₹74.12 | ₹74.30 | 91.89L (Cr) | |
| ₹76.90 | ₹77.20 | ₹76.04 | ₹76.15 | 52.13L (Cr) | |
| ₹76.98 | ₹78.07 | ₹76.33 | ₹77.10 | 66.59L (Cr) | |
| ₹78.00 | ₹78.10 | ₹76.06 | ₹76.50 | 88.17L (Cr) | |
| ₹78.70 | ₹78.92 | ₹76.51 | ₹77.06 | 127.65L (Cr) | |
| ₹78.60 | ₹81.50 | ₹78.41 | ₹79.28 | 381.10L (Cr) | |
| ₹78.70 | ₹80.26 | ₹77.07 | ₹80.26 | 157.47L (Cr) | |
| ₹79.95 | ₹79.95 | ₹78.36 | ₹78.55 | 85.59L (Cr) | |
| ₹79.68 | ₹79.99 | ₹79.20 | ₹79.95 | 47.01L (Cr) | |
| ₹80.50 | ₹80.50 | ₹79.41 | ₹79.86 | 53.33L (Cr) |
Indian Railway Finance Corporation Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹78.70 | ₹78.92 | ₹74.12 | ₹74.30 | -5.59% | |
| ₹83.34 | ₹83.95 | ₹77.07 | ₹79.28 | -4.87% | |
| ₹89.50 | ₹90.85 | ₹82.90 | ₹83.34 | -6.88% | |
| ₹90.98 | ₹91.92 | ₹86.02 | ₹89.15 | -2.01% | |
| ₹98.20 | ₹101.20 | ₹90.19 | ₹90.53 | -7.81% | |
| ₹104.21 | ₹107.66 | ₹95.17 | ₹97.51 | -6.43% | |
| ₹90.83 | ₹108.38 | ₹88.60 | ₹104.21 | +14.73% | |
| ₹96.48 | ₹102.02 | ₹87.00 | ₹87.23 | -9.58% | |
| ₹114.99 | ₹119.79 | ₹100.66 | ₹102.46 | -10.89% | |
| ₹125.31 | ₹129.75 | ₹112.61 | ₹120.10 | -4.16% | |
| ₹117.57 | ₹137.17 | ₹109.70 | ₹124.62 | +6.00% | |
| ₹123.25 | ₹123.67 | ₹115.65 | ₹117.57 | -4.61% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Assets (ROA)
Bank profit generated relative to total assets
Net Profit Margin
Net profit as a percentage of reported revenue/income
Dividend Yield
Annual dividend as % of current share price
Indian Railway Finance Corporation Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Price to Book (P/B)
Share price ÷ book value per share — key bank valuation metric
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Indian Railway Finance Corporation Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of IRFC across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Attractive Valuation (P/E: 13.63 vs Industry: 17.39)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Revenue Growth (19.46%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Limited Public Float (86.36% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity.
Limited Institutional Interest (FII+DII: 4.05%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Indian Railway Finance Corporation Limited vs Financial Institution Peers
Peer Comparison - Financial Institution
Compare Indian Railway Finance Corporation Limited with 8 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
34.9/100 | ₹74.94₹75 | ₹97935.41₹97935.41 | 13.63Average 13.6 Average | 12.81%Average 12.81% Average | — — | — — | 9.68%Good 9.68% Good | 11.59%Good 11.59% Good | 2.36% | |
47.7/100 | ₹351.10₹351 | ₹115866.51₹115866.51 | 4.45Average 4.4 Average | 20.67%Excellent 20.67% Excellent | — — | — — | 17.13%Excellent 17.13% Excellent | 10.01%Good 10.01% Good | 4.57% | |
REC LimitedREC Limited... RECLTD • 532955 | 40.5/100 | ₹315.45₹315 | ₹83064.93₹83064.93 | 5.19Average 5.2 Average | 19.96%Good 19.96% Good | — — | — — | 14.25%Good 14.25% Good | 10.88%Good 10.88% Good | 5.12% |
63.3/100 | ₹176.75₹177 | ₹35383.58₹35383.58 | 8.31Average 8.3 Average | 20.20%Excellent 20.20% Excellent | — — | — — | 20.64%Excellent 20.64% Excellent | 12.70%Good 12.70% Good | 2.22% | |
48.3/100 | ₹112.20₹112 | ₹31519.56₹31519.56 | 15.96Average 16.0 Average | 15.58%Good 15.58% Good | — — | — — | 40.15%Excellent 40.15% Excellent | 25.63%Excellent 25.63% Excellent | 0.49% | |
IFCI LimitedIFCI Limited... IFCI • 500106 | 33.1/100 | ₹89.28₹89 | ₹24054.80₹24054.80 | 139.50Average 139.5 Average | 2.05%Poor 2.05% Poor | — — | — — | 15.94%Excellent 15.94% Excellent | 0.02%Average 0.02% Average | 0.00% |
Tourism Finance Corporation of India LimitedTourism Finance... TFCILTD • 526650 | 24.6/100 | ₹143.09₹143 | ₹6624.74₹6624.74 | 42.97Average 43.0 Average | 9.75%Poor 9.75% Poor | — — | — — | 8.86%Good 8.86% Good | 1.15%Average 1.15% Average | 0.72% |
HARYANA FINANCIAL CORPORATIONHARYANA FINANCI... HARAFIN • 530927 | 50.7/100 | ₹57.95₹58 | ₹1203.38₹1203.38 | 158.13Average 158.1 Average | 3.45%Poor 3.45% Poor | — — | — — | 51.20%Excellent 51.20% Excellent | 79.63%Excellent 79.63% Excellent | 0.00% |
Gujarat State Financial CorporationGujarat State F... GUJSTATFIN • 532160 | 26.4/100 | ₹10.05₹10 | ₹89.56₹89.56 | — — | -34.93%Poor -34.93% Poor | — — | — — | -0.72%Poor -0.72% Poor | 8.35%Good 8.35% Good | 0.00% |
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Indian Railway Finance Corporation Limited PE Ratio History
Historical price-to-earnings ratio for IRFC — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹4.98 | ₹124.62 | 25x |
| FY 2024 | ₹4.91 | ₹149.00 | 30.3x |
| FY 2023 | ₹4.72 | ₹99.10 | 21x |
| FY 2022 | ₹4.66 | ₹32.55 | 7x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Indian Railway Finance Corporation Limited Dividend History
Annual cash dividends paid by IRFC — dividend yield 2.36%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹3005.76 Cr |
| FY 2024 | ₹1960.28 Cr |
| FY 2023 | ₹1868.80 Cr |
| FY 2022 | ₹1006.27 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Indian Railway Finance Corporation Limited Quarterly Performance
Latest quarterly metrics for IRFC — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
19.46%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
10.40%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
11.59%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
9.68%
Compounded annual net profit growth over 5 years
Indian Railway Finance Corporation Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for IRFC — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Indian Railway Finance Corporation Limited Financial Statements
Annual income statement, balance sheet and cash flow for Indian Railway Finance Corporation Limited (IRFC) — sourced from NSE/BSE filings.
Financial Results & Statements
Latest quarterly, annual and period-wise financial data for Indian Railway Finance Corporation Limited
About IRFC (Indian Railway Finance Corporation Limited)
Indian Railway Finance Corporation Ltd is the dedicated financial arm of the Indian Railways, playing a pivotal role in facilitating the expansion and modernization of India's vast... railway network. Established as a public sector undertaking, IRFC operates as a specialized financial institution focused on mobilizing funds from both domestic and international markets to finance the acquisition of rolling stock assets like locomotives, coaches, and wagons, as well as the development of crucial railway infrastructure projects. The company's core function lies in providing lease financing solutions, enabling the Indian Railways to procure essential assets without incurring substantial upfront capital expenditure, thereby optimizing its resource allocation and enhancing operational efficiency. IRFC's business model revolves around a symbiotic relationship with the Indian Railways, acting as a crucial intermediary in securing financial resources and channeling them into the railway sector. By borrowing funds from diverse sources, including banks, financial institutions, and capital markets, IRFC effectively bridges the funding gap for railway infrastructure development. These funds are then utilized to procure assets that are subsequently leased to the Indian Railways under long-term lease agreements. This arrangement provides the Railways with predictable lease payments, while IRFC generates revenue through lease rentals, ensuring a sustainable and mutually beneficial financial ecosystem that supports the growth and modernization of the Indian railway network. Headquartered in New Delhi, IRFC's operations are intrinsically linked to the performance and expansion plans of the Indian Railways. As the primary financing arm, IRFC's financial stability and operational effectiveness are critical to ensuring the timely acquisition of essential railway assets and the successful execution of infrastructure projects. The company's success hinges on its ability to maintain strong relationships with both lenders and the Indian Railways, navigate the complexities of the financial markets, and effectively manage its assets and liabilities. By fulfilling its mandate, IRFC contributes significantly to the strengthening of India's railway infrastructure, a vital component of the nation's economic growth and connectivity.
Company Details
Key Leadership
IRFC Share Price: Frequently Asked Questions
What is the current share price of Indian Railway Finance Corporation Limited?
Indian Railway Finance Corporation Limited (IRFC) trades at ₹74.94 on NSE and BSE. Market cap ₹97.94K (Cr). Educational data only.
What is the P/E ratio of Indian Railway Finance Corporation Limited?
Indian Railway Finance Corporation Limited has a P/E of 13.63x vs industry average 17.39x.
What is the Bull Run score for Indian Railway Finance Corporation Limited?
Indian Railway Finance Corporation Limited has a Bull Run score of 34.9/100 based on 25+ financial parameters.
Does Indian Railway Finance Corporation Limited pay dividends?
Indian Railway Finance Corporation Limited has a dividend yield of 2.36%. Past dividends don't guarantee future payments.
What is the ROE of Indian Railway Finance Corporation Limited?
Indian Railway Finance Corporation Limited has ROE of 12.81%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Indian Railway Finance Corporation Limited?
Indian Railway Finance Corporation Limited has debt-to-equity of N/A.
Is Indian Railway Finance Corporation Limited a good investment?
Bull Run gives Indian Railway Finance Corporation Limited a score of 34.9/100. This is not investment advice — consult a SEBI-registered advisor.