Bajaj Finance Ltd Stock Price Today (NSE: BAJFINANCE)
Fundamental Score
Bajaj Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Bajaj Finance Ltd share price today is ₹826.85, up +1.17% on NSE/BSE as of 22 April 2026. Bajaj Finance Ltd (BAJFINANCE) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹6.35L (Cr). The 52-week high for BAJFINANCE share price is ₹1102.50 and the 52-week low is ₹787.90. At a P/E ratio of 34.71x, BAJFINANCE is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 19.22% and a debt-to-equity ratio of 3.85.
Bajaj Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Institutional Deep-Dive
Bull Run Research Hub
Financial Analysis of Bajaj Finance Share Price
Non-Banking Financial Companies (NBFCs) are currently navigating a landscape of heightened regulatory scrutiny and evolving risk management practices, demanding increased capital adequacy and sophisticated asset-liability management. This analysis examines the financial stability of Bajaj Finance Ltd, focusing on its current valuation and profitability metrics. The current Bajaj Finance share price stands at ₹981.700012. This analysis will objectively assess the company's position within the NBFC sector, noting its strengths and potential vulnerabilities.
At a Price-to-Earnings (PE) ratio of 34.71, Bajaj Finance is trading at a premium compared to some peers, potentially reflecting investor expectations of future growth. This premium needs to be justified by demonstrably superior performance and risk management. In contrast, management quality is a crucial differentiator within the NBFC sector. Evaluating
Apollo Finvest and similar companies, observing management's strategic decision-making and track record in navigating economic cycles provides valuable context for assessing the sustainability of Bajaj Finance's valuation.The Return on Capital Employed (ROCE) of 11.35% is a key indicator of Bajaj Finance's profitability and efficiency in deploying capital. This ROCE suggests the company is generating reasonable returns, but the strength of its competitive moat depends on how sustainable this performance is. A higher ROCE consistently maintained over time can create a stronger moat, protecting the company's market share and profitability. It’s worth observing how efficiently Bajaj Finance manages its asset quality and how well it optimizes its funding costs to sustain and ideally improve this metric.
This analysis forms a small part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra. This audit incorporates an evaluation of balance sheet strength, income statement trends, cash flow stability, and regulatory compliance. The purpose of this analysis is purely observational, providing a snapshot of the company's financial metrics.
Bajaj Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹809.00 | ₹830.05 | ₹792.45 | ₹826.85 | 91.13L (Cr) | |
| ₹832.80 | ₹842.05 | ₹814.80 | ₹817.30 | 150.94L (Cr) | |
| ₹831.00 | ₹834.90 | ₹799.00 | ₹801.55 | 203.77L (Cr) | |
| ₹875.00 | ₹875.15 | ₹841.25 | ₹843.80 | 112.82L (Cr) | |
| ₹862.05 | ₹881.00 | ₹853.30 | ₹879.65 | 55.57L (Cr) | |
| ₹830.00 | ₹854.00 | ₹817.60 | ₹849.00 | 188.28L (Cr) | |
| ₹818.10 | ₹818.80 | ₹787.90 | ₹812.60 | 158.32L (Cr) | |
| ₹836.70 | ₹841.95 | ₹819.25 | ₹830.55 | 148.82L (Cr) | |
| ₹868.20 | ₹869.90 | ₹826.70 | ₹832.20 | 115.86L (Cr) | |
| ₹876.10 | ₹893.95 | ₹858.20 | ₹880.10 | 123.76L (Cr) |
Bajaj Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹832.80 | ₹842.05 | ₹792.45 | ₹826.85 | -0.71% | |
| ₹971.00 | ₹990.40 | ₹787.90 | ₹801.55 | -17.45% | |
| ₹887.00 | ₹1046.00 | ₹887.00 | ₹995.90 | +12.28% | |
| ₹988.20 | ₹999.15 | ₹907.70 | ₹929.85 | -5.90% | |
| ₹1041.90 | ₹1061.00 | ₹978.40 | ₹986.80 | -5.29% | |
| ₹1037.00 | ₹1088.00 | ₹981.30 | ₹1037.50 | +0.05% | |
| ₹991.50 | ₹1102.50 | ₹972.00 | ₹1042.80 | +5.17% | |
| ₹877.85 | ₹1036.00 | ₹877.85 | ₹998.90 | +13.79% | |
| ₹884.80 | ₹919.65 | ₹849.00 | ₹877.85 | -0.79% | |
| ₹932.50 | ₹970.95 | ₹868.00 | ₹881.20 | -5.50% | |
| ₹913.00 | ₹978.80 | ₹886.00 | ₹936.50 | +2.57% | |
| ₹857.55 | ₹933.65 | ₹856.60 | ₹918.05 | +7.05% |
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Bajaj Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Shareholding Pattern
Promoter
FII
DII
Pledged
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Bajaj Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of BAJFINANCE across key market metrics for learning purposes.
Positive Indicators
10 factors identified
Strong Return on Equity (19.22%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (67.35%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (21.89%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (18.06%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (21.46% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (25.10% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (25.91% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (54.66%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 36.36%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Elevated Debt Levels (D/E: 3.85)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.91x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-221822.70 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Bajaj Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Bajaj Finance LtdBajaj Finance L...Selected✓ BAJFINANCE • 500034 | 61.2/100 | ₹826.85₹827 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹891.60₹892 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 0.00%Poor 0.00% Poor | 3.87Poor 3.9 Poor | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3178.80₹3179 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 0.00%Poor 0.00% Poor | 3.76Poor 3.8 Poor | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
62.5/100 | ₹1356.30₹1356 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 0.00%Poor 0.00% Poor | 7.23Poor 7.2 Poor | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹638.20₹638 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 0.00%Poor 0.00% Poor | 3.33Poor 3.3 Poor | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹240.35₹240 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 0.00%Poor 0.00% Poor | 3.72Poor 3.7 Poor | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹578.55₹579 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 0.00%Poor 0.00% Poor | 4.68Poor 4.7 Poor | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4538.00₹4538 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 0.00%Poor 0.00% Poor | 4.35Poor 4.3 Poor | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
58/100 | ₹419.70₹420 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 0.00%Poor 0.00% Poor | 0.17Excellent 0.2 Excellent | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹393.30₹393 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 0.00%Poor 0.00% Poor | 3.64Poor 3.6 Poor | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
Piramal Enterprises LtdPiramal Enterpr... PEL • 500302 | 54.1/100 | ₹1124.20₹1124 | ₹25483.11₹25483.11 | 48.99Average 49.0 Average | 1.63%Poor 1.63% Poor | 0.00%Poor 0.00% Poor | 2.42Poor 2.4 Poor | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
Bajaj Finance Ltd Financial Statements
Comprehensive financial data for Bajaj Finance Ltd including income statement, balance sheet and cash flow
About BAJFINANCE (Bajaj Finance Ltd)
Bajaj Finance Ltd is a significant player in India's financial landscape, operating as a Non-Banking Financial Company (NBFC) focused on lending and related services. The company h...as carved a niche for itself by offering a diverse portfolio of financial products tailored to meet the needs of a wide spectrum of customers. Bajaj Finance caters to individual consumers seeking financing for various personal needs, as well as businesses requiring capital for growth and expansion. Their offerings are designed to be accessible and convenient, contributing to their widespread popularity across the country. With a focus on innovation and customer-centric solutions, Bajaj Finance continues to evolve to address the changing demands of the Indian financial market. The company's product range is extensive, covering numerous financing options across both retail and commercial segments. On the retail front, Bajaj Finance provides loans for consumer durables, lifestyle products, and personal expenses, enabling individuals to achieve their aspirations. They also offer specialized lending solutions such as home loans, loans against property, and vehicle loans, catering to diverse financial requirements. On the commercial side, the company offers a range of loan products tailored for businesses, including small and medium-sized enterprises (SMEs). This includes financing for working capital, equipment purchases, and expansion projects, supporting the growth and development of the Indian business ecosystem. Bajaj Finance differentiates itself through its advanced digital capabilities and widespread network of branches and partners. The company leverages technology to streamline loan application processes, making financing accessible to customers across the country. They also provide innovative services, such as EMI financing options, to make purchases more affordable and accessible. Furthermore, Bajaj Finance is known for its strong risk management practices and customer service orientation, ensuring a positive and seamless experience for borrowers. Through its comprehensive product offerings, digital capabilities, and customer-centric approach, Bajaj Finance plays a vital role in driving financial inclusion and supporting the economic growth of India.
Company Details
Key Leadership
Corporate Events
Latest News
BAJFINANCE Share Price: Frequently Asked Questions
What is the current share price of Bajaj Finance Ltd?
As of 22 Apr 2026, 11:00 am IST, Bajaj Finance Ltd share price is ₹826.85. The Bajaj Finance Ltd stock has a market capitalisation of ₹6.35L (Cr) on NSE/BSE.
Is Bajaj Finance Ltd share price Overvalued or Undervalued?
Bajaj Finance Ltd share price is currently trading at a P/E ratio of 34.71x, compared to the industry average of 22.03x. Based on this relative valuation, the Bajaj Finance Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of Bajaj Finance Ltd share price?
The 52-week high of Bajaj Finance Ltd share price is ₹1102.50 and the 52-week low is ₹787.90. These values are updated daily from NSE/BSE price data.
What factors affect the Bajaj Finance Ltd share price?
Key factors influencing Bajaj Finance Ltd share price include quarterly earnings growth (Sales Growth: 18.06%), raw material costs, government spending, and institutional flows (FII/DII holding).
Is Bajaj Finance Ltd a good stock for long-term investment?
Bajaj Finance Ltd shows a 5-year Profit Growth of 25.91% and an ROE of 19.22%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.85 before investing in Bajaj Finance Ltd shares.
How does Bajaj Finance Ltd compare with its industry peers?
Bajaj Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare Bajaj Finance Ltd share price P/E of 34.71x and ROE of 19.22% against the industry averages to determine competitive standing.
What is the P/E ratio of Bajaj Finance Ltd and what does it mean?
Bajaj Finance Ltd share price has a P/E ratio of 34.71x compared to the industry average of 22.03x. Investors pay ₹35 for every ₹1 of annual earnings.
How is Bajaj Finance Ltd performing according to Bull Run's analysis?
Bajaj Finance Ltd has a Bull Run fundamental score of 61.2/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does Bajaj Finance Ltd belong to?
Bajaj Finance Ltd operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Bajaj Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for BAJFINANCE?
BAJFINANCE has an ROE of 19.22%, which indicates excellent management efficiency. ROE measures how efficiently Bajaj Finance Ltd generates profits from shareholders capital.
How is BAJFINANCE debt-to-equity ratio and what does it indicate?
BAJFINANCE has a debt-to-equity ratio of 3.85, which indicates high leverage that increases financial risk.
What is BAJFINANCE dividend yield and is it a good dividend stock?
BAJFINANCE offers a dividend yield of 0.43%, meaning you receive ₹0.43 annual dividend for every ₹100 invested in Bajaj Finance Ltd shares.
How has BAJFINANCE share price grown over the past 5 years?
BAJFINANCE has achieved 5-year growth rates of: Sales Growth 21.46%, Profit Growth 25.91%, and EPS Growth 25.10%.
What is the promoter holding in BAJFINANCE and why does it matter?
Promoters hold 54.66% of BAJFINANCE shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Bajaj Finance Ltd.
What is BAJFINANCE market capitalisation category?
BAJFINANCE has a market capitalisation of ₹635286 crores, placing it in the Large-cap category.
How volatile is BAJFINANCE stock?
BAJFINANCE has a beta of N/A. A beta > 1 suggests the Bajaj Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is BAJFINANCE operating profit margin trend?
BAJFINANCE has a 5-year average Operating Profit Margin (OPM) of 67.35%, indicating the company's operational efficiency.
How is BAJFINANCE quarterly performance?
Recent quarterly performance shows Bajaj Finance Ltd YoY Sales Growth of 18.06% and YoY Profit Growth of 21.89%.
What is the institutional holding pattern in BAJFINANCE?
BAJFINANCE has FII holding of 21.97% and DII holding of 14.39%. Significant institutional holding often suggests professional confidence in the Bajaj Finance Ltd stock.