Karnataka Bank Ltd Stock Price Today (NSE: KTKBANK)
Fundamental Score
Karnataka Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Karnataka Bank Ltd share price today is ₹277.15, down 0.68% on NSE/BSE as of 17 June 2026. Karnataka Bank Ltd (KTKBANK) is a Mid-cap company in the Private Sector Bank sector with a market capitalisation of ₹8.05K (Cr). The 52-week high for KTKBANK share price is ₹278.40 and the 52-week low is ₹169.12. At a P/E ratio of 7.02x, KTKBANK is currently trading below its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 11.10% and a debt-to-equity ratio of 8.27.
Karnataka Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Karnataka Bank Ltd share price chart: 6.89% return over the past month. 52-week high ₹278.40, 52-week low ₹169.12.
Karnataka Bank Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹265.00 | ₹273.05 | ₹261.30 | ₹264.00 | 32.19L (Cr) | |
| ₹271.00 | ₹277.40 | ₹262.50 | ₹265.70 | 30.63L (Cr) | |
| ₹272.90 | ₹278.40 | ₹267.05 | ₹269.35 | 34.86L (Cr) | |
| ₹271.85 | ₹271.85 | ₹271.85 | ₹271.85 | 0.00 (Cr) | |
| ₹269.80 | ₹274.00 | ₹268.80 | ₹271.85 | 21.59L (Cr) | |
| ₹265.50 | ₹278.00 | ₹263.25 | ₹267.55 | 51.66L (Cr) | |
| ₹264.80 | ₹267.00 | ₹262.20 | ₹264.25 | 16.44L (Cr) | |
| ₹272.90 | ₹272.90 | ₹263.25 | ₹264.50 | 18.38L (Cr) | |
| ₹267.00 | ₹273.75 | ₹262.20 | ₹270.85 | 45.54L (Cr) | |
| ₹255.40 | ₹271.40 | ₹252.10 | ₹263.80 | 201.66L (Cr) |
Karnataka Bank Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹271.00 | ₹277.40 | ₹261.30 | ₹264.00 | -2.58% | |
| ₹268.61 | ₹278.40 | ₹238.70 | ₹269.35 | +0.28% | |
| ₹230.00 | ₹271.44 | ₹217.00 | ₹268.61 | +16.79% | |
| ₹197.09 | ₹238.95 | ₹195.55 | ₹222.96 | +13.13% | |
| ₹180.85 | ₹209.70 | ₹175.32 | ₹202.88 | +12.18% | |
| ₹205.50 | ₹212.40 | ₹175.80 | ₹182.05 | -11.41% | |
| ₹214.70 | ₹219.40 | ₹195.59 | ₹205.50 | -4.29% | |
| ₹179.00 | ₹220.40 | ₹173.80 | ₹212.13 | +18.51% | |
| ₹172.85 | ₹185.50 | ₹170.26 | ₹178.25 | +3.12% | |
| ₹173.00 | ₹177.80 | ₹170.00 | ₹172.11 | -0.51% | |
| ₹180.66 | ₹181.05 | ₹169.12 | ₹171.62 | -5.00% | |
| ₹197.51 | ₹198.49 | ₹179.70 | ₹180.66 | -8.53% |
AI Research Briefing
Powered by Gemini · 2026-04-13
Cheap mid-cap bank with deposit growth, but faces liquidity risk and earnings sensitivity.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Karnataka Bank shares dropped nearly 6% on April 10, 2026, following the release of its provisional business update for Q4FY26. CASA deposits grew 10% YoY, and advances increased by 6.9% YoY. Total deposits also saw growth. The bank's trading window is closed from April 1, 2026, until 48 hours after the announcement of FY26 audited financial results.
CORE STORY (THE REAL GAME)
Karnataka Bank is a mid-cap lender riding the broader India private sector bank growth narrative, but faces stiff competition and margin pressure. Not a tech disruptor, more of a steady-state lender.
- 10% YoY CASA deposit growth in Q4FY26
- 6.9% YoY increase in advances in Q4FY26
- Stronger than expected earnings
- Significant order wins
- Improvement in asset quality
- Micro/SME cap exposes it to liquidity risk
- High Debt/Equity of 8.27
- Interest coverage is a concerning 1.25x
FII holdings decreased by 1.06% and DII holdings decreased by 0.9%.
RBI Governor suggests interest rates are likely to remain low in the medium to long term.
Yes - Free Cash Flow 5Y is ₹5120.78 Cr.
Expect steady growth in line with the Indian economy. Key is managing asset quality and maintaining deposit growth.
Primary Thesis Risk
Deteriorating asset quality can trigger a collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Karnataka Bank Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Karnataka Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of KTKBANK across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (61.97%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 7.02 vs Industry: 15.23)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Excellent EPS Growth (19.35% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (24.10% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹5120.78 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 30.71%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Suboptimal ROCE (6.33%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 8.27)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.25x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Karnataka Bank Ltd vs Private Sector Bank Peers
Peer Comparison - Private Sector Bank
Compare Karnataka Bank Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Karnataka Bank LtdKarnataka Bank ...Selected✓ KTKBANK • 532652 | 33.4/100 | ₹277.15₹277 | ₹8053.62₹8053.62 | 7.02Average 7.0 Average | 11.10%Average 11.10% Average | 6.33%Poor 6.33% Poor | 8.27Poor 8.3 Poor | 24.10%Excellent 24.10% Excellent | 6.84%Good 6.84% Good | 2.35% |
HDFC Bank LimitedHDFC Bank Limit... HDFCBANK • 500180 | 41.3/100 | ₹758.65₹759 | ₹1.54M₹1.54M | 21.32Average 21.3 Average | 14.45%Average 14.45% Average | 7.51%Poor 7.51% Poor | 6.30Poor 6.3 Poor | 21.01%Excellent 21.01% Excellent | 22.45%Excellent 22.45% Excellent | 1.10% |
ICICI Bank LtdICICI Bank Ltd... ICICIBANK • 532174 | 42.1/100 | ₹1272.70₹1273 | ₹993798.33₹993798.33 | 18.65Average 18.6 Average | 17.89%Good 17.89% Good | 7.87%Poor 7.87% Poor | 5.58Poor 5.6 Poor | 39.75%Excellent 39.75% Excellent | 17.04%Excellent 17.04% Excellent | 0.79% |
Kotak Mahindra Bank LtdKotak Mahindra ... KOTAKBANK • 500247 | 34.7/100 | ₹388.70₹389 | ₹427185.03₹427185.03 | 23.00Average 23.0 Average | 15.37%Good 15.37% Good | 8.17%Poor 8.17% Poor | 3.62Poor 3.6 Poor | 20.85%Excellent 20.85% Excellent | 14.43%Good 14.43% Good | 0.12% |
Axis Bank LtdAxis Bank Ltd... AXISBANK • 532215 | 39.7/100 | ₹1304.10₹1304 | ₹395786.98₹395786.98 | 15.23Average 15.2 Average | 16.30%Good 16.30% Good | 7.11%Poor 7.11% Poor | 7.28Poor 7.3 Poor | 72.17%Excellent 72.17% Excellent | 14.86%Good 14.86% Good | 0.08% |
IDBI Bank LtdIDBI Bank Ltd... IDBI • 500116 | 53.8/100 | ₹73.49₹73 | ₹107749.67₹107749.67 | 11.61Average 11.6 Average | 13.55%Average 13.55% Average | 6.78%Poor 6.78% Poor | 4.81Poor 4.8 Poor | 21.01%Excellent 21.01% Excellent | 6.76%Good 6.76% Good | 2.10% |
Yes Bank LtdYes Bank Ltd... YESBANK • 532648 | 27.4/100 | ₹21.97₹22 | ₹70440.12₹70440.12 | 24.83Average 24.8 Average | 5.46%Poor 5.46% Poor | 6.36%Poor 6.36% Poor | 7.29Poor 7.3 Poor | 16.54%Excellent 16.54% Excellent | 3.48%Average 3.48% Average | 0.00% |
IDFC First Bank LtdIDFC First Bank... IDFCFIRSTB • 539437 | 41.9/100 | ₹71.48₹71 | ₹69354.84₹69354.84 | 48.26Average 48.3 Average | 4.21%Poor 4.21% Poor | 6.22%Poor 6.22% Poor | 6.85Poor 6.8 Poor | 20.32%Excellent 20.32% Excellent | 17.58%Excellent 17.58% Excellent | 0.31% |
IndusInd Bank LtdIndusInd Bank L... INDUSINDBK • 532187 | 0/100 | ₹932.30₹932 | ₹66018.65₹66018.65 | — — | 4.02%Poor 4.02% Poor | 6.47%Poor 6.47% Poor | 6.70Poor 6.7 Poor | -10.42%Poor -10.42% Poor | 11.08%Good 11.08% Good | 0.00% |
Federal Bank LtdFederal Bank Lt... FEDERALBNK • 500469 | 33.9/100 | ₹288.90₹289 | ₹63130.74₹63130.74 | 16.00Average 16.0 Average | 12.86%Average 12.86% Average | 7.03%Poor 7.03% Poor | 8.71Poor 8.7 Poor | 21.40%Excellent 21.40% Excellent | 15.64%Excellent 15.64% Excellent | 0.47% |
Karur Vysya Bank LtdKarur Vysya Ban... KARURVYSYA • 590003 | 51/100 | ₹294.05₹294 | ₹24527.27₹24527.27 | 11.65Average 11.7 Average | 17.65%Good 17.65% Good | 7.38%Poor 7.38% Poor | 8.83Poor 8.8 Poor | 51.50%Excellent 51.50% Excellent | 10.07%Good 10.07% Good | 0.85% |
Top Private Sector Bank Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- HDFC Bank Limited share price1542399.85 Cr
- ICICI Bank Ltd share price993798.33 Cr
- Kotak Mahindra Bank Ltd share price427185.03 Cr
- Axis Bank Ltd share price395786.98 Cr
- IDBI Bank Ltd share price107749.67 Cr
Karnataka Bank Ltd PE Ratio History
Historical price-to-earnings ratio for KTKBANK — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹33.63 | ₹205.50 | 6.1x |
| FY 2024 | ₹39.67 | ₹214.53 | 5.4x |
| FY 2023 | ₹37.64 | ₹234.05 | 6.2x |
| FY 2022 | ₹16.29 | ₹152.15 | 9.3x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Karnataka Bank Ltd Dividend History
Annual cash dividends paid by KTKBANK — dividend yield 2.35%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹207.69 Cr |
| FY 2024 | ₹156.37 Cr |
| FY 2023 | ₹124.52 Cr |
| FY 2022 | ₹55.96 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Karnataka Bank Ltd Quarterly Performance
Latest quarterly metrics for KTKBANK — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-2.46%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-5.04%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
6.84%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
24.10%
Compounded annual net profit growth over 5 years
Karnataka Bank Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for KTKBANK — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Karnataka Bank Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Karnataka Bank Ltd (KTKBANK) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Karnataka Bank Ltd
About KTKBANK (Karnataka Bank Ltd)
Karnataka Bank Ltd is a stalwart in the Indian private banking sector, renowned for its enduring commitment to customer service and technological advancement. Rooted in the rich cu...ltural heritage of Karnataka, this institution has evolved into a modern financial powerhouse while retaining its core values of integrity and trust. The bank offers a comprehensive suite of products and services, catering to a diverse clientele ranging from individual depositors to large corporations. Its strategic focus on innovation has led to the implementation of cutting-edge digital platforms, enhancing customer convenience and accessibility. Driven by a strong management team and a dedicated workforce, Karnataka Bank continues to navigate the ever-changing financial landscape, solidifying its position as a reliable and progressive banking partner for generations to come. Delving deeper into its operational structure, Karnataka Bank meticulously organizes its services across distinct segments, each designed to meet specific customer needs. The treasury operations segment diligently manages the bank's investments and liquidity, ensuring financial stability and optimal returns. The corporate/wholesale banking division provides tailored solutions to businesses, encompassing a wide range of financial instruments. These include substantial credit facilities, facilitating growth and expansion, as well as sophisticated foreign exchange services enabling seamless international trade. Beyond this, they offer specialized structured finance products and a comprehensive suite of trade finance options, such as letters of credit and guarantees, bolstering businesses' capacity to engage in secure and efficient commercial transactions. Retail banking forms the bedrock of Karnataka Bank's customer-centric approach, offering personalized services and accessible products to individual customers. From savings accounts and deposit schemes to home loans and personal finance solutions, the bank strives to empower individuals to achieve their financial goals. Other banking operations encompass a diverse range of auxiliary services, further complementing the bank's comprehensive offerings. These activities contribute to the overall efficiency and profitability of the institution, enabling it to serve its customers more effectively. With a steadfast focus on innovation and customer satisfaction, Karnataka Bank remains a dynamic and vital player in the Indian banking sector.
Company Details
Key Leadership
Corporate Events
KTKBANK Share Price: Frequently Asked Questions
What is the current share price of Karnataka Bank Ltd?
Karnataka Bank Ltd (KTKBANK) trades at ₹277.15 on NSE and BSE. Market cap ₹8.05K (Cr). Educational data only.
What is the P/E ratio of Karnataka Bank Ltd?
Karnataka Bank Ltd has a P/E of 7.02x vs industry average 15.23x.
What is the Bull Run score for Karnataka Bank Ltd?
Karnataka Bank Ltd has a Bull Run score of 33.4/100 based on 25+ financial parameters.
Does Karnataka Bank Ltd pay dividends?
Karnataka Bank Ltd has a dividend yield of 2.35%. Past dividends don't guarantee future payments.
What is the ROE of Karnataka Bank Ltd?
Karnataka Bank Ltd has ROE of 11.10%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Karnataka Bank Ltd?
Karnataka Bank Ltd has debt-to-equity of 8.27.
Is Karnataka Bank Ltd a good investment?
Bull Run gives Karnataka Bank Ltd a score of 33.4/100. This is not investment advice — consult a SEBI-registered advisor.