SBI Life Insurance Company Limited Stock Price Today (NSE: SBILIFE)
Fundamental Score
SBI Life Insurance Company Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
SBI Life Insurance Company Limited share price today is ₹1778.00, down 0.95% on NSE/BSE as of 21 August 2026. SBI Life Insurance Company Limited (SBILIFE) is a Large-cap company in the Life Insurance sector with a market capitalisation of ₹1.87L (Cr). The 52-week high for SBILIFE share price is ₹2129.04 and the 52-week low is ₹1700.40. At a P/E ratio of 75.83x, SBILIFE is currently trading above its industry average P/E of 70.23x. The company has a Return on Equity (ROE) of 13.70% and a debt-to-equity ratio of 0.00.
SBI Life Insurance Company Limited Share Price Chart — NSE/BSE Historical Performance
SBI Life Insurance Company Limited share price chart: -1.52% return over the past month. 52-week high ₹2129.04, 52-week low ₹1700.40.
SBI Life Insurance Company Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹1789.00 | ₹1796.50 | ₹1762.50 | ₹1778.00 | 5.84L (Cr) | |
| ₹1812.80 | ₹1820.90 | ₹1789.40 | ₹1795.00 | 5.64L (Cr) | |
| ₹1828.60 | ₹1833.60 | ₹1805.50 | ₹1812.00 | 14.22L (Cr) | |
| ₹1840.80 | ₹1840.80 | ₹1816.50 | ₹1830.00 | 10.53L (Cr) | |
| ₹1866.00 | ₹1866.00 | ₹1815.50 | ₹1837.60 | 10.89L (Cr) | |
| ₹1855.50 | ₹1865.10 | ₹1836.00 | ₹1855.00 | 8.34L (Cr) | |
| ₹1861.50 | ₹1871.80 | ₹1852.80 | ₹1855.50 | 3.90L (Cr) | |
| ₹1870.00 | ₹1886.00 | ₹1860.30 | ₹1861.50 | 4.74L (Cr) | |
| ₹1910.00 | ₹1910.00 | ₹1868.10 | ₹1879.90 | 6.25L (Cr) | |
| ₹1901.00 | ₹1909.80 | ₹1856.60 | ₹1899.00 | 15.13L (Cr) |
SBI Life Insurance Company Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹1899.00 | ₹1915.00 | ₹1762.50 | ₹1778.00 | -6.37% | |
| ₹1777.00 | ₹1910.00 | ₹1758.60 | ₹1882.00 | +5.91% | |
| ₹1839.00 | ₹1846.40 | ₹1700.40 | ₹1765.70 | -3.99% | |
| ₹1810.10 | ₹1906.90 | ₹1802.60 | ₹1830.10 | +1.10% | |
| ₹1828.40 | ₹1990.90 | ₹1728.10 | ₹1819.00 | -0.51% | |
| ₹2025.18 | ₹2050.55 | ₹1766.00 | ₹1777.30 | -12.24% | |
| ₹1972.50 | ₹2129.04 | ₹1955.50 | ₹2034.37 | +3.14% | |
| ₹2034.90 | ₹2109.60 | ₹1951.50 | ₹1998.50 | -1.79% | |
| ₹1967.00 | ₹2052.20 | ₹1951.20 | ₹2034.90 | +3.45% | |
| ₹1950.00 | ₹2086.60 | ₹1945.00 | ₹1966.00 | +0.82% | |
| ₹1783.00 | ₹1978.70 | ₹1757.70 | ₹1955.70 | +9.69% | |
| ₹1800.00 | ₹1890.00 | ₹1769.50 | ₹1790.60 | -0.52% |
AI Research Briefing
Powered by Gemini · 2026-04-15
SBI Life is a decent play on India's insurance growth story, but faces stiff competition and margin pressure; execution is everything.
WHAT'S HAPPENING NOW (last 2-4 weeks)
SBI Life faces a GST demand confirmation. The board meeting to consider and approve audited financial results for the quarter and year ended March 31, 2026, is scheduled for April 22, 2026. SBI Life delivered 8% APE growth against 14% guidance, missing FY26 targets.
CORE STORY (THE REAL GAME)
SBI Life is a play on the increasing financialization of savings in India, riding the wave of a growing middle class seeking both insurance and investment products. The key is their ability to maintain market share and VNB margins in an increasingly competitive landscape.
- Upcoming earnings release on April 22, 2026
- Strong brand recall and distribution network
- Growing demand for insurance products in India
- Better-than-expected earnings
- Positive regulatory changes
- Increase in persistency ratios
- Intense competition
- Margin compression
- GST demand of ₹5.95 crore
FII decreased holdings by 0.49%, while DII increased holdings by 0.46% [cite: brief].
India's resilient domestic economy supports the insurance sector, but global uncertainty remains a headwind.
Free Cash Flow 5Y: ₹128577.72 Cr [cite: brief]
Expect moderate growth in the next 3-6 months, driven by increasing awareness of insurance and investment products. Key is maintaining market share and VNB margins.
Primary Thesis Risk
Inability to maintain VNB margins amidst fierce competition.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
SBI Life Insurance Company Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
SBI Life Insurance Company Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SBILIFE across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Cash Generation (₹139152.78 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (55.33%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 40.64%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Margin Pressure Concerns (1.58%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 75.83x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
High Price-to-Book Ratio (10.49x)
Observation: Trading at significant premium to book value.
Analysis: High P/B ratios may indicate overvaluation relative to asset base.
Revenue Contraction (-82.35%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
SBI Life Insurance Company Limited vs Life Insurance Peers
SBI Life Insurance Company Limited PE Ratio History
Historical price-to-earnings ratio for SBILIFE — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹24.07 | ₹2034.90 | 84.5x |
| FY 2024 | ₹18.90 | ₹1390.40 | 73.6x |
| FY 2023 | ₹17.18 | ₹1432.60 | 83.4x |
| FY 2022 | ₹15.04 | ₹1231.30 | 81.9x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
SBI Life Insurance Company Limited Dividend History
Annual cash dividends paid by SBILIFE — dividend yield 0.14%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹270.60 Cr |
| FY 2024 | ₹270.37 Cr |
| FY 2023 | ₹450.24 Cr |
| FY 2022 | ₹250.01 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
SBI Life Insurance Company Limited Quarterly Performance
Latest quarterly metrics for SBILIFE — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-82.35%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-1.09%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
6.52%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
11.15%
Compounded annual net profit growth over 5 years
SBI Life Insurance Company Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for SBILIFE — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
SBI Life Insurance Company Limited Financial Statements
Annual income statement, balance sheet and cash flow for SBI Life Insurance Company Limited (SBILIFE) — sourced from NSE/BSE filings.
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About SBILIFE (SBI Life Insurance Company Limited)
SBI Life Insurance Co Ltd is a prominent player in the Indian life insurance sector, committed to securing futures and empowering individuals to achieve their financial aspirations.... Built on a strong foundation of trust and reliability, SBI Life offers a comprehensive suite of life insurance solutions designed to cater to diverse needs and life stages. From traditional endowment plans providing guaranteed returns to market-linked policies offering growth potential, SBI Life strives to provide adaptable options that align with individual risk appetites and financial goals. By combining financial expertise with customer-centric service, SBI Life strives to be a partner in every stage of your life. The company's diverse product portfolio encompasses individual and group life insurance solutions, addressing the varying requirements of both individuals and organizations. Through participating plans, policyholders can share in the company's profits, while non-participating plans offer guaranteed benefits. Recognizing the importance of retirement planning, SBI Life offers pension plans that provide a steady stream of income during retirement. In addition to traditional life insurance, SBI Life also provides health insurance and micro-insurance products tailored to meet the specific needs of underserved populations. The company extends its services through various channels, including a vast network of branches and partnerships, to ensure accessibility for all. SBI Life's offerings extend beyond basic life coverage to include specialized protection against unforeseen circumstances. Accident and disability benefit riders provide financial support in the event of an accident or disability, while level term insurance offers affordable life cover for a specified period. Recognizing the increasing prevalence of critical illnesses, SBI Life offers critical illness insurance, providing a lump-sum benefit upon diagnosis of a covered illness. As a customer-centric organization, SBI Life is dedicated to helping individuals protect their financial future and create a secure tomorrow. The focus of the company is helping customers thrive in life.
Company Details
Key Leadership
Corporate Events
Latest News
SBILIFE Share Price: Frequently Asked Questions
What is the current share price of SBI Life Insurance Company Limited?
SBI Life Insurance Company Limited (SBILIFE) trades at ₹1778.00 on NSE and BSE. Market cap ₹1.87L (Cr). Educational data only.
What is the P/E ratio of SBI Life Insurance Company Limited?
SBI Life Insurance Company Limited has a P/E of 75.83x vs industry average 70.23x.
What is the Bull Run score for SBI Life Insurance Company Limited?
SBI Life Insurance Company Limited has a Bull Run score of 39.4/100 based on 25+ financial parameters.
Does SBI Life Insurance Company Limited pay dividends?
SBI Life Insurance Company Limited has a dividend yield of 0.14%. Past dividends don't guarantee future payments.
What is the ROE of SBI Life Insurance Company Limited?
SBI Life Insurance Company Limited has ROE of 13.70%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of SBI Life Insurance Company Limited?
SBI Life Insurance Company Limited has debt-to-equity of 0.00.
Is SBI Life Insurance Company Limited a good investment?
Bull Run gives SBI Life Insurance Company Limited a score of 39.4/100. This is not investment advice — consult a SEBI-registered advisor.