Karnataka Bank Ltd Stock Price Today (NSE: KTKBANK)
Fundamental Score
Karnataka Bank Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Karnataka Bank Ltd share price today is ₹205.91, up +0.00% on NSE/BSE as of 18 February 2026. Karnataka Bank Ltd (KTKBANK) is a Mid-cap company in the Private Sector Bank sector with a market capitalisation of ₹8.05K (Cr). The 52-week high for KTKBANK share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 7.02x, KTKBANK is currently trading below its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 11.10% and a debt-to-equity ratio of 8.27.
Karnataka Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Karnataka Bank Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Karnataka Bank Share Price Analysis: A ROCE Focused Perspective
Private sector banks are currently navigating a complex environment of rising interest rates and increased competition for deposits. Within this landscape, the performance of individual institutions requires careful scrutiny. This analysis focuses on the Karnataka Bank share price, currently trading at ₹200.300003, through the lens of Return on Capital Employed (ROCE), a critical indicator of management's efficiency in generating profits from invested capital. The bank's PE ratio stands at 7.02, indicating a potentially undervalued stock, however, this needs to be carefully validated considering the ROCE performance.
Karnataka Bank's ROCE of 6.33% warrants a closer examination. While a positive ROCE signifies profitability, its relative strength compared to peers is crucial. A higher ROCE generally implies a stronger competitive advantage and more efficient capital allocation. The current ROCE may suggest a less robust economic moat compared to some competitors. For example, management quality can significantly impact ROCE. Comparing Karnataka Bank Ltd with peers like
IndusInd Bank Ltd, one might assess differences in strategic decision-making and operational efficiency that ultimately drive returns on capital.ROCE directly impacts a company's ability to reinvest in growth, return capital to shareholders, and weather economic downturns. A lower ROCE may limit these capabilities, potentially impacting long-term shareholder value. While the PE ratio suggests undervaluation, the ROCE serves as a crucial reminder to evaluate the quality of those earnings and the sustainability of future growth. Further investigation into the drivers of ROCE, such as net profit margins and capital turnover, is essential to understand the underlying factors affecting Karnataka Bank's performance.
This analysis forms part of a comprehensive 80-parameter fundamental audit, meticulously verified by Sweta Mishra, and aims to provide an objective, data-driven perspective on Karnataka Bank's financial health. Please note that this is an observational analysis of financial data and does not constitute investment advice. All investment decisions should be based on thorough due diligence and consultation with a qualified financial advisor.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Karnataka Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of KTKBANK across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (61.97%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 7.02 vs Industry: 15.23)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Excellent EPS Growth (19.35% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (24.10% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹5120.78 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 30.71%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Suboptimal ROCE (6.33%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 8.27)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.25x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Karnataka Bank Ltd Financial Statements
Comprehensive financial data for Karnataka Bank Ltd including income statement, balance sheet and cash flow
About KTKBANK (Karnataka Bank Ltd)
Karnataka Bank Ltd (KTKBANK) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Private Sector Bank sector with a current market capitalisation of ₹8.05K (Cr). Karnataka Bank Ltd has delivered a Return on Equity (ROE) of 11.10% and a ROCE of 6.33%. The debt-to-equity ratio stands at 8.27, reflecting the company's capital structure. Investors tracking KTKBANK share price can monitor key metrics including P/E ratio, promoter holding of 0.00%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
KTKBANK Share Price: Frequently Asked Questions
What is the current share price of Karnataka Bank Ltd (KTKBANK)?
As of 18 Feb 2026, 10:39 am IST, Karnataka Bank Ltd share price is ₹205.91. The KTKBANK stock has a market capitalisation of ₹8.05K (Cr) on NSE/BSE.
Is KTKBANK share price Overvalued or Undervalued?
KTKBANK share price is currently trading at a P/E ratio of 7.02x, compared to the industry average of 15.23x. Based on this relative valuation, the Karnataka Bank Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of KTKBANK share price?
The 52-week high of KTKBANK share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Karnataka Bank Ltd share price?
Key factors influencing KTKBANK share price include quarterly earnings growth (Sales Growth: -2.46%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Karnataka Bank Ltd a good stock for long-term investment?
Karnataka Bank Ltd shows a 5-year Profit Growth of 24.10% and an ROE of 11.10%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 8.27 before investing in KTKBANK shares.
How does Karnataka Bank Ltd compare with its industry peers?
Karnataka Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare KTKBANK share price P/E of 7.02x and ROE of 11.10% against the industry averages to determine competitive standing.
What is the P/E ratio of KTKBANK and what does it mean?
KTKBANK share price has a P/E ratio of 7.02x compared to the industry average of 15.23x. Investors pay ₹7 for every ₹1 of annual earnings.
How is KTKBANK performing according to Bull Run's analysis?
KTKBANK has a Bull Run fundamental score of 33.4/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does KTKBANK belong to?
KTKBANK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Karnataka Bank Ltd share price.
What is Return on Equity (ROE) and why is it important for KTKBANK?
KTKBANK has an ROE of 11.10%, which shows decent profitability but room for improvement. ROE measures how efficiently Karnataka Bank Ltd generates profits from shareholders capital.
How is KTKBANK debt-to-equity ratio and what does it indicate?
KTKBANK has a debt-to-equity ratio of 8.27, which indicates high leverage that increases financial risk.
What is KTKBANK dividend yield and is it a good dividend stock?
KTKBANK offers a dividend yield of 2.35%, meaning you receive ₹2.35 annual dividend for every ₹100 invested in Karnataka Bank Ltd shares.
How has KTKBANK share price grown over the past 5 years?
KTKBANK has achieved 5-year growth rates of: Sales Growth 6.84%, Profit Growth 24.10%, and EPS Growth 19.35%.
What is the promoter holding in KTKBANK and why does it matter?
Promoters hold 0.00% of KTKBANK shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Karnataka Bank Ltd.
What is KTKBANK market capitalisation category?
KTKBANK has a market capitalisation of ₹8054 crores, placing it in the Mid-cap category.
How volatile is KTKBANK stock?
KTKBANK has a beta of N/A. A beta > 1 suggests the Karnataka Bank Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is KTKBANK operating profit margin trend?
KTKBANK has a 5-year average Operating Profit Margin (OPM) of 61.97%, indicating the company's operational efficiency.
How is KTKBANK quarterly performance?
Recent quarterly performance shows Karnataka Bank Ltd YoY Sales Growth of -2.46% and YoY Profit Growth of -5.04%.
What is the institutional holding pattern in KTKBANK?
KTKBANK has FII holding of 14.60% and DII holding of 16.11%. Significant institutional holding often suggests professional confidence in the Karnataka Bank Ltd stock.